(Q3)Jul 31, 2024 | (Q2)Apr 30, 2024 | (Q1)Jan 31, 2024 | (FY)Oct 31, 2023 | (Q4)Oct 31, 2023 | (Q3)Jul 31, 2023 | (Q2)Apr 30, 2023 | (Q1)Jan 31, 2023 | (FY)Oct 31, 2022 | (Q4)Oct 31, 2022 | |
---|---|---|---|---|---|---|---|---|---|---|
Total revenue | 12.57%6.58B | 8.37%6.14B | 4.58%6.21B | 7.01%23.29B | 8.69%5.84B | 5.48%5.85B | 5.75%5.67B | 8.17%5.93B | 9.04%21.76B | 6.39%5.38B |
Net interest income | 9.15%3.53B | 2.95%3.28B | 1.37%3.25B | 1.46%12.83B | 0.38%3.2B | 0.00%3.24B | 3.21%3.19B | 2.33%3.21B | 10.32%12.64B | 6.88%3.19B |
-Net interest income | 15.73%13.45B | 19.56%12.77B | 24.11%12.73B | 102.98%45.02B | 52.06%12.46B | 100.33%11.62B | 151.60%10.68B | 160.34%10.26B | 50.46%22.18B | 119.21%8.19B |
-Including:Interest income from loans and lease | 11.44%8.73B | 13.59%8.25B | 19.55%8.28B | 79.18%30.24B | 41.49%8.22B | 75.99%7.83B | 112.80%7.26B | 116.06%6.93B | 38.88%16.87B | 87.11%5.81B |
-Including:Interest income from deposits | -3.00%711M | 5.33%692M | -1.30%757M | 306.36%2.88B | 51.90%720M | 361.01%733M | 1,297.87%657M | 2,639.29%767M | 440.46%708M | 1,381.25%474M |
-Including:Interest income from securities | 32.73%2.48B | 37.12%2.38B | 46.79%2.31B | 114.52%7.34B | 74.18%2.17B | 111.54%1.87B | 160.51%1.74B | 149.76%1.57B | 59.83%3.42B | 135.86%1.24B |
-Total interest expense | 18.28%9.92B | 26.63%9.49B | 34.44%9.49B | 237.53%32.19B | 84.94%9.26B | 226.95%8.38B | 547.32%7.5B | 772.06%7.06B | 190.62%9.54B | 561.43%5.01B |
-Including:Interest expense for deposit | 10.72%7.71B | 21.98%7.58B | 30.98%7.71B | 237.68%26.63B | 81.21%7.57B | 228.12%6.97B | 554.48%6.21B | 822.73%5.89B | 197.51%7.89B | 582.52%4.18B |
-Including:Interest expense for long term debt and capital securities | 14.53%134M | 15.25%136M | 16.50%120M | 125.62%458M | 42.86%120M | 112.73%117M | 237.14%118M | 255.17%103M | 66.39%203M | 189.66%84M |
-Including:Other interest expense | 54.92%299M | 60.00%288M | 71.43%300M | 62.38%820M | 49.45%272M | 44.03%193M | 78.22%180M | 98.86%175M | 67.77%505M | 145.95%182M |
Non interest income | 16.80%3.05B | 15.33%2.86B | 8.36%2.96B | 14.71%10.47B | 20.77%2.65B | 13.17%2.61B | 9.21%2.48B | 15.94%2.73B | 7.32%9.12B | 5.69%2.19B |
-Total premiums earned | 1.16%87M | 3.57%87M | 5.43%97M | -3.70%338M | -5.00%76M | -8.51%86M | 1.20%84M | -2.13%92M | -1.96%351M | -8.05%80M |
-Fees and commissions | 4.50%1.72B | 7.05%1.7B | 2.18%1.69B | 0.31%6.54B | 4.75%1.65B | 3.01%1.64B | -3.23%1.59B | -2.94%1.65B | 4.64%6.52B | -4.13%1.58B |
-Investment banking Profit | 15.38%165M | 40.44%191M | 64.08%169M | -6.82%519M | -4.20%137M | 19.17%143M | -6.85%136M | -30.41%103M | -21.88%557M | -5.30%143M |
-Foreign exchange trading gains | 20.73%99M | 32.47%102M | -27.56%92M | 48.76%360M | 196.00%74M | 7.89%82M | 13.24%77M | 73.97%127M | -12.32%242M | -50.00%25M |
-Other non interest income | 60.87%111M | -7.46%62M | -23.88%51M | 13.25%282M | 29.51%79M | -30.30%69M | 131.03%67M | 13.56%67M | 8.73%249M | 79.41%61M |
-Gain loss on sale of assets | 48.05%872M | 36.12%716M | 25.00%860M | 101.24%2.43B | 106.60%626M | 81.79%589M | 74.17%526M | 147.48%688M | 73.17%1.21B | 191.35%303M |
Credit losses provision | 34.38%-483M | -17.35%-514M | -98.31%-585M | -108.72%-2.01B | -24.08%-541M | -202.88%-736M | -109.57%-438M | -293.33%-295M | -509.49%-963M | -458.97%-436M |
Non interest expense | 11.28%3.68B | 7.19%3.49B | 2.46%3.37B | 5.81%13.29B | 1.96%3.44B | 5.76%3.31B | 6.58%3.25B | 9.44%3.29B | 10.23%12.56B | 9.44%3.37B |
Occupancy and equipment | 13.18%919M | 6.56%861M | 5.28%838M | 4.44%3.29B | 2.70%874M | 1.75%812M | 5.35%808M | 8.45%796M | 6.92%3.15B | -3.19%851M |
