US Stock MarketDetailed Quotes

COFS ChoiceOne Financial

Watchlist

29.330
+1.420+5.09%

Close Aug 23 16:00 ET

29.330
0.0000.00%

Post 16:02 ET

262.72MMarket Cap9.81P/E (TTM)

ChoiceOne Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual

YOY

Hide blank lines

(Q2)Jun 30, 2024

(Q1)Mar 31, 2024

(FY)Dec 31, 2023

(Q4)Dec 31, 2023

(Q3)Sep 30, 2023

(Q2)Jun 30, 2023

(Q1)Mar 31, 2023

(FY)Dec 31, 2022

(Q4)Dec 31, 2022

(Q3)Sep 30, 2022

Total revenue

14.70%22.45M

-0.76%20.53M

-0.73%80.79M

-2.43%20.6M

-2.23%19.93M

-0.73%19.58M

2.56%20.68M

1.94%81.39M

6.16%21.12M

-0.16%20.39M

Net interest income

14.17%18.37M

-3.16%16.47M

-2.12%65.89M

-4.66%16.56M

-6.41%16.23M

-1.22%16.09M

4.23%17.01M

11.00%67.31M

10.30%17.37M

10.43%17.34M

-Net interest income

28.43%29.94M

32.87%28.43M

31.87%98.98M

35.51%27.96M

36.40%26.3M

31.98%23.32M

22.46%21.4M

16.16%75.06M

22.70%20.64M

15.30%19.29M

-Interest income from loans and lease

37.51%21.97M

39.76%20.79M

29.46%68.38M

37.30%19.76M

30.59%17.77M

27.59%15.98M

20.94%14.87M

8.56%52.82M

19.91%14.39M

9.70%13.61M

-Interest income from securities

8.65%7.97M

17.18%7.65M

37.59%30.6M

31.37%8.2M

50.33%8.53M

42.68%7.34M

26.06%6.53M

39.32%22.24M

29.65%6.24M

31.40%5.67M

-Total interest expense

60.18%11.57M

172.64%11.96M

327.25%33.1M

248.91%11.41M

417.62%10.08M

424.69%7.23M

280.40%4.39M

94.77%7.75M

204.66%3.27M

89.77%1.95M

-Interest expense for deposit

64.66%8.33M

167.92%8.78M

310.44%23.99M

236.44%8.42M

363.02%7.24M

407.63%5.06M

318.39%3.28M

76.85%5.85M

234.18%2.5M

86.74%1.56M

-Interest expense for long term debt and capital securities

-25.44%463K

-27.11%441K

1,413.68%1.77M

150.46%273K

5,340.00%272K

30,950.00%621K

60,400.00%605K

431.82%117K

10,800.00%109K

-72.22%5K

-Other interest expense

79.91%2.79M

442.57%2.74M

311.10%7.33M

312.79%2.71M

577.84%2.57M

308.44%1.55M

36.86%505K

174.46%1.78M

103.41%657K

121.64%379K

Non interest income

17.16%4.08M

10.35%4.05M

5.93%14.91M

7.92%4.05M

21.56%3.7M

1.60%3.49M

-4.53%3.67M

-26.69%14.07M

-9.53%3.75M

-35.42%3.05M

-Total premiums earned

13.38%305K

88.21%495K

-16.46%1.1M

-44.89%286K

