US Stock MarketDetailed Quotes

BOTJ Bank of the James Financial

Watchlist

13.260
+0.060+0.45%

Close Nov 1 16:00 ET

60.24MMarket Cap7.13P/E (TTM)

Bank of the James Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual

YOY

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(Q3)Sep 30, 2024

(Q2)Jun 30, 2024

(Q1)Mar 31, 2024

(FY)Dec 31, 2023

(Q4)Dec 31, 2023

(Q3)Sep 30, 2023

(Q2)Jun 30, 2023

(Q1)Mar 31, 2023

(FY)Dec 31, 2022

(Q4)Dec 31, 2022

Assets

Cash cash equivalents and federal funds sold

9.85%111.03M

1.75%76.2M

35.79%89.61M

20.95%76.38M

22.65%101.07M

-1.78%74.89M

-32.75%65.99M

-65.77%63.15M

-Cash and cash equivalents

12.87%22.69M

0.61%22.53M

10.98%25.43M

-14.69%25.61M

-47.94%20.11M

-34.63%22.39M

-30.10%22.91M

2.35%30.03M

-Money market investments

8.93%86.52M

1.88%52.1M

50.24%62.64M

55.10%49.23M

87.33%79.42M

25.95%51.14M

-34.88%41.7M

-79.37%31.74M

-Restricted cash and investments

18.17%1.82M

15.70%1.57M

11.10%1.54M

-2.16%1.36M

4.76%1.39M

Receivables

-0.37%2.7M

15.64%2.92M

14.06%2.94M

3.62%2.84M

13.64%2.71M

9.07%2.53M

17.32%2.57M

32.56%2.74M

-Accounts receivable

-0.37%2.7M

15.64%2.92M

14.06%2.94M

3.62%2.84M

13.64%2.71M

9.07%2.53M

17.32%2.57M

32.56%2.74M

Net loan

4.55%630.35M

0.70%620.92M

-2.20%605.76M

-0.76%603.18M

-2.34%602.91M

0.78%616.58M

4.02%619.39M

5.14%607.79M

-Gross loan

4.46%637.43M

0.59%627.87M

-2.30%612.68M

-0.56%610.59M

-2.17%610.23M

0.93%624.16M

4.12%627.1M

4.96%614.05M

-Allowance for loans and lease losses

-3.31%7.08M

-8.37%6.95M

-10.30%6.92M

18.42%7.41M

14.48%7.32M

14.66%7.59M

12.30%7.72M

-9.49%6.26M

Securities and investments

5.64%196.08M

10.27%209.79M

13.05%218.44M

16.21%220.13M

-4.71%185.6M

-7.23%190.26M

-10.66%193.22M

14.86%189.43M

-Held to maturity securities

-0.44%3.61M

-0.44%3.62M

-0.47%3.62M

-0.47%3.63M

-0.44%3.64M

-Short term investments

5.77%192.47M

10.48%206.18M

13.31%214.82M

16.54%216.51M

-4.79%181.98M

-7.35%186.63M

-10.83%189.59M

15.20%185.79M

Bank owned life insurance

5.94%22.72M

5.75%22.53M

5.55%22.34M

12.21%21.59M

12.13%21.44M

12.07%21.3M

12.02%21.17M

2.41%19.24M

Net PPE

5.48%19.38M

2.74%18.04M

2.70%18.28M

0.93%18.14M

0.66%18.37M

-3.26%17.56M

-1.83%17.8M

-2.05%17.97M

-Gross PPE

----

4.91%33.64M

----

3.31%32.06M

-Accumulated depreciation

----

-9.99%-15.5M

----

-11.08%-14.09M

Foreclosed assets

----

--0

-34.30%500K

-29.04%540K

-25.62%566K

Goodwill and other intangible assets

-5.91%8.92M

-4.90%9.06M

-5.74%9.2M

-5.66%9.34M

-19.70%9.48M

-20.25%9.53M

-13.38%9.76M

-13.22%9.9M

-Goodwill

0.00%2.05M

-46.22%2.05M

-31.56%2.05M

-Other intangible assets

-7.54%6.87M

