Bank of Montreal
BMO
Royal Bank of Canada
RY
The Toronto-Dominion Bank
TD
Canadian Imperial Bank of Commerce
CM
Bank of Nova Scotia
BNS
(FY)Dec 31, 2024 | (Q4)Dec 31, 2024 | (Q3)Sep 30, 2024 | (Q2)Jun 30, 2024 | (Q1)Mar 31, 2024 | (FY)Dec 31, 2023 | (Q4)Dec 31, 2023 | (Q3)Sep 30, 2023 | (Q2)Jun 30, 2023 | (Q1)Mar 31, 2023 | |
---|---|---|---|---|---|---|---|---|---|---|
Total revenue | 11.76%4.53B | -8.30%1.14B | 43.02%1.28B | 18.82%1.07B | 2.64%1.03B | 35.27%4.05B | 32.67%1.24B | 6.95%896.7M | 46.19%902.6M | 64.83%1B |
Total premiums earned | 9.36%3.93B | 10.61%1.03B | 10.26%1.01B | 8.40%965.3M | 8.23%901.1M | 9.25%3.59B | 8.81%934.9M | 8.85%916.1M | 9.56%890.5M | 6.72%832.6M |
-Net premiums written | 9.36%3.93B | 10.61%1.03B | 10.26%1.01B | 8.40%965.3M | 8.23%901.1M | 9.25%3.59B | 8.81%934.9M | 8.85%916.1M | 9.56%890.5M | 6.72%832.6M |
Net investment income | -6.78%-6.3M | -994.22%-189.3M | 308.43%150.9M | 85.39%-4.5M | -68.06%36.6M | 98.39%-5.9M | -153.89%-17.3M | -244.76%-72.4M | 84.14%-30.8M | 162.15%114.6M |
Net realized gain loss on investments | 41.24%214.4M | -17.96%195.5M | 170.73%20.3M | 135.54%11.8M | 46.34%-13.2M | 280.29%151.8M | 1,627.56%238.3M | -47.94%-28.7M | 2.92%-33.2M | -64.00%-24.6M |
Fee revenue and other income | 46.00%186M | 30.17%46.6M | 48.39%50.6M | 51.25%48.4M | 47.04%54.7M | 540.20%127.4M | --35.8M | --34.1M | --32M | --37.2M |
-Fees and commissions | ---- | ---- | ---- | ---- | 22.22%14.3M | ---- | ---- | ---- | ---- | --11.7M |
-Other income expense | 46.00%186M | 30.17%46.6M | 48.39%50.6M | 51.25%48.4M | 58.43%40.4M | 540.20%127.4M | --35.8M | --34.1M | --32M | --25.5M |
Interest income | 10.30%204.5M | 3.14%52.6M | 6.30%50.6M | 16.78%51.5M | 16.63%49.8M | 33.67%185.4M | 24.09%51M | 27.96%47.6M | 33.64%44.1M | 55.84%42.7M |
Total expenses | 10.18%3.95B | 4.69%982.9M | 18.82%1.14B | 15.23%931.2M | 2.24%888.8M | 24.39%3.58B | 31.96%938.9M | 20.94%961M | 11.45%808.1M | 32.58%869.3M |
Loss adjustment expense | 8.78%2.77B | 0.94%711.3M | 21.41%831.8M | 15.91%642M | -2.30%611.9M | 24.07%2.55B | 33.69%704.7M | 19.31%685.1M | 8.65%553.9M | 1.89%626.3M |
Policy acquisition expense | 9.11%888.4M | 13.44%236.4M | 6.79%220.3M | 9.96%222M | 6.12%209.7M | 6.32%814.2M | 4.36%208.4M | 6.12%206.3M | 6.77%201.9M | --197.6M |
Fees and commission expense | --0 | ---- | ---- | --0 | --0 | --0 | ---- | ---- | --0 | --0 |
Selling general and administration | 49.38%131.6M | ---- | ---- | 40.54%31.2M | 90.00%30.4M | 483.44%88.1M | ---- | ---- | --22.2M | --16M |
-Selling and marketing expense | 49.38%131.6M | ---- | ---- | 40.54%31.2M | 90.00%30.4M | 483.44%88.1M | ---- | ---- | --22.2M | --16M |
Depreciation and amortization | 53.92%31.4M | ---- | ---- | 61.70%7.6M | 110.53%8M | 316.33%20.4M | ---- | ---- | 1,466.67%4.7M | --3.8M |
-Amortization | 53.92%31.4M | ---- | ---- | 61.70%7.6M | 110.53%8M | 316.33%20.4M | ---- | ---- | 1,466.67%4.7M | --3.8M |
Net non operatingInterest income (expenses) | -226.32%-7.2M | -95.70%400K | -52.94%-2.6M | -258.33%-1.9M | -73.68%500K | 5,600.00%5.7M | 745.45%9.3M | -230.77%-1.7M | 400.00%1.2M | --1.9M |
