US Stock MarketDetailed Quotes

CZNC Citizens & Northern

Watchlist

20.480
+0.330+1.64%

Close Nov 29 13:00 ET

20.480
0.0000.00%

Post 17:01 ET

315.68MMarket Cap14.22P/E (TTM)

Citizens & Northern Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual

YOY

Hide blank lines

(Q3)Sep 30, 2024

(Q2)Jun 30, 2024

(Q1)Mar 31, 2024

(FY)Dec 31, 2023

(Q4)Dec 31, 2023

(Q3)Sep 30, 2023

(Q2)Jun 30, 2023

(Q1)Mar 31, 2023

(FY)Dec 31, 2022

(Q4)Dec 31, 2022

Total revenue

4.41%26.78M

0.85%26.83M

-2.67%25.23M

-2.67%103.14M

-10.61%24.96M

-1.93%25.65M

1.89%26.6M

0.59%25.92M

3.49%105.96M

8.47%27.93M

Net interest income

2.51%20.16M

-4.50%19.45M

-8.37%19.04M

-3.28%80.4M

-12.10%19.59M

-5.82%19.66M

3.76%20.36M

2.21%20.78M

6.66%83.13M

13.07%22.29M

-Net interest income

13.63%33.09M

11.83%31.33M

16.06%30.34M

22.51%113.5M

16.94%30.24M

22.81%29.12M

31.45%28.01M

20.05%26.14M

9.64%92.65M

21.69%25.86M

-Interest income from loans and lease

10.08%28.71M

12.67%28.08M

18.46%27.25M

25.46%101.08M

19.90%27.07M

26.67%26.08M

35.51%24.93M

21.04%23M

5.56%80.56M

19.30%22.58M

-Interest income from securities

1.27%2.71M

-2.35%2.7M

-5.68%2.69M

-3.34%10.98M

-8.95%2.7M

-7.98%2.67M

-1.50%2.76M

5.95%2.85M

45.69%11.36M

33.27%2.96M

-Other interest income

360.06%1.67M

68.73%545K

39.51%399K

99.86%1.44M

48.11%471K

69.63%363K

190.99%323K

262.03%286K

88.02%722K

214.85%318K

-Total interest expense

36.76%12.93M

55.33%11.88M

110.81%11.3M

247.77%33.1M

198.68%10.64M

233.98%9.46M

354.22%7.65M

271.83%5.36M

45.06%9.52M

132.88%3.56M

-Interest expense for deposit

43.34%10.41M

82.66%9.31M

175.26%8.89M

265.06%24.23M

229.02%8.64M

268.36%7.26M

351.24%5.1M

254.95%3.23M

46.28%6.64M

167.96%2.63M

-Interest expense for short termdebt

-72.82%184K

-68.53%360K

-45.58%597K

655.24%3.24M

153.54%322K

278.21%677K

837.70%1.14M

109,600.00%1.1M

1,765.22%429K

12,600.00%127K

-Interest expense for long term debt and capital securities

54.23%2.34M

56.97%2.21M

75.27%1.81M

129.65%5.63M

107.41%1.68M

122.65%1.51M

225.46%1.41M

94.53%1.03M

22.54%2.45M

47.54%810K

Non interest income

10.66%6.62M

18.30%7.38M

20.37%6.19M

-0.42%22.74M

-4.72%5.37M

13.48%5.99M

-3.75%6.24M

-5.48%5.14M

-6.61%22.83M

-6.55%5.64M

-Total premiums earned

186.25%458K

192.11%444K

240.58%470K

395.96%2.7M

1,509.29%2.25M

20.30%160K

10.95%152K

2.22%138K

-4.89%545K

0.72%140K

-Fees and commissions

3.95%4.68M

9.10%4.76M

8.65%4.51M

-0.43%17.74M

6.24%4.72M

3.11%4.5M

-6.60%4.36M

-4.18%4.15M

5.75%17.81M

-1.49%4.44M

-Other non interest income

3.60%1.12M

22.43%1.94M

31.91%1.02M

24.66%4.61M

13.18%1.17M

74.28%1.08M

9.00%1.59M

31.12%771K

3.30%3.7M

38.90%1.03M

-Gain loss on sale of assets

51.90%360K

70.29%235K

135.80%191K

-397.68%-2.31M

-12,139.13%-2.77M

56.95%237K

-36.99%138K

-78.91%81K

-77.49%777K

-96.41%23K

Credit losses provision

-198.53%-1.21M

30.42%-565K

-371.02%-954K

97.44%-186K

57.96%-951K

132.29%1.23M

-163.64%-812K

139.51%352K

-98.17%-7.26M

-100.53%-2.26M

Non interest expense

1.85%17.76M

2.48%18.78M

-4.27%17.82M

9.21%72.47M

12.27%18.09M

2.29%17.44M

9.80%18.33M

12.79%18.61M

8.71%66.35M

3.07%16.11M

Occupancy and equipment

8.60%1.38M

0.76%1.33M

3.42%1.45M

-3.18%5.36M

3.65%1.36M

-15.35%1.27M

1.15%1.32M

-0.64%1.4M

11.02%5.53M

5.79%1.32M

Professional expense and contract services expense

13.96%555K

-2.13%552K

-44.72%518K

24.54%2.5M

-1.17%509K

-6.53%487K

17.50%564K

91.62%937K

-10.61%2.01M

-8.04%515K

Selling and administrative expenses

-0.03%10.88M

2.75%13.03M

1.18%11.56M

5.65%44.2M

9.65%11.11M

0.48%10.88M

5.77%12.68M

-6.57%11.43M

11.25%41.83M

86.31%10.14M

-General and administrative expense

-0.03%10.88M

2.75%13.03M

1.18%11.56M

5.65%44.2M

9.65%11.11M

0.48%10.88M

5.77%12.68M

-6.57%11.43M

11.25%41.83M

86.31%10.14M

Other non-interest expense

3.10%4.95M

2.87%3.87M

-11.54%4.29M

20.22%20.42M

23.07%5.11M

14.33%4.8M

28.91%3.76M

104.30%4.85M

4.78%16.98M

-50.56%4.15M

Income from associates and other participating interests

Special income (charges)

Other non-operating income (expenses)

