US Stock MarketDetailed Quotes

BOTJ Bank of the James Financial

Watchlist
  • 13.420
  • +0.100+0.75%
Close Aug 23 16:00 ET
60.97MMarket Cap7.18P/E (TTM)

Bank of the James Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
(FY)Dec 31, 2022
(Q4)Dec 31, 2022
(Q3)Sep 30, 2022
Total revenue
4.42%11.05M
-4.01%10.07M
-0.53%41.8M
-4.34%10.39M
-10.10%10.35M
6.88%10.58M
7.49%10.49M
13.01%42.02M
14.65%10.86M
23.30%11.51M
Net interest income
-3.50%7.06M
-9.12%6.94M
0.07%29.66M
-10.93%7.36M
-6.83%7.36M
3.03%7.31M
19.54%7.63M
9.72%29.64M
21.98%8.26M
15.80%7.9M
-Net interest income
14.14%10.9M
15.48%10.5M
23.57%39.28M
17.89%10.51M
20.74%10.14M
26.14%9.55M
31.53%9.09M
9.18%31.79M
23.10%8.91M
14.81%8.39M
-Interest income from loans and lease
6.53%8.35M
8.05%8.02M
19.88%31.38M
11.85%8.13M
16.98%7.99M
26.90%7.84M
25.76%7.43M
-1.33%26.18M
12.83%7.27M
3.41%6.83M
-Interest income from deposits
106.45%192K
-10.14%133K
75.89%496K
-17.69%121K
32.67%134K
244.44%93K
2,014.29%148K
754.55%282K
2,000.00%147K
1,342.86%101K
-Interest income from securities
30.29%1.53M
34.75%1.59M
7.27%4.94M
12.58%1.4M
-0.17%1.2M
-2.82%1.17M
22.35%1.18M
88.51%4.61M
64.89%1.24M
80.33%1.2M
-Total interest expense
71.76%3.84M
144.44%3.56M
347.53%9.62M
382.98%3.15M
456.91%2.78M
372.15%2.24M
177.33%1.46M
2.28%2.15M
39.32%652K
1.22%499K
-Interest expense for deposit
79.22%3.65M
175.59%3.37M
582.21%8.78M
560.54%2.95M
833.70%2.58M
680.08%2.04M
301.64%1.22M
-22.89%1.29M
23.89%446K
-28.31%276K
-Interest expense for long term debt and capital securities
-3.47%195K
-17.45%194K
-2.43%842K
-1.46%203K
-9.42%202K
-5.16%202K
6.33%235K
99.31%863K
90.74%206K
106.48%223K
Non interest income
22.15%3.99M
9.63%3.13M
-1.96%12.14M
16.63%3.03M
-17.26%2.99M
16.63%3.27M
-15.33%2.86M
21.76%12.39M
-3.74%2.6M
43.62%3.62M
-Total premiums earned
36.57%183K
20.45%159K
21.24%548K
25.44%143K
23.01%139K
19.64%134K
16.81%132K
5.12%452K
-0.87%114K
-3.42%113K
-Fees and commissions
7.83%1.93M
7.53%1.93M
10.50%7.29M
0.48%1.88M
-9.47%1.84M
31.47%1.79M
33.31%1.79M
373.80%6.6M
306.75%1.87M
569.31%2.03M
-Other non interest income
233.13%533K
--105K
1,668.75%283K
1,200.00%104K
733.33%19K
3,900.00%160K
----
-11.11%16K
33.33%8K
-250.00%-3K
-Gain loss on sale of assets
13.88%1.31M
0.43%927K
-25.03%3.94M
51.04%873K
-32.81%989K
-11.24%1.15M
-51.52%923K
-36.44%5.25M
-72.34%578K
-29.60%1.47M
-Dividend income
6.06%35K
50.00%12K
24.24%82K
10.00%33K
60.00%8K
22.22%33K
100.00%8K
-1.49%66K
7.14%30K
25.00%5K
Credit losses provision
-51.57%123K
495.00%553K
-80.11%179K
-99K
-45.33%164K
-15.33%254K
-146.67%-140K
80.00%900K
0
300K
Non interest expense
