A batch of over 1,000 personal properties is being put up for auction? The Bank of Chengdu's subsidiary, Jincheng Consumer Finance, is once again focusing on disposing of assets, with some projects starting at less than 10% of their value.

On the evening of November 14th, at 10 o'clock, the reporter logged onto the Alibaba Auction Platform and found that Jin Cheng Consumer Finance still had over 433 real estate mortgage debt projects online, with starting prices ranging from 2299 yuan to 0.12 million yuan, and varying deposit amounts from 2000 yuan to 0.04 million yuan. Real estate mortgage debt transfer faces certain challenges, as there are few bidders, even some small amount projects will be repeatedly listed.

cls.cnNov 14 22:48 ET

Can the interest rate spread be improved? How to deal with breaking price and breaking net price? How much is the dividend? Lanzhou Bank's earnings conference will address multiple hot topics.

①"Due to the downward trend of loan market interest rates, the replacement of existing mortgage loan rates, and factors such as loan repricing, the net interest margin still faces certain pressure." ②"The banking industry is still facing the situation of undervaluation. Our bank will actively manage market cap and increase investor confidence.

cls.cnNov 8 08:39 ET

Just two days after the forum for foreign financial institutions, bank of nanjing officially announced that Credit Agricole Bank increased its shareholding by 1%, just last month welcoming a new shareholder with "wings".

①On the evening of November 8, Bank of Nanjing announced that BNP Paribas Bank (QFII) increased its shareholding in the bank by 1%. This is the second time this year that BNP Paribas Bank has increased its shareholding in Bank of Nanjing. ②Last month, Bank of Nanjing just welcomed a "winged" new shareholder, East Airport Group, with Jiangsu Province and Nanjing City State-owned assets behind it. ③Since the second half of the year, several banks have received solid support from shareholders to increase their "stability-enhancing" measures.

cls.cnNov 8 06:48 ET

Bank of Hangzhou earnings conference: The adjustment of existing home loan interest rates has a roughly 2-3 basis points impact on net interest margin, with continued downward pressure on net interest margin next year.

①Considering the downward spread of LPR, the adjustment of existing housing loan interest rates will have a certain impact on the revenue in 2025, with a roughly 2-3 basis points impact on the interest margin, but limited impact on 2024. ②The newly occurring non-performing loans mainly come from three aspects: the risk classification downgrade of individual real estate clients, the increasing pressure on micro and small online loan risks exposure, and the growing scale of online credit risks.

cls.cnNov 8 06:27 ET

How to resolve the situation of declining revenue and net profit in the third quarter report? Why is the provision coverage ratio still increasing? Can dividends be increased? Bank of Guiyang executives face questions from investors.

① Some investors bluntly pointed out that “revenue and profit growth rates are not ideal” in the three-quarter report, and Chairman Zhang Zhenghai responded. ② Governor Sheng Jun explained why the non-performing rate improved in the third quarter and why the provision rate continued to rise. ③ Investors questioned the slowdown in the company's loan growth rate, and Bank of Guiyang management responded.

cls.cnNov 5 07:17 ET

"Blank period" a month later, perpetual bond issuance of banks intensifies: minsheng bank kicks off the fourth quarter issuance, followed by China Merchants Bank, Ping An, and Bank of Suzhou in November.

①From the perspective of the issuer type, perpetual bonds issued by banks show that there are relatively more issuances by small and medium-sized banks, and the issuance scale of state-owned large banks and commercial banks is relatively larger; ②Issuing perpetual bonds can effectively supplement the other Tier 1 capital of banks, enhance capital adequacy ratio, can meet regulatory requirements, and strengthen risk resistance capability.

cls.cnNov 5 05:19 ET