Multiple commercial banks have followed up on adjusting the starting purchase point for the accumulated fund, with china everbright bank raising it to 700 yuan as of yesterday, and seven national banks have taken action in the past half month.

China Everbright Bank issued an official statement the other day, stating that starting from the morning of October 8th, the minimum investment amount for regular investment in individual gold accumulation business has been adjusted from 600 yuan to 700 yuan. ② In the past half month, about 7 state-owned large banks and joint-stock banks successively raised the minimum purchase amount for gold accumulation, and except for Agricultural Bank of China, other banks all raised it to 650 yuan or 700 yuan.

cls.cn14minutes ago

Less than six months, China CITIC Bank once again promoted internal cadres. Gu Lingyun, 46, was appointed deputy president, becoming the youngest executive at the level of joint-stock banks.

After appointing He Jinsong as the Vice President on May 23, the board of directors of china citic bank corporation promoted another Vice President internally. The current Chairman of the Board of Directors, Fang Heying, also started at the Hangzhou Branch of china citic bank corporation, and has a similar experience to Gu Lingyun.

cls.cnSep 19 09:24 ET

Shanghai Pudong Development Bank, Shanghai Branch, Gao Jianbing: Serving the scientific and technological innovation field, the transformation of bank institutions is happening at the right time.

① Service technology enterprises are listed as the first track of the Shanghai Pudong Development Bank. ② There are still challenges in understanding and evaluating the technology of technology enterprises during the loan process, and further discussions are needed on guarantee measures and risk management.

cls.cnSep 10 23:11 ET

Live coverage of the minsheng bank interim performance conference: executives explain key topics such as disposal of non-performing assets, stabilization of personal mortgages, and growth of corporate deposits.

① In June, the mortgage business has already seen a situation where the volume of loans exceeds the volume of repayments, and the scale has begun to stabilize and rebound, with positive signs ahead; ② The strict implementation of the self-discipline mechanism for deposits has caused the scale of deposits to experience some "growing pains". However, this is also a very good opportunity for structural adjustment; ③ Next, Minsheng Bank will continue to promote the disposal of non-performing assets.

cls.cnSep 4 03:38 ET

China Zheshang Bank executives responded to the narrowing net interest margin, stating that "from a marginal perspective, it shows a stabilizing and rising trend." The chairman said: Individual executive changes do not affect the operation.

① Lu Jianqiang, chairman of Zheshang Bank, publicly responded to market concerns today: “Individual executive changes will not have an impact on Zheshang Bank's operations. Zheshang Bank's various business activities are carried out normally.” ② Hou Bo (proposed), assistant governor of Zheshang Bank, said that from a marginal point of view, interest spreads showed a steady upward trend.

cls.cnSep 2 08:50 ET

A-share listed banks' semi-annual report: 41 banks continue to explore interest rate spreads, 12 banks experience negative growth in net income. The window for another round of interest rate cuts for existing housing loans has opened, posing a potential c

① In the first half of the year, the net interest margin of 41 banks collectively declined, with 9 banks experiencing a decrease of 2% or more in their interest margin compared to the same period last year; there were as many as 12 banks with a negative growth in net income attributable to the parent, an increase of 7 compared to the same period last year. ② Experts believe that the continued narrowing of the net interest margin has put certain pressure on the profitability of banks, and the possible reduction of interest rates for existing housing loans in the near future will further challenge the interest margin of banks and increase operating pressure.

cls.cnAug 31 03:53 ET