(FY)Oct 31, 2024 | (Q4)Oct 31, 2024 | (Q3)Jul 31, 2024 | (Q2)Apr 30, 2024 | (Q1)Jan 31, 2024 | (FY)Oct 31, 2023 | (Q2)Jun 30, 2023 | (Q1)Mar 31, 2023 | (FY)Dec 31, 2022 | (Q4)Dec 31, 2022 | |
---|---|---|---|---|---|---|---|---|---|---|
Total revenue | 28.68%1.26B | 312.77M | 327.24M | 1.32%316.66M | 11.85%298.77M | 24.74%975.66M | 89.34%312.55M | 43.41%267.12M | 21.66%782.19M | 34.89%231.83M |
Net interest income | 25.31%1.05B | --255.77M | --271.37M | 6.21%267.34M | 6.63%256.01M | 14.30%838.28M | 50.17%251.7M | 49.29%240.08M | 25.88%733.41M | 38.15%215.45M |
-Net interest income | 30.47%3.14B | --776.65M | --806.85M | 9.34%784.23M | 14.83%771.81M | 49.10%2.41B | 115.21%717.25M | 128.63%672.12M | 45.76%1.61B | 100.15%573.86M |
-Including:Interest income from loans and lease | 30.55%2.96B | --734.51M | --758.21M | 9.28%740.14M | 15.82%731.84M | 45.76%2.27B | 108.81%677.31M | 119.11%631.88M | 43.81%1.56B | 94.23%546.02M |
-Including:Interest income from securities | 2.15%66.77M | --15.58M | --16.43M | -10.48%16.88M | -21.88%17.88M | 206.33%65.36M | 462.70%18.86M | 741.29%22.88M | 47.79%21.34M | 208.05%10.75M |
-Including:Other interest income | 54.13%108.08M | --26.56M | --32.21M | 29.06%27.21M | 27.36%22.1M | 102.24%70.12M | 279.33%21.08M | 506.93%17.35M | 263.22%34.67M | 709.00%17.08M |
-Total interest expense | 33.22%2.09B | --520.88M | --535.48M | 11.03%516.89M | 19.39%515.8M | 78.08%1.57B | 181.00%465.55M | 224.46%432.03M | 67.83%880.61M | 174.08%358.41M |
-Including:Interest expense for deposit | 38.29%1.49B | --378.3M | --387.21M | 13.49%366M | 22.28%358.56M | 86.10%1.08B | 192.09%322.5M | 247.13%293.23M | 88.18%579M | 196.06%230.48M |
-Including:Interest expense for long term debt and capital securities | 28.33%573.61M | --140.2M | --145.58M | 11.50%145.3M | 13.04%142.54M | 59.21%446.97M | 131.83%130.31M | 154.24%126.09M | 30.31%280.74M | 102.99%104.19M |
-Including:Other interest expense | -41.89%25.36M | --2.38M | --2.69M | -56.10%5.59M | 15.68%14.7M | 109.17%43.65M | 1,445.20%12.74M | 1,490.48%12.71M | 1,211.63%20.87M | --23.74M |
Non interest income | 49.18%204.95M | --57M | --55.87M | -18.94%49.32M | 58.18%42.76M | 181.64%137.39M | 2,506.96%60.85M | 6.24%27.03M | -19.10%48.78M | 2.96%16.38M |
-Fees and commissions | 75.65%78.47M | --18.73M | --22.56M | 41.93%20.56M | 22.62%16.62M | 43.73%44.67M | 84.20%14.49M | 124.60%13.55M | 40.28%31.08M | 96.13%10.5M |
-Foreign exchange trading gains | 88.42%1.84M | ---- | ---- | ---- | ---- | --976K | ---- | ---- | ---- | ---- |
-Other non interest income | -37.21%783K | ---- | ---- | ---- | ---- | --1.25M | ---- | ---- | ---- | ---- |
-Gain loss on sale of assets | 36.88%123.87M | --35.65M | --33.31M | -37.97%28.76M | 93.91%26.15M | 411.24%90.49M | 546.02%46.36M | -30.54%13.48M | -53.59%17.7M | -44.31%5.88M |
Credit losses provision | -175.41%-107.01M | -47.99M | -21.27M | -70.35%-22.22M | -148.64%-15.54M | -4.29%-38.86M | -149.23%-13.04M | -5,098.40%-6.25M | -585.51%-37.26M | -1,987.04%-26.8M |
Non interest expense | 38.15%573.59M | 143.54M | 147.92M | 17.03%144.71M | 12.83%137.43M | 27.15%415.18M | 63.63%123.65M | 74.50%121.8M | 25.85%326.53M | 46.71%102.26M |
Occupancy and equipment | 16.27%16.85M | --6.66M | --3.74M | --3.42M | -32.96%3.03M | -4.23%14.5M | ---- | 17.43%4.52M | -3.46%15.14M | ---- |
Professional expense and contract services expense | 28.90%55.63M | --15.83M | --13.94M | --15.02M | -15.70%10.84M | 4.12%43.16M | ---- | 27.55%12.86M | --41.45M | ---- |
