US Stock MarketDetailed Quotes

BFH Bread Financial

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  • 58.070
  • +1.270+2.24%
Close Nov 22 16:00 ET
  • 58.070
  • 0.0000.00%
Post 16:23 ET
2.89BMarket Cap9.26P/E (TTM)

Bread Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
(FY)Dec 31, 2022
(Q4)Dec 31, 2022
Total revenue
-4.66%983M
-1.37%939M
-23.47%991M
10.98%4.3B
-1.55%1.02B
4.14%1.03B
4.16%952M
38.80%1.3B
18.35%3.87B
20.96%1.03B
Net interest income
-4.16%1.04B
-0.50%987M
-5.82%1.05B
2.03%4.27B
-4.87%1.08B
-0.28%1.08B
1.43%992M
12.94%1.12B
19.97%4.18B
21.24%1.13B
-Net interest income
-1.84%1.28B
2.59%1.23B
-2.62%1.3B
9.84%5.15B
-0.91%1.31B
6.81%1.3B
11.56%1.2B
25.00%1.34B
21.10%4.68B
30.29%1.33B
-Interest income from loans and lease
-2.55%1.22B
1.82%1.17B
-3.26%1.25B
7.50%4.96B
-2.02%1.26B
5.10%1.26B
8.36%1.15B
20.92%1.29B
19.53%4.62B
26.97%1.29B
-Interest income from securities
17.78%53M
22.73%54M
15.22%53M
166.67%184M
40.00%49M
95.65%45M
388.89%44M
2,200.00%46M
885.71%69M
3,400.00%35M
-Total interest expense
9.59%240M
17.56%241M
13.76%248M
74.75%879M
22.05%238M
64.66%219M
115.79%205M
175.95%218M
31.33%503M
129.41%195M
-Interest expense for deposit
6.99%153M
19.69%152M
32.48%155M
122.63%541M
52.48%154M
116.67%143M
209.76%127M
244.12%117M
45.51%243M
172.97%101M
-Interest expense for long term debt and capital securities
14.47%87M
14.10%89M
-7.92%93M
30.00%338M
-10.64%84M
13.43%76M
44.44%78M
124.44%101M
20.37%260M
95.83%94M
Non interest income
-5.88%-54M
-20.00%-48M
-134.27%-61M
109.32%29M
40.21%-58M
46.32%-51M
37.50%-40M
417.86%178M
-44.65%-311M
-24.36%-97M
-Other non interest income
-13.73%-58M
-32.50%-53M
-17.31%-61M
35.37%-201M
40.21%-58M
46.32%-51M
37.50%-40M
7.14%-52M
-38.22%-311M
-10.23%-97M
-Gain loss on sale of assets
--4M
--5M
--0
--230M
--0
--0
--0
--230M
--0
--0
Credit losses provision
-21.38%-369M
13.69%-290M
-200.00%-321M
22.90%-1.23B
30.35%-482M
0.00%-304M
16.83%-336M
44.56%-107M
-193.01%-1.59B
-90.11%-692M
Non interest expense
14.34%574M
-11.51%469M
-11.40%482M
8.28%2.09B
-6.01%516M
3.29%502M
12.05%530M
27.70%544M
14.73%1.93B
28.27%549M
Occupancy and equipment
0.00%5M
20.00%6M
20.00%6M
-4.35%22M
0.00%6M
0.00%5M
-16.67%5M
-16.67%5M
-11.54%23M
20.00%6M
Professional expense and contract services expense
-13.79%25M
-8.82%31M
-23.68%29M
-9.86%128M
-32.50%27M
-12.12%29M
-10.53%34M
22.58%38M
4.41%142M
29.03%40M
Selling and administrative expenses
8.13%266M
-3.89%247M
-6.95%241M
7.19%1.03B
1.14%266M
0.00%246M
6.64%257M
23.33%259M
15.40%959M
14.85%263M
-General and administrative expense
8.57%228M
-1.38%214M
-3.18%213M
11.30%867M
6.28%220M
3.96%210M
13.61%217M
22.91%220M
16.10%779M
13.74%207M
-Selling and marketing expense
5.56%38M
-17.50%33M
-28.21%28M
-10.56%161M
-17.86%46M
-18.18%36M
-20.00%40M
25.81%39M
12.50%180M
19.15%56M
Depreciation amortization depletion
-4.35%22M
-34.29%23M
-32.35%23M
2.65%116M
-27.27%24M
-20.69%23M
16.67%35M
61.90%34M
22.83%113M
50.00%33M
-Depreciation and amortization
-4.35%22M
-34.29%23M
-32.35%23M
2.65%116M
-27.27%24M
-20.69%23M
16.67%35M
61.90%34M
22.83%113M
50.00%33M
Other non-interest expense
28.64%256M
-18.59%162M
-12.02%183M
14.82%798M
-6.76%193M
15.03%199M
