US Stock MarketDetailed Quotes

CZFS Citizens Financial Services

Watchlist
  • 44.000
  • -0.430-0.97%
Close Aug 7 16:00 ET
  • 44.000
  • 0.0000.00%
Post 16:01 ET
209.42MMarket Cap7.40P/E (TTM)

Citizens Financial Services Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
(FY)Dec 31, 2022
(Q4)Dec 31, 2022
(Q3)Sep 30, 2022
Assets
Cash cash equivalents and federal funds sold
-14.68%42.25M
3.76%33.44M
76.31%56.89M
76.31%56.89M
64.03%47.9M
72.43%49.52M
-74.14%32.23M
-82.45%32.27M
-82.45%32.27M
-74.21%29.2M
-Cash and cash equivalents
-14.68%42.25M
3.76%33.44M
76.31%56.89M
76.31%56.89M
64.03%47.9M
72.43%49.52M
-74.14%32.23M
-82.45%32.27M
-82.45%32.27M
-74.21%29.2M
Receivables
16.15%10.78M
47.66%10.6M
50.61%11.04M
50.61%11.04M
57.81%10.33M
58.04%9.28M
32.55%7.18M
40.06%7.33M
40.06%7.33M
25.10%6.54M
-Accounts receivable
16.15%10.78M
47.66%10.6M
50.61%11.04M
50.61%11.04M
57.81%10.33M
58.04%9.28M
32.55%7.18M
40.06%7.33M
40.06%7.33M
25.10%6.54M
Net loan
4.22%2.25B
30.28%2.23B
31.04%2.24B
31.04%2.24B
30.11%2.24B
36.55%2.16B
16.90%1.71B
19.48%1.71B
19.48%1.71B
20.45%1.72B
-Gross loan
4.23%2.27B
30.38%2.25B
30.86%2.26B
30.86%2.26B
29.97%2.26B
36.40%2.18B
16.55%1.72B
19.34%1.73B
19.34%1.73B
20.27%1.74B
-Allowance for loans and lease losses
5.29%22.8M
41.63%21.6M
14.02%21.15M
14.02%21.15M
17.30%21.46M
23.23%21.65M
-13.14%15.25M
7.21%18.55M
7.21%18.55M
5.52%18.29M
Securities and investments
-7.32%404.23M
-8.72%406.52M
-5.02%419.54M
-5.02%419.54M
-6.22%419.67M
-6.24%436.16M
-4.00%445.34M
6.52%441.71M
6.52%441.71M
12.08%447.48M
-Available for sale securities
-15.09%1.57M
-13.78%1.66M
-12.23%1.94M
-12.23%1.94M
-17.68%1.86M
-19.92%1.85M
-21.32%1.92M
-2.73%2.21M
-2.73%2.21M
1.71%2.26M
-Short term investments
-7.29%402.66M
-8.69%404.87M
-4.98%417.6M
-4.98%417.6M
-6.16%417.81M
-6.17%434.32M
-3.91%443.42M
6.57%439.51M
6.57%439.51M
12.13%445.22M
Derivative assets
-20.03%13.11M
4.65%14.86M
-17.54%13.69M
-17.54%13.69M
2.66%18.14M
12.00%16.4M
--14.2M
313.84%16.6M
313.84%16.6M
--17.67M
Bank owned life insurance
-0.89%49.75M
24.88%49.42M
26.79%49.9M
26.79%49.9M
26.70%49.59M
28.96%50.19M
2.23%39.57M
2.21%39.36M
2.21%39.36M
28.24%39.14M
Net PPE
-2.26%20.9M
19.87%21.08M
21.37%21.38M
21.37%21.38M
23.34%21.42M
22.35%21.38M
4.37%17.59M
3.54%17.62M
3.54%17.62M
0.97%17.37M
-Gross PPE
----
----
14.22%39.21M
14.22%39.21M
----
----
----
4.34%34.33M
4.34%34.33M
----
-Accumulated depreciation
----
----
-6.67%-17.82M
-6.67%-17.82M
----
----
----
-5.20%-16.71M
-5.20%-16.71M
----
Goodwill and other intangible assets
0.19%89M
174.01%89.21M
173.85%89.41M
173.85%89.41M
170.63%88.62M
170.61%88.83M
-1.11%32.56M
-1.08%32.65M
-1.08%32.65M
-0.93%32.75M
-Goodwill
1.18%85.76M
173.32%85.76M
173.32%85.76M
173.32%85.76M
170.14%84.76M
170.14%84.76M
0.00%31.38M
