Is the 80 basis point spread opening the window for reducing existing mortgage rates? How to relieve bank pressure? Experts suggest: adjust in stages to mitigate the impact, and cut deposit rates to hedge the impact.

①In July, the new personal housing loan interest rate is 3.4%, with an interest rate spread of about 80 basis points between existing house loan rates and new ones, and there is a growing call for residents to adjust existing house loan rates. ②Experts suggest adjusting existing mortgage rates gradually in stages to reduce the impact on banks, while controlling bank liability costs through lowering deposit rates and other means to mitigate interest rate spread pressure.

cls.cnSep 5 07:43 ET

Country Garden's 9 bonds are seeking new solutions due to insufficient funds for full payment.

1. Country Garden plans to extend the grace period for the repayment of 9 domestic debts and arrange a new debt restructuring plan. 2. "Under the pressure of overall sales in the industry, combined with factors such as restricted fund allocation, the company has not yet been able to raise sufficient funds for the full payment of principal and interest due on the enterprise bonds."

cls.cnSep 5 00:51 ET

The volume of real estate transactions in Hangzhou has fallen, and the second-hand housing market has ended its continuous 5-month high-volume running trend.

According to the data from ke holdings Research Institute in Hangzhou, 6688 second-hand housing units were signed in August in Hangzhou's ten districts, a decrease of 19.8% compared to July, and an increase of 24.6% compared to August last year; compared to July, the transaction volume of intermediary residences in the whole city declined by 21%. In addition, data from China Index Academy shows that in August, the transaction volume of new commodity residences in Hangzhou was 0.4 million square meters, a decrease of 20% month-on-month, and a decrease of 47.3% year-on-year.

cls.cnSep 4 02:23 ET

Brokerage morning meeting highlights: real estate continues the off-season market, focusing on the "Golden September and Silver October".

At today's brokerage morning meeting, China International Capital Corporation believes that the current market has more bottom features and limited downside risks; China Securities Co., Ltd. is bullish on the Tesla and top humanoid robot industry chain; HTSC suggests that the real estate market will continue the off-season trend and focus on the "golden September and silver October".

cls.cnSep 2 20:15 ET

First loss in 20 years! New World Dev, the "most indebted", the Hong Kong property industry is "bleak across the board".

New World stated that the insufficient recognition of revenue from major projects such as Bai Aozhuang I and Bai Aozhuang II has impacted the company's core profit. In addition, the provision for impairment of two large assets is also a major reason for the "shrinkage" of the company's profit.

wallstreetcnAug 31 04:21 ET

Vanke has more fellow travelers now.

Preserve financial security.

wallstreetcnAug 30 21:09 ET