US Stock MarketDetailed Quotes

CZNC Citizens & Northern

Watchlist

19.080
+0.220+1.17%

Close Nov 5 16:00 ET

19.080
0.0000.00%

Post 16:20 ET

294.10MMarket Cap13.25P/E (TTM)

Citizens & Northern Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual

YOY

Hide blank lines

(Q3)Sep 30, 2024

(Q2)Jun 30, 2024

(Q1)Mar 31, 2024

(FY)Dec 31, 2023

(Q4)Dec 31, 2023

(Q3)Sep 30, 2023

(Q2)Jun 30, 2023

(Q1)Mar 31, 2023

(FY)Dec 31, 2022

(Q4)Dec 31, 2022

Assets

Cash cash equivalents and federal funds sold

249.83%184.21M

93.99%100.41M

-11.04%46.45M

3.32%56.88M

-17.78%52.66M

-25.19%51.76M

-54.34%52.21M

-47.55%55.05M

-Cash and cash equivalents

249.83%184.21M

93.99%100.41M

-11.04%46.45M

3.32%56.88M

-17.78%52.66M

-25.19%51.76M

-54.34%52.21M

-47.55%55.05M

Receivables

----

8.60%9.17M

7.50%9.47M

5.63%9.14M

10.52%9.31M

9.03%8.44M

17.29%8.81M

19.60%8.65M

-Accounts receivable

----

8.60%9.17M

7.50%9.47M

5.63%9.14M

10.52%9.31M

9.03%8.44M

17.29%8.81M

19.60%8.65M

Net loan

3.30%1.87B

4.31%1.87B

7.28%1.85B

6.12%1.83B

8.27%1.81B

9.28%1.8B

13.31%1.73B

11.09%1.72B

-Gross loan

3.39%1.89B

4.34%1.89B

7.30%1.87B

6.21%1.85B

8.31%1.83B

9.47%1.81B

13.45%1.75B

11.20%1.74B

-Allowance for loans and lease losses

13.03%20.44M

6.96%20.38M

9.14%20.02M

15.61%19.21M

11.84%18.09M

31.00%19.06M

28.55%18.35M

22.74%16.62M

Securities and investments

-4.83%408.42M

-10.00%401.15M

-14.32%405.09M

-16.52%415.76M

-12.06%429.14M

-15.40%445.7M

-11.28%472.81M

-3.80%498.03M

-Short term investments

-4.83%408.42M

-10.00%401.15M

-14.32%405.09M

-16.52%415.76M

-12.06%429.14M

-15.40%445.7M

-11.28%472.81M

-3.80%498.03M

Bank owned life insurance

60.84%50.76M

59.67%50.3M

59.02%49.86M

103.99%63.67M

1.55%31.56M

1.82%31.5M

1.78%31.35M

1.78%31.21M

Net PPE

1.27%21.54M

4.75%21.97M

2.70%21.85M

0.27%21.63M

-2.81%21.27M

-3.94%20.97M

0.51%21.28M

4.31%21.57M

-Gross PPE

----

-1.88%51.39M

----

0.28%52.37M

-Accumulated depreciation

----

3.39%-29.76M

----

2.36%-30.8M

Foreclosed assets

----

-60.57%181K

-0.65%456K

73.82%478K

39.43%633K

-9.11%459K

-13.56%459K

-59.80%275K

Goodwill and other intangible assets

-0.72%54.68M

-0.72%54.78M

-0.73%54.88M

-0.74%54.97M

-0.75%55.08M

-0.76%55.18M

-0.77%55.28M

-0.79%55.38M

-Goodwill

----

0.00%52.51M

-Other intangible assets

----

-14.93%2.27M

-14.52%2.37M

-14.18%2.47M

-13.93%2.57M

-13.69%2.67M

-13.44%2.78M

-13.24%2.88M

Other assets

28.86%61.84M

57.44%63.97M

50.98%63.36M

17.23%46.68M

39.41%47.99M

5.02%40.63M

32.58%41.97M

