US Stock MarketDetailed Quotes

CZNC Citizens & Northern

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  • 21.350
  • +0.610+2.94%
Close Feb 28 16:00 ET
  • 21.350
  • 0.0000.00%
Post 20:01 ET
329.51MMarket Cap12.63P/E (TTM)

Citizens & Northern Key Stats

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
Total revenue
3.27%106.51M
10.85%27.67M
4.41%26.78M
0.85%26.83M
-2.67%25.23M
-2.67%103.14M
-10.61%24.96M
-1.93%25.65M
1.89%26.6M
0.59%25.92M
Net interest income
-1.60%79.12M
4.49%20.47M
2.51%20.16M
-4.50%19.45M
-8.37%19.04M
-3.28%80.4M
-12.10%19.59M
-5.82%19.66M
3.76%20.36M
2.21%20.78M
-Net interest income
12.84%128.08M
10.23%33.33M
13.63%33.09M
11.83%31.33M
16.06%30.34M
22.51%113.5M
16.94%30.24M
22.81%29.12M
31.45%28.01M
20.05%26.14M
-Interest income from loans and lease
----
----
10.08%28.71M
12.67%28.08M
18.46%27.25M
25.46%101.08M
19.90%27.07M
26.67%26.08M
35.51%24.93M
21.04%23M
-Interest income from securities
----
----
1.27%2.71M
-2.35%2.7M
-5.68%2.69M
-3.34%10.98M
-8.95%2.7M
-7.98%2.67M
-1.50%2.76M
5.95%2.85M
-Other interest income
----
----
360.06%1.67M
68.73%545K
39.51%399K
99.86%1.44M
48.11%471K
69.63%363K
190.99%323K
262.03%286K
-Total interest expense
47.91%48.96M
20.80%12.86M
36.76%12.93M
55.33%11.88M
110.81%11.3M
247.77%33.1M
198.68%10.64M
233.98%9.46M
354.22%7.65M
271.83%5.36M
-Interest expense for deposit
61.76%39.2M
22.49%10.58M
43.34%10.41M
82.66%9.31M
175.26%8.89M
265.06%24.23M
229.02%8.64M
268.36%7.26M
351.24%5.1M
254.95%3.23M
-Interest expense for short termdebt
-63.95%1.17M
-91.61%27K
-72.82%184K
-68.53%360K
-45.58%597K
655.24%3.24M
153.54%322K
278.21%677K
837.70%1.14M
109,600.00%1.1M
-Interest expense for long term debt and capital securities
52.64%8.6M
33.69%2.25M
54.23%2.34M
56.97%2.21M
75.27%1.81M
129.65%5.63M
107.41%1.68M
122.65%1.51M
225.46%1.41M
94.53%1.03M
Non interest income
20.48%27.39M
34.06%7.2M
10.66%6.62M
18.30%7.38M
20.37%6.19M
-0.42%22.74M
-4.72%5.37M
13.48%5.99M
-3.75%6.24M
-5.48%5.14M
-Total premiums earned
-32.30%1.83M
-79.67%458K
186.25%458K
192.11%444K
240.58%470K
395.96%2.7M
1,509.29%2.25M
20.30%160K
10.95%152K
2.22%138K
-Fees and commissions
-16.00%14.9M
-12.02%4.15M
3.95%4.68M
9.10%4.76M
8.65%4.51M
-0.43%17.74M
6.24%4.72M
3.11%4.5M
-6.60%4.36M
-4.18%4.15M
-Other non interest income
106.20%9.51M
89.90%2.22M
3.60%1.12M
22.43%1.94M
31.91%1.02M
24.66%4.61M
13.18%1.17M
74.28%1.08M
9.00%1.59M
31.12%771K
-Gain loss on sale of assets
150.06%1.16M
113.43%372K
51.90%360K
70.29%235K
135.80%191K
-397.68%-2.31M
-12,139.13%-2.77M
56.95%237K
-36.99%138K
