US Stock MarketDetailed Quotes

COFS ChoiceOne Financial

Watchlist

32.980
-0.190-0.57%

Close Nov 1 16:00 ET

295.61MMarket Cap10.44P/E (TTM)

ChoiceOne Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual

YOY

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(Q3)Sep 30, 2024

(Q2)Jun 30, 2024

(Q1)Mar 31, 2024

(FY)Dec 31, 2023

(Q4)Dec 31, 2023

(Q3)Sep 30, 2023

(Q2)Jun 30, 2023

(Q1)Mar 31, 2023

(FY)Dec 31, 2022

(Q4)Dec 31, 2022

Assets

Cash cash equivalents and federal funds sold

0.87%145.94M

31.50%101M

172.03%150.13M

26.15%55.43M

180.95%144.67M

90.61%76.81M

-38.66%55.19M

37.81%43.94M

-Cash and cash equivalents

0.87%145.94M

31.50%101M

172.03%150.13M

26.15%55.43M

180.95%144.67M

90.61%76.81M

-38.66%55.19M

37.81%43.94M

Net loan

14.87%1.49B

13.41%1.43B

17.47%1.41B

17.92%1.4B

14.67%1.3B

12.17%1.26B

16.05%1.2B

11.86%1.19B

-Gross loan

14.82%1.51B

13.38%1.44B

17.33%1.42B

18.48%1.42B

15.22%1.32B

12.72%1.27B

16.65%1.21B

11.77%1.19B

-Allowance for loans and lease losses

10.88%16.49M

10.77%16.15M

6.45%16.04M

105.87%15.69M

99.44%14.87M

96.63%14.58M

98.20%15.07M

-0.90%7.62M

Securities and investments

-1.70%897.32M

-6.12%891.87M

-5.87%910.18M

-3.54%930.06M

-5.53%912.81M

-5.38%950.05M

-10.41%966.92M

-12.93%964.22M

-Available for sale securities

7.63%7.82M

-9.60%7.5M

-13.09%7.56M

-12.39%7.51M

-8.96%7.26M

0.13%8.3M

5.04%8.7M

0.87%8.57M

-Held to maturity securities

-5.49%391.95M

-6.62%392.7M

-5.89%397.98M

-4.21%407.96M

-3.14%414.74M

-2.12%420.55M

-1.64%422.88M

--425.91M

-Short term investments

1.37%497.55M

-5.67%491.67M

-5.74%504.64M

-2.86%514.6M

-7.41%490.8M

-7.94%521.2M

-16.49%535.35M

-51.79%529.75M

Federal home loan bank stock

2.54%9.76M

-29.16%9.52M

-7.25%9.52M

10.87%9.51M

11.18%9.51M

56.96%13.43M

19.89%10.26M

-3.45%8.58M

Bank owned life insurance

2.03%45.7M

1.96%45.38M

1.89%45.08M

2.49%45.07M

1.71%44.79M

1.68%44.51M

1.66%44.24M

1.43%43.98M

Net PPE

-8.41%27.14M

-5.90%27.37M

-1.27%28.27M

5.38%29.75M

2.35%29.63M

-0.13%29.09M

-3.52%28.63M

-5.52%28.23M

-Gross PPE

----

9.15%50.69M

----

0.53%46.44M

-Accumulated depreciation

----

-15.01%-20.94M

----

-11.61%-18.21M

Foreclosed assets

----

2.26%272K

-6.15%122K

--122K

--266K

-24.42%130K

--0

Goodwill and other intangible assets

-1.30%61.2M

-1.38%61.39M

-1.45%61.6M

-1.52%61.8M

-1.60%62M

-1.66%62.25M

-1.73%62.5M

-1.80%62.76M

-Goodwill

0.00%59.95M

