The company is a regional joint-stock commercial bank with large foreign banks, domestic state-owned enterprises, local state-owned enterprises, and private enterprises as the main strategic investors. Since its establishment in 1997, it has gone through strategic steps such as financial restructuring, introduction of war investment, corporate name change, cross-regional management, comprehensive development, and digital transformation, and has become the first A-share listed bank in Northwest China. The main business includes corporate finance business, retail finance business, small business business, capital business, international business, digital finance construction, etc. The company's main business includes corporate finance, personal finance, small and micro enterprise finance, financial markets, international, digital bank construction, and information technology support. Corporate honors: “2018 Global Top 1000 Banks”, 369th in the world, 60th in China, 4th in the competitiveness ranking of commercial banks in China, the “Best Financial Innovation Award” for the best corporate governance city commercial bank, the “Best Financial Innovation Award” for local financial institutions, the “Top Ten Financial Product Innovation Award for the retail business”, etc. It won the title of “2023 Socially Responsible Financial Institution”, “Best Investor Relationship Management Bank”, “Core Competitiveness Innovation and Development Star”, and “Fintech Innovation Pioneer”; it won the “Xi'an Evening News” 2023 People's Satisfaction Financial Institution “Bank with Outstanding Performance in Helping Real Economic Development” and “Consumer Trust Brand Bank”. As of June 30, 2024, the Bank has a total of 179 business outlets, including the head office sales department, 9 branches, 10 regional branches, and 12 directly subordinate branches, holding 2 village banks, and participating in BYD Auto Finance Co., Ltd.