000922 CSI Dividend Index
- 5392.24
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A lifetime ban on business paper reveals a fraud case, China Citic Bank Corporation employee claimed to be able to process a 60 million loan to deceive a huge "benefits fee", and finally was sentenced to 12 years in prison.
① The violations related to Tao Jun resulted in the China CITIC Bank Corporation Taiyuan Branch and several individuals being fined simultaneously, but only he was banned for life in this batch of fines. ② Information from the judgment document website indicates that Tao Jun claimed he could help people obtain large loans and defraud them of substantial "kickbacks"; due to his involvement in a fraud case, he was sentenced to 12 years in the first instance.
China Citic Bank Corporation has listed a high number of individual non-performing loan projects. The retail assets risk is still in the release stage, and the bank's non-performing asset disposal is accelerating.
China Citic Bank Corporation has recently listed a large number of non-performing loan projects, involving multiple branches in Peking, Shenzhen, and others, mostly personal consumption and non-performing loans for operations. The current retail asset risks of banks are still in the releasing stage, with remaining pressure on improving asset quality indicators, requiring larger efforts in non-performing loan write-offs, disposal measures, and more.
Chongqing Changan Automobile Financial 20% equity listed for transfer, the fourth largest shareholder Yufu Group plans to 'clear out' with a base price of 2.3 billion.
Chongqing Changan Automobile Finance plans to transfer 20% of its shares at a minimum price of 2.3 billion. After the transfer, they will no longer hold any shares. This project involves the original shareholders not waiving their right of first refusal. Some original shareholders have not responded yet on whether they agree to the transfer.
For three consecutive days, 21 non-performing loan transfer projects were disclosed, accelerating the disposal of non-performing assets by China Construction Bank Corporation. The pressure on the quality of retail assets in the industry has become a trend
①Recently, china construction bank corporation has accelerated the disposal of non-performing assets, releasing 21 related project transfer information in three consecutive days, involving a total outstanding principal and interest of approximately 1.61 billion yuan. ②The industry generally believes that factors such as the economy's slower-than-expected recovery have led to a market-wide trend of general pressure on the quality of retail assets in banks.
Liu Yonghao once again trusts minsheng bank
Why add more investment?
Avita's ambitions have grown larger.
Metamorphosis.
The next stage of revenue growth still faces pressure! Minsheng Bank's earnings conference revealed: risks in micro, retail credit are rising, with the adjustment amount of existing mortgage interest rates reaching approximately 380 billion yuan.
In the first three quarters, minsheng bank's revenue and net income attributable to the parent decreased by 4.37% and 9.21% respectively year-on-year. Management openly stated that the company's revenue growth will still face certain pressure in the next stage. minsheng bank took the initiative to centrally and uniformly adjust the inventory housing loans that meet the conditions, with a total of approximately 0.5 million adjustments and an adjusted amount of approximately 380 billion yuan, with a reduction of 37 basis points.
After an announcement shook the market, shandong chenming paper's stock price dropped significantly in both A and H shares today, with many banks stating that there is currently no crediting cooperation.
①Affected by relevant news, today both A and H shares of Shandong Chenming Paper opened with significant declines. ②As a star enterprise in Shandong, Shandong Chenming Paper has been a key public relations and investment target of banks. ③Several banking professionals have told Caixin that they currently have no crediting cooperation with Shandong Chenming Paper. Some cooperating banks still maintain exposure, which is continuously decreasing.
"Is life as fragile as paper"? Products have dropped in price, debts have defaulted, and the former leading company shandong chenming paper has stopped production on a large scale. | Speed announcement
① Shandong Chenming Paper has 2.394 billion in overdue debts, with over 70% of its production capacity restricted; ② The company attributes its difficulties to industry shocks, but its performance has significantly lagged behind competitors; ③ The company's production halt has led to a shortage of white cardboard, which may help boost the market for white cardboard; ④ Besides papermaking, the company also has a considerable scale of financing leasing business; ⑤ As early as 2023, its financing leasing business has already faced a crisis.
Conservative customers are "prohibited"! The china construction bank corporation updates the public deposit gold agreement and warns of "potential losses," following a previous risk notice from the Shanghai Gold Exchange.
On November 18, China Construction Bank Corporation updated the agreement related to public gold accumulation business. the bank reminded that the risk rating of public gold accumulation business is medium risk, conservative clients cannot participate, and warned that the business 'may result in losses.'
Liu Yonghao has taken action! Minsheng Bank disclosed that the former largest shareholder plans to increase their shareholding to a total of over 5%, having previously reduced their shareholding multiple times.