Selling and administrative expenses | 40.71%350.2M | --87.45M | --89.63M | 48.10%88.43M | 15.96%84.69M | 11.97%248.89M | 49.02%59.71M | 74.57%73.03M | 46.41%222.28M | 81.81%103.68M |
-General and administrative expense | 36.34%272.35M | --70.1M | --69.91M | 12.15%66.96M | 12.01%65.37M | 8.79%199.75M | 49.02%59.71M | 58.71%58.36M | 42.37%183.61M | 90.24%65M |
-Selling and marketing expense | 58.45%77.85M | --17.35M | --19.72M | --21.47M | 31.69%19.32M | 27.03%49.13M | ---- | 189.65%14.67M | 69.21%38.68M | ---- |
Other non-interest expense | 38.91%150.92M | --33.59M | --40.61M | -40.82%37.84M | 23.84%38.87M | 127.95%108.65M | 80.13%63.95M | 123.75%31.39M | -48.17%47.66M | -1,834.08%-58M |
Income from associates and other participating interests | ||||||||||
Special income (charges) | -4.84%-20.51M | -10.09M | -2.65M | -69.08%-5.71M | 56.72%-2.05M | 60.84%-19.56M | 7.63%-3.38M | 21.55%-4.74M | -6,788.55%-49.94M | -4,596.14%-34.05M |
Less:Restructuring and mergern&acquisition | 4.84%20.51M | --10.09M | --2.65M | 69.08%5.71M | -56.72%2.05M | -60.84%19.56M | 24.66%3.38M | -7.58%4.74M | 6,788.55%49.94M | 4,992.55%36.92M |
Other non-operating income (expenses) | ||||||||||
Income before tax | 10.41%554.33M | 111.16M | 155.4M | -16.50%144.02M | 6.46%143.75M | 36.26%502.07M | 113.94%172.48M | 19.70%135.04M | -5.62%368.46M | -33.18%68.73M |
Income tax | 17.00%152.66M | 31.74M | 43.24M | -7.81%38.31M | 10.85%39.37M | 32.76%130.48M | 90.74%41.55M | 42.85%35.52M | 0.41%98.28M | 0.52%22.91M |
Earnings from equity interest net of tax | ||||||||||
Net income | 8.10%401.67M | 79.42M | 112.15M | -19.25%105.72M | 4.89%104.38M | 37.53%371.59M | 122.53%130.93M | 13.16%99.52M | -7.64%270.18M | -42.77%45.82M |
Net Income continuous operations | 8.10%401.67M | --79.42M | --112.15M | -19.25%105.72M | 4.89%104.38M | 37.53%371.59M | 122.53%130.93M | 13.16%99.52M | -7.64%270.18M | -42.77%45.82M |
Noncontrolling interests | 1.11M | 366K | 265K | 329K | 150K | 0 | ||||
Net income attributable to the company | 7.80%400.56M | 79.05M | 111.89M | -19.51%105.39M | 4.74%104.23M | 37.53%371.59M | 122.53%130.93M | 13.16%99.52M | -7.64%270.18M | -42.77%45.82M |
Preferred stock dividends | 16.32%8.14M | 1.09M | 2.35M | 0.64%2.35M | 1.68%2.36M | 25.73%7M | 114.64%2.33M | 112.86%2.32M | 26.13%5.57M | 111.66%2.31M |
Other under preferred stock dividend | 2.59M | |||||||||
Net income attributable to common stockholders | 6.92%389.84M | 75.38M | 109.54M | -19.87%103.04M | 4.81%101.88M | 37.78%364.59M | 122.67%128.59M | 11.91%97.2M | -8.16%264.62M | -44.90%43.51M |
Diluted earnings per share | 5.38%10.19 | 1.95 | 2.86 | -20.82%2.7 | 3.88%2.68 | 26.74%9.67 | 101.78%3.41 | 1.18%2.58 | -10.13%7.63 | -50.43%1.15 |
Basic earnings per share | 5.42%10.11 | 1.94 | 2.84 | -21.24%2.67 | 3.91%2.66 | 27.02%9.59 | 102.99%3.39 | 1.99%2.56 | -9.69%7.55 | -50.00%1.14 |
Dividend per share | 1.74 | 0.47 | 0.45 | 13.51%0.42 | 14.29%0.4 | 27.59%0.37 | 25.00%0.35 | 63.51%1.21 | 78.38%0.33 | |
Accounting Standards | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP |
Audit Opinions | Unqualified Opinion with Explanatory Notes | -- | -- | -- | -- | Unqualified Opinion | -- | -- | Unqualified Opinion | -- |
FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.
Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.
No Data