The company was founded in Xiamen, Fujian, a leading city in China's opening up to the outside world. It is the first urban commercial bank with a Taiwanese background in mainland China. It is also the first listed commercial bank in Fujian Province, and was awarded the honorary title of “National Civilized Unit” in 2020. Main business: banking business, retail banking business, financial market business, cross-strait financial business. Corporate honors: National Civilized Units, Outstanding Institutions Servicing Small and Micro Enterprises by Banking Financial Institutions in Xiamen, Outstanding Contributors to the Safety Work of the Xiamen Meeting Financial Service Guarantee System, etc. It was awarded the honorary title of “2022 Financial Consumer Rights Protection Assessment Class A” by the Sanming Branch of the People's Bank of China. It was awarded the honorary title of “National Worker Pioneer” by the All-China Federation of Trade Unions. It was awarded the honorary title of “National Women's Civilization Post” by the All-China Women's Federation. The company was awarded the honorary title of “Excellent Comprehensive Business Organization” by the Shanghai Stock Exchange in 2023, and won honors such as “Market Influential Agency of the Year”, “X-Lending Active Organization” and “X-Lending Star” by the China Foreign Exchange Trading Center. As of June 30, 2024, the company had 9 branches, 2 franchised agencies, 109 branches and 1 head office sales department. Among them, the Xiamen region has 39 branches and 1 head office sales department; there are 1 branch in each of the 9 locations of Fuzhou, Quanzhou, Chongqing, Zhangzhou, Putian, Nanping, Ningde, Sanming, and Longyan, for a total of 70 branches; and 1 franchise agency in Xiamen and Fuzhou.