0.00%31.38M
0.00%31.38M
0.00%31.38M
-Other intangible assets
-20.31%3.24M
192.13%3.45M
186.95%3.65M
186.95%3.65M
181.98%3.87M
180.95%4.07M
-23.66%1.18M
-21.82%1.27M
-21.82%1.27M
-18.25%1.37M
Other assets
21.41%53.18M
91.80%51.9M
128.95%59.07M
128.95%59.07M
11.52%43.07M
45.02%43.8M
-19.58%27.06M
75.54%25.8M
75.54%25.8M
93.87%38.62M
Total assets
1.93%2.95B
25.08%2.92B
27.51%2.98B
27.51%2.98B
25.94%2.96B
30.68%2.89B
7.23%2.34B
8.84%2.33B
8.84%2.33B
14.78%2.35B
Liabilities
Total deposits
0.31%2.27B
27.96%2.3B
25.88%2.32B
25.88%2.32B
24.96%2.34B
20.62%2.27B
-4.23%1.8B
0.44%1.84B
0.44%1.84B
7.34%1.87B
Payables
143.00%5.48M
133.20%4.12M
248.86%4.3M
248.86%4.3M
195.66%2.73M
298.59%2.26M
147.62%1.77M
73.28%1.23M
73.28%1.23M
12.03%922K
-Accounts payable
143.00%5.48M
133.20%4.12M
248.86%4.3M
248.86%4.3M
195.66%2.73M
298.59%2.26M
147.62%1.77M
73.28%1.23M
73.28%1.23M
12.03%922K
Long term debt and capital lease obligation
5.23%334.83M
-1.56%283.57M
25.17%322.04M
25.17%322.04M
22.10%316.15M
187.86%318.2M
322.29%288.06M
247.78%257.28M
247.78%257.28M
231.10%258.92M
-Long term debt
5.23%334.83M
-1.56%283.57M
25.17%322.04M
25.17%322.04M
22.10%316.15M
187.86%318.2M
322.29%288.06M
247.78%257.28M
247.78%257.28M
231.10%258.92M
Derivative product liabilities
-21.33%7.32M
5.64%8.7M
-18.55%7.92M
-18.55%7.92M
--10.69M
--9.3M
--8.23M
362.92%9.73M
362.92%9.73M
----
Other liabilities
23.27%40.34M
60.42%39.16M
91.90%39.92M
91.90%39.92M
7.06%31.82M
16.81%32.72M
-10.00%24.41M
12.86%20.8M
12.86%20.8M
62.94%29.73M
Total liabilities
1.24%2.66B
24.33%2.64B
26.36%2.7B
26.36%2.7B
24.94%2.7B
30.27%2.63B
7.44%2.12B
10.45%2.13B
10.45%2.13B
17.41%2.16B
Shareholders'equity
Share capital
0.89%5.21M
16.55%5.16M
16.55%5.16M
16.55%5.16M
16.55%5.16M
16.55%5.16M
0.89%4.43M
0.89%4.43M
0.89%4.43M
0.89%4.43M
-common stock
0.89%5.21M
16.55%5.16M
16.55%5.16M
16.55%5.16M
16.55%5.16M
16.55%5.16M
0.89%4.43M
0.89%4.43M
0.89%4.43M
0.89%4.43M
-Preferred stock
--0
--0
--0
--0
--0
--0
--0
--0
--0
--0
Paid-in capital
1.14%144.99M
76.99%143.23M
77.03%143.23M
77.03%143.23M
77.20%143.3M
77.21%143.35M
3.23%80.93M
3.21%80.91M
3.21%80.91M
3.19%80.87M
Retained earnings
9.90%178.59M
3.53%177.69M
4.88%172.98M
4.88%172.98M
5.53%167.74M
5.99%162.5M
13.76%171.63M
12.95%164.92M
12.95%164.92M
12.80%158.95M
Less: Treasury stock
-2.53%16.38M
-1.15%16.79M
-1.07%16.79M
-1.07%16.79M
-0.54%16.87M
-1.41%16.8M
5.15%16.98M
5.12%16.97M
5.12%16.97M
8.19%16.97M
Gains losses not affecting retained earnings
16.29%-25.93M
0.53%-26.62M
24.83%-24.91M
24.83%-24.91M
-2.20%-36.64M
-16.65%-30.98M
-81.25%-26.76M
-21,281.29%-33.14M
-21,281.29%-33.14M
-3,800.21%-35.86M
Total stockholders'equity
8.83%286.47M
32.56%282.67M
39.73%279.67M
39.73%279.67M
37.22%262.69M
34.97%263.23M
5.18%213.24M
-5.81%200.15M
-5.81%200.15M