25.95%199M
31.65%208M
16.03%695M
46.81%207M
Income from associates and other participating interests
0
0
0
86.36%-6M
-1M
0
0
50.00%-6M
-2,300.00%-44M
0
Special income (charges)
Other non-operating income (expenses)
Income before tax
-82.22%40M
109.30%180M
-70.53%188M
222.67%968M
108.65%18M
19.05%225M
437.50%86M
111.26%638M
-71.26%300M
-425.00%-208M
Income tax
-28.85%37M
113.64%47M
-71.04%53M
203.95%231M
64.86%-26M
-5.45%52M
450.00%22M
101.10%183M
-69.23%76M
-1,950.00%-74M
Earnings from equity interest net of tax
Net income
-98.83%2M
177.08%133M
-70.55%134M
221.97%718M
132.09%43M
27.61%171M
300.00%48M
116.67%455M
-72.16%223M
-844.44%-134M
Net Income continuous operations
-98.27%3M
107.81%133M
-70.33%135M
229.02%737M
132.84%44M
29.10%173M
433.33%64M
115.64%455M
-71.89%224M
-323.33%-134M
Net income discontinuous operations
50.00%-1M
--0
---1M
-1,800.00%-19M
---1M
---2M
---16M
--0
-125.00%-1M
--0
Minority interest income
Net income attributable to the parent company
-98.83%2M
177.08%133M
-70.55%134M
221.97%718M
132.09%43M
27.61%171M
300.00%48M
116.67%455M
-72.16%223M
-844.44%-134M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders
-98.83%2M
177.08%133M
-70.55%134M
221.97%718M
132.09%43M
27.61%171M
300.00%48M
116.67%455M
-72.16%223M
-844.44%-134M
Basic earnings per share
-98.55%0.05
183.16%2.69
-70.22%2.71
221.92%14.39
133.83%0.91
27.88%3.44
280.00%0.95
115.64%9.1
-72.22%4.47
-891.18%-2.69
Diluted earnings per share
-98.54%0.05
180.00%2.66
-70.26%2.7
221.52%14.34
133.46%0.9
27.14%3.42
280.00%0.95
116.19%9.08
-72.16%4.46
-891.18%-2.69
Dividend per share
0.00%0.21
0.00%0.21
0.00%0.21
0.00%0.84
0.00%0.21
0.00%0.21
0.00%0.21
0.00%0.21
0.00%0.84
0.00%0.21
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
--
--
--
--
--
Unqualified Opinion
--
(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023(FY)Dec 31, 2022(Q4)Dec 31, 2022
Total revenue -4.66%983M-1.37%939M-23.47%991M10.98%4.3B-1.55%1.02B4.14%1.03B4.16%952M38.80%1.3B18.35%3.87B20.96%1.03B
Net interest income -4.16%1.04B-0.50%987M-5.82%1.05B2.03%4.27B-4.87%1.08B-0.28%1.08B1.43%992M12.94%1.12B19.97%4.18B21.24%1.13B
-Net interest income -1.84%1.28B2.59%1.23B-2.62%1.3B9.84%5.15B-0.91%1.31B6.81%1.3B11.56%1.2B25.00%1.34B21.10%4.68B30.29%1.33B
-Interest income from loans and lease -2.55%1.22B1.82%1.17B-3.26%1.25B7.50%4.96B-2.02%1.26B5.10%1.26B8.36%1.15B20.92%1.29B19.53%4.62B26.97%1.29B
-Interest income from securities 17.78%53M22.73%54M15.22%53M166.67%184M40.00%49M95.65%45M388.89%44M2,200.00%46M885.71%69M3,400.00%35M
-Total interest expense 9.59%240M17.56%241M13.76%248M74.75%879M22.05%238M64.66%219M115.79%205M175.95%218M31.33%503M129.41%195M
-Interest expense for deposit 6.99%153M19.69%152M32.48%155M122.63%541M52.48%154M116.67%143M209.76%127M244.12%117M45.51%243M172.97%101M
-Interest expense for long term debt and capital securities 14.47%87M14.10%89M-7.92%93M30.00%338M-10.64%84M13.43%76M44.44%78M124.44%101M20.37%260M95.83%94M
Non interest income -5.88%-54M-20.00%-48M-134.27%-61M109.32%29M40.21%-58M46.32%-51M37.50%-40M417.86%178M-44.65%-311M-24.36%-97M
-Other non interest income -13.73%-58M-32.50%-53M-17.31%-61M35.37%-201M40.21%-58M46.32%-51M37.50%-40M7.14%-52M-38.22%-311M-10.23%-97M
