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BFH Bread Financial

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  • 61.930
  • -1.390-2.20%
Close Dec 27 16:00 ET
  • 61.930
  • 0.0000.00%
Post 20:01 ET
3.08BMarket Cap9.88P/E (TTM)

Bread Financial Key Stats

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
(FY)Dec 31, 2022
(Q4)Dec 31, 2022
Operating cash flow (Indirect Method)
Cash flow from continuing operating activities
-27.50%456M
39.07%477M
12.31%447M
7.52%1.99B
24.14%617M
3.45%629M
39.43%343M
-19.92%398M
19.77%1.85B
48.36%497M
Net income from continuing operations
-98.84%2M
179.17%134M
-70.55%134M
221.97%718M
132.09%43M
28.36%172M
269.23%48M
116.67%455M
-72.16%223M
-844.44%-134M
Operating gains losses
3,466.67%101M
----
----
---230M
--3M
---3M
--0
---230M
----
----
Depreciation and amortization
-4.35%22M
-34.29%23M
-32.35%23M
2.65%116M
-27.27%24M
-20.69%23M
16.67%35M
61.90%34M
-8.13%113M
26.92%33M
Deferred tax
-280.00%-19M
200.00%11M
-194.74%-56M
72.24%-68M
69.44%-33M
85.71%-5M
79.63%-11M
60.42%-19M
-1,533.33%-245M
-208.57%-108M
Other non cashItems
-74.00%13M
-4.55%21M
-5.26%36M
-15.25%150M
5.26%40M
13.64%50M
-57.69%22M
-11.63%38M
58.04%177M
8.57%38M
Change in working capital
-158.44%-45M
89.90%-10M
-750.00%-26M
159.57%28M
239.39%46M
-37.90%77M
52.63%-99M
-94.37%4M
-14.63%-47M
50.75%-33M
-Change in other current assets
78.00%-11M
585.71%48M
-103.70%-3M
120.90%28M
90.83%-10M
-814.29%-50M
123.33%7M
4,150.00%81M
-346.67%-134M
-284.75%-109M
-Change in other current liabilities
-126.77%-34M
45.28%-58M
70.13%-23M
--0
-26.32%56M
8.55%127M
40.78%-106M
-205.48%-77M
890.91%87M
160.32%76M
Cash from discontinued operating activities
Operating cash flow
-27.50%456M
39.07%477M
12.31%447M
7.52%1.99B
24.14%617M
3.45%629M
39.43%343M
-19.92%398M
19.77%1.85B
48.36%497M
Investing cash flow
Cash flow from continuing investing activities
-102.49%-569M
111.03%31M
-77.08%720M
115.42%788M
50.57%-1.79B
52.45%-281M
76.72%-281M
913.23%3.14B
-202.25%-5.11B
-74.86%-3.62B
Net investment purchase and sale
72.73%-3M
50.00%-7M
-125.00%-9M
-176.92%-36M
-133.33%-7M
-120.00%-11M
-1,500.00%-14M
33.33%-4M
35.00%-13M
25.00%-3M
Net proceeds payment for loan
-116.54%-563M
118.01%47M
-76.36%746M
117.35%872M
51.11%-1.76B
54.78%-260M
77.96%-261M
830.97%3.16B
-258.23%-5.03B
-89.39%-3.61B
Capital expenditure
70.00%-3M
-50.00%-9M
-54.55%-17M
----
----
9.09%-10M
---6M
---11M
----
----
Net business purchase and sale
----
----
----
--0
----
----
----
----
--0
----
Net other investing changes
----
----
----
33.33%-48M
----
----
----
----
62.69%-72M
----
Cash from discontinued investing activities
Investing cash flow
-102.49%-569M
111.03%31M
-77.08%720M
115.42%788M
50.57%-1.79B
52.45%-281M
76.72%-281M
913.23%3.14B
-202.25%-5.11B
-74.86%-3.62B
Financing cash flow
Cash flow from continuing financing activities