-8.39%191.43M
Total equity
8.83%286.47M
32.56%282.67M
39.73%279.67M
39.73%279.67M
37.22%262.69M
34.97%263.23M
5.18%213.24M
-5.81%200.15M
-5.81%200.15M
-8.39%191.43M
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023(FY)Dec 31, 2022(Q4)Dec 31, 2022(Q3)Sep 30, 2022
Assets
Cash cash equivalents and federal funds sold -14.68%42.25M3.76%33.44M76.31%56.89M76.31%56.89M64.03%47.9M72.43%49.52M-74.14%32.23M-82.45%32.27M-82.45%32.27M-74.21%29.2M
-Cash and cash equivalents -14.68%42.25M3.76%33.44M76.31%56.89M76.31%56.89M64.03%47.9M72.43%49.52M-74.14%32.23M-82.45%32.27M-82.45%32.27M-74.21%29.2M
Receivables 16.15%10.78M47.66%10.6M50.61%11.04M50.61%11.04M57.81%10.33M58.04%9.28M32.55%7.18M40.06%7.33M40.06%7.33M25.10%6.54M
-Accounts receivable 16.15%10.78M47.66%10.6M50.61%11.04M50.61%11.04M57.81%10.33M58.04%9.28M32.55%7.18M40.06%7.33M40.06%7.33M25.10%6.54M
Net loan 4.22%2.25B30.28%2.23B31.04%2.24B31.04%2.24B30.11%2.24B36.55%2.16B16.90%1.71B19.48%1.71B19.48%1.71B20.45%1.72B
-Gross loan 4.23%2.27B30.38%2.25B30.86%2.26B30.86%2.26B29.97%2.26B36.40%2.18B16.55%1.72B19.34%1.73B19.34%1.73B20.27%1.74B
-Allowance for loans and lease losses 5.29%22.8M41.63%21.6M14.02%21.15M14.02%21.15M17.30%21.46M23.23%21.65M-13.14%15.25M7.21%18.55M7.21%18.55M5.52%18.29M
Securities and investments -7.32%404.23M-8.72%406.52M-5.02%419.54M-5.02%419.54M-6.22%419.67M-6.24%436.16M-4.00%445.34M6.52%441.71M6.52%441.71M12.08%447.48M
-Available for sale securities -15.09%1.57M-13.78%1.66M-12.23%1.94M-12.23%1.94M-17.68%1.86M-19.92%1.85M-21.32%1.92M-2.73%2.21M-2.73%2.21M1.71%2.26M
-Short term investments -7.29%402.66M-8.69%404.87M-4.98%417.6M-4.98%417.6M-6.16%417.81M-6.17%434.32M-3.91%443.42M6.57%439.51M6.57%439.51M12.13%445.22M
Derivative assets -20.03%13.11M4.65%14.86M-17.54%13.69M-17.54%13.69M2.66%18.14M12.00%16.4M--14.2M313.84%16.6M313.84%16.6M--17.67M
Bank owned life insurance -0.89%49.75M24.88%49.42M26.79%49.9M26.79%49.9M26.70%49.59M28.96%50.19M2.23%39.57M2.21%39.36M2.21%39.36M28.24%39.14M
Net PPE -2.26%20.9M19.87%21.08M21.37%21.38M21.37%21.38M23.34%21.42M22.35%21.38M4.37%17.59M3.54%17.62M3.54%17.62M0.97%17.37M
-Gross PPE --------14.22%39.21M14.22%39.21M------------4.34%34.33M4.34%34.33M----
-Accumulated depreciation ---------6.67%-17.82M-6.67%-17.82M-------------5.20%-16.71M-5.20%-16.71M----
Goodwill and other intangible assets 0.19%89M174.01%89.21M173.85%89.41M173.85%89.41M170.63%88.62M170.61%88.83M-1.11%32.56M-1.08%32.65M-1.08%32.65M-0.93%32.75M
-Goodwill 1.18%85.76M173.32%85.76M173.32%85.76M173.32%85.76M170.14%84.76M170.14%84.76M0.00%31.38M0.00%31.38M0.00%31.38M0.00%31.38M
-Other intangible assets -20.31%3.24M192.13%3.45M186.95%3.65M186.95%3.65M181.98%3.87M180.95%4.07M-23.66%1.18M-21.82%1.27M-21.82%1.27M-18.25%1.37M