21.66%39.82M

Total assets

7.52%2.67B

4.95%2.59B

3.77%2.52B

2.50%2.52B

3.49%2.48B

2.49%2.47B

4.27%2.43B

5.44%2.45B

Liabilities

Total deposits

5.48%2.14B

2.45%2.06B

4.17%2B

0.86%2.01B

-0.72%2.02B

2.33%2.01B

-2.29%1.92B

3.77%2B

Federal funds purchased and securities sold under agreement to repurchase

----

101.29%1.87M

-23.58%1.83M

-22.47%2.37M

-28.65%1.75M

-39.62%931K

1.65%2.4M

69.83%3.06M

Current debt and capital lease obligation

----

15.22%35.14M

-19.61%73.15M

-45.17%63.66M

--23.79M

-65.54%30.5M

--91M

--116.12M

-Current debt

----

15.22%35.14M

-19.61%73.15M

-45.17%63.66M

--23.79M

-65.54%30.5M

--91M

--116.12M

Long term debt and capital lease obligation

38.92%225.73M

32.59%205.15M

17.48%162.27M

132.77%145.72M

71.42%162.49M

103.38%154.72M

102.13%138.12M

-17.36%62.6M

-Long term debt

38.92%225.73M

32.59%205.15M

17.48%162.27M

132.77%145.72M

71.42%162.49M

103.38%154.72M

102.13%138.12M

-17.36%62.6M

Other liabilities

3.89%31.91M

7.73%28.43M

-0.08%26.73M

4.02%26.64M

25.13%30.72M

21.57%26.39M

18.77%26.75M

8.38%25.61M

Total liabilities

6.68%2.39B

4.82%2.33B

3.94%2.26B

2.19%2.25B

3.81%2.24B

3.28%2.22B

5.85%2.17B

8.82%2.2B

Shareholders'equity

Share capital

1,817.46%307.37M

0.00%16.03M

-common stock

1,817.46%307.37M

0.00%16.03M

-Preferred stock

----

--0

Paid-in capital

----

-0.22%143.35M

-0.26%143.02M

0.30%144.39M

0.05%143.97M

0.17%143.66M

0.28%143.4M

-0.35%143.95M

Retained earnings

----

3.99%159.86M

3.99%158.05M

3.48%157.03M

5.89%157.04M

3.74%153.73M

4.77%151.99M

6.40%151.74M

Less: Treasury stock

----

-14.90%14.66M

12.91%14.74M

32.81%16.63M

31.19%17.02M

32.38%17.23M

69.30%13.05M

86.42%12.52M

Gains losses not affecting retained earnings

49.75%-30.06M

13.96%-41.36M

4.89%-40.71M

22.94%-38.44M

-5.94%-59.83M

-33.53%-48.07M

-112.10%-42.8M

-1,092.40%-49.88M

Total stockholders'equity

15.45%277.31M

6.09%263.22M

2.38%261.66M

5.24%262.38M

0.59%240.21M

-4.06%248.12M

-7.47%255.57M

-17.28%249.33M

Total equity

15.45%277.31M

6.09%263.22M

2.38%261.66M

5.24%262.38M

0.59%240.21M

-4.06%248.12M

-7.47%255.57M

-17.28%249.33M

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion with Explanatory Notes

	(Q3)Sep 30, 2024	(Q2)Jun 30, 2024	(Q1)Mar 31, 2024	(FY)Dec 31, 2023	(Q4)Dec 31, 2023	(Q3)Sep 30, 2023	(Q2)Jun 30, 2023	(Q1)Mar 31, 2023	(FY)Dec 31, 2022	(Q4)Dec 31, 2022
Assets
Cash cash equivalents and federal funds sold	249.83%184.21M	93.99%100.41M	-11.04%46.45M	3.32%56.88M	3.32%56.88M	-17.78%52.66M	-25.19%51.76M	-54.34%52.21M	-47.55%55.05M	-47.55%55.05M