Income before tax

-17.21%7.81M

0.23%7.48M

-15.71%6.46M

-5.77%30.48M

-38.00%5.92M

77.62%9.44M

-18.06%7.46M

-8.55%7.66M

-14.16%32.35M

6.31%9.55M

Income tax

-21.56%1.45M

-3.74%1.37M

-18.24%1.15M

10.52%6.34M

-6.32%1.66M

115.15%1.85M

-12.30%1.42M

-4.99%1.41M

-19.64%5.73M

5.72%1.77M

Earnings from equity interest net of tax

Net income

-16.15%6.37M

1.16%6.11M

-15.14%5.31M

-9.28%24.15M

-45.22%4.26M

70.39%7.59M

-19.31%6.04M

-9.31%6.25M

-12.88%26.62M

6.44%7.78M

Net Income continuous operations

-16.15%6.37M

1.16%6.11M

-15.14%5.31M

-9.28%24.15M

-45.22%4.26M

70.39%7.59M

-19.31%6.04M

-9.31%6.25M

-12.88%26.62M

6.44%7.78M

Minority interest income

Net income attributable to the parent company

-16.15%6.37M

1.16%6.11M

-15.14%5.31M

-9.28%24.15M

-45.22%4.26M

70.39%7.59M

-19.31%6.04M

-9.31%6.25M

-12.88%26.62M

6.44%7.78M

Preferred stock dividends

Other preferred stock dividend

-5.26%54K

0.00%47K

-25.00%39K

-21.52%186K

-55.88%30K

46.15%57K

-32.86%47K

-13.33%52K

-1.66%237K

30.77%68K

Net income attributable to common stockholders

-16.23%6.31M

1.17%6.07M

-15.06%5.27M

-9.17%23.96M

-45.13%4.23M

70.61%7.53M

-19.18%6M

-9.28%6.2M

-12.97%26.38M

6.27%7.71M

Basic earnings per share

-18.00%0.41

2.56%0.4

-12.50%0.35

-8.19%1.57

-44.00%0.28

72.41%0.5

-18.75%0.39

-9.09%0.4

-10.94%1.71

8.70%0.5

Diluted earnings per share

-18.00%0.41

2.56%0.4

-12.50%0.35

-8.19%1.57

-44.00%0.28

72.41%0.5

-18.75%0.39

-9.09%0.4

-10.94%1.71

8.70%0.5

Dividend per share

0.00%0.28

0.28

0.00%0.28

-25.00%0.84

0.00%0.28

0.90%1.12

0.00%0.28

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion with Explanatory Notes

	(Q3)Sep 30, 2024	(Q2)Jun 30, 2024	(Q1)Mar 31, 2024	(FY)Dec 31, 2023	(Q4)Dec 31, 2023	(Q3)Sep 30, 2023	(Q2)Jun 30, 2023	(Q1)Mar 31, 2023	(FY)Dec 31, 2022	(Q4)Dec 31, 2022
Total revenue	4.41%26.78M	0.85%26.83M	-2.67%25.23M	-2.67%103.14M	-10.61%24.96M	-1.93%25.65M	1.89%26.6M	0.59%25.92M	3.49%105.96M	8.47%27.93M
Net interest income	2.51%20.16M	-4.50%19.45M	-8.37%19.04M	-3.28%80.4M	-12.10%19.59M	-5.82%19.66M	3.76%20.36M	2.21%20.78M	6.66%83.13M	13.07%22.29M
-Net interest income	13.63%33.09M	11.83%31.33M	16.06%30.34M	22.51%113.5M	16.94%30.24M	22.81%29.12M	31.45%28.01M	20.05%26.14M	9.64%92.65M	21.69%25.86M