Other assets 21.41%53.18M91.80%51.9M128.95%59.07M128.95%59.07M11.52%43.07M45.02%43.8M-19.58%27.06M75.54%25.8M75.54%25.8M93.87%38.62M
Total assets 1.93%2.95B25.08%2.92B27.51%2.98B27.51%2.98B25.94%2.96B30.68%2.89B7.23%2.34B8.84%2.33B8.84%2.33B14.78%2.35B
Liabilities
Total deposits 0.31%2.27B27.96%2.3B25.88%2.32B25.88%2.32B24.96%2.34B20.62%2.27B-4.23%1.8B0.44%1.84B0.44%1.84B7.34%1.87B
Payables 143.00%5.48M133.20%4.12M248.86%4.3M248.86%4.3M195.66%2.73M298.59%2.26M147.62%1.77M73.28%1.23M73.28%1.23M12.03%922K
-Accounts payable 143.00%5.48M133.20%4.12M248.86%4.3M248.86%4.3M195.66%2.73M298.59%2.26M147.62%1.77M73.28%1.23M73.28%1.23M12.03%922K
Long term debt and capital lease obligation 5.23%334.83M-1.56%283.57M25.17%322.04M25.17%322.04M22.10%316.15M187.86%318.2M322.29%288.06M247.78%257.28M247.78%257.28M231.10%258.92M
-Long term debt 5.23%334.83M-1.56%283.57M25.17%322.04M25.17%322.04M22.10%316.15M187.86%318.2M322.29%288.06M247.78%257.28M247.78%257.28M231.10%258.92M
Derivative product liabilities -21.33%7.32M5.64%8.7M-18.55%7.92M-18.55%7.92M--10.69M--9.3M--8.23M362.92%9.73M362.92%9.73M----
Other liabilities 23.27%40.34M60.42%39.16M91.90%39.92M91.90%39.92M7.06%31.82M16.81%32.72M-10.00%24.41M12.86%20.8M12.86%20.8M62.94%29.73M
Total liabilities 1.24%2.66B24.33%2.64B26.36%2.7B26.36%2.7B24.94%2.7B30.27%2.63B7.44%2.12B10.45%2.13B10.45%2.13B17.41%2.16B
Shareholders'equity
Share capital 0.89%5.21M16.55%5.16M16.55%5.16M16.55%5.16M16.55%5.16M16.55%5.16M0.89%4.43M0.89%4.43M0.89%4.43M0.89%4.43M
-common stock 0.89%5.21M16.55%5.16M16.55%5.16M16.55%5.16M16.55%5.16M16.55%5.16M0.89%4.43M0.89%4.43M0.89%4.43M0.89%4.43M
-Preferred stock --0--0--0--0--0--0--0--0--0--0
Paid-in capital 1.14%144.99M76.99%143.23M77.03%143.23M77.03%143.23M77.20%143.3M77.21%143.35M3.23%80.93M3.21%80.91M3.21%80.91M3.19%80.87M
Retained earnings 9.90%178.59M3.53%177.69M4.88%172.98M4.88%172.98M5.53%167.74M5.99%162.5M13.76%171.63M12.95%164.92M12.95%164.92M12.80%158.95M
Less: Treasury stock -2.53%16.38M-1.15%16.79M-1.07%16.79M-1.07%16.79M-0.54%16.87M-1.41%16.8M5.15%16.98M5.12%16.97M5.12%16.97M8.19%16.97M
Gains losses not affecting retained earnings 16.29%-25.93M0.53%-26.62M24.83%-24.91M24.83%-24.91M-2.20%-36.64M-16.65%-30.98M-81.25%-26.76M-21,281.29%-33.14M-21,281.29%-33.14M-3,800.21%-35.86M
Total stockholders'equity 8.83%286.47M32.56%282.67M39.73%279.67M39.73%279.67M37.22%262.69M34.97%263.23M5.18%213.24M-5.81%200.15M-5.81%200.15M-8.39%191.43M
Total equity 8.83%286.47M32.56%282.67M39.73%279.67M39.73%279.67M37.22%262.69M34.97%263.23M5.18%213.24M-5.81%200.15M-5.81%200.15M-8.39%191.43M
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ----Unqualified Opinion--------Unqualified Opinion----

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List
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