-Other intangible assets

-39.23%1.25M

-37.15%1.45M

-35.43%1.65M

-34.00%1.85M

-32.82%2.06M

-31.39%2.3M

-30.14%2.56M

-29.10%2.81M

Other assets

-35.46%45.5M

20.89%58.94M

33.43%57.22M

-4.10%45.27M

4.69%70.51M

-0.55%48.75M

49.09%42.89M

135.46%47.21M

Total assets

5.90%2.73B

5.61%2.62B

10.82%2.67B

8.00%2.58B

8.91%2.57B

5.23%2.48B

1.39%2.41B

0.81%2.39B

Liabilities

Total deposits

3.52%2.21B

1.93%2.13B

3.80%2.19B

0.19%2.12B

-1.09%2.13B

-2.44%2.09B

-1.85%2.11B

3.20%2.12B

Current debt and capital lease obligation

----

--190M

----

-40.00%30M

----

0.00%50M

-Current debt

----

--190M

----

-40.00%30M

----

0.00%50M

Long term debt and capital lease obligation

14.04%245.69M

-71.53%55.63M

104.09%245.57M

482.80%205.51M

512.05%215.45M

363.66%195.39M

243.02%120.32M

0.70%35.26M

-Long term debt

14.04%245.69M

-71.53%55.63M

104.09%245.57M

482.80%205.51M

512.05%215.45M

363.66%195.39M

243.02%120.32M

0.70%35.26M

Other liabilities

-45.18%24.34M

59.55%36.24M

117.57%32.53M

70.66%23.51M

195.62%44.39M

73.37%22.71M

200.14%14.95M

78.86%13.78M

Total liabilities

3.56%2.48B

4.52%2.41B

9.94%2.46B

7.40%2.38B

8.44%2.39B

5.05%2.3B

2.54%2.24B

3.36%2.22B

Shareholders'equity

Share capital

19.19%206.43M

0.64%173.98M

0.71%173.79M

0.72%173.51M

0.70%173.19M

0.63%172.88M

0.63%172.56M

0.21%172.28M

-common stock

19.19%206.43M

0.64%173.98M

0.71%173.79M

0.72%173.51M

0.70%173.19M

0.63%172.88M

0.63%172.56M

0.21%172.28M

-Preferred stock

----

--0

Retained earnings

23.17%86.77M

21.63%81.84M

20.72%77.29M

7.76%73.7M

10.65%70.44M

12.65%67.28M

14.36%64.03M

30.69%68.39M

Gains losses not affecting retained earnings

27.25%-45.45M

32.21%-41.3M

34.70%-44.32M

28.16%-51.58M

20.91%-62.47M

6.38%-60.92M

-86.67%-67.88M

-2,687.15%-71.8M

Total stockholders'equity

36.75%247.75M

19.68%214.52M

22.55%206.76M

15.85%195.63M

15.64%181.16M

7.68%179.24M

-11.72%168.71M

-23.82%168.87M

Total equity

36.75%247.75M

19.68%214.52M

22.55%206.76M

15.85%195.63M

15.64%181.16M

7.68%179.24M

-11.72%168.71M

-23.82%168.87M

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion with Explanatory Notes

Unqualified Opinion

	(Q3)Sep 30, 2024	(Q2)Jun 30, 2024	(Q1)Mar 31, 2024	(FY)Dec 31, 2023	(Q4)Dec 31, 2023	(Q3)Sep 30, 2023	(Q2)Jun 30, 2023	(Q1)Mar 31, 2023	(FY)Dec 31, 2022	(Q4)Dec 31, 2022
Assets
Cash cash equivalents and federal funds sold	0.87%145.94M	31.50%101M	172.03%150.13M	26.15%55.43M	26.15%55.43M	180.95%144.67M	90.61%76.81M	-38.66%55.19M	37.81%43.94M	37.81%43.94M