-60.53%-488M
28.86%-244M
74.57%-975M
-194.46%-3.09B
-59.51%1.4B
-186.79%-304M
-133.50%-343M
-249.82%-3.83B
437.34%3.27B
95.18%3.45B
Increase decrease in deposit
-167.27%-148M
-271.11%-334M
57.47%-293M
-107.52%-209M
-74.69%350M
-84.47%220M
-123.50%-90M
-70.12%-689M
126.22%2.78B
21.32%1.38B
Net issuance payments of debt
31.45%-327M
162.73%101M
79.30%-647M
-581.43%-2.7B
-48.58%1.07B
68.39%-477M
-124.54%-161M
-372.05%-3.13B
229.03%560M
171.24%2.08B
Net commonstock issuance
--0
--0
---11M
-191.67%-35M
--0
---35M
--0
--0
---12M
--0
Cash dividends paid
9.09%-10M
-10.00%-11M
0.00%-11M
2.33%-42M
9.09%-10M
-10.00%-11M
16.67%-10M
-10.00%-11M
-2.38%-43M
0.00%-11M
Net other financing activities
-200.00%-3M
--0
-44.44%-13M
-550.00%-104M
-500.00%-12M
-112.50%-1M
-2,633.33%-82M
52.63%-9M
88.89%-16M
98.45%-2M
Cash from discontinued financing activities
Financing cash flow
-60.53%-488M
28.86%-244M
74.57%-975M
-194.46%-3.09B
-59.51%1.4B
-186.79%-304M
-133.50%-343M
-249.82%-3.83B
437.34%3.27B
95.18%3.45B
Net cash flow
Beginning cash position
21.52%4.07B
4.85%3.81B
-7.92%3.62B
0.10%3.93B
-5.90%3.4B
-9.36%3.35B
-0.06%3.63B
0.10%3.93B
13.28%3.92B
-7.27%3.61B
Current changes in cash
-1,465.91%-601M
193.95%264M
165.08%192M
-7,875.00%-311M
-30.72%221M
149.44%44M
-546.03%-281M
-2.08%-295M
-99.13%4M
1,039.29%319M
End cash position
2.24%3.47B
21.52%4.07B
4.85%3.81B
-7.92%3.62B
-7.92%3.62B
-5.90%3.4B
-9.36%3.35B
-0.06%3.63B
0.10%3.93B
0.10%3.93B
Free cash flow
-26.82%453M
38.87%468M
11.11%430M
7.52%1.99B
16.04%644M
3.69%619M
69.35%337M
-22.13%387M
19.77%1.85B
40.86%555M
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
--
--
--
--
--
Unqualified Opinion
--
(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023(FY)Dec 31, 2022(Q4)Dec 31, 2022
Operating cash flow (Indirect Method)
Cash flow from continuing operating activities -27.50%456M39.07%477M12.31%447M7.52%1.99B24.14%617M3.45%629M39.43%343M-19.92%398M19.77%1.85B48.36%497M
Net income from continuing operations -98.84%2M179.17%134M-70.55%134M221.97%718M132.09%43M28.36%172M269.23%48M116.67%455M-72.16%223M-844.44%-134M
Operating gains losses 3,466.67%101M-----------230M--3M---3M--0---230M--------
Depreciation and amortization -4.35%22M-34.29%23M-32.35%23M2.65%116M-27.27%24M-20.69%23M16.67%35M61.90%34M-8.13%113M26.92%33M
Deferred tax -280.00%-19M200.00%11M-194.74%-56M72.24%-68M69.44%-33M85.71%-5M79.63%-11M60.42%-19M-1,533.33%-245M-208.57%-108M
Other non cashItems -74.00%13M-4.55%21M-5.26%36M-15.25%150M5.26%40M13.64%50M-57.69%22M-11.63%38M58.04%177M8.57%38M
Change in working capital -158.44%-45M89.90%-10M-750.00%-26M159.57%28M239.39%46M-37.90%77M52.63%-99M-94.37%4M-14.63%-47M50.75%-33M
-Change in other current assets 78.00%-11M585.71%48M-103.70%-3M120.90%28M90.83%-10M-814.29%-50M123.33%7M4,150.00%81M-346.67%-134M-284.75%-109M
