Following the adjustment by major banks, minsheng bank and agricultural bank have also set the daily transfer limit for bond custody at 0.01 million yuan. What impact does this have?
① Agricultural Bank announced that the transfer of bond securities for individual investors under Zhai Shibao is not affected by any transfer limits. ② Following Minsheng Bank, this is the second bank in the recent period to adjust the transfer out limits for bond transfer business. From public information, Agricultural Bank is also the first state-owned major bank to make adjustments. ③ Currently, institutions are the main participants in the bond market, with individual investors holding a very limited market share and influence.
Single-day single transaction limit increased to 0.2 million! cm bank has raised the debit card quick payment trade limit starting today, following adjustments made last year by ping an bank and postal savings bank of china.
①Starting from October 10th, the quick payment transaction limit for cm bank debit cards in Alipay consumer scenarios has been increased to 0.2 million yuan per day and 0.2 million yuan per transaction. The transaction limits for scenarios such as wealth management and transfers will continue to maintain the current 0.05 million yuan per day and 0.05 million yuan per transaction. ②The adjustment of the quick payment transaction limit for debit cards in Alipay consumer scenarios is to attract more users to facilitate payments in high-value consumer scenarios to a certain extent.
Multiple commercial banks have followed up on adjusting the starting purchase point for the accumulated fund, with china everbright bank raising it to 700 yuan as of yesterday, and seven national banks have taken action in the past half month.
China Everbright Bank issued an official statement the other day, stating that starting from the morning of October 8th, the minimum investment amount for regular investment in individual gold accumulation business has been adjusted from 600 yuan to 700 yuan. ② In the past half month, about 7 state-owned large banks and joint-stock banks successively raised the minimum purchase amount for gold accumulation, and except for Agricultural Bank of China, other banks all raised it to 650 yuan or 700 yuan.
Less than six months, China CITIC Bank once again promoted internal cadres. Gu Lingyun, 46, was appointed deputy president, becoming the youngest executive at the level of joint-stock banks.
After appointing He Jinsong as the Vice President on May 23, the board of directors of china citic bank corporation promoted another Vice President internally. The current Chairman of the Board of Directors, Fang Heying, also started at the Hangzhou Branch of china citic bank corporation, and has a similar experience to Gu Lingyun.
Shanghai Pudong Development Bank, Shanghai Branch, Gao Jianbing: Serving the scientific and technological innovation field, the transformation of bank institutions is happening at the right time.
① Service technology enterprises are listed as the first track of the Shanghai Pudong Development Bank. ② There are still challenges in understanding and evaluating the technology of technology enterprises during the loan process, and further discussions are needed on guarantee measures and risk management.
Live coverage of the minsheng bank interim performance conference: executives explain key topics such as disposal of non-performing assets, stabilization of personal mortgages, and growth of corporate deposits.
① In June, the mortgage business has already seen a situation where the volume of loans exceeds the volume of repayments, and the scale has begun to stabilize and rebound, with positive signs ahead; ② The strict implementation of the self-discipline mechanism for deposits has caused the scale of deposits to experience some "growing pains". However, this is also a very good opportunity for structural adjustment; ③ Next, Minsheng Bank will continue to promote the disposal of non-performing assets.