10.93%8.51M
0.27%7.9M
-0.35%31.7M
-2.67%8.23M
-8.26%7.92M
4.55%7.67M
6.67%7.88M
12.68%31.81M
10.17%8.46M
23.55%8.64M
Occupancy and equipment
2.10%1.12M
-4.18%1.1M
-3.02%4.24M
-10.10%1.03M
-12.18%959K
4.39%1.1M
6.59%1.15M
4.00%4.37M
9.85%1.15M
2.73%1.09M
Professional expense and contract services expense
0.29%695K
18.14%801K
-2.94%2.51M
-71.83%-1.64M
-15.32%1.37M
-20.44%693K
-35.67%678K
13.25%2.59M
-38.01%-955K
57.34%1.62M
Selling and administrative expenses
11.18%5.25M
0.39%4.58M
2.83%20.18M
6.33%5.88M
2.89%5.01M
-3.87%4.72M
5.92%4.57M
7.05%19.62M
12.15%5.53M
6.87%4.87M
-General and administrative expense
13.12%5.02M
4.16%4.55M
2.98%19.26M
7.08%5.64M
3.42%4.81M
-4.89%4.44M
6.14%4.37M
7.51%18.7M
11.75%5.27M
6.90%4.65M
-Selling and marketing expense
-18.95%231K
-84.54%30K
-0.11%919K
-8.88%236K
-8.11%204K
15.38%285K
1.04%194K
-1.50%920K
21.03%259K
6.22%222K
Depreciation amortization depletion
-40.17%140K
0.00%140K
0.00%560K
0.00%140K
-67.14%46K
67.14%234K
0.00%140K
--560K
--140K
--140K
-Depreciation and amortization
-40.17%140K
0.00%140K
0.00%560K
0.00%140K
-67.14%46K
67.14%234K
0.00%140K
--560K
--140K
--140K
Other non-interest expense
41.02%1.3M
-5.35%1.28M
-9.84%4.22M
8.70%2.82M
-41.56%533K
155.25%924K
67.54%1.35M
36.74%4.68M
8.43%2.6M
169.82%912K
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax
-15.82%2.67M
10.16%2.72M
-7.48%10.28M
-14.36%2.05M
-18.46%2.59M
10.50%3.17M
-7.56%2.47M
17.55%11.11M
4.63%2.4M
35.34%3.18M
Income tax
-18.17%518K
9.86%535K
-26.78%1.58M
-112.67%-56K
-14.98%511K
10.28%633K
-8.80%487K
15.52%2.15M
2.55%442K
29.25%601K
Earnings from equity interest net of tax
Net income
-15.23%2.15M
10.23%2.19M
-2.85%8.7M
7.88%2.11M
-19.27%2.08M
10.56%2.53M
-7.25%1.98M
18.05%8.96M
5.11%1.95M
36.84%2.57M
Net Income continuous operations
-15.23%2.15M
10.23%2.19M
-2.85%8.7M
7.88%2.11M
-19.27%2.08M
10.56%2.53M
-7.25%1.98M
18.05%8.96M
5.11%1.95M
36.84%2.57M
Minority interest income
Net income attributable to the parent company
-15.23%2.15M
10.23%2.19M
-2.85%8.7M
7.88%2.11M
-19.27%2.08M
10.56%2.53M
-7.25%1.98M
18.05%8.96M
5.11%1.95M
36.84%2.57M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders
-15.23%2.15M
10.23%2.19M
-2.85%8.7M
7.88%2.11M
-19.27%2.08M
10.56%2.53M
-7.25%1.98M
18.05%8.96M
5.11%1.95M
36.84%2.57M
Basic earnings per share
-16.07%0.47
11.63%0.48
0.00%1.91
7.14%0.45
-16.36%0.46
16.67%0.56
-4.44%0.43
19.38%1.91
7.69%0.42
37.50%0.55
Diluted earnings per share
-16.07%0.47
11.63%0.48
0.00%1.91
7.14%0.45
-16.36%0.46
16.67%0.56
-4.44%0.43
19.38%1.91
7.69%0.42
37.50%0.55
Dividend per share
25.00%0.1
25.00%0.1
10.34%0.32
0.00%0.08