7.34%278K

5.91%269K

-6.07%263K

62.18%1.31M

117.15%519K

33.51%259K

-Fees and commissions

16.41%3.07M

6.38%2.82M

-1.97%11.64M

-3.95%3.6M

-1.36%2.75M

-4.45%2.64M

2.92%2.65M

-5.18%11.87M

-24.67%3.75M

7.51%2.79M

-Other non interest income

-16.61%241K

-14.38%250K

-0.74%1.21M

0.67%299K

23.60%330K

3.21%289K

-21.93%292K

24.26%1.22M

32.00%297K

67.92%267K

-Gain loss on sale of assets

61.46%465K

4.48%490K

393.01%964K

83.15%-137K

227.88%344K

114.93%288K

-24.23%469K

-106.73%-329K

37.12%-813K

-115.20%-269K

Credit losses provision

40.00%-150K

-150.00%-375K

250K

-25K

39.90%-250K

-150K

-100K

Non interest expense

5.19%14.28M

-2.22%13.68M

2.98%55.07M

4.26%13.78M

2.33%13.73M

3.16%13.57M

2.23%14M

1.05%53.48M

-3.95%13.22M

-0.67%13.42M

Occupancy and equipment

-1.99%1.48M

-11.02%1.46M

-2.28%6.05M

-2.00%1.47M

-7.64%1.43M

-0.72%1.51M

1.11%1.64M

0.34%6.19M

-4.82%1.5M

0.46%1.55M

Professional expense and contract services expense

-4.20%593K

-0.97%615K

1.06%2.2M

-4.39%523K

-22.18%435K

10.73%619K

21.76%621K

-27.72%2.18M

-6.17%547K

-25.86%559K

Selling and administrative expenses

7.81%8.85M

-2.06%8.36M

6.25%33.87M

7.60%8.55M

6.39%8.58M

3.83%8.21M

7.15%8.53M

2.99%31.88M

-2.72%7.94M

1.28%8.06M

-General and administrative expense

7.41%8.65M

-2.11%8.21M

6.54%33.15M

9.69%8.4M

5.66%8.31M

3.80%8.06M

7.05%8.38M

3.35%31.11M

-2.48%7.66M

1.11%7.86M

-Selling and marketing expense

28.39%199K

0.67%150K

-5.63%721K

-48.25%148K

35.18%269K

5.44%155K

12.88%149K

-9.91%764K

-8.63%286K

8.74%199K

Depreciation amortization depletion

-19.76%203K

-19.44%203K

-17.17%955K

-19.44%203K

-16.84%247K

-21.43%253K

-10.64%252K

-11.78%1.15M

-16.56%252K

-14.16%297K

-Depreciation and amortization

-19.76%203K

-19.44%203K

-17.17%955K

-19.44%203K

-16.84%247K

-21.43%253K

-10.64%252K

-11.78%1.15M

-16.56%252K

-14.16%297K

Other non-interest expense

5.70%3.15M

3.43%3.05M

-0.65%12.01M

2.09%3.03M

3.01%3.04M

4.67%2.98M

-10.97%2.95M

5.22%12.08M

-5.08%2.97M

1.55%2.95M

Income from associates and other participating interests

Special income (charges)

Other non-operating income (expenses)