① Currently, Southern Hope Industrial Co., Ltd. and New Hope Liuhe Investment Co., Ltd. together hold 4.96% of the total shares of the bank. ② As of the end of the third quarter, the core Tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio, and total capital adequacy ratio of Minsheng Bank increased by 0.02, decreased by 0.19, and decreased by 0.48 percentage points respectively compared to the end of last year.
Household appliance consumption ranks top on singles' day sales. How much impact does the trade-in of old for new have on manufacturers' performance?
① This year's singles' day sales, household appliances topped the category sales chart with a sales figure of 152.6 billion yuan. ② The "national subsidy" policy for replacing old appliances with new ones has significantly boosted appliance sales in the short term. ③ Analysis suggests that based on the strong demand in the current appliance market and the ongoing policy momentum, household appliance sales are expected to continue growing in the fourth quarter.
Can the full-year interest rate spread be maintained? How is the trend of assets quality? Is it possible to further increase dividends? China Citic Bank Corporation management directly addresses market hot topics.
In the next stage, we will continue to seize market opportunities, improve trading capabilities to seek investment returns, enhance the diversification and stability of commission income, and maintain robust growth in non-interest income. The amount of dividends for this interim period is set at 1.847 yuan in cash dividends for every 10 shares, and investors are expected to receive the mid-term dividend for 2024 before the end of the year or before the Chinese New Year next year.
Why did the revenue and profit decrease in the first three quarters? How will the bank of communications respond to interest rate pressure in the fourth quarter? The earnings conference will address multiple hot topics in the industry.
① Regarding the decline in net profit and operating income in the first three quarters, the Bank of Communications said at a performance briefing today that the main thing is that processing fees, investment valuations, and exchange gains and losses were relatively weak, but it is anticipated that the one-time impact of policy factors on rival renewal revenue will gradually subside next year. ② In the first three quarters, Bank of Communications's net interest yield was 1.28%, down 2 basis points from the previous year.
Are bank stocks still worth buying? CITIC Financial Assets disclosed a comprehensive investment plan of 50.3 billion, with 30 billion increasing shareholding in Bank of China, China Everbright Bank.
①CITIC Financial Assets announced that it will invest approximately 50.3 billion yuan in a comprehensive investment plan, of which 30 billion will be directly used to buy shares of Bank of China, China Everbright Bank, and other institutions. ②CITIC Financial Assets and other institutional funds buying bank stocks is inevitable. As a large-scale institutional fund, due to considerations such as risk control and capital return, it will most likely prioritize 'high dividend stocks' over thematic stocks.
Audi has launched a major counterattack.
Welcome to confront the new force.
Just two days after the forum for foreign financial institutions, bank of nanjing officially announced that Credit Agricole Bank increased its shareholding by 1%, just last month welcoming a new shareholder with "wings".
①On the evening of November 8, Bank of Nanjing announced that BNP Paribas Bank (QFII) increased its shareholding in the bank by 1%. This is the second time this year that BNP Paribas Bank has increased its shareholding in Bank of Nanjing. ②Last month, Bank of Nanjing just welcomed a "winged" new shareholder, East Airport Group, with Jiangsu Province and Nanjing City State-owned assets behind it. ③Since the second half of the year, several banks have received solid support from shareholders to increase their "stability-enhancing" measures.
State-owned major banks are taking action again, the bank of communications has raised the debit card Alipay quick payment limit, and three national banks have launched a "raising limit action".
On the afternoon of November 7, bank of communications announced on its official website that starting from November 18, 2024, the quick payment limit of bank of communications debit cards in Alipay consumer scenarios will be increased to RMB 0.2 million per transaction, RMB 0.2 million per day, and RMB 6 million per month. Recently, postal savings bank of china and cm bank have also increased the quick payment limits for their debit cards on Alipay or WeChat.
Insurance funds are heating up again! China Post Insurance increased its shareholding in Anhui Expressway listed in Hong Kong to 5.0360%, with two insurance companies taking action this week, bringing the total number of investments this year to 13 times.
China Post Insurance has increased its shareholding in Anhui Expressway's listed in Hong Kong to 5.0360%, triggering a disclosure of shareholding. Recently, insurance funds' shareholding has once again heated up, with two instances of shareholding within a week, second only to August of this year in terms of frequency. As of November 6, there have been a total of 13 instances of shareholding by insurance companies this year, involving a total of 12 listed companies.
Accounting for nearly one-fifth of last year's revenue, henan pinggao electric won a nearly 2 billion yuan procurement project from State Grid Corporation of China | Fast read announcement.
henan pinggao electric won a total of about 1.959 billion yuan in the State Grid procurement project. According to statistics, henan pinggao electric has won a total of approximately 6.815 billion yuan in bids this year. henan pinggao electric's net profit attributable to shareholders in the first three quarters was 0.857 billion yuan, exceeding the full year of last year.