No Data
Zhongtai: The senior law significantly saves bank capital, and under the improved market preference, attention is paid to the performance of quality banks.
Zhongtai stated that the regulatory authorities have relaxed the acceptance of advanced capital method applications. Based on the case of China Merchants Bank, the advanced method significantly saves capital, with a core Tier 1 capital adequacy ratio about 2 percentage points higher than the weighted method. If the top tier listed banks subsequently implement the advanced method, it is expected to increase the core Tier 1 capital adequacy ratio of the top tier listed banks by more than 1 percentage point.
The no-card deposit and withdrawal business continues to tighten, with about 20 banks officially announcing adjustments to the business, leading to diffusion among small and medium banks since November.
① Since November, about 20 banks have announced restrictions on cardless deposit and withdrawal services. Throughout the year, at least 50 various banks, including state-owned banks, joint-stock banks, and small to medium-sized banks have successively announced tightened cardless services. ② From the announcements released by each bank, their reasons for adjusting cardless services are basically consistent—risk control.
China mainland banking stock price surged, harbin bank (06138) rose by 4.41%. Institutions view the bank's allocation value favorably against the backdrop of a comprehensive policy implementation.
Golden Eagle Financial News | China mainland banking stocks strengthened, as of the time of writing, Harbin Bank (06138) rose 4.41%, ZYBank (01216) rose 1.67%, Bank of Tianjin (01578) rose 1.2%, Minsheng Bank (01988) rose 1%, China Citic Bank Corporation (00998) followed suit. On the news front, Citic Sec stated that the core operating elements of the banking industry are running steadily, with the fundamental variables of the sector entering a stable period against the backdrop of the previous comprehensive policy implementation. Overall, the changes in investor funding and macro policy expectations in the next phase have become marginal variables affecting the trend of banks, and we tend to point towards
Harbin Bank Appoints New Non-Executive Director
In November, the MLF volume continued to shrink. Previously, the 500 billion buy-back reverse repurchase has released medium-term liquidity ahead of schedule. The industry expects the reserve requirement ratio cut to be implemented faster.
①The funding operation mode of shortening and lengthening funds continues. On the one hand, the central bank continues to reduce the MLF operations volume, reduce the existing stock to mitigate its impact on the liquidity market. On the other hand, short-term funds continue to be net injected to hedge against cross-month fund pressure, strengthening the guiding position of reverse repurchase agreements on market interest rates. ②Local government bonds are centrally supplied, and the MLF is likely to see a quicker implementation under the reduced volume environment.
Is the ban on city commercial banks "going out of province" loosening? Harbin Bank has been approved to acquire a rural bank in Chongqing and to establish a branch outside the province.
① The industry claims that there has been no relaxation in the policy for setting up branches by city commercial banks outside the province, but the case of harbin bank is "worthy of support and encouragement." ② According to information from regulatory agency websites, this should be the first case in the year of a city commercial bank establishing a branch outside the province through the acquisition of its affiliated village bank. ③ Previously, the village bank under Jiutai Rural Commercial Bank located in Shandong Province completed its disposal by exiting and transferring equity.
No Data