Income before tax

30.75%8.18M

2.67%6.84M

-7.56%25.57M

-16.79%6.45M

-9.71%6.2M

-4.71%6.25M

2.89%6.66M

4.38%27.66M

26.41%7.75M

-0.62%6.87M

Income tax

52.88%1.59M

17.18%1.21M

7.17%4.31M

8.44%1.16M

2.27%1.08M

9.82%1.04M

8.65%1.03M

-9.83%4.02M

-4.74%1.07M

-9.20%1.06M

Earnings from equity interest net of tax

Net income

26.34%6.59M

0.02%5.63M

-10.06%21.26M

-20.81%5.29M

-11.89%5.12M

-7.16%5.21M

1.90%5.63M

7.25%23.64M

33.36%6.68M

1.11%5.81M

Net Income continuous operations

26.34%6.59M

0.02%5.63M

-10.06%21.26M

-20.81%5.29M

-11.89%5.12M

-7.16%5.21M

1.90%5.63M

7.25%23.64M

33.36%6.68M

1.11%5.81M

Minority interest income

Net income attributable to the parent company

26.34%6.59M

0.02%5.63M

-10.06%21.26M

-20.81%5.29M

-11.89%5.12M

-7.16%5.21M

1.90%5.63M

7.25%23.64M

33.33%6.68M

1.11%5.81M

Preferred stock dividends

Other preferred stock dividend

Net income attributable to common stockholders

26.34%6.59M

0.02%5.63M

-10.06%21.26M

-20.81%5.29M

-11.89%5.12M

-7.16%5.21M

1.90%5.63M

7.25%23.64M

33.33%6.68M

1.11%5.81M

Basic earnings per share

26.09%0.87

0.00%0.75

-10.48%2.82

-21.35%0.7

-11.69%0.68

-8.00%0.69

1.35%0.75

9.76%3.15

32.84%0.89

2.67%0.77

Diluted earnings per share

26.09%0.87

-1.33%0.74

-10.48%2.82

-21.35%0.7

-11.69%0.68

-8.00%0.69

1.35%0.75

10.14%3.15

34.85%0.89

2.67%0.77

Dividend per share

3.85%0.27

3.96%1.05

3.85%0.27

4.00%0.26

7.45%1.01

4.00%0.26

0.00%0.25

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion with Explanatory Notes

Unqualified Opinion

	(Q2)Jun 30, 2024	(Q1)Mar 31, 2024	(FY)Dec 31, 2023	(Q4)Dec 31, 2023	(Q3)Sep 30, 2023	(Q2)Jun 30, 2023	(Q1)Mar 31, 2023	(FY)Dec 31, 2022	(Q4)Dec 31, 2022	(Q3)Sep 30, 2022
Total revenue	14.70%22.45M	-0.76%20.53M	-0.73%80.79M	-2.43%20.6M	-2.23%19.93M	-0.73%19.58M	2.56%20.68M	1.94%81.39M	6.16%21.12M	-0.16%20.39M
Net interest income	14.17%18.37M	-3.16%16.47M	-2.12%65.89M	-4.66%16.56M	-6.41%16.23M	-1.22%16.09M	4.23%17.01M	11.00%67.31M	10.30%17.37M	10.43%17.34M
-Net interest income	28.43%29.94M	32.87%28.43M	31.87%98.98M	35.51%27.96M	36.40%26.3M	31.98%23.32M	22.46%21.4M	16.16%75.06M	22.70%20.64M	15.30%19.29M
-Interest income from loans and lease	37.51%21.97M	39.76%20.79M	29.46%68.38M	37.30%19.76M	30.59%17.77M	27.59%15.98M	20.94%14.87M	8.56%52.82M	19.91%14.39M	9.70%13.61M
-Interest income from securities	8.65%7.97M	17.18%7.65M	37.59%30.6M	31.37%8.2M	50.33%8.53M	42.68%7.34M	26.06%6.53M	39.32%22.24M	29.65%6.24M	31.40%5.67M
-Total interest expense	60.18%11.57M	172.64%11.96M	327.25%33.1M	248.91%11.41M	417.62%10.08M	424.69%7.23M	280.40%4.39M	94.77%7.75M	204.66%3.27M	89.77%1.95M
-Interest expense for deposit	64.66%8.33M	167.92%8.78M	310.44%23.99M	236.44%8.42M	363.02%7.24M	407.63%5.06M	318.39%3.28M	76.85%5.85M	234.18%2.5M	86.74%1.56M
-Interest expense for long term debt and capital securities	-25.44%463K	-27.11%441K	1,413.68%1.77M	150.46%273K	5,340.00%272K	30,950.00%621K	60,400.00%605K	431.82%117K	10,800.00%109K	-72.22%5K
-Other interest expense	79.91%2.79M	442.57%2.74M	311.10%7.33M	312.79%2.71M	577.84%2.57M	308.44%1.55M	36.86%505K	174.46%1.78M	103.41%657K	121.64%379K
Non interest income	17.16%4.08M	10.35%4.05M	5.93%14.91M	7.92%4.05M	21.56%3.7M	1.60%3.49M	-4.53%3.67M	-26.69%14.07M	-9.53%3.75M	-35.42%3.05M
-Total premiums earned	13.38%305K	88.21%495K	-16.46%1.1M	-44.89%286K	7.34%278K	5.91%269K	-6.07%263K	62.18%1.31M	117.15%519K	33.51%259K