-6.25%7.01M

-7.27%7.15M

-7.14%7.29M

-7.02%7.43M

-8.05%7.47M

-6.79%7.71M

-6.67%7.85M

Other assets

-51.73%9.32M

4.44%18.55M

3.77%18.33M

-0.08%17.78M

21.36%19.3M

24.25%17.76M

41.30%17.66M

102.91%17.8M

Total assets

4.91%1.01B

2.85%978.01M

3.88%984.89M

4.39%969.37M

-0.17%960.89M

-0.90%950.9M

-2.62%948.1M

-5.98%928.57M

Liabilities

Total deposits

3.11%907.61M

2.05%884.9M

3.36%893.49M

3.58%878.46M

-0.32%880.2M

-0.94%867.09M

-1.93%864.44M

-4.39%848.14M

Payables

154.59%970K

105.58%553K

139.45%522K

439.33%480K

929.73%381K

58.24%269K

-55.96%218K

93.48%89K

-Accounts payable

98.95%758K

105.58%553K

139.45%522K

439.33%480K

929.73%381K

627.03%269K

458.97%218K

93.48%89K

-Total tax payable

--212K

----

Long term debt and capital lease obligation

-2.89%19.49M

-2.84%19.64M

-2.79%19.79M

-2.74%19.93M

-2.72%20.07M

-2.62%20.21M

-2.57%20.35M

-2.48%20.49M

-Long term debt

-2.89%19.49M

-2.84%19.64M

-2.79%19.79M

-2.74%19.93M

-2.72%20.07M

-2.62%20.21M

-2.57%20.35M

-2.48%20.49M

Other liabilities

10.45%11.16M

5.87%11.21M

-3.87%10.65M

8.70%10.46M

-3.71%10.1M

6.04%10.59M

8.71%11.08M

-4.59%9.62M

Total liabilities

3.13%939.23M

2.02%916.31M

3.17%924.45M

3.53%909.33M

-0.38%910.76M

-0.89%898.16M

-1.85%896.09M

-4.34%878.35M

Shareholders'equity

Share capital

0.00%9.72M

-0.36%9.72M

-1.84%9.72M

-4.16%9.72M

-3.81%9.76M

-2.37%9.91M

-common stock

0.00%9.72M

-0.36%9.72M

-1.84%9.72M

-4.16%9.72M

-3.81%9.76M

-2.37%9.91M

-Preferred stock

----

--0

Paid-in capital

0.00%35.25M

-0.42%35.25M

-2.26%35.25M

-5.31%35.25M

-4.91%35.4M

-3.12%36.07M

Retained earnings

19.21%41.64M

20.72%40.1M

23.71%38.41M

18.19%36.68M

18.61%34.93M

22.10%33.22M

22.98%31.05M

32.40%31.03M

Gains losses not affecting retained earnings

40.28%-17.78M

8.21%-23.37M

5.15%-22.95M

19.29%-21.62M

-9.95%-29.78M

-19.75%-25.46M

-100.93%-24.2M

-1,832.25%-26.78M

Total stockholders'equity

37.31%68.83M

17.02%61.71M

16.20%60.44M

19.54%60.04M

3.70%50.13M

-1.10%52.73M

-14.14%52.01M

-27.66%50.23M

Total equity

37.31%68.83M

17.02%61.71M

16.20%60.44M

19.54%60.04M

3.70%50.13M

-1.10%52.73M

-14.14%52.01M

-27.66%50.23M

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion with Explanatory Notes

Unqualified Opinion

	(Q3)Sep 30, 2024	(Q2)Jun 30, 2024	(Q1)Mar 31, 2024	(FY)Dec 31, 2023	(Q4)Dec 31, 2023	(Q3)Sep 30, 2023	(Q2)Jun 30, 2023	(Q1)Mar 31, 2023	(FY)Dec 31, 2022	(Q4)Dec 31, 2022
Assets
Cash cash equivalents and federal funds sold	9.85%111.03M	1.75%76.2M	35.79%89.61M	20.95%76.38M	20.95%76.38M	22.65%101.07M	-1.78%74.89M	-32.75%65.99M	-65.77%63.15M	-65.77%63.15M
