US Stock MarketDetailed Quotes

CZNC Citizens & Northern

Watchlist
  • 20.170
  • -0.470-2.28%
Close Mar 28 16:00 ET
  • 20.170
  • 0.0000.00%
Post 16:20 ET
311.95MMarket Cap11.93P/E (TTM)

Citizens & Northern Key Stats

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
Assets
Cash cash equivalents and federal funds sold
121.83%126.17M
121.83%126.17M
249.83%184.21M
93.99%100.41M
-11.04%46.45M
3.32%56.88M
3.32%56.88M
-17.78%52.66M
-25.19%51.76M
-54.34%52.21M
-Cash and cash equivalents
121.83%126.17M
121.83%126.17M
249.83%184.21M
93.99%100.41M
-11.04%46.45M
3.32%56.88M
3.32%56.88M
-17.78%52.66M
-25.19%51.76M
-54.34%52.21M
Receivables
-4.43%8.74M
-4.43%8.74M
1.16%9.42M
8.60%9.17M
7.50%9.47M
5.63%9.14M
5.63%9.14M
10.52%9.31M
9.03%8.44M
17.29%8.81M
-Accounts receivable
-4.43%8.74M
-4.43%8.74M
1.16%9.42M
8.60%9.17M
7.50%9.47M
5.63%9.14M
5.63%9.14M
10.52%9.31M
9.03%8.44M
17.29%8.81M
Net loan
2.56%1.88B
2.56%1.88B
3.30%1.87B
4.31%1.87B
7.28%1.85B
6.12%1.83B
6.12%1.83B
8.27%1.81B
9.28%1.8B
13.31%1.73B
-Gross loan
2.58%1.9B
2.58%1.9B
3.39%1.89B
4.34%1.89B
7.30%1.87B
6.21%1.85B
6.21%1.85B
8.31%1.83B
9.47%1.81B
13.45%1.75B
-Allowance for loans and lease losses
4.31%20.04M
4.31%20.04M
13.03%20.44M
6.96%20.38M
9.14%20.02M
15.61%19.21M
15.61%19.21M
11.84%18.09M
31.00%19.06M
28.55%18.35M
Securities and investments
-3.22%402.38M
-3.22%402.38M
-4.83%408.42M
-10.00%401.15M
-14.32%405.09M
-16.52%415.76M
-16.52%415.76M
-12.06%429.14M
-15.40%445.7M
-11.28%472.81M
-Available for sale securities
--179.95M
--179.95M
----
----
----
----
----
----
----
----
-Short term investments
-46.50%222.44M
-46.50%222.44M
-4.83%408.42M
-10.00%401.15M
-14.32%405.09M
-16.52%415.76M
-16.52%415.76M
-12.06%429.14M
-15.40%445.7M
-11.28%472.81M
Bank owned life insurance
-19.57%51.21M
-19.57%51.21M
60.84%50.76M
59.67%50.3M
59.02%49.86M
103.99%63.67M
103.99%63.67M
1.55%31.56M
1.82%31.5M
1.78%31.35M
Net PPE
-1.36%21.34M
-1.36%21.34M
1.27%21.54M
4.75%21.97M
2.70%21.85M
0.27%21.63M
0.27%21.63M
-2.81%21.27M
-3.94%20.97M
0.51%21.28M
-Gross PPE
0.51%51.65M
0.51%51.65M
----
----
----
-1.88%51.39M
-1.88%51.39M
----
----
----
-Accumulated depreciation
-1.87%-30.31M
-1.87%-30.31M
----
----
----
3.39%-29.76M
3.39%-29.76M
----
----
----
Foreclosed assets
-62.13%181K
-62.13%181K
-71.41%181K
-60.57%181K
-0.65%456K
73.82%478K
73.82%478K
39.43%633K
-9.11%459K
-13.56%459K
Goodwill and other intangible assets
-0.71%54.59M
-0.71%54.59M
-0.72%54.68M
-0.72%54.78M
-0.73%54.88M
-0.74%54.97M
-0.74%54.97M
-0.75%55.08M
-0.76%55.18M
-0.77%55.28M
-Goodwill
0.00%52.51M
0.00%52.51M
0.00%52.51M
0.00%52.51M
0.00%52.51M
0.00%52.51M
0.00%52.51M
0.00%52.51M
0.00%52.51M
0.00%52.51M
-Other intangible assets
-15.76%2.08M
-15.76%2.08M
-15.32%2.18M
-14.93%2.27M
-14.52%2.37M
-14.18%2.47M
-14.18%2.47M
-13.93%2.57M
-13.69%2.67M
-13.44%2.78M
Other assets
9.54%51.14M
9.54%51.14M
8.85%52.24M
57.44%63.97M
50.98%63.36M
17.23%46.68M