-Interest income from loans and lease	10.08%28.71M	12.67%28.08M	18.46%27.25M	25.46%101.08M	19.90%27.07M	26.67%26.08M	35.51%24.93M	21.04%23M	5.56%80.56M	19.30%22.58M
-Interest income from securities	1.27%2.71M	-2.35%2.7M	-5.68%2.69M	-3.34%10.98M	-8.95%2.7M	-7.98%2.67M	-1.50%2.76M	5.95%2.85M	45.69%11.36M	33.27%2.96M
-Other interest income	360.06%1.67M	68.73%545K	39.51%399K	99.86%1.44M	48.11%471K	69.63%363K	190.99%323K	262.03%286K	88.02%722K	214.85%318K
-Total interest expense	36.76%12.93M	55.33%11.88M	110.81%11.3M	247.77%33.1M	198.68%10.64M	233.98%9.46M	354.22%7.65M	271.83%5.36M	45.06%9.52M	132.88%3.56M
-Interest expense for deposit	43.34%10.41M	82.66%9.31M	175.26%8.89M	265.06%24.23M	229.02%8.64M	268.36%7.26M	351.24%5.1M	254.95%3.23M	46.28%6.64M	167.96%2.63M
-Interest expense for short termdebt	-72.82%184K	-68.53%360K	-45.58%597K	655.24%3.24M	153.54%322K	278.21%677K	837.70%1.14M	109,600.00%1.1M	1,765.22%429K	12,600.00%127K
-Interest expense for long term debt and capital securities	54.23%2.34M	56.97%2.21M	75.27%1.81M	129.65%5.63M	107.41%1.68M	122.65%1.51M	225.46%1.41M	94.53%1.03M	22.54%2.45M	47.54%810K
Non interest income	10.66%6.62M	18.30%7.38M	20.37%6.19M	-0.42%22.74M	-4.72%5.37M	13.48%5.99M	-3.75%6.24M	-5.48%5.14M	-6.61%22.83M	-6.55%5.64M
-Total premiums earned	186.25%458K	192.11%444K	240.58%470K	395.96%2.7M	1,509.29%2.25M	20.30%160K	10.95%152K	2.22%138K	-4.89%545K	0.72%140K
-Fees and commissions	3.95%4.68M	9.10%4.76M	8.65%4.51M	-0.43%17.74M	6.24%4.72M	3.11%4.5M	-6.60%4.36M	-4.18%4.15M	5.75%17.81M	-1.49%4.44M
-Other non interest income	3.60%1.12M	22.43%1.94M	31.91%1.02M	24.66%4.61M	13.18%1.17M	74.28%1.08M	9.00%1.59M	31.12%771K	3.30%3.7M	38.90%1.03M
-Gain loss on sale of assets	51.90%360K	70.29%235K	135.80%191K	-397.68%-2.31M	-12,139.13%-2.77M	56.95%237K	-36.99%138K	-78.91%81K	-77.49%777K	-96.41%23K
Credit losses provision	-198.53%-1.21M	30.42%-565K	-371.02%-954K	97.44%-186K	57.96%-951K	132.29%1.23M	-163.64%-812K	139.51%352K	-98.17%-7.26M	-100.53%-2.26M
Non interest expense	1.85%17.76M	2.48%18.78M	-4.27%17.82M	9.21%72.47M	12.27%18.09M	2.29%17.44M	9.80%18.33M	12.79%18.61M	8.71%66.35M	3.07%16.11M
Occupancy and equipment	8.60%1.38M	0.76%1.33M	3.42%1.45M	-3.18%5.36M	3.65%1.36M	-15.35%1.27M	1.15%1.32M	-0.64%1.4M	11.02%5.53M	5.79%1.32M
Professional expense and contract services expense	13.96%555K	-2.13%552K	-44.72%518K	24.54%2.5M	-1.17%509K	-6.53%487K	17.50%564K	91.62%937K	-10.61%2.01M	-8.04%515K