14.29%0.08
14.29%0.08
14.29%0.08
8.50%0.29
14.29%0.08
0.00%0.07
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
Unqualified Opinion with Explanatory Notes
--
--
--
--
Unqualified Opinion
--
--
(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023(FY)Dec 31, 2022(Q4)Dec 31, 2022(Q3)Sep 30, 2022
Total revenue 4.42%11.05M-4.01%10.07M-0.53%41.8M-4.34%10.39M-10.10%10.35M6.88%10.58M7.49%10.49M13.01%42.02M14.65%10.86M23.30%11.51M
Net interest income -3.50%7.06M-9.12%6.94M0.07%29.66M-10.93%7.36M-6.83%7.36M3.03%7.31M19.54%7.63M9.72%29.64M21.98%8.26M15.80%7.9M
-Net interest income 14.14%10.9M15.48%10.5M23.57%39.28M17.89%10.51M20.74%10.14M26.14%9.55M31.53%9.09M9.18%31.79M23.10%8.91M14.81%8.39M
-Interest income from loans and lease 6.53%8.35M8.05%8.02M19.88%31.38M11.85%8.13M16.98%7.99M26.90%7.84M25.76%7.43M-1.33%26.18M12.83%7.27M3.41%6.83M
-Interest income from deposits 106.45%192K-10.14%133K75.89%496K-17.69%121K32.67%134K244.44%93K2,014.29%148K754.55%282K2,000.00%147K1,342.86%101K
-Interest income from securities 30.29%1.53M34.75%1.59M7.27%4.94M12.58%1.4M-0.17%1.2M-2.82%1.17M22.35%1.18M88.51%4.61M64.89%1.24M80.33%1.2M
-Total interest expense 71.76%3.84M144.44%3.56M347.53%9.62M382.98%3.15M456.91%2.78M372.15%2.24M177.33%1.46M2.28%2.15M39.32%652K1.22%499K
-Interest expense for deposit 79.22%3.65M175.59%3.37M582.21%8.78M560.54%2.95M833.70%2.58M680.08%2.04M301.64%1.22M-22.89%1.29M23.89%446K-28.31%276K
-Interest expense for long term debt and capital securities -3.47%195K-17.45%194K-2.43%842K-1.46%203K-9.42%202K-5.16%202K6.33%235K99.31%863K90.74%206K106.48%223K
Non interest income 22.15%3.99M9.63%3.13M-1.96%12.14M16.63%3.03M-17.26%2.99M16.63%3.27M-15.33%2.86M21.76%12.39M-3.74%2.6M43.62%3.62M
-Total premiums earned 36.57%183K20.45%159K21.24%548K25.44%143K23.01%139K19.64%134K16.81%132K5.12%452K-0.87%114K-3.42%113K
-Fees and commissions 7.83%1.93M7.53%1.93M10.50%7.29M0.48%1.88M-9.47%1.84M31.47%1.79M33.31%1.79M373.80%6.6M306.75%1.87M569.31%2.03M
-Other non interest income 233.13%533K--105K1,668.75%283K1,200.00%104K733.33%19K3,900.00%160K-----11.11%16K33.33%8K-250.00%-3K
-Gain loss on sale of assets 13.88%1.31M0.43%927K-25.03%3.94M51.04%873K-32.81%989K-11.24%1.15M-51.52%923K-36.44%5.25M-72.34%578K-29.60%1.47M
-Dividend income 6.06%35K50.00%12K24.24%82K10.00%33K60.00%8K22.22%33K100.00%8K-1.49%66K7.14%30K25.00%5K
Credit losses provision -51.57%123K495.00%553K-80.11%179K-99K-45.33%164K-15.33%254K-146.67%-140K80.00%900K0300K
Non interest expense 10.93%8.51M0.27%7.9M-0.35%31.7M-2.67%8.23M-8.26%7.92M4.55%7.67M6.67%7.88M12.68%31.81M10.17%8.46M23.55%8.64M