-Change in other current liabilities -126.77%-34M45.28%-58M70.13%-23M--0-26.32%56M8.55%127M40.78%-106M-205.48%-77M890.91%87M160.32%76M
Cash from discontinued operating activities
Operating cash flow -27.50%456M39.07%477M12.31%447M7.52%1.99B24.14%617M3.45%629M39.43%343M-19.92%398M19.77%1.85B48.36%497M
Investing cash flow
Cash flow from continuing investing activities -102.49%-569M111.03%31M-77.08%720M115.42%788M50.57%-1.79B52.45%-281M76.72%-281M913.23%3.14B-202.25%-5.11B-74.86%-3.62B
Net investment purchase and sale 72.73%-3M50.00%-7M-125.00%-9M-176.92%-36M-133.33%-7M-120.00%-11M-1,500.00%-14M33.33%-4M35.00%-13M25.00%-3M
Net proceeds payment for loan -116.54%-563M118.01%47M-76.36%746M117.35%872M51.11%-1.76B54.78%-260M77.96%-261M830.97%3.16B-258.23%-5.03B-89.39%-3.61B
Capital expenditure 70.00%-3M-50.00%-9M-54.55%-17M--------9.09%-10M---6M---11M--------
Net business purchase and sale --------------0------------------0----
Net other investing changes ------------33.33%-48M----------------62.69%-72M----
Cash from discontinued investing activities
Investing cash flow -102.49%-569M111.03%31M-77.08%720M115.42%788M50.57%-1.79B52.45%-281M76.72%-281M913.23%3.14B-202.25%-5.11B-74.86%-3.62B
Financing cash flow
Cash flow from continuing financing activities -60.53%-488M28.86%-244M74.57%-975M-194.46%-3.09B-59.51%1.4B-186.79%-304M-133.50%-343M-249.82%-3.83B437.34%3.27B95.18%3.45B
Increase decrease in deposit -167.27%-148M-271.11%-334M57.47%-293M-107.52%-209M-74.69%350M-84.47%220M-123.50%-90M-70.12%-689M126.22%2.78B21.32%1.38B
Net issuance payments of debt 31.45%-327M162.73%101M79.30%-647M-581.43%-2.7B-48.58%1.07B68.39%-477M-124.54%-161M-372.05%-3.13B229.03%560M171.24%2.08B
Net commonstock issuance --0--0---11M-191.67%-35M--0---35M--0--0---12M--0
Cash dividends paid 9.09%-10M-10.00%-11M0.00%-11M2.33%-42M9.09%-10M-10.00%-11M16.67%-10M-10.00%-11M-2.38%-43M0.00%-11M
Net other financing activities -200.00%-3M--0-44.44%-13M-550.00%-104M-500.00%-12M-112.50%-1M-2,633.33%-82M52.63%-9M88.89%-16M98.45%-2M
Cash from discontinued financing activities
Financing cash flow -60.53%-488M28.86%-244M74.57%-975M-194.46%-3.09B-59.51%1.4B-186.79%-304M-133.50%-343M-249.82%-3.83B437.34%3.27B95.18%3.45B
Net cash flow
Beginning cash position 21.52%4.07B4.85%3.81B-7.92%3.62B0.10%3.93B-5.90%3.4B-9.36%3.35B-0.06%3.63B0.10%3.93B13.28%3.92B-7.27%3.61B
Current changes in cash -1,465.91%-601M193.95%264M165.08%192M-7,875.00%-311M-30.72%221M149.44%44M-546.03%-281M-2.08%-295M-99.13%4M1,039.29%319M
End cash position 2.24%3.47B21.52%4.07B4.85%3.81B-7.92%3.62B-7.92%3.62B-5.90%3.4B-9.36%3.35B-0.06%3.63B0.10%3.93B0.10%3.93B
Free cash flow -26.82%453M38.87%468M11.11%430M7.52%1.99B16.04%644M3.69%619M69.35%337M-22.13%387M19.77%1.85B40.86%555M
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ----------------Unqualified Opinion--
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