About DAH SING Company

Daxin Group is a large-scale financial services group in Hong Kong. It mainly provides banking, insurance, finance and other related services in Hong Kong, Macau and mainland China. Daxing Group includes two listed companies, Daxing Financial Group Limited (“Daxing Finance”) and Daxing Bank Group Limited (“Dah Sing Bank Group”), which were listed on the Hong Kong Stock Exchange in 1987 and 2004, respectively. Daxing Financial Group is the main shareholder of the Daxing Bank Group. Daxin Financial is the holding company for the Group's life and general insurance business. It provides diversified life insurance and general insurance services in these two markets through Hong Kong's Daxin Life Insurance and Daxin Insurance (1976) and Macau Insurance and Macau Life Insurance operating insurance businesses in Macau. Dah Sing Bank Group owns three banking subsidiaries (Dah Sing Bank, Macau Commercial Bank and Dah Sing Bank (China) Limited), which provides banking and financial services and a securities trading company through a branch network of about 70 branches distributed across Hong Kong, Macau, China and mainland China. Dah Sing Bank Group's Vision and Mission: visions A human-centered local bank that grows with customers in Hong Kong, the Pearl River Delta and beyond mission Provide quality products and serve customers wholeheartedly Everyone stand side by side and grow together with employees Maintain steady returns and strive to add value to shareholders Daxin Bank, the main banking subsidiary of the Daxing Bank Group, is a strategic shareholder of the Bank of Chongqing and holds 17% of its interests. Bank of Chongqing is a major urban commercial bank in Chongqing, the largest city in western China. It operates a branch network of over 100 branches. Moody's and Fitch confirmed Dah Sing Bank's long-term credit ratings as “A3” and “BBB+” respectively.