-Cash and cash equivalents	249.83%184.21M	93.99%100.41M	-11.04%46.45M	3.32%56.88M	3.32%56.88M	-17.78%52.66M	-25.19%51.76M	-54.34%52.21M	-47.55%55.05M	-47.55%55.05M
Receivables	----	8.60%9.17M	7.50%9.47M	5.63%9.14M	5.63%9.14M	10.52%9.31M	9.03%8.44M	17.29%8.81M	19.60%8.65M	19.60%8.65M
-Accounts receivable	----	8.60%9.17M	7.50%9.47M	5.63%9.14M	5.63%9.14M	10.52%9.31M	9.03%8.44M	17.29%8.81M	19.60%8.65M	19.60%8.65M
Net loan	3.30%1.87B	4.31%1.87B	7.28%1.85B	6.12%1.83B	6.12%1.83B	8.27%1.81B	9.28%1.8B	13.31%1.73B	11.09%1.72B	11.09%1.72B
-Gross loan	3.39%1.89B	4.34%1.89B	7.30%1.87B	6.21%1.85B	6.21%1.85B	8.31%1.83B	9.47%1.81B	13.45%1.75B	11.20%1.74B	11.20%1.74B
-Allowance for loans and lease losses	13.03%20.44M	6.96%20.38M	9.14%20.02M	15.61%19.21M	15.61%19.21M	11.84%18.09M	31.00%19.06M	28.55%18.35M	22.74%16.62M	22.74%16.62M
Securities and investments	-4.83%408.42M	-10.00%401.15M	-14.32%405.09M	-16.52%415.76M	-16.52%415.76M	-12.06%429.14M	-15.40%445.7M	-11.28%472.81M	-3.80%498.03M	-3.80%498.03M
-Short term investments	-4.83%408.42M	-10.00%401.15M	-14.32%405.09M	-16.52%415.76M	-16.52%415.76M	-12.06%429.14M	-15.40%445.7M	-11.28%472.81M	-3.80%498.03M	-3.80%498.03M
Bank owned life insurance	60.84%50.76M	59.67%50.3M	59.02%49.86M	103.99%63.67M	103.99%63.67M	1.55%31.56M	1.82%31.5M	1.78%31.35M	1.78%31.21M	1.78%31.21M
Net PPE	1.27%21.54M	4.75%21.97M	2.70%21.85M	0.27%21.63M	0.27%21.63M	-2.81%21.27M	-3.94%20.97M	0.51%21.28M	4.31%21.57M	4.31%21.57M
-Gross PPE	----	----	----	-1.88%51.39M	-1.88%51.39M	----	----	----	0.28%52.37M	0.28%52.37M
-Accumulated depreciation	----	----	----	3.39%-29.76M	3.39%-29.76M	----	----	----	2.36%-30.8M	2.36%-30.8M
Foreclosed assets	----	-60.57%181K	-0.65%456K	73.82%478K	73.82%478K	39.43%633K	-9.11%459K	-13.56%459K	-59.80%275K	-59.80%275K
Goodwill and other intangible assets	-0.72%54.68M	-0.72%54.78M	-0.73%54.88M	-0.74%54.97M	-0.74%54.97M	-0.75%55.08M	-0.76%55.18M	-0.77%55.28M	-0.79%55.38M	-0.79%55.38M
-Goodwill	----	0.00%52.51M	0.00%52.51M	0.00%52.51M	0.00%52.51M	0.00%52.51M	0.00%52.51M	0.00%52.51M	0.00%52.51M	0.00%52.51M
-Other intangible assets	----	-14.93%2.27M	-14.52%2.37M	-14.18%2.47M	-14.18%2.47M	-13.93%2.57M	-13.69%2.67M	-13.44%2.78M	-13.24%2.88M	-13.24%2.88M
Other assets	28.86%61.84M	57.44%63.97M	50.98%63.36M	17.23%46.68M	17.23%46.68M	39.41%47.99M	5.02%40.63M	32.58%41.97M	21.66%39.82M	21.66%39.82M
Total assets	7.52%2.67B	4.95%2.59B	3.77%2.52B	2.50%2.52B	2.50%2.52B	3.49%2.48B	2.49%2.47B	4.27%2.43B	5.44%2.45B	5.44%2.45B
Liabilities