17.23%46.68M
39.41%47.99M
5.02%40.63M
32.58%41.97M
Total assets
3.78%2.61B
3.78%2.61B
7.52%2.67B
4.95%2.59B
3.77%2.52B
2.50%2.52B
2.50%2.52B
3.49%2.48B
2.49%2.47B
4.27%2.43B
Liabilities
Total deposits
3.93%2.09B
3.93%2.09B
5.48%2.14B
2.45%2.06B
4.17%2B
0.86%2.01B
0.86%2.01B
-0.72%2.02B
2.33%2.01B
-2.29%1.92B
Federal funds purchased and securities sold under agreement to repurchase
4.80%2.49M
4.80%2.49M
-18.65%1.43M
101.29%1.87M
-23.58%1.83M
-22.47%2.37M
-22.47%2.37M
-28.65%1.75M
-39.62%931K
1.65%2.4M
Current debt and capital lease obligation
--0
--0
-19.55%19.14M
15.22%35.14M
-19.61%73.15M
-72.87%31.5M
-72.87%31.5M
--23.79M
-65.54%30.5M
--91M
-Current debt
--0
--0
-19.55%19.14M
15.22%35.14M
-19.61%73.15M
-72.87%31.5M
-72.87%31.5M
--23.79M
-65.54%30.5M
--91M
Long term debt and capital lease obligation
15.34%205.18M
15.34%205.18M
26.26%205.16M
32.59%205.15M
17.48%162.27M
184.15%177.89M
184.15%177.89M
71.42%162.49M
103.38%154.72M
102.13%138.12M
-Long term debt
15.34%205.18M
15.34%205.18M
26.26%205.16M
32.59%205.15M
17.48%162.27M
184.15%177.89M
184.15%177.89M
71.42%162.49M
103.38%154.72M
102.13%138.12M
Other liabilities
26.85%33.79M
26.85%33.79M
3.89%31.91M
7.73%28.43M
-0.08%26.73M
4.02%26.64M
4.02%26.64M
25.13%30.72M
21.57%26.39M
18.77%26.75M
Total liabilities
3.65%2.34B
3.65%2.34B
6.68%2.39B
4.82%2.33B
3.94%2.26B
2.19%2.25B
2.19%2.25B
3.81%2.24B
3.28%2.22B
5.85%2.17B
Shareholders'equity
Share capital
0.00%16.03M
0.00%16.03M
0.00%16.03M
0.00%16.03M
0.00%16.03M
0.00%16.03M
0.00%16.03M
0.00%16.03M
0.00%16.03M
0.00%16.03M
-common stock
0.00%16.03M
0.00%16.03M
0.00%16.03M
0.00%16.03M
0.00%16.03M
0.00%16.03M
0.00%16.03M
0.00%16.03M
0.00%16.03M
0.00%16.03M
-Preferred stock
--0
--0
--0
--0
--0
--0
--0
--0
--0
--0
Paid-in capital
-0.57%143.57M
-0.57%143.57M
-0.53%143.21M
-0.22%143.35M
-0.26%143.02M
0.30%144.39M
0.30%144.39M
0.05%143.97M
0.17%143.66M
0.28%143.4M
Retained earnings
5.57%165.78M
5.57%165.78M
3.10%161.92M
3.99%159.86M
3.99%158.05M
3.48%157.03M
3.48%157.03M
5.89%157.04M
3.74%153.73M
4.77%151.99M
Less: Treasury stock
-19.85%13.33M
-19.85%13.33M
-18.97%13.79M
-14.90%14.66M
12.91%14.74M
32.81%16.63M
32.81%16.63M
31.19%17.02M
32.38%17.23M
69.30%13.05M
Gains losses not affecting retained earnings
4.36%-36.76M
4.36%-36.76M
49.75%-30.06M
13.96%-41.36M
4.89%-40.71M
22.94%-38.44M
22.94%-38.44M
-5.94%-59.83M
-33.53%-48.07M
-112.10%-42.8M
Total stockholders'equity
4.92%275.28M
4.92%275.28M
15.45%277.31M
6.09%263.22M
2.38%261.66M
5.24%262.38M
5.24%262.38M
0.59%240.21M
-4.06%248.12M
-7.47%255.57M
Total equity
4.92%275.28M
4.92%275.28M
15.45%277.31M
6.09%263.22M
2.38%261.66M
5.24%262.38M
5.24%262.38M
0.59%240.21M
-4.06%248.12M
-7.47%255.57M
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion with Explanatory Notes
--
--
--
--
Unqualified Opinion with Explanatory Notes
--
--
--
--
(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023
Assets