-Cash and cash equivalents	0.87%145.94M	31.50%101M	172.03%150.13M	26.15%55.43M	26.15%55.43M	180.95%144.67M	90.61%76.81M	-38.66%55.19M	37.81%43.94M	37.81%43.94M
Net loan	14.87%1.49B	13.41%1.43B	17.47%1.41B	17.92%1.4B	17.92%1.4B	14.67%1.3B	12.17%1.26B	16.05%1.2B	11.86%1.19B	11.86%1.19B
-Gross loan	14.82%1.51B	13.38%1.44B	17.33%1.42B	18.48%1.42B	18.48%1.42B	15.22%1.32B	12.72%1.27B	16.65%1.21B	11.77%1.19B	11.77%1.19B
-Allowance for loans and lease losses	10.88%16.49M	10.77%16.15M	6.45%16.04M	105.87%15.69M	105.87%15.69M	99.44%14.87M	96.63%14.58M	98.20%15.07M	-0.90%7.62M	-0.90%7.62M
Securities and investments	-1.70%897.32M	-6.12%891.87M	-5.87%910.18M	-3.54%930.06M	-3.54%930.06M	-5.53%912.81M	-5.38%950.05M	-10.41%966.92M	-12.93%964.22M	-12.93%964.22M
-Available for sale securities	7.63%7.82M	-9.60%7.5M	-13.09%7.56M	-12.39%7.51M	-12.39%7.51M	-8.96%7.26M	0.13%8.3M	5.04%8.7M	0.87%8.57M	0.87%8.57M
-Held to maturity securities	-5.49%391.95M	-6.62%392.7M	-5.89%397.98M	-4.21%407.96M	-4.21%407.96M	-3.14%414.74M	-2.12%420.55M	-1.64%422.88M	--425.91M	--425.91M
-Short term investments	1.37%497.55M	-5.67%491.67M	-5.74%504.64M	-2.86%514.6M	-2.86%514.6M	-7.41%490.8M	-7.94%521.2M	-16.49%535.35M	-51.79%529.75M	-51.79%529.75M
Federal home loan bank stock	2.54%9.76M	-29.16%9.52M	-7.25%9.52M	10.87%9.51M	10.87%9.51M	11.18%9.51M	56.96%13.43M	19.89%10.26M	-3.45%8.58M	-3.45%8.58M
Bank owned life insurance	2.03%45.7M	1.96%45.38M	1.89%45.08M	2.49%45.07M	2.49%45.07M	1.71%44.79M	1.68%44.51M	1.66%44.24M	1.43%43.98M	1.43%43.98M
Net PPE	-8.41%27.14M	-5.90%27.37M	-1.27%28.27M	5.38%29.75M	5.38%29.75M	2.35%29.63M	-0.13%29.09M	-3.52%28.63M	-5.52%28.23M	-5.52%28.23M
-Gross PPE	----	----	----	9.15%50.69M	9.15%50.69M	----	----	----	0.53%46.44M	0.53%46.44M
-Accumulated depreciation	----	----	----	-15.01%-20.94M	-15.01%-20.94M	----	----	----	-11.61%-18.21M	-11.61%-18.21M
Foreclosed assets	----	2.26%272K	-6.15%122K	--122K	--122K	--122K	--266K	-24.42%130K	--0	--0
Goodwill and other intangible assets	-1.30%61.2M	-1.38%61.39M	-1.45%61.6M	-1.52%61.8M	-1.52%61.8M	-1.60%62M	-1.66%62.25M	-1.73%62.5M	-1.80%62.76M	-1.80%62.76M
-Goodwill	0.00%59.95M	0.00%59.95M	0.00%59.95M	0.00%59.95M	0.00%59.95M	0.00%59.95M	0.00%59.95M	0.00%59.95M	0.00%59.95M	0.00%59.95M
-Other intangible assets	-39.23%1.25M	-37.15%1.45M	-35.43%1.65M	-34.00%1.85M	-34.00%1.85M	-32.82%2.06M	-31.39%2.3M	-30.14%2.56M	-29.10%2.81M	-29.10%2.81M
