The company was approved by the State Council and the head office of the People's Bank of China, and is a local joint-stock commercial bank formed by Jiangyin enterprises and natural persons. It is one of the first three joint-stock rural commercial banks in the country. The company's main business includes deposits and loans, interbank storage and interbank lending, financial asset investment, and related intermediary services. In 2019, the Bank continued to maintain the “2019 Global Banking Industry Top 1000” and “2019 China's Top 500 Service Enterprises”, and won honors such as “Best Small and Micro Financial Service Agricultural Commercial Bank of the Year”, “2019 Corporate Social Responsibility Award”, and “Jiangsu Banking Financial Institutions Advanced Unit for Financial Services for Small and Micro Enterprises”. As of June 30, 2024, the Bank has established 1 direct sales department. The 3 branches are Changzhou Branch, Wuxi Branch, Suzhou Branch, and 31 first-level branches.