Cash cash equivalents and federal funds sold 121.83%126.17M121.83%126.17M249.83%184.21M93.99%100.41M-11.04%46.45M3.32%56.88M3.32%56.88M-17.78%52.66M-25.19%51.76M-54.34%52.21M
-Cash and cash equivalents 121.83%126.17M121.83%126.17M249.83%184.21M93.99%100.41M-11.04%46.45M3.32%56.88M3.32%56.88M-17.78%52.66M-25.19%51.76M-54.34%52.21M
Receivables -4.43%8.74M-4.43%8.74M1.16%9.42M8.60%9.17M7.50%9.47M5.63%9.14M5.63%9.14M10.52%9.31M9.03%8.44M17.29%8.81M
-Accounts receivable -4.43%8.74M-4.43%8.74M1.16%9.42M8.60%9.17M7.50%9.47M5.63%9.14M5.63%9.14M10.52%9.31M9.03%8.44M17.29%8.81M
Net loan 2.56%1.88B2.56%1.88B3.30%1.87B4.31%1.87B7.28%1.85B6.12%1.83B6.12%1.83B8.27%1.81B9.28%1.8B13.31%1.73B
-Gross loan 2.58%1.9B2.58%1.9B3.39%1.89B4.34%1.89B7.30%1.87B6.21%1.85B6.21%1.85B8.31%1.83B9.47%1.81B13.45%1.75B
-Allowance for loans and lease losses 4.31%20.04M4.31%20.04M13.03%20.44M6.96%20.38M9.14%20.02M15.61%19.21M15.61%19.21M11.84%18.09M31.00%19.06M28.55%18.35M
Securities and investments -3.22%402.38M-3.22%402.38M-4.83%408.42M-10.00%401.15M-14.32%405.09M-16.52%415.76M-16.52%415.76M-12.06%429.14M-15.40%445.7M-11.28%472.81M
-Available for sale securities --179.95M--179.95M--------------------------------
-Short term investments -46.50%222.44M-46.50%222.44M-4.83%408.42M-10.00%401.15M-14.32%405.09M-16.52%415.76M-16.52%415.76M-12.06%429.14M-15.40%445.7M-11.28%472.81M
Bank owned life insurance -19.57%51.21M-19.57%51.21M60.84%50.76M59.67%50.3M59.02%49.86M103.99%63.67M103.99%63.67M1.55%31.56M1.82%31.5M1.78%31.35M
Net PPE -1.36%21.34M-1.36%21.34M1.27%21.54M4.75%21.97M2.70%21.85M0.27%21.63M0.27%21.63M-2.81%21.27M-3.94%20.97M0.51%21.28M
-Gross PPE 0.51%51.65M0.51%51.65M-------------1.88%51.39M-1.88%51.39M------------
-Accumulated depreciation -1.87%-30.31M-1.87%-30.31M------------3.39%-29.76M3.39%-29.76M------------
Foreclosed assets -62.13%181K-62.13%181K-71.41%181K-60.57%181K-0.65%456K73.82%478K73.82%478K39.43%633K-9.11%459K-13.56%459K
Goodwill and other intangible assets -0.71%54.59M-0.71%54.59M-0.72%54.68M-0.72%54.78M-0.73%54.88M-0.74%54.97M-0.74%54.97M-0.75%55.08M-0.76%55.18M-0.77%55.28M
-Goodwill 0.00%52.51M0.00%52.51M0.00%52.51M0.00%52.51M0.00%52.51M0.00%52.51M0.00%52.51M0.00%52.51M0.00%52.51M0.00%52.51M
-Other intangible assets -15.76%2.08M-15.76%2.08M-15.32%2.18M-14.93%2.27M-14.52%2.37M-14.18%2.47M-14.18%2.47M-13.93%2.57M-13.69%2.67M-13.44%2.78M
Other assets 9.54%51.14M9.54%51.14M8.85%52.24M57.44%63.97M50.98%63.36M17.23%46.68M17.23%46.68M39.41%47.99M5.02%40.63M32.58%41.97M
Total assets 3.78%2.61B3.78%2.61B7.52%2.67B4.95%2.59B3.77%2.52B2.50%2.52B2.50%2.52B3.49%2.48B2.49%2.47B4.27%2.43B
Liabilities
Total deposits 3.93%2.09B3.93%2.09B5.48%2.14B2.45%2.06B4.17%2B0.86%2.01B0.86%2.01B-0.72%2.02B2.33%2.01B-2.29%1.92B
Federal funds purchased and securities sold under agreement to repurchase 4.80%2.49M4.80%2.49M-18.65%1.43M101.29%1.87M-23.58%1.83M-22.47%2.37M-22.47%2.37M-28.65%1.75M-39.62%931K1.65%2.4M