-78.91%81K
Credit losses provision
-1,080.11%-2.2M
155.84%531K
-198.53%-1.21M
30.42%-565K
-371.02%-954K
97.44%-186K
57.96%-951K
132.29%1.23M
-163.64%-812K
139.51%352K
Non interest expense
-0.04%72.44M
-0.05%18.08M
1.85%17.76M
2.48%18.78M
-4.27%17.82M
9.21%72.47M
12.27%18.09M
2.29%17.44M
9.80%18.33M
12.79%18.61M
Occupancy and equipment
2.17%5.47M
-3.74%1.31M
8.60%1.38M
0.76%1.33M
3.42%1.45M
-3.18%5.36M
3.65%1.36M
-15.35%1.27M
1.15%1.32M
-0.64%1.4M
Professional expense and contract services expense
-12.90%2.18M
8.06%550K
13.96%555K
-2.13%552K
-44.72%518K
24.54%2.5M
-1.17%509K
-6.53%487K
17.50%564K
91.62%937K
Selling and administrative expenses
1.66%44.93M
3.21%11.47M
-0.03%10.88M
2.75%13.03M
1.18%11.56M
5.65%44.2M
9.65%11.11M
0.48%10.88M
5.77%12.68M
-6.57%11.43M
-General and administrative expense
1.66%44.93M
3.21%11.47M
-0.03%10.88M
2.75%13.03M
1.18%11.56M
5.65%44.2M
9.65%11.11M
0.48%10.88M
5.77%12.68M
-6.57%11.43M
Other non-interest expense
-2.72%19.86M
-6.97%4.75M
3.10%4.95M
2.87%3.87M
-11.54%4.29M
20.22%20.42M
23.07%5.11M
14.33%4.8M
28.91%3.76M
104.30%4.85M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax
4.55%31.87M
70.91%10.12M
-17.21%7.81M
0.23%7.48M
-15.71%6.46M
-5.77%30.48M
-38.00%5.92M
77.62%9.44M
-18.06%7.46M
-8.55%7.66M
Income tax
-6.66%5.91M
17.22%1.95M
-21.56%1.45M
-3.74%1.37M
-18.24%1.15M
10.52%6.34M
-6.32%1.66M
115.15%1.85M
-12.30%1.42M
-4.99%1.41M
Earnings from equity interest net of tax
Net income
7.50%25.96M
91.83%8.17M
-16.15%6.37M
1.16%6.11M
-15.14%5.31M
-9.28%24.15M
-45.22%4.26M
70.39%7.59M
-19.31%6.04M
-9.31%6.25M
Net Income continuous operations
7.50%25.96M
91.83%8.17M
-16.15%6.37M
1.16%6.11M
-15.14%5.31M
-9.28%24.15M
-45.22%4.26M
70.39%7.59M
-19.31%6.04M
-9.31%6.25M
Minority interest income
Net income attributable to the parent company
7.50%25.96M
91.83%8.17M
-16.15%6.37M
1.16%6.11M
-15.14%5.31M
-9.28%24.15M
-45.22%4.26M
70.39%7.59M
-19.31%6.04M
-9.31%6.25M
Preferred stock dividends
Other preferred stock dividend
13.44%211K
136.67%71K
-5.26%54K
0.00%47K
-25.00%39K
-21.52%186K
-55.88%30K
46.15%57K
-32.86%47K
-13.33%52K
Net income attributable to common stockholders
7.45%25.75M
91.52%8.1M
-16.23%6.31M
1.17%6.07M
-15.06%5.27M
-9.17%23.96M
-45.13%4.23M
70.61%7.53M
-19.18%6M
-9.28%6.2M
Basic earnings per share
7.64%1.69
89.29%0.53
-18.00%0.41
2.56%0.4
-12.50%0.35
-8.19%1.57
-44.00%0.28
72.41%0.5
-18.75%0.39
-9.09%0.4
Diluted earnings per share
7.64%1.69
89.29%0.53
-18.00%0.41
2.56%0.4
-12.50%0.35
-8.19%1.57
-44.00%0.28
72.41%0.5
-18.75%0.39
-9.09%0.4
Dividend per share
