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Difficulties in recovering over 1.584 billion in loans? New developments in the lawsuit against Bank Of Guiyang, with urgent improvements needed in risk control capabilities amidst a series of disputes.
① In the long term, an increase in non-performing loans may put pressure on the asset quality and profitability of Banks. ② The other party's company may face financial difficulties, and even if winning the lawsuit, there is a possibility that the other party may not be able to repay the debts on time and in full.
Bank of Guiyang Co.,Ltd.'s (SHSE:601997) Last Week's 5.1% Decline Must Have Disappointed Retail Investors Who Have a Significant Stake
Bank of qingdao, bank of guiyang and others have received intensive research. Interest rate spread pressure will still be a focus of concern next year. The reserve volume and structure of the opening red project of many banks have been "exposed."
① Under the backdrop of debt conversion, some regional banks are expected to benefit from the improvement in the fundamentals brought by the local economic development and debt restructuring. ② Regulatory requirements will assist listed banks with relatively low price-to-book ratios to strengthen dividends and increase stake & buy back, gradually enhancing valuation levels. Additionally, the management expectations of market cap for major index components will help bring long-term capital into the market, indirectly supporting high dividend sectors such as banks.
How to resolve the situation of declining revenue and net profit in the third quarter report? Why is the provision coverage ratio still increasing? Can dividends be increased? Bank of Guiyang executives face questions from investors.
① Some investors bluntly pointed out that “revenue and profit growth rates are not ideal” in the three-quarter report, and Chairman Zhang Zhenghai responded. ② Governor Sheng Jun explained why the non-performing rate improved in the third quarter and why the provision rate continued to rise. ③ Investors questioned the slowdown in the company's loan growth rate, and Bank of Guiyang management responded.
Bank of Guiyang's Q3 Profit Down 6%, Revenue Slides 5%
Bank of Guiyang: Bank of Guiyang Co., Ltd. Report for the third quarter of 2024
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