Vice President Tu Qun of China Construction Bank Corporation Shanghai Branch: Based on the "going out" customer needs, build a service ecosystem that covers the "full cycle and full scenarios".
Through the full-chain service system of "cross-border settlement + offshore market + financial innovation", Banks can help "go global" enterprises avoid Exchange Rates risk, reduce financing costs, and deeply integrate into the Global Industry Chain.
Once again, state-owned equity is transferred without compensation, the Bank Of Chongqing's largest shareholder and related parties' shareholding ratio increased to 23.65%. Response: This is part of the state-owned enterprise integration and reform.
① After the state-owned equity is transferred without compensation, the Water Investment Group will become a concerted actor with Yufu Capital, and the shareholding ratio of Yufu Capital and its affiliated parties in Bank Of Chongqing will increase from 15.15% to 23.65%; ② Bank Of Chongqing indicated that the relevant changes in shareholding are part of the reform of state-owned enterprises integrated by the Chongqing State-owned Assets Supervision and Administration Commission, and the actual shareholding ratio of each shareholder remains unchanged, while ensuring that state-owned enterprises maintain their position as the major shareholder in Bank Of Chongqing.
An analysis of bank annual reports: major banks' non-interest income continues to shrink, while smaller banks hit the bottom first! This time it is Bank Of Chongqing and BANK OF TIANJIN.
① Reviewing the latest annual reports from the banking industry, overall, the revenues from Insurance, Fund, and wealth management agency services are all declining. ② However, there are exceptions, as Bank Of Chongqing and BANK OF TIANJIN have seen a noticeable increase in agency revenues. ③ The industry believes that: with the market recovering, some banks are focusing their efforts, which may have boosted agency revenues.
Exclusive | After 2.58% comes 2.49%! Some Banks' consumer loan interest rates have reached new lows, breaking through the significant thresholds of "2.6" and "2.5".
① After applying limited-time coupons, some banks like the Bank Of Beijing and Bank Of Ningbo have lowered the interest rates on consumer loans to an annualized 2.5%, with the minimum rate being 2.49%. ② Recently, there has been a clear downward trend in personal consumer loan interest rates. Since the beginning of the year, the interest rates for personal consumer loans at major commercial banks have successively fallen below the thresholds of "2.6" and "2.5." ③ While widening income sources, industry insiders remind to pay attention to the balance between innovation and compliance.
SunCar Technology Expands Strategic Partnership With Ping An Bank; SunCar Will Continue Serving As The Preferred Aftermarket Service Provider For Ping An Bank's Credit Card Center And Automotive Consumer Finance Center Throughout 2025
This is the 10th one this year! The acceleration of closing and merging the off-site credit card sub-centers has been followed by MINSHENG BANK after Bank Of Communications.
① The latest regulatory approval information shows that within less than two weeks, MINSHENG BANK closed two credit card remote sub-centers located in North China and Northeast China. ② This year, Bank Of Communications has already shut down 8 credit card remote sub-centers, and along with MINSHENG BANK's 2 latest cases, the total number of credit card remote sub-center closures in the Industry has exceeded ten.