33.33%1.12
0.00%0.28
0.00%0.28
0.28
0.00%0.28
-25.00%0.84
0.00%0.28
0.00%0.28
0
0.00%0.28
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
--
--
Unqualified Opinion with Explanatory Notes
--
--
--
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(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023
Total revenue 3.27%106.51M10.85%27.67M4.41%26.78M0.85%26.83M-2.67%25.23M-2.67%103.14M-10.61%24.96M-1.93%25.65M1.89%26.6M0.59%25.92M
Net interest income -1.60%79.12M4.49%20.47M2.51%20.16M-4.50%19.45M-8.37%19.04M-3.28%80.4M-12.10%19.59M-5.82%19.66M3.76%20.36M2.21%20.78M
-Net interest income 12.84%128.08M10.23%33.33M13.63%33.09M11.83%31.33M16.06%30.34M22.51%113.5M16.94%30.24M22.81%29.12M31.45%28.01M20.05%26.14M
-Interest income from loans and lease --------10.08%28.71M12.67%28.08M18.46%27.25M25.46%101.08M19.90%27.07M26.67%26.08M35.51%24.93M21.04%23M
-Interest income from securities --------1.27%2.71M-2.35%2.7M-5.68%2.69M-3.34%10.98M-8.95%2.7M-7.98%2.67M-1.50%2.76M5.95%2.85M
-Other interest income --------360.06%1.67M68.73%545K39.51%399K99.86%1.44M48.11%471K69.63%363K190.99%323K262.03%286K
-Total interest expense 47.91%48.96M20.80%12.86M36.76%12.93M55.33%11.88M110.81%11.3M247.77%33.1M198.68%10.64M233.98%9.46M354.22%7.65M271.83%5.36M
-Interest expense for deposit 61.76%39.2M22.49%10.58M43.34%10.41M82.66%9.31M175.26%8.89M265.06%24.23M229.02%8.64M268.36%7.26M351.24%5.1M254.95%3.23M
-Interest expense for short termdebt -63.95%1.17M-91.61%27K-72.82%184K-68.53%360K-45.58%597K655.24%3.24M153.54%322K278.21%677K837.70%1.14M109,600.00%1.1M
-Interest expense for long term debt and capital securities 52.64%8.6M33.69%2.25M54.23%2.34M56.97%2.21M75.27%1.81M129.65%5.63M107.41%1.68M122.65%1.51M225.46%1.41M94.53%1.03M
Non interest income 20.48%27.39M34.06%7.2M10.66%6.62M18.30%7.38M20.37%6.19M-0.42%22.74M-4.72%5.37M13.48%5.99M-3.75%6.24M-5.48%5.14M
-Total premiums earned -32.30%1.83M-79.67%458K186.25%458K192.11%444K240.58%470K395.96%2.7M1,509.29%2.25M20.30%160K10.95%152K2.22%138K
-Fees and commissions -16.00%14.9M-12.02%4.15M3.95%4.68M9.10%4.76M8.65%4.51M-0.43%17.74M6.24%4.72M3.11%4.5M-6.60%4.36M-4.18%4.15M
-Other non interest income 106.20%9.51M89.90%2.22M3.60%1.12M22.43%1.94M31.91%1.02M24.66%4.61M13.18%1.17M74.28%1.08M9.00%1.59M31.12%771K
-Gain loss on sale of assets 150.06%1.16M113.43%372K51.90%360K70.29%235K135.80%191K-397.68%-2.31M-12,139.13%-2.77M56.95%237K-36.99%138K-78.91%81K
Credit losses provision -1,080.11%-2.2M155.84%531K-198.53%-1.21M30.42%-565K-371.02%-954K97.44%-186K57.96%-951K132.29%1.23M-163.64%-812K139.51%352K
