Amerisafe Stock Discussion

Despite AMERISAFE's low payout ratio, its declining earnings per share over the past five years raises concerns about the sustainability of its dividend. Despite a 32% average annual dividend increase over the past decade, better investment opportunities may exist elsewhere due to declining earnings.

Insider selling of AMERISAFE stocks with no recorded purchases over the past year may suggest overvaluation and a bearish outlook. Despite profitability and growing profits, the company's lower insider ownership and other risks make investment less enticing. Caution is advised.