-Gain loss on sale of assets --4M--5M--0--230M--0--0--0--230M--0--0
Credit losses provision -21.38%-369M13.69%-290M-200.00%-321M22.90%-1.23B30.35%-482M0.00%-304M16.83%-336M44.56%-107M-193.01%-1.59B-90.11%-692M
Non interest expense 14.34%574M-11.51%469M-11.40%482M8.28%2.09B-6.01%516M3.29%502M12.05%530M27.70%544M14.73%1.93B28.27%549M
Occupancy and equipment 0.00%5M20.00%6M20.00%6M-4.35%22M0.00%6M0.00%5M-16.67%5M-16.67%5M-11.54%23M20.00%6M
Professional expense and contract services expense -13.79%25M-8.82%31M-23.68%29M-9.86%128M-32.50%27M-12.12%29M-10.53%34M22.58%38M4.41%142M29.03%40M
Selling and administrative expenses 8.13%266M-3.89%247M-6.95%241M7.19%1.03B1.14%266M0.00%246M6.64%257M23.33%259M15.40%959M14.85%263M
-General and administrative expense 8.57%228M-1.38%214M-3.18%213M11.30%867M6.28%220M3.96%210M13.61%217M22.91%220M16.10%779M13.74%207M
-Selling and marketing expense 5.56%38M-17.50%33M-28.21%28M-10.56%161M-17.86%46M-18.18%36M-20.00%40M25.81%39M12.50%180M19.15%56M
Depreciation amortization depletion -4.35%22M-34.29%23M-32.35%23M2.65%116M-27.27%24M-20.69%23M16.67%35M61.90%34M22.83%113M50.00%33M
-Depreciation and amortization -4.35%22M-34.29%23M-32.35%23M2.65%116M-27.27%24M-20.69%23M16.67%35M61.90%34M22.83%113M50.00%33M
Other non-interest expense 28.64%256M-18.59%162M-12.02%183M14.82%798M-6.76%193M15.03%199M25.95%199M31.65%208M16.03%695M46.81%207M
Income from associates and other participating interests 00086.36%-6M-1M0050.00%-6M-2,300.00%-44M0
Special income (charges)
Other non-operating income (expenses)
Income before tax -82.22%40M109.30%180M-70.53%188M222.67%968M108.65%18M19.05%225M437.50%86M111.26%638M-71.26%300M-425.00%-208M
Income tax -28.85%37M113.64%47M-71.04%53M203.95%231M64.86%-26M-5.45%52M450.00%22M101.10%183M-69.23%76M-1,950.00%-74M
Earnings from equity interest net of tax
Net income -98.83%2M177.08%133M-70.55%134M221.97%718M132.09%43M27.61%171M300.00%48M116.67%455M-72.16%223M-844.44%-134M
Net Income continuous operations -98.27%3M107.81%133M-70.33%135M229.02%737M132.84%44M29.10%173M433.33%64M115.64%455M-71.89%224M-323.33%-134M
Net income discontinuous operations 50.00%-1M--0---1M-1,800.00%-19M---1M---2M---16M--0-125.00%-1M--0
Minority interest income
Net income attributable to the parent company -98.83%2M177.08%133M-70.55%134M221.97%718M132.09%43M27.61%171M300.00%48M116.67%455M-72.16%223M-844.44%-134M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders -98.83%2M177.08%133M-70.55%134M221.97%718M132.09%43M27.61%171M300.00%48M116.67%455M-72.16%223M-844.44%-134M
Basic earnings per share -98.55%0.05183.16%2.69-70.22%2.71221.92%14.39133.83%0.9127.88%3.44280.00%0.95115.64%9.1-72.22%4.47-891.18%-2.69
Diluted earnings per share -98.54%0.05180.00%2.66-70.26%2.7221.52%14.34133.46%0.927.14%3.42280.00%0.95116.19%9.08-72.16%4.46-891.18%-2.69
Dividend per share 0.00%0.210.00%0.210.00%0.210.00%0.840.00%0.210.00%0.210.00%0.210.00%0.210.00%0.840.00%0.21
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ----------------Unqualified Opinion--

Analysis

Analyst Rating

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Price Target

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