The third "国十条" of the insurance industry has activated the trillion-dollar retirement financial market. The direction of the development of the three-pillar retirement insurance has been determined!

① Vigorously develop commercial insurance annuities to meet the diversified retirement protection and long-term financial planning needs of the public; ② Encourage the development of new products and exclusive products that adapt to the individual pension system; ③ Support pension insurance companies in conducting commercial pension business and promote the development of exclusive commercial retirement insurance.

cls.cnSep 11 10:42 ET

Head insurance asset management profit remained stable with slight increase in the first half of the year, but the industry is generally concerned about increased pressure in the second half of the year. "Stocks and bonds both face challenges."

① According to multiple insiders in the insurance asset management industry, the investment performance of various institutions in the bond market improved in the first half of the year. However, the subsequent challenges of the stock and bond markets will test the investment capabilities of these institutions. ② Some industry experts pointed out that currently, it is difficult to invest in non-standard (products). The latest data shows that the business of innovative products in insurance asset management contracted in the first half of the year, and the issuance of non-standard bond rights is still in a downward trend.

cls.cnSep 4 23:09 ET

Will there be another wave of insurance product adjustments before September 30? New China Life Insurance earnings conference responds to the planned interest rate reduction and will focus on dividend insurance in the future.

① Make adjustments to traditional insurance policies before August 31st, and make adjustments to participating insurance and universal insurance products before September 30th. The next step is to focus on participating insurance and hope to bring new growth momentum through participating insurance; ② The mid-term dividend accounts for 15% of the net income attributable to the parent company in the first half of the year, equivalent to 19% of last year's annual profit; ③ Regarding asset allocation strategy, follow the basic rule of asset-liability matching and not give up the opportunity for phased allocation of equity investments.

cls.cnAug 30 10:41 ET

China Pacific Insurance responds to market hot topics at the mid-term earnings conference: continuously improving the contribution ratio of bancassurance, dividend-type products are expected to exceed 50% in the future, and asset allocation adheres to the

1. In the macro environment changes, Taibao is also shifting towards protection and dividend-type business; 2. In the long term, Taibao's dividend-type products are expected to account for more than 50%; 3. Will continue to increase the contribution ratio of silver insurance, focus on strategic cooperation with banks to promote a one-on-one global strategy.

cls.cnAug 30 09:04 ET

Is it a challenge to lower the benchmark interest rate and promote the integration of banking and insurance? China Life Insurance, which has a premium of 400 billion, has recently spoken up.

The decrease in the reserved interest rate and the deepening of the integration of report and bank in the individual insurance channel are challenges and opportunities for the life insurance market. In the first half of the year, China Life Insurance exceeded 600 billion in equity product allocation. The current A-share market already has long-term allocation value, and the allocation strategy will increase the allocation of high-dividend stocks and actively buy high-quality stocks with cost-effectiveness.

cls.cnAug 30 04:32 ET

China Life Insurance Company Limited (CILJF) Q2 2024 Earnings Conference Call Transcript Summary

moomoo AIAug 30 03:08 ET · Conference Call