Occupancy and equipment 2.10%1.12M-4.18%1.1M-3.02%4.24M-10.10%1.03M-12.18%959K4.39%1.1M6.59%1.15M4.00%4.37M9.85%1.15M2.73%1.09M
Professional expense and contract services expense 0.29%695K18.14%801K-2.94%2.51M-71.83%-1.64M-15.32%1.37M-20.44%693K-35.67%678K13.25%2.59M-38.01%-955K57.34%1.62M
Selling and administrative expenses 11.18%5.25M0.39%4.58M2.83%20.18M6.33%5.88M2.89%5.01M-3.87%4.72M5.92%4.57M7.05%19.62M12.15%5.53M6.87%4.87M
-General and administrative expense 13.12%5.02M4.16%4.55M2.98%19.26M7.08%5.64M3.42%4.81M-4.89%4.44M6.14%4.37M7.51%18.7M11.75%5.27M6.90%4.65M
-Selling and marketing expense -18.95%231K-84.54%30K-0.11%919K-8.88%236K-8.11%204K15.38%285K1.04%194K-1.50%920K21.03%259K6.22%222K
Depreciation amortization depletion -40.17%140K0.00%140K0.00%560K0.00%140K-67.14%46K67.14%234K0.00%140K--560K--140K--140K
-Depreciation and amortization -40.17%140K0.00%140K0.00%560K0.00%140K-67.14%46K67.14%234K0.00%140K--560K--140K--140K
Other non-interest expense 41.02%1.3M-5.35%1.28M-9.84%4.22M8.70%2.82M-41.56%533K155.25%924K67.54%1.35M36.74%4.68M8.43%2.6M169.82%912K
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax -15.82%2.67M10.16%2.72M-7.48%10.28M-14.36%2.05M-18.46%2.59M10.50%3.17M-7.56%2.47M17.55%11.11M4.63%2.4M35.34%3.18M
Income tax -18.17%518K9.86%535K-26.78%1.58M-112.67%-56K-14.98%511K10.28%633K-8.80%487K15.52%2.15M2.55%442K29.25%601K
Earnings from equity interest net of tax
Net income -15.23%2.15M10.23%2.19M-2.85%8.7M7.88%2.11M-19.27%2.08M10.56%2.53M-7.25%1.98M18.05%8.96M5.11%1.95M36.84%2.57M
Net Income continuous operations -15.23%2.15M10.23%2.19M-2.85%8.7M7.88%2.11M-19.27%2.08M10.56%2.53M-7.25%1.98M18.05%8.96M5.11%1.95M36.84%2.57M
Minority interest income
Net income attributable to the parent company -15.23%2.15M10.23%2.19M-2.85%8.7M7.88%2.11M-19.27%2.08M10.56%2.53M-7.25%1.98M18.05%8.96M5.11%1.95M36.84%2.57M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders -15.23%2.15M10.23%2.19M-2.85%8.7M7.88%2.11M-19.27%2.08M10.56%2.53M-7.25%1.98M18.05%8.96M5.11%1.95M36.84%2.57M
Basic earnings per share -16.07%0.4711.63%0.480.00%1.917.14%0.45-16.36%0.4616.67%0.56-4.44%0.4319.38%1.917.69%0.4237.50%0.55
Diluted earnings per share -16.07%0.4711.63%0.480.00%1.917.14%0.45-16.36%0.4616.67%0.56-4.44%0.4319.38%1.917.69%0.4237.50%0.55
Dividend per share 25.00%0.125.00%0.110.34%0.320.00%0.0814.29%0.0814.29%0.0814.29%0.088.50%0.2914.29%0.080.00%0.07
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ----Unqualified Opinion with Explanatory Notes--------Unqualified Opinion----

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List
US
Overall
Symbol
Latest Price
% Chg