MINSHENG BANK officially announced an adjustment to the risk ratings of some publicly offered Funds that had been raised multiple times last year.
① Starting from January 10, MINSHENG BANK will adjust the risk ratings of certain publicly offered Fund products; ② Analysts indicate that investors should "understand the rules and identify the risks."
3 billion yuan! This year's first bank perpetual bond approval for "capital replenishment" has been granted to BANK OF GUIZHOU, with an issuance scale exceeding 1.6 trillion last year.
① On the evening of January 2, the official website of the National Financial Regulatory Administration showed that the regulatory authority approved BANK OF GUIZHOU to issue capital instruments not exceeding 3 billion yuan (inclusive), in the form of subordinated Bonds. The approval date is shown as December 23, 2024. ② In 2024, the issuance scale of perpetual Bonds by commercial banks exceeded 1.6 trillion yuan, significantly exceeding the 1.12 trillion yuan in 2023.
After being vacant for more than two years, Zheng Guoyu was elected as the new Chairman of the Postal Savings Bank Of China, previously serving in the Bank Of China and Industrial And Commercial Bank Of China.
① This afternoon, the Postal Savings Bank Of China announced that, following a resolution by the Board of Directors, Zheng Guoyu has been elected as the Chairman of the Postal Savings Bank Of China, and his qualification is subject to approval by the National Financial Regulatory Administration before taking effect; ② Zheng Guoyu currently serves as a director, general manager, and chief compliance officer of China Post Group Co., Ltd. He has previously held the position of vice president at both the Bank Of China and the Industrial And Commercial Bank Of China.
On the first trading day of the New Year, Bank stocks opened high and then fell back. Many Institutions: the opening performance may be better than in previous years, but the trend of declining net interest margin remains unchanged.
① The crediting ratio between each quarter is expected to recover to a ratio of 4:3:2:1. ② It is expected that policy trends will continue, gradually boosting demand in the Real Estate sector. ③ This year, the decline in net interest margin for Banks is narrower compared to 2024, with a calculated interest margin of 1.34% under neutral assumptions.
Two vice presidents of China Merchants Bank have been confirmed, continuing the direction of a "flat" organizational structure.
The appointment of the two vice presidents of CM BANK (600036.SH) has finally been settled. On December 27, CM BANK disclosed that the Board of Directors has agreed...
As the Spring Festival approaches, many banks are adjusting their rules to cope with the peak of Overseas travel. After China Everbright Bank set card limit, Hankou Bank has closed magnetic stripe Trade.
On December 24, Hankou Bank announced on its official website that it will completely close magnetic strip chip composite debit card transactions overseas. This follows a previous adjustment by China Everbright Bank regarding the overseas card limit, marking another bank adjusting its overseas card transaction policies; With the Spring Festival holiday approaching, overseas travel will peak, and banks adjusting the related overseas card Consumer rules will help protect customers' funds.