-Fees and commissions	16.41%3.07M	6.38%2.82M	-1.97%11.64M	-3.95%3.6M	-1.36%2.75M	-4.45%2.64M	2.92%2.65M	-5.18%11.87M	-24.67%3.75M	7.51%2.79M
-Other non interest income	-16.61%241K	-14.38%250K	-0.74%1.21M	0.67%299K	23.60%330K	3.21%289K	-21.93%292K	24.26%1.22M	32.00%297K	67.92%267K
-Gain loss on sale of assets	61.46%465K	4.48%490K	393.01%964K	83.15%-137K	227.88%344K	114.93%288K	-24.23%469K	-106.73%-329K	37.12%-813K	-115.20%-269K
Credit losses provision	0	0	40.00%-150K	-150.00%-375K	0	250K	-25K	39.90%-250K	-150K	-100K
Non interest expense	5.19%14.28M	-2.22%13.68M	2.98%55.07M	4.26%13.78M	2.33%13.73M	3.16%13.57M	2.23%14M	1.05%53.48M	-3.95%13.22M	-0.67%13.42M
Occupancy and equipment	-1.99%1.48M	-11.02%1.46M	-2.28%6.05M	-2.00%1.47M	-7.64%1.43M	-0.72%1.51M	1.11%1.64M	0.34%6.19M	-4.82%1.5M	0.46%1.55M
Professional expense and contract services expense	-4.20%593K	-0.97%615K	1.06%2.2M	-4.39%523K	-22.18%435K	10.73%619K	21.76%621K	-27.72%2.18M	-6.17%547K	-25.86%559K
Selling and administrative expenses	7.81%8.85M	-2.06%8.36M	6.25%33.87M	7.60%8.55M	6.39%8.58M	3.83%8.21M	7.15%8.53M	2.99%31.88M	-2.72%7.94M	1.28%8.06M
-General and administrative expense	7.41%8.65M	-2.11%8.21M	6.54%33.15M	9.69%8.4M	5.66%8.31M	3.80%8.06M	7.05%8.38M	3.35%31.11M	-2.48%7.66M	1.11%7.86M
-Selling and marketing expense	28.39%199K	0.67%150K	-5.63%721K	-48.25%148K	35.18%269K	5.44%155K	12.88%149K	-9.91%764K	-8.63%286K	8.74%199K
Depreciation amortization depletion	-19.76%203K	-19.44%203K	-17.17%955K	-19.44%203K	-16.84%247K	-21.43%253K	-10.64%252K	-11.78%1.15M	-16.56%252K	-14.16%297K
-Depreciation and amortization	-19.76%203K	-19.44%203K	-17.17%955K	-19.44%203K	-16.84%247K	-21.43%253K	-10.64%252K	-11.78%1.15M	-16.56%252K	-14.16%297K
Other non-interest expense	5.70%3.15M	3.43%3.05M	-0.65%12.01M	2.09%3.03M	3.01%3.04M	4.67%2.98M	-10.97%2.95M	5.22%12.08M	-5.08%2.97M	1.55%2.95M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax	30.75%8.18M	2.67%6.84M	-7.56%25.57M	-16.79%6.45M	-9.71%6.2M	-4.71%6.25M	2.89%6.66M	4.38%27.66M	26.41%7.75M	-0.62%6.87M
Income tax	52.88%1.59M	17.18%1.21M	7.17%4.31M	8.44%1.16M	2.27%1.08M	9.82%1.04M	8.65%1.03M	-9.83%4.02M	-4.74%1.07M	-9.20%1.06M
Earnings from equity interest net of tax
Net income	26.34%6.59M	0.02%5.63M	-10.06%21.26M	-20.81%5.29M	-11.89%5.12M	-7.16%5.21M	1.90%5.63M	7.25%23.64M	33.36%6.68M	1.11%5.81M
Net Income continuous operations	26.34%6.59M	0.02%5.63M	-10.06%21.26M	-20.81%5.29M	-11.89%5.12M	-7.16%5.21M	1.90%5.63M	7.25%23.64M	33.36%6.68M	1.11%5.81M
Minority interest income
Net income attributable to the parent company	26.34%6.59M	0.02%5.63M	-10.06%21.26M	-20.81%5.29M	-11.89%5.12M	-7.16%5.21M	1.90%5.63M	7.25%23.64M	33.33%6.68M	1.11%5.81M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders	26.34%6.59M	0.02%5.63M	-10.06%21.26M	-20.81%5.29M	-11.89%5.12M	-7.16%5.21M	1.90%5.63M	7.25%23.64M	33.33%6.68M	1.11%5.81M
Basic earnings per share	26.09%0.87	0.00%0.75	-10.48%2.82	-21.35%0.7	-11.69%0.68	-8.00%0.69	1.35%0.75	9.76%3.15	32.84%0.89	2.67%0.77
Diluted earnings per share	26.09%0.87	-1.33%0.74	-10.48%2.82	-21.35%0.7	-11.69%0.68	-8.00%0.69	1.35%0.75	10.14%3.15	34.85%0.89	2.67%0.77
Dividend per share	3.85%0.27	3.85%0.27	3.96%1.05	3.85%0.27	4.00%0.26	4.00%0.26	4.00%0.26	7.45%1.01	4.00%0.26	0.00%0.25
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	--	--	Unqualified Opinion with Explanatory Notes	--	--	--	--	Unqualified Opinion	--	--

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List

Overall