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March 24 Insurance Daily | New regulations released, Banks have new requirements for selling Insurance! The latest disclosed annualized returns for over a thousand combination-type Insurance asset management products are positive.
New regulations have been released! Banks have new requirements for selling Insurance as the Insurance and Banking channels tighten their restrictions again. On March 21, the Financial Regulatory Administration issued the 'Management Measures for Business Banks' Agency Sales Business', strengthening the supervision of agency sales, urging commercial Banks to rigorously select cooperative Institutions, prudently access agency sales products, and standardize sales behaviors and sales channels. Several requirements target the agency sales of Insurance by Banks. Commercial Banks have always been an important channel for Insurance agency business and are also a crucial part of Insurance mixed agency Institutions. What new requirements have been proposed by the measures? How will it affect the direction of Insurance and Banking channels? (Peking Business Daily) Over a thousand types of combination Insurance.
【Brokerage Focus】CITIC SEC: Investment in bank stocks is still driven by the main logic of bullish valuation uplift due to the reevaluation of business models.
Jinwu Financial News | CITIC SEC stated that the Financial Management Bureau has issued a notice on developing consumer finance to boost consumption, which may help various Banks increase the scale and quality of Consumer Crediting, with high-quality retail lending Banks likely benefiting more. In terms of Sector investment, Banks are entering the Earnings Reports season, and investors are focusing on the fundamental elements and profit results of marginal changes. The bank expects that the credit issuance strategy of listed Banks will remain positive in the first quarter of 2025, the pricing of Assets will remain stable, the interest margin will decline as expected but less than anticipated, and the year-on-year decline in net interest income will stabilize; affected by fluctuations in the funding market interest rate, some Banks' non-interest income will experience a quarter-on-quarter change.
China Merchants Bank is quietly racing towards new heights.
Look up a little.
Focusing on the high-quality development of the China debt market, the 2025 ICMA China Debt Capital Markets Annual Conference was held in Beijing.
On March 19, the 2025 ICMA China Debt Capital Markets Annual Conference, organized by the International Capital Markets Association (ICMA), was held in Beijing.
State-owned banks are aggressively entering the market, will personal consumer loans become the new "king of competition"? Industry insiders say: the market space has not yet reached its peak.
In recent days, many major banks have successively announced relevant special plans and vigorously entered the Consumer loan market. Since the beginning of the year, the interest rates on bank Consumer loans have successively broken the "2.6" and "2.5" thresholds, with the lowest rate now dropping to around 2.4%. The state-owned large banks first squeezed not the space of local commercial banks, but rather various illegal and legal online lending and Internet loan platforms. However, banks still need to strengthen risk management to reduce subsequent non-performing loans.
The LPR Quote for March is out: both the 5-year and 1-year rates remain unchanged.
The loan market Quote interest rate (LPR) for March has been announced: the LPR for more than 5 years is 3.6%, the same as last month at 3.6%. The 1-year LPR is 3.1%, the same as last month at 3.1%.
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104255742 : but why is it not buying back its own shares?
Mr Worldwide 世界仔 OP 104255742 : debt to equity at 1.3, it has limited room to take on more debt. it is not worth to repurchase its stock which main business is insurance.