-Interest expense-non operating | 81.13%9.6M | 17.65%2M | 52.94%2.6M | 138.46%3.1M | 216.67%1.9M | 783.33%5.3M | 525.00%1.7M | --1.7M | 225.00%1.3M | --600K |
-Interest income-non operating | -78.18%2.4M | ---- | ---- | -52.00%1.2M | -4.00%2.4M | 1,471.43%11M | ---- | ---- | --2.5M | --2.5M |
Income from associates and other participating interests | -1,600.00%-1.7M | ---- | ---- | -200.00%-100K | -320.00%-2.2M | -101.56%-100K | ---- | ---- | -94.12%100K | --1M |
Special income (charges) | ---- | ---- | ---- | ---- | ---- | -116.57%-11.1M | ---- | ---- | ---- | ---- |
-Less:Restructuring and mergern&acquisition | ---- | ---- | ---- | ---- | ---- | 116.57%11.1M | ---- | ---- | ---- | ---- |
Other Operating costs | 8.41%117.3M | -52.60%-129.1M | 28.42%87.2M | -1.12%26.4M | -4.91%27.1M | -6.40%108.2M | -364.38%-84.6M | 135.76%67.9M | -1.84%26.7M | -30.49%28.5M |
Income before tax | 23.87%578.7M | -48.45%156.6M | 318.66%140.6M | 49.52%141.3M | 5.26%140.2M | 310.54%467.2M | 34.90%303.8M | -246.80%-64.3M | 187.74%94.5M | 380.42%133.2M |
Income tax | 27.60%143.8M | -49.48%39.1M | 289.50%34.3M | 60.99%35.9M | 10.93%34.5M | 4,800.00%112.7M | 95.45%77.4M | -323.46%-18.1M | 173.11%22.3M | 308.72%31.1M |
Earnings from equity interest net of tax | ||||||||||
Net income | 22.68%434.9M | -48.10%117.5M | 330.09%106.3M | 45.98%105.4M | 3.53%105.7M | 217.94%354.5M | 21.98%226.4M | -229.41%-46.2M | 193.52%72.2M | 413.19%102.1M |
Net Income continuous operations | 22.68%434.9M | -48.10%117.5M | 330.09%106.3M | 45.98%105.4M | 3.53%105.7M | 217.94%354.5M | 21.98%226.4M | -229.41%-46.2M | 193.52%72.2M | 413.19%102.1M |
Noncontrolling interests | 2.27%4.5M | 80.00%900K | -28.57%1.5M | 166.67%1.6M | -58.33%500K | 633.33%4.4M | -16.67%500K | 2.1M | 600K | 1.2M |
Net income attributable to the company | 22.94%430.4M | -48.38%116.6M | 316.98%104.8M | 44.97%103.8M | 4.26%105.2M | 215.69%350.1M | 22.11%225.9M | -235.29%-48.3M | 192.75%71.6M | 409.51%100.9M |
Preferred stock dividends | ||||||||||
Other under preferred stock dividend | ||||||||||
Net income attributable to common stockholders | 22.94%430.4M | -48.38%116.6M | 316.98%104.8M | 44.97%103.8M | 4.26%105.2M | 215.69%350.1M | 22.11%225.9M | -235.29%-48.3M | 192.75%71.6M | 409.51%100.9M |
Diluted earnings per share | 23.36%3.75 | -47.96%1.02 | 316.67%0.91 | 45.16%0.9 | 4.55%0.92 | 216.67%3.04 | 22.50%1.96 | -235.48%-0.42 | 192.54%0.62 | 414.29%0.88 |
Basic earnings per share | 23.00%3.69 | -48.45%1 | 314.29%0.9 | 45.90%0.89 | 3.45%0.9 | 215.79%3 | 22.01%1.94 | -235.48%-0.42 | 191.04%0.61 | 410.71%0.87 |
Dividend per share | 16.36%0.64 | 16.36%0.16 | 16.36%0.16 | 16.36%0.16 | 16.36%0.16 | 0.00%0.55 | 10.00%0.1375 | 10.00%0.1375 | 10.00%0.1375 | -21.43%0.1375 |
Accounting Standards | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP |
Audit Opinions | Unqualified Opinion | -- | -- | -- | -- | Unqualified Opinion | -- | -- | -- | -- |
FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.
Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.