Other assets	-35.46%45.5M	20.89%58.94M	33.43%57.22M	-4.10%45.27M	-4.10%45.27M	4.69%70.51M	-0.55%48.75M	49.09%42.89M	135.46%47.21M	135.46%47.21M
Total assets	5.90%2.73B	5.61%2.62B	10.82%2.67B	8.00%2.58B	8.00%2.58B	8.91%2.57B	5.23%2.48B	1.39%2.41B	0.81%2.39B	0.81%2.39B
Liabilities
Total deposits	3.52%2.21B	1.93%2.13B	3.80%2.19B	0.19%2.12B	0.19%2.12B	-1.09%2.13B	-2.44%2.09B	-1.85%2.11B	3.20%2.12B	3.20%2.12B
Current debt and capital lease obligation	----	--190M	----	-40.00%30M	-40.00%30M	----	----	----	0.00%50M	0.00%50M
-Current debt	----	--190M	----	-40.00%30M	-40.00%30M	----	----	----	0.00%50M	0.00%50M
Long term debt and capital lease obligation	14.04%245.69M	-71.53%55.63M	104.09%245.57M	482.80%205.51M	482.80%205.51M	512.05%215.45M	363.66%195.39M	243.02%120.32M	0.70%35.26M	0.70%35.26M
-Long term debt	14.04%245.69M	-71.53%55.63M	104.09%245.57M	482.80%205.51M	482.80%205.51M	512.05%215.45M	363.66%195.39M	243.02%120.32M	0.70%35.26M	0.70%35.26M
Other liabilities	-45.18%24.34M	59.55%36.24M	117.57%32.53M	70.66%23.51M	70.66%23.51M	195.62%44.39M	73.37%22.71M	200.14%14.95M	78.86%13.78M	78.86%13.78M
Total liabilities	3.56%2.48B	4.52%2.41B	9.94%2.46B	7.40%2.38B	7.40%2.38B	8.44%2.39B	5.05%2.3B	2.54%2.24B	3.36%2.22B	3.36%2.22B
Shareholders'equity
Share capital	19.19%206.43M	0.64%173.98M	0.71%173.79M	0.72%173.51M	0.72%173.51M	0.70%173.19M	0.63%172.88M	0.63%172.56M	0.21%172.28M	0.21%172.28M
-common stock	19.19%206.43M	0.64%173.98M	0.71%173.79M	0.72%173.51M	0.72%173.51M	0.70%173.19M	0.63%172.88M	0.63%172.56M	0.21%172.28M	0.21%172.28M
-Preferred stock	----	--0	--0	--0	--0	--0	--0	--0	--0	--0
Retained earnings	23.17%86.77M	21.63%81.84M	20.72%77.29M	7.76%73.7M	7.76%73.7M	10.65%70.44M	12.65%67.28M	14.36%64.03M	30.69%68.39M	30.69%68.39M
Gains losses not affecting retained earnings	27.25%-45.45M	32.21%-41.3M	34.70%-44.32M	28.16%-51.58M	28.16%-51.58M	20.91%-62.47M	6.38%-60.92M	-86.67%-67.88M	-2,687.15%-71.8M	-2,687.15%-71.8M
Total stockholders'equity	36.75%247.75M	19.68%214.52M	22.55%206.76M	15.85%195.63M	15.85%195.63M	15.64%181.16M	7.68%179.24M	-11.72%168.71M	-23.82%168.87M	-23.82%168.87M
Total equity	36.75%247.75M	19.68%214.52M	22.55%206.76M	15.85%195.63M	15.85%195.63M	15.64%181.16M	7.68%179.24M	-11.72%168.71M	-23.82%168.87M	-23.82%168.87M
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	--	--	--	Unqualified Opinion with Explanatory Notes	--	--	--	--	Unqualified Opinion	--

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List

Overall

No Data