Selling and administrative expenses	-0.03%10.88M	2.75%13.03M	1.18%11.56M	5.65%44.2M	9.65%11.11M	0.48%10.88M	5.77%12.68M	-6.57%11.43M	11.25%41.83M	86.31%10.14M
-General and administrative expense	-0.03%10.88M	2.75%13.03M	1.18%11.56M	5.65%44.2M	9.65%11.11M	0.48%10.88M	5.77%12.68M	-6.57%11.43M	11.25%41.83M	86.31%10.14M
Other non-interest expense	3.10%4.95M	2.87%3.87M	-11.54%4.29M	20.22%20.42M	23.07%5.11M	14.33%4.8M	28.91%3.76M	104.30%4.85M	4.78%16.98M	-50.56%4.15M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax	-17.21%7.81M	0.23%7.48M	-15.71%6.46M	-5.77%30.48M	-38.00%5.92M	77.62%9.44M	-18.06%7.46M	-8.55%7.66M	-14.16%32.35M	6.31%9.55M
Income tax	-21.56%1.45M	-3.74%1.37M	-18.24%1.15M	10.52%6.34M	-6.32%1.66M	115.15%1.85M	-12.30%1.42M	-4.99%1.41M	-19.64%5.73M	5.72%1.77M
Earnings from equity interest net of tax
Net income	-16.15%6.37M	1.16%6.11M	-15.14%5.31M	-9.28%24.15M	-45.22%4.26M	70.39%7.59M	-19.31%6.04M	-9.31%6.25M	-12.88%26.62M	6.44%7.78M
Net Income continuous operations	-16.15%6.37M	1.16%6.11M	-15.14%5.31M	-9.28%24.15M	-45.22%4.26M	70.39%7.59M	-19.31%6.04M	-9.31%6.25M	-12.88%26.62M	6.44%7.78M
Minority interest income
Net income attributable to the parent company	-16.15%6.37M	1.16%6.11M	-15.14%5.31M	-9.28%24.15M	-45.22%4.26M	70.39%7.59M	-19.31%6.04M	-9.31%6.25M	-12.88%26.62M	6.44%7.78M
Preferred stock dividends
Other preferred stock dividend	-5.26%54K	0.00%47K	-25.00%39K	-21.52%186K	-55.88%30K	46.15%57K	-32.86%47K	-13.33%52K	-1.66%237K	30.77%68K
Net income attributable to common stockholders	-16.23%6.31M	1.17%6.07M	-15.06%5.27M	-9.17%23.96M	-45.13%4.23M	70.61%7.53M	-19.18%6M	-9.28%6.2M	-12.97%26.38M	6.27%7.71M
Basic earnings per share	-18.00%0.41	2.56%0.4	-12.50%0.35	-8.19%1.57	-44.00%0.28	72.41%0.5	-18.75%0.39	-9.09%0.4	-10.94%1.71	8.70%0.5
Diluted earnings per share	-18.00%0.41	2.56%0.4	-12.50%0.35	-8.19%1.57	-44.00%0.28	72.41%0.5	-18.75%0.39	-9.09%0.4	-10.94%1.71	8.70%0.5
Dividend per share	0.00%0.28	0.28	0.00%0.28	-25.00%0.84	0.00%0.28	0.00%0.28	0	0.00%0.28	0.90%1.12	0.00%0.28
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	--	--	--	Unqualified Opinion with Explanatory Notes	--	--	--	--	--	--

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List

Overall

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