About JINSHANG BANK Company

Jinshang Bank Co., Ltd. (“Jinshang Bank” for short, English JINSHANGBANKCO. , LTD., 2558.HK), headquartered in Taiyuan, Shanxi, was renamed by Taiyuan Commercial Bank on December 30, 2008, approved by the former China Banking Regulatory Commission (“the former China Banking Regulatory Commission”), officially established on February 28, 2009, and listed on the Hong Kong Stock Exchange on July 18, 2019. Under the correct leadership of the Shanxi Provincial Committee and Provincial Government, and with the guidance and help of the supervisory authorities, Jinshang Bank has successively achieved strategic breakthroughs such as introducing strategic investors and listing H shares, and has gradually embarked on the development path of a modern commercial bank with steady development, good performance, and manageable risks. By the end of June 2024, total assets, deposit balances, and loan balances had reached RMB 370.86 billion, RMB 290.23 billion, and RMB 202.02 billion respectively, with a capital adequacy ratio of 11.59%, core tier 1 capital adequacy ratio of 9.78%, and provision coverage of 197.88%. The main regulatory indicators met regulatory requirements. Since its establishment, Jinshang Bank has adhered to the “customer-centered” service concept and achieved full coverage of outlets in 11 prefecture-level cities across the province. Currently, it has 152 business outlets, set up financial service centers for small businesses, invested in the establishment of Qingxu Jinshang Village Bank Co., Ltd., and initiated the establishment of Jinshang Consumer Finance Co., Ltd., the first consumer finance company in Shanxi Province. Furthermore, electronic channels such as online banking, mobile banking, and WeChat banking have been steadily promoted, forming a “online and offline integration” pattern of financial services. Thanks to its excellent business performance and high-quality financial services, Jinshang Bank has been widely recognized by the provincial committee, provincial government, and all sectors of society. It has successively been rated as “the most competitive national brand of Chinatown commercial banks”, “the most competitive small and medium-sized bank in China”, “meritorious enterprise in Shanxi Province”, and “the favorite bank of ordinary people in Shanxi Province”, etc., and has received the “May 1st Labor Award of Shanxi Province.” Jinshang Bank continues to advance the development strategic planning goals for 2021-2025 Strategic vision: Adhere to safe development and build a regional boutique listed bank. Regional Positioning: Rooted in Sanjin, serving Shanxi. Market positioning: serving the local economy, serving micro, small and medium-sized enterprises, and serving urban and rural residents. Business positioning: strengthen business, improve retail, be superior and inclusive, and specialize in the financial market.