The impact of the reduction in existing mortgage rates is not significant. Wuxi rural commercial bank: stable income from business by 2025.

wuxi rural commercial bank held a performance briefing for the third quarter of 2024, stating that after the reduction of mortgage interest rates for existing houses, it will to a certain extent reduce the interest income from the bank's mortgage loan business, but the overall impact is not significant. At the same time, the rate cut will to some extent reduce customers' willingness to repay in advance, which will have a positive impact on stabilizing the business scale.

cls.cnDec 5 08:30 ET

Why did the fair value change income decline in the third quarter? The management of jiangsu changshu rural commercial bank stated two main reasons, but did not respond to whether there are results from the self-regulation investigation.

①Investors are concerned about the self-discipline investigation results of the national bond trading, with no response from the management. ②President Bao Jian explains the reasons for the decline in fair value change income in the third quarter. ③Secretary to the Board Tang Zhifeng responds to investors' demands for increased dividend payouts.

cls.cnNov 6 10:07 ET

How to explain the continuous narrowing interest spread and declining interest income dragging performance trends? jiangsu zijin rural commercial bank executives respond to hot issues such as interest spread, dividends, and stock prices

①It is expected that the full-year revenue and profit will be comparable to previous years, and in the next stage, efforts will be made to improve the profit level through structural adjustments in assets and liabilities, cost reduction, and increasing non-interest income; ②The specific mid-term dividend plan will be determined by the board of directors based on the company's profit situation, cash flow status, and long-term development plan.

cls.cnNov 6 02:13 ET

Investment income surged by 148%, but it's challenging to boost revenue! chongqing rural commercial bank's third quarter report: Net interest margin further decreased to 1.61%, with a significant decline in net income from interest and fees.

Chongqing Rural Commercial Bank achieved revenue of 21.514 billion yuan in the first three quarters, a year-on-year decrease of 1.76%; net income attributable to mother was 10.308 billion yuan, a year-on-year increase of 3.55%.

cls.cnOct 29 10:02 ET

The first quarterly report of the A-share rural commercial bank has been released, with jiangsu changshu rural commercial bank's non-interest income ratio increasing to 17.53%, signs of a rising non-performing loan ratio persisting.

1. jiangsu changshu rural commercial bank's non-interest income in the third quarter reached 1.467 billion yuan, further increasing to 17.53%, with investment income becoming a key driver of high performance growth; 2. The upward trend in the non-performing loan ratio remains difficult to contain, rising to 0.77% in the third quarter, an increase of 0.01 percentage points from the mid-year report.

cls.cnOct 24 07:38 ET

Chongqing Rural Commercial Bank and Bank of Beijing followed up on the same day! The 'interest rate cut tide' of deposits has spread to urban and rural commercial banks, with small and medium-sized banks significantly speeding up the follow-up in this rou

chongqing rural commercial bank and bank of beijing adjusted their deposit benchmark interest rates on the same day, with the largest decrease being 25 basis points. After the adjustment, chongqing rural commercial bank's fixed deposit rates are still lower than some city commercial banks and joint-stock banks, but on par with state-owned banks. In this round of interest rate cuts, smaller banks have significantly accelerated their follow-up speed, with industry insiders pointing out that policy transmission efficiency is increasing.

cls.cnOct 22 02:19 ET