51 Credit Card, China's leading fintech innovator, was listed on the Hong Kong Main Board in 2018. In May 2012, 51 Credit Card launched “51 Credit Card Manager”, an app that can intelligently manage credit card statements with one click, which greatly satisfies the needs of users, especially multi-card users, to manage their own liabilities. Since its development, 51 Credit Card has gradually developed a dynamic and self-reinforcing ecosystem to provide users with one-stop personal finance services covering personal credit management services, credit card technology services, online loan matching and investment services. It has various apps such as “51 Credit Card Manager,” “51 People,” and “51 Personal Loan,” and has more than 0.1 billion active users. According to the 2017 Oliver Wyman Report, 51 Credit Card is the first and largest online credit card management platform in China, the largest independent online credit card application platform in China, and the largest online consumer finance market targeting credit card holders. The company has won awards such as CB Insights's “Global Fintech Unicorn”, KPMG's “China's Top 50 Leading Fintech”, and “China's Top 50 Internet Finance” by Forbes. It is the governing unit of the China Internet Finance Association, the executive chairman unit of the Hangzhou Internet Finance Association, and the vice chairman unit of the Zhejiang Internet Finance Alliance. 51 Credit Card has leading fintech capabilities. The iCredit big data risk control system independently developed by the company also won the “Best Big Data Risk Control Case” at the Global Financial Risk Control Conference.