Current debt and capital lease obligation --0--0-19.55%19.14M15.22%35.14M-19.61%73.15M-72.87%31.5M-72.87%31.5M--23.79M-65.54%30.5M--91M
-Current debt --0--0-19.55%19.14M15.22%35.14M-19.61%73.15M-72.87%31.5M-72.87%31.5M--23.79M-65.54%30.5M--91M
Long term debt and capital lease obligation 15.34%205.18M15.34%205.18M26.26%205.16M32.59%205.15M17.48%162.27M184.15%177.89M184.15%177.89M71.42%162.49M103.38%154.72M102.13%138.12M
-Long term debt 15.34%205.18M15.34%205.18M26.26%205.16M32.59%205.15M17.48%162.27M184.15%177.89M184.15%177.89M71.42%162.49M103.38%154.72M102.13%138.12M
Other liabilities 26.85%33.79M26.85%33.79M3.89%31.91M7.73%28.43M-0.08%26.73M4.02%26.64M4.02%26.64M25.13%30.72M21.57%26.39M18.77%26.75M
Total liabilities 3.65%2.34B3.65%2.34B6.68%2.39B4.82%2.33B3.94%2.26B2.19%2.25B2.19%2.25B3.81%2.24B3.28%2.22B5.85%2.17B
Shareholders'equity
Share capital 0.00%16.03M0.00%16.03M0.00%16.03M0.00%16.03M0.00%16.03M0.00%16.03M0.00%16.03M0.00%16.03M0.00%16.03M0.00%16.03M
-common stock 0.00%16.03M0.00%16.03M0.00%16.03M0.00%16.03M0.00%16.03M0.00%16.03M0.00%16.03M0.00%16.03M0.00%16.03M0.00%16.03M
-Preferred stock --0--0--0--0--0--0--0--0--0--0
Paid-in capital -0.57%143.57M-0.57%143.57M-0.53%143.21M-0.22%143.35M-0.26%143.02M0.30%144.39M0.30%144.39M0.05%143.97M0.17%143.66M0.28%143.4M
Retained earnings 5.57%165.78M5.57%165.78M3.10%161.92M3.99%159.86M3.99%158.05M3.48%157.03M3.48%157.03M5.89%157.04M3.74%153.73M4.77%151.99M
Less: Treasury stock -19.85%13.33M-19.85%13.33M-18.97%13.79M-14.90%14.66M12.91%14.74M32.81%16.63M32.81%16.63M31.19%17.02M32.38%17.23M69.30%13.05M
Gains losses not affecting retained earnings 4.36%-36.76M4.36%-36.76M49.75%-30.06M13.96%-41.36M4.89%-40.71M22.94%-38.44M22.94%-38.44M-5.94%-59.83M-33.53%-48.07M-112.10%-42.8M
Total stockholders'equity 4.92%275.28M4.92%275.28M15.45%277.31M6.09%263.22M2.38%261.66M5.24%262.38M5.24%262.38M0.59%240.21M-4.06%248.12M-7.47%255.57M
Total equity 4.92%275.28M4.92%275.28M15.45%277.31M6.09%263.22M2.38%261.66M5.24%262.38M5.24%262.38M0.59%240.21M-4.06%248.12M-7.47%255.57M
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion with Explanatory Notes--------Unqualified Opinion with Explanatory Notes--------
Market Insights
Fed Rate Cut Beneficiaries Fed Rate Cut Beneficiaries

Stocks that are expected to benefit from a Federal Reserve rate cut. Information is provided by Futu and is a non-exhaustive list of all thematic stocks for reference purposes only. This section presents the top 5 stocks in Fed Rate Cut Beneficiaries, ranked from highest to lowest based on real-time market data. Stocks that are expected to benefit from a Federal Reserve rate cut. Information is provided by Futu and is a non-exhaustive list of all thematic stocks for reference purposes only. This section presents the top 5 stocks in Fed Rate Cut Beneficiaries, ranked from highest to lowest based on real-time market data.