Canadian Imperial Bank of Commerce
CM
The Toronto-Dominion Bank
TD
Bank of Nova Scotia
BNS
Bank of Montreal
BMO
Royal Bank of Canada
RY
(FY)Dec 31, 2024 | (Q4)Dec 31, 2024 | (Q3)Sep 30, 2024 | (Q2)Jun 30, 2024 | (Q1)Mar 31, 2024 | (FY)Dec 31, 2023 | (Q4)Dec 31, 2023 | (Q3)Sep 30, 2023 | (Q2)Jun 30, 2023 | (Q1)Mar 31, 2023 | |
---|---|---|---|---|---|---|---|---|---|---|
Total revenue | 15.96%11.58B | -92.01%484M | 325.66%5.87B | -17.36%1.7B | -27.34%2.7B | 195.04%9.98B | 238.32%6.06B | -557.57%-2.6B | 129.25%2.05B | 164.97%3.71B |
Total premiums earned | 8.40%1.21B | -34.34%-665M | 36.19%715M | 0.70%577M | 13.57%586M | 40.75%1.12B | -41.43%-495M | 31.91%525M | 53.21%573M | 38.34%516M |
-Net premiums written | -0.94%529M | -31.42%-849M | 42.06%537M | -3.28%413M | 14.13%428M | 99.25%534M | -33.75%-646M | 43.18%378M | 77.18%427M | 52.44%375M |
-Increase decrease in net unearned premium reserves | 16.92%684M | 21.85%184M | 21.09%178M | 12.33%164M | 12.06%158M | 11.01%585M | 13.53%151M | 9.70%147M | 9.77%146M | 11.02%141M |
Net investment income | 12.76%7.71B | -79.83%1.42B | 204.67%4.15B | -41.21%572M | -43.53%1.57B | 149.50%6.83B | 371.87%7.05B | -842.86%-3.96B | 112.15%973M | 140.41%2.78B |
Fee revenue and other income | 12.87%1.83B | 20.54%493M | 12.99%461M | 10.00%22M | -8.70%21M | 0.19%1.62B | 3.81%409M | 3.55%408M | -95.20%20M | -94.47%23M |
-Other income expense | 12.87%1.83B | 20.54%493M | 12.99%461M | 10.00%22M | -8.70%21M | 0.19%1.62B | 3.81%409M | 3.55%408M | -95.20%20M | -94.47%23M |
Interest income | 102.45%826M | 15.28%-765M | 27.10%544M | 8.04%524M | 31.41%523M | -53.85%408M | -456.92%-903M | 118.37%428M | 133.17%485M | 9.04%398M |
Total expenses | 15.20%10.35B | -71.26%1.4B | 4,838.67%3.55B | 4.89%1.37B | 50.80%3.19B | 182.76%8.98B | 212.24%4.87B | -112.84%-75M | 118.21%1.31B | 298.50%2.11B |
Loss adjustment expense | 15.31%7.59B | -98.09%73M | 702.94%3.08B | 6.54%1.32B | 53.81%3.13B | 150.37%6.59B | 401.31%3.83B | -660.44%-510M | 116.23%1.24B | 231.33%2.03B |
Policy acquisition expense | 9.23%284M | 29.67%625M | -51.81%-126M | -52.70%-113M | -56.92%-102M | 26.21%260M | 69.72%482M | -102.44%-83M | -196.00%-74M | -441.67%-65M |
Net non operatingInterest income (expenses) | -1.52%-67M | 0.00%-15M | 5.26%-18M | -21.43%-17M | 5.56%-17M | -15.79%-66M | 6.25%-15M | -26.67%-19M | 0.00%-14M | -50.00%-18M |
-Interest expense-non operating | 5.17%61M | 28.57%9M | -5.26%18M | 21.43%17M | -5.56%17M | 13.73%58M | -30.00%7M | 26.67%19M | 0.00%14M | 50.00%18M |
-Total other finance cost | -25.00%6M | ---- | ---- | ---- | ---- | 33.33%8M | ---- | ---- | ---- | ---- |
Other Operating costs | 16.03%2.4B | 24.64%688M | 17.64%587M | 14.62%149M | 13.49%143M | 5.77%2.07B | 10.84%552M | -3.85%499M | -71.55%130M | -73.97%126M |
Income before tax | 22.78%1.23B | -19.22%269M | 463.77%389M | 8.57%266M | -13.84%305M | 186.82%1B | 45.41%333M | 531.25%69M | 43.27%245M | 1,111.43%354M |
Income tax | 25.94%267M | -44.16%43M | 676.92%101M | 26.83%52M | -12.35%71M | 1,313.33%212M | 108.11%77M | 165.00%13M | 192.86%41M | 606.25%81M |
Earnings from equity interest net of tax | ||||||||||
Net income | 21.93%962M | -11.72%226M | 414.29%288M | 4.90%214M | -14.29%234M | 136.23%789M | 33.33%256M | 1,300.00%56M | 29.94%204M | 1,536.84%273M |
Net Income continuous operations | 21.93%962M | -11.72%226M | 414.29%288M | 4.90%214M | -14.29%234M | 136.23%789M | 33.33%256M | 1,300.00%56M | 29.94%204M | 1,536.84%273M |
Noncontrolling interests | ||||||||||
Net income attributable to the company | 21.93%962M | -11.72%226M | 414.29%288M | 4.90%214M | -14.29%234M | 136.23%789M | 33.33%256M | 1,300.00%56M | 29.94%204M | 1,536.84%273M |
Preferred stock dividends | 0.00%20M | -25.00%6M | 400.00%5M | 0.00%8M | -66.67%1M | -20.00%20M | -27.27%8M | -66.67%1M | 60.00%8M | -50.00%3M |
Other under preferred stock dividend | ||||||||||
Net income attributable to common stockholders | 22.50%942M | -11.29%220M | 414.55%283M | 5.10%206M | -13.70%233M | 148.87%769M | 37.02%248M | 5,400.00%55M | 28.95%196M | 1,180.00%270M |
Diluted earnings per share | 30.63%9.81 | -4.88%2.34 | 445.45%3 | 12.11%2.13 | -9.27%2.35 | 158.97%7.51 | 43.86%2.46 | 5,400.00%0.55 | 34.75%1.9 | 1,226.09%2.59 |
Basic earnings per share | 30.61%9.77 | -4.51%2.33 | 453.70%2.99 | 12.17%2.12 | -9.30%2.34 | 158.82%7.48 | 43.53%2.44 | 5,300.00%0.54 | 34.04%1.89 | 1,221.74%2.58 |
Dividend per share | 13.13%3.36 | 17.65%0.9 | 7.19%0.82 | 7.19%0.82 | 21.48%0.82 | 14.23%2.97 | 13.33%0.765 | 13.33%0.765 | 22.40%0.765 | 8.00%0.675 |
Accounting Standards | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP |
Audit Opinions | Unqualified Opinion | -- | -- | -- | -- | Unqualified Opinion | -- | -- | -- | -- |
FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.
Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.