Non interest expense -0.04%72.44M-0.05%18.08M1.85%17.76M2.48%18.78M-4.27%17.82M9.21%72.47M12.27%18.09M2.29%17.44M9.80%18.33M12.79%18.61M
Occupancy and equipment 2.17%5.47M-3.74%1.31M8.60%1.38M0.76%1.33M3.42%1.45M-3.18%5.36M3.65%1.36M-15.35%1.27M1.15%1.32M-0.64%1.4M
Professional expense and contract services expense -12.90%2.18M8.06%550K13.96%555K-2.13%552K-44.72%518K24.54%2.5M-1.17%509K-6.53%487K17.50%564K91.62%937K
Selling and administrative expenses 1.66%44.93M3.21%11.47M-0.03%10.88M2.75%13.03M1.18%11.56M5.65%44.2M9.65%11.11M0.48%10.88M5.77%12.68M-6.57%11.43M
-General and administrative expense 1.66%44.93M3.21%11.47M-0.03%10.88M2.75%13.03M1.18%11.56M5.65%44.2M9.65%11.11M0.48%10.88M5.77%12.68M-6.57%11.43M
Other non-interest expense -2.72%19.86M-6.97%4.75M3.10%4.95M2.87%3.87M-11.54%4.29M20.22%20.42M23.07%5.11M14.33%4.8M28.91%3.76M104.30%4.85M
Income from associates and other participating interests
Special income (charges)
Other non-operating income (expenses)
Income before tax 4.55%31.87M70.91%10.12M-17.21%7.81M0.23%7.48M-15.71%6.46M-5.77%30.48M-38.00%5.92M77.62%9.44M-18.06%7.46M-8.55%7.66M
Income tax -6.66%5.91M17.22%1.95M-21.56%1.45M-3.74%1.37M-18.24%1.15M10.52%6.34M-6.32%1.66M115.15%1.85M-12.30%1.42M-4.99%1.41M
Earnings from equity interest net of tax
Net income 7.50%25.96M91.83%8.17M-16.15%6.37M1.16%6.11M-15.14%5.31M-9.28%24.15M-45.22%4.26M70.39%7.59M-19.31%6.04M-9.31%6.25M
Net Income continuous operations 7.50%25.96M91.83%8.17M-16.15%6.37M1.16%6.11M-15.14%5.31M-9.28%24.15M-45.22%4.26M70.39%7.59M-19.31%6.04M-9.31%6.25M
Minority interest income
Net income attributable to the parent company 7.50%25.96M91.83%8.17M-16.15%6.37M1.16%6.11M-15.14%5.31M-9.28%24.15M-45.22%4.26M70.39%7.59M-19.31%6.04M-9.31%6.25M
Preferred stock dividends
Other preferred stock dividend 13.44%211K136.67%71K-5.26%54K0.00%47K-25.00%39K-21.52%186K-55.88%30K46.15%57K-32.86%47K-13.33%52K
Net income attributable to common stockholders 7.45%25.75M91.52%8.1M-16.23%6.31M1.17%6.07M-15.06%5.27M-9.17%23.96M-45.13%4.23M70.61%7.53M-19.18%6M-9.28%6.2M
Basic earnings per share 7.64%1.6989.29%0.53-18.00%0.412.56%0.4-12.50%0.35-8.19%1.57-44.00%0.2872.41%0.5-18.75%0.39-9.09%0.4
Diluted earnings per share 7.64%1.6989.29%0.53-18.00%0.412.56%0.4-12.50%0.35-8.19%1.57-44.00%0.2872.41%0.5-18.75%0.39-9.09%0.4
Dividend per share 33.33%1.120.00%0.280.00%0.280.280.00%0.28-25.00%0.840.00%0.280.00%0.2800.00%0.28
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ----------Unqualified Opinion with Explanatory Notes--------