Hang Seng Bank was founded in 1933 and has evolved with the times to provide personal and commercial customers with high-quality and customer-oriented banking, investment and financial management services. Hang Seng is known as Hong Kong's leading local bank and currently serves over 3.9 million customers. With numerous award-winning mobile banking apps and excellent digital capabilities, and through more than 260 service outlets in Hong Kong, Hang Seng Bank provides customers with a seamless online and offline full service experience to meet their financial needs anytime, anywhere. Hang Seng Bank (China) Co., Ltd., a wholly-owned subsidiary of the bank, has branches in nearly 20 major cities in the mainland to serve a growing number of local and cross-border financial customers. The bank also has branches in Macau and Singapore, as well as representative offices in Taipei. Hang Seng Bank is rooted in Hong Kong and closely linked to the community. To support the community, the bank has launched various community and environmental protection projects, which mainly cover the skills young people need for the future, sustainable finance and financial knowledge, coping with climate change, and caring for the community. Hang Seng Bank is a major member of the HSBC Group, one of the world's largest financial services institutions. For more information about Hang Seng Bank, please visit the bank's website at www.hangseng.com.