-Cash and cash equivalents	12.87%22.69M	0.61%22.53M	10.98%25.43M	-14.69%25.61M	-14.69%25.61M	-47.94%20.11M	-34.63%22.39M	-30.10%22.91M	2.35%30.03M	2.35%30.03M
-Money market investments	8.93%86.52M	1.88%52.1M	50.24%62.64M	55.10%49.23M	55.10%49.23M	87.33%79.42M	25.95%51.14M	-34.88%41.7M	-79.37%31.74M	-79.37%31.74M
-Restricted cash and investments	18.17%1.82M	15.70%1.57M	11.10%1.54M	11.10%1.54M	11.10%1.54M	11.10%1.54M	-2.16%1.36M	4.76%1.39M	4.76%1.39M	4.76%1.39M
Receivables	-0.37%2.7M	15.64%2.92M	14.06%2.94M	3.62%2.84M	3.62%2.84M	13.64%2.71M	9.07%2.53M	17.32%2.57M	32.56%2.74M	32.56%2.74M
-Accounts receivable	-0.37%2.7M	15.64%2.92M	14.06%2.94M	3.62%2.84M	3.62%2.84M	13.64%2.71M	9.07%2.53M	17.32%2.57M	32.56%2.74M	32.56%2.74M
Net loan	4.55%630.35M	0.70%620.92M	-2.20%605.76M	-0.76%603.18M	-0.76%603.18M	-2.34%602.91M	0.78%616.58M	4.02%619.39M	5.14%607.79M	5.14%607.79M
-Gross loan	4.46%637.43M	0.59%627.87M	-2.30%612.68M	-0.56%610.59M	-0.56%610.59M	-2.17%610.23M	0.93%624.16M	4.12%627.1M	4.96%614.05M	4.96%614.05M
-Allowance for loans and lease losses	-3.31%7.08M	-8.37%6.95M	-10.30%6.92M	18.42%7.41M	18.42%7.41M	14.48%7.32M	14.66%7.59M	12.30%7.72M	-9.49%6.26M	-9.49%6.26M
Securities and investments	5.64%196.08M	10.27%209.79M	13.05%218.44M	16.21%220.13M	16.21%220.13M	-4.71%185.6M	-7.23%190.26M	-10.66%193.22M	14.86%189.43M	14.86%189.43M
-Held to maturity securities	-0.44%3.61M	-0.44%3.61M	-0.44%3.62M	-0.47%3.62M	-0.47%3.62M	-0.47%3.63M	-0.47%3.63M	-0.47%3.63M	-0.44%3.64M	-0.44%3.64M
-Short term investments	5.77%192.47M	10.48%206.18M	13.31%214.82M	16.54%216.51M	16.54%216.51M	-4.79%181.98M	-7.35%186.63M	-10.83%189.59M	15.20%185.79M	15.20%185.79M
Bank owned life insurance	5.94%22.72M	5.75%22.53M	5.55%22.34M	12.21%21.59M	12.21%21.59M	12.13%21.44M	12.07%21.3M	12.02%21.17M	2.41%19.24M	2.41%19.24M
Net PPE	5.48%19.38M	2.74%18.04M	2.70%18.28M	0.93%18.14M	0.93%18.14M	0.66%18.37M	-3.26%17.56M	-1.83%17.8M	-2.05%17.97M	-2.05%17.97M
-Gross PPE	----	----	----	4.91%33.64M	4.91%33.64M	----	----	----	3.31%32.06M	3.31%32.06M
-Accumulated depreciation	----	----	----	-9.99%-15.5M	-9.99%-15.5M	----	----	----	-11.08%-14.09M	-11.08%-14.09M
Foreclosed assets	----	----	--0	--0	--0	--0	-34.30%500K	-29.04%540K	-25.62%566K	-25.62%566K
Goodwill and other intangible assets	-5.91%8.92M	-4.90%9.06M	-5.74%9.2M	-5.66%9.34M	-5.66%9.34M	-19.70%9.48M	-20.25%9.53M	-13.38%9.76M	-13.22%9.9M	-13.22%9.9M
-Goodwill	0.00%2.05M	0.00%2.05M	0.00%2.05M	0.00%2.05M	0.00%2.05M	-46.22%2.05M	-46.22%2.05M	-31.56%2.05M	-31.56%2.05M	-31.56%2.05M
-Other intangible assets	-7.54%6.87M	-6.25%7.01M	-7.27%7.15M	-7.14%7.29M	-7.14%7.29M	-7.02%7.43M	-8.05%7.47M	-6.79%7.71M	-6.67%7.85M	-6.67%7.85M
Other assets	-51.73%9.32M	4.44%18.55M	3.77%18.33M	-0.08%17.78M	-0.08%17.78M	21.36%19.3M	24.25%17.76M	41.30%17.66M	102.91%17.8M	102.91%17.8M