Total deposits	5.48%2.14B	2.45%2.06B	4.17%2B	0.86%2.01B	0.86%2.01B	-0.72%2.02B	2.33%2.01B	-2.29%1.92B	3.77%2B	3.77%2B
Federal funds purchased and securities sold under agreement to repurchase	----	101.29%1.87M	-23.58%1.83M	-22.47%2.37M	-22.47%2.37M	-28.65%1.75M	-39.62%931K	1.65%2.4M	69.83%3.06M	69.83%3.06M
Current debt and capital lease obligation	----	15.22%35.14M	-19.61%73.15M	-45.17%63.66M	-45.17%63.66M	--23.79M	-65.54%30.5M	--91M	--116.12M	--116.12M
-Current debt	----	15.22%35.14M	-19.61%73.15M	-45.17%63.66M	-45.17%63.66M	--23.79M	-65.54%30.5M	--91M	--116.12M	--116.12M
Long term debt and capital lease obligation	38.92%225.73M	32.59%205.15M	17.48%162.27M	132.77%145.72M	132.77%145.72M	71.42%162.49M	103.38%154.72M	102.13%138.12M	-17.36%62.6M	-17.36%62.6M
-Long term debt	38.92%225.73M	32.59%205.15M	17.48%162.27M	132.77%145.72M	132.77%145.72M	71.42%162.49M	103.38%154.72M	102.13%138.12M	-17.36%62.6M	-17.36%62.6M
Other liabilities	3.89%31.91M	7.73%28.43M	-0.08%26.73M	4.02%26.64M	4.02%26.64M	25.13%30.72M	21.57%26.39M	18.77%26.75M	8.38%25.61M	8.38%25.61M
Total liabilities	6.68%2.39B	4.82%2.33B	3.94%2.26B	2.19%2.25B	2.19%2.25B	3.81%2.24B	3.28%2.22B	5.85%2.17B	8.82%2.2B	8.82%2.2B
Shareholders'equity
Share capital	1,817.46%307.37M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M
-common stock	1,817.46%307.37M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M	0.00%16.03M
-Preferred stock	----	--0	--0	--0	--0	--0	--0	--0	--0	--0
Paid-in capital	----	-0.22%143.35M	-0.26%143.02M	0.30%144.39M	0.30%144.39M	0.05%143.97M	0.17%143.66M	0.28%143.4M	-0.35%143.95M	-0.35%143.95M
Retained earnings	----	3.99%159.86M	3.99%158.05M	3.48%157.03M	3.48%157.03M	5.89%157.04M	3.74%153.73M	4.77%151.99M	6.40%151.74M	6.40%151.74M
Less: Treasury stock	----	-14.90%14.66M	12.91%14.74M	32.81%16.63M	32.81%16.63M	31.19%17.02M	32.38%17.23M	69.30%13.05M	86.42%12.52M	86.42%12.52M
Gains losses not affecting retained earnings	49.75%-30.06M	13.96%-41.36M	4.89%-40.71M	22.94%-38.44M	22.94%-38.44M	-5.94%-59.83M	-33.53%-48.07M	-112.10%-42.8M	-1,092.40%-49.88M	-1,092.40%-49.88M
Total stockholders'equity	15.45%277.31M	6.09%263.22M	2.38%261.66M	5.24%262.38M	5.24%262.38M	0.59%240.21M	-4.06%248.12M	-7.47%255.57M	-17.28%249.33M	-17.28%249.33M
Total equity	15.45%277.31M	6.09%263.22M	2.38%261.66M	5.24%262.38M	5.24%262.38M	0.59%240.21M	-4.06%248.12M	-7.47%255.57M	-17.28%249.33M	-17.28%249.33M
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	--	--	--	Unqualified Opinion with Explanatory Notes	--	--	--	--	--	--

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List

Overall

No Data