Qifu Technology Co., Ltd. (“Qifu Technology”) (NASDAQ: QFIN and HKEX: 3660) is a leading credit technology platform in China. We are committed to using credit technology to serve financial institutions, so that consumers and small and micro enterprises can obtain more convenient and personalized credit services. At the same time, we also deploy technical solutions to help financial institutions identify the diverse needs of consumers and small and micro enterprises, effectively reach potential borrowers with good credit through multiple channels, strengthen the credit evaluation and management of credit risk of potential borrowers, and improve collection strategies and efficiency. Through AI and data analysis, our technical solutions refine insight into users from long-term interaction with life and business scenarios, and support financial institutions at various stages of the loan life cycle, enabling financial institutions to expand the scope of services and meet the financing needs of consumers and small and micro enterprises, and enable users to obtain more convenient credit services. Coupled with cooperation with 360 Group, the solutions provided by the company have created clear advantages in customer acquisition, capital optimization, credit evaluation, and post-loan management.
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