Professional expense and contract services expense | 31.37%67M | 8.47%64M | -10.34%52M | -21.73%245M | -6.10%77M | -32.89%51M | -29.76%59M | -18.31%58M | 13.00%313M | -13.68%82M |
Selling and administrative expenses | 10.64%2.17B | 8.49%2.1B | 2.27%2.03B | 4.85%7.85B | -1.05%1.98B | 5.76%1.96B | 5.75%1.93B | 9.50%1.98B | 12.02%7.49B | 13.78%2B |
-General and administrative expense | 10.96%2.1B | 7.84%2.01B | 2.15%1.95B | 5.49%7.55B | -0.37%1.89B | 6.85%1.89B | 6.70%1.86B | 9.27%1.91B | 10.96%7.16B | 13.66%1.9B |
-Selling and marketing expense | 2.63%78M | 26.47%86M | 5.48%77M | -8.98%304M | -13.86%87M | -15.56%76M | -15.00%68M | 15.87%73M | 40.93%334M | 16.09%101M |
Other non-interest expense | 8.54%521M | 2.63%468M | 0.00%457M | 18.32%1.91B | 15.58%512M | 21.21%480M | 21.28%456M | 15.99%457M | 8.20%1.61B | 25.50%443M |
Income from associates and other participating interests | 566.67%20M | -30.56%25M | 500.00%16M | -36.17%30M | -155.56%-5M | -72.73%3M | 157.14%36M | -130.77%-4M | -14.55%47M | -18.18%9M |
Special income (charges) | -2M | -111.11%-13M | 92.22%-91M | -238.26%-1.05B | 0 | 0 | 178.00%117M | -8,250.00%-1.17B | -127.01%-311M | -103.85%-106M |
Less:Restructuring and mergern&acquisition | ---- | ---- | ---- | --0 | ---- | ---- | ---- | ---- | 1,408.33%181M | 0.00%12M |
Less:Other special charges | --2M | 111.11%13M | -92.22%91M | 709.23%1.05B | --0 | ---- | -365.91%-117M | 116,800.00%1.17B | 4.00%130M | 135.00%94M |
Other non-operating income (expenses) | ||||||||||
Income before tax | 34.83%2.44B | 1.08%2.15B | 85.24%2.17B | -12.66%6.96B | 26.41%1.86B | -15.66%1.81B | 8.52%2.13B | -51.17%1.17B | -4.19%7.97B | -20.64%1.47B |
Income tax | 70.82%644M | -8.47%400M | -40.05%443M | 11.62%1.93B | 33.10%378M | -21.29%377M | 0.23%437M | 39.17%739M | -7.78%1.73B | -30.90%284M |
Earnings from equity interest net of tax | ||||||||||
Net income | 25.35%1.8B | 3.55%1.75B | 299.08%1.73B | -19.38%5.03B | 24.81%1.48B | -14.05%1.43B | 10.90%1.69B | -76.83%433M | -3.15%6.24B | -17.71%1.19B |
Net Income continuous operations | 25.35%1.8B | 3.55%1.75B | 299.08%1.73B | -19.38%5.03B | 24.81%1.48B | -14.05%1.43B | 10.90%1.69B | -76.83%433M | -3.15%6.24B | -17.71%1.19B |
Noncontrolling interests | -10.00%9M | -9.09%10M | 33.33%12M | 65.22%38M | 14.29%8M | 66.67%10M | 120.00%11M | 80.00%9M | 35.29%23M | 75.00%7M |
Net income attributable to the company | 25.60%1.79B | 3.64%1.74B | 304.72%1.72B | -19.69%5B | 24.87%1.47B | -14.34%1.42B | 10.54%1.68B | -77.25%424M | -3.25%6.22B | -17.97%1.18B |
Preferred stock dividends | -4.55%63M | -8.96%61M | -6.94%67M | 56.14%267M | 67.57%62M | 43.48%66M | 42.55%67M | 75.61%72M | 8.23%171M | -21.28%37M |
Other under preferred stock dividend | ||||||||||
Net income attributable to common stockholders | 27.06%1.72B | 4.16%1.68B | 368.47%1.65B | -21.84%4.73B | 23.49%1.41B | -15.99%1.36B | 9.52%1.61B | -80.69%352M | -3.54%6.05B | -17.85%1.14B |
Diluted earnings per share | 23.65%1.83 | 1.13%1.79 | 353.85%1.77 | -22.99%5.16 | 20.63%1.52 | -17.32%1.48 | 8.59%1.77 | -80.69%0.39 | -4.01%6.7 | -18.18%1.26 |
Basic earnings per share | 23.81%1.82 | 1.70%1.79 | 353.85%1.77 | -22.75%5.16 | 20.63%1.52 | -17.42%1.47 | 8.64%1.76 | -80.60%0.39 | -4.02%6.68 | -17.92%1.26 |
Dividend per share | 3.45%0.9 | 5.88%0.9 | 5.88%0.9 | 5.20%3.44 | 4.82%0.87 | 4.82%0.87 | 5.59%0.85 | 5.59%0.85 | 11.99%3.27 | 13.70%0.83 |
Accounting Standards | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP |
Audit Opinions | -- | -- | -- | Unqualified Opinion | -- | -- | -- | -- | Unqualified Opinion | -- |
FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.
Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.