Total assets	4.91%1.01B	2.85%978.01M	3.88%984.89M	4.39%969.37M	4.39%969.37M	-0.17%960.89M	-0.90%950.9M	-2.62%948.1M	-5.98%928.57M	-5.98%928.57M
Liabilities
Total deposits	3.11%907.61M	2.05%884.9M	3.36%893.49M	3.58%878.46M	3.58%878.46M	-0.32%880.2M	-0.94%867.09M	-1.93%864.44M	-4.39%848.14M	-4.39%848.14M
Payables	154.59%970K	105.58%553K	139.45%522K	439.33%480K	439.33%480K	929.73%381K	58.24%269K	-55.96%218K	93.48%89K	93.48%89K
-Accounts payable	98.95%758K	105.58%553K	139.45%522K	439.33%480K	439.33%480K	929.73%381K	627.03%269K	458.97%218K	93.48%89K	93.48%89K
-Total tax payable	--212K	----	----	----	----	----	----	----	----	----
Long term debt and capital lease obligation	-2.89%19.49M	-2.84%19.64M	-2.79%19.79M	-2.74%19.93M	-2.74%19.93M	-2.72%20.07M	-2.62%20.21M	-2.57%20.35M	-2.48%20.49M	-2.48%20.49M
-Long term debt	-2.89%19.49M	-2.84%19.64M	-2.79%19.79M	-2.74%19.93M	-2.74%19.93M	-2.72%20.07M	-2.62%20.21M	-2.57%20.35M	-2.48%20.49M	-2.48%20.49M
Other liabilities	10.45%11.16M	5.87%11.21M	-3.87%10.65M	8.70%10.46M	8.70%10.46M	-3.71%10.1M	6.04%10.59M	8.71%11.08M	-4.59%9.62M	-4.59%9.62M
Total liabilities	3.13%939.23M	2.02%916.31M	3.17%924.45M	3.53%909.33M	3.53%909.33M	-0.38%910.76M	-0.89%898.16M	-1.85%896.09M	-4.34%878.35M	-4.34%878.35M
Shareholders'equity
Share capital	0.00%9.72M	0.00%9.72M	-0.36%9.72M	-1.84%9.72M	-1.84%9.72M	-1.84%9.72M	-4.16%9.72M	-3.81%9.76M	-2.37%9.91M	-2.37%9.91M
-common stock	0.00%9.72M	0.00%9.72M	-0.36%9.72M	-1.84%9.72M	-1.84%9.72M	-1.84%9.72M	-4.16%9.72M	-3.81%9.76M	-2.37%9.91M	-2.37%9.91M
-Preferred stock	----	--0	--0	--0	--0	--0	--0	--0	--0	--0
Paid-in capital	0.00%35.25M	0.00%35.25M	-0.42%35.25M	-2.26%35.25M	-2.26%35.25M	-2.26%35.25M	-5.31%35.25M	-4.91%35.4M	-3.12%36.07M	-3.12%36.07M
Retained earnings	19.21%41.64M	20.72%40.1M	23.71%38.41M	18.19%36.68M	18.19%36.68M	18.61%34.93M	22.10%33.22M	22.98%31.05M	32.40%31.03M	32.40%31.03M
Gains losses not affecting retained earnings	40.28%-17.78M	8.21%-23.37M	5.15%-22.95M	19.29%-21.62M	19.29%-21.62M	-9.95%-29.78M	-19.75%-25.46M	-100.93%-24.2M	-1,832.25%-26.78M	-1,832.25%-26.78M
Total stockholders'equity	37.31%68.83M	17.02%61.71M	16.20%60.44M	19.54%60.04M	19.54%60.04M	3.70%50.13M	-1.10%52.73M	-14.14%52.01M	-27.66%50.23M	-27.66%50.23M
Total equity	37.31%68.83M	17.02%61.71M	16.20%60.44M	19.54%60.04M	19.54%60.04M	3.70%50.13M	-1.10%52.73M	-14.14%52.01M	-27.66%50.23M	-27.66%50.23M
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	--	--	--	Unqualified Opinion with Explanatory Notes	--	--	--	--	Unqualified Opinion	--

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List

Overall

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