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4 trillion crediting, one million sets of urban village renovations. Five departments jointly promote the stabilization of the real estate market with a heavyweight "combination of punches".
Five departments jointly exerting force, the real estate market's "combination punch" is coming in full force, parallel to the restructuring of millions of urban villages and a 4 trillion crediting scale, which will further boost confidence in the real estate market. Ni Hong expressed full confidence in the stabilizing real estate market. "China's real estate, under a series of policy influences, has undergone continuous adjustments over three years, and the market has already begun to stabilize. The relevant data for October will definitely be positive and optimistic."
In history, how much investment was driven by "monetization resettlement"?
According to swhy, from 2015 to 2018, the total scale of the shantytown redevelopment special loans reached 4.53 trillion yuan, with central subsidies/local self-owned funds estimated at a cumulative 0.63 trillion yuan, and other natured resource sources (including commercial banks loans, shantytown redevelopment special bonds) 1.09 trillion yuan, total investment of 6.26 trillion yuan.
Special savings deposits are hotly recommended, with multiple banks launching new products in October. The interest rate spread for different joint-stock banks for a 3-year period can be as high as 20 basis points.
①Special deposit products, like regular deposits and large-sum certificates of deposit, belong to deposit products and are suitable for low-risk individuals. ②Although under the background of the reduction of the deposit benchmark interest rate, the interest rate of special deposit products is also in a declining state, it is relatively higher compared to regular deposits, which has a certain appeal to depositors who seek stability.
Relaxing residential mortgage loan conditions, resolving the issue of 'subdivided units', the Hong Kong property market welcomes multiple major bullish factors.
①"Relaxing mortgage restrictions has indirectly reduced initial expenses, lowered the entry threshold, and removed mortgage restrictions based on property prices or usage. It is believed that this measure will attract market demand and foreign capital back to the Hong Kong property market." ②" It is expected that the number of first-hand property transactions in October may reach 3,000 units, potentially hitting a new high in nearly 7 months, and property prices are also expected to stop falling and rebound in the fourth quarter."
The wave of adjustments in existing home loan interest rates has expanded to rural banks and private banks, and the downward trend of LPR will further drive down mortgage rates.
On October 14th, hundreds of rural banks across the country issued announcements on the adjustment of existing individual housing loan interest rates, with some private banks and foreign banks following suit in the past two days. As a result, the participation in the adjustment of existing mortgage rates has basically expanded to all domestic commercial banks; Different banks have different requirements for overdue loans and non-performing loans; Several experts believe that there is still room for reduction in the LPR, which will further drive down future mortgage rates.
332 units were sold out in 3 and a half hours. After optimizing the real estate policies, Shenzhen has seen a "sunlight disk".
According to the information disclosed by the Shenzhen Real Estate Association on the evening of October 13, this year there are only 7 projects in Shenzhen with a registration-to-closing ratio exceeding 1:1, but on the opening day, there was only the Hyde Park project which was a 'sunshine home' previously; Longhua Shenye Shangcheng Xuefu is the second 'sunshine plate' in Shenzhen this year. Not only in new homes, but also in the Shenzhen second-hand housing market, there are also relatively obvious signs of warming up.
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