US Stock MarketDetailed Quotes

IFS Intercorp Financial Services

Watchlist
  • 33.290
  • +0.370+1.12%
Close Feb 14 16:00 ET
  • 33.290
  • 0.0000.00%
Post 20:01 ET
3.77BMarket Cap10.89P/E (TTM)

Intercorp Financial Services Key Stats

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
Assets
Cash cash equivalents and federal funds sold
22.98%12.69B
22.98%12.69B
32.12%14.64B
-6.66%10.39B
7.34%13.34B
-23.40%10.32B
-23.40%10.32B
-14.30%11.08B
-10.90%11.14B
-9.21%12.43B
-Cash and cash equivalents
25.75%12.07B
25.75%12.07B
34.55%14.37B
-6.92%9.93B
3.21%12.43B
-26.18%9.6B
-26.18%9.6B
-15.17%10.68B
-13.14%10.67B
-11.04%12.04B
-Restricted cash and investments
-14.00%619.77M
-14.00%619.77M
-33.04%267.14M
-0.74%464.52M
136.71%910.74M
53.91%720.69M
53.91%720.69M
18.28%398.98M
115.55%467.97M
154.72%384.75M
Receivables
-56.62%2.2B
-56.62%2.2B
135.83%4.41B
287.05%6.18B
219.53%5.13B
29.29%5.08B
29.29%5.08B
1.65%1.87B
-12.10%1.6B
-1.62%1.6B
-Accounts receivable
-13.38%569.38M
-13.38%569.38M
-14.57%577.17M
3.67%622.45M
17.20%681.11M
24.59%657.36M
24.59%657.36M
34.27%675.63M
34.82%600.41M
42.52%581.13M
-Notes receivable
----
----
--1.37B
--1.21B
--1.24B
75.21%1.57B
75.21%1.57B
----
----
----
-Other receivables
-42.77%1.63B
-42.77%1.63B
106.52%2.47B
336.15%4.34B
213.35%3.21B
13.90%2.86B
13.90%2.86B
-10.62%1.2B
-27.34%996.09M
-16.32%1.02B
Prepaid assets
56.33%660.09M
56.33%660.09M
236.56%653.38M
876.27%651.87M
1,730.31%582.59M
1,477.97%422.25M
1,477.97%422.25M
567.42%194.13M
-52.27%66.77M
-80.39%31.83M
Net loan
13.69%48.66B
13.69%48.66B
-3.29%44.87B
-1.98%44.72B
-5.69%42.59B
-0.25%42.8B
-0.25%42.8B
4.06%46.4B
4.80%45.63B
7.84%45.16B
-Gross loan
11.57%50.42B
11.57%50.42B
-4.15%46.73B
-2.28%46.76B
-5.15%44.84B
0.51%45.19B
0.51%45.19B
4.51%48.75B
4.94%47.85B
7.62%47.28B
-Allowance for loans and lease losses
-26.36%1.73B
-26.36%1.73B
-20.71%1.83B
-7.83%2B
5.90%2.22B
15.86%2.35B
15.86%2.35B
13.13%2.3B
6.32%2.17B
2.92%2.1B
-Unearned income
31.53%-25.13M
31.53%-25.13M
36.69%-28.51M
37.83%-32.71M
-40.38%-33.05M
-66.00%-36.71M
-66.00%-36.71M
-113.21%-45.03M
-154.21%-52.62M
-10.30%-23.54M
Securities and investments
0.75%27.02B
0.75%27.02B
5.02%26.88B
8.49%27.88B
8.49%26.64B
17.00%26.82B
17.00%26.82B
2.11%25.6B
8.30%25.7B
0.45%24.56B
-Available for sale securities
13.82%5.84B
13.82%5.84B
14.66%5.68B
12.45%5.77B
10.50%5.66B
-4.52%5.13B
-4.52%5.13B
-12.53%4.95B
-10.85%5.13B
-12.92%5.13B
-Short term investments
-2.34%21.18B
-2.34%21.18B
2.70%21.2B
7.50%22.1B
7.97%20.98B
23.59%21.69B
23.59%21.69B
6.39%20.64B
14.44%20.56B
4.69%19.43B
Long term equity investment
9.97%24.8M
9.97%24.8M
32.34%23.09M
66.29%20.04M
35.46%23.3M
-0.79%22.55M
-0.79%22.55M
-20.22%17.45M
-12.34%12.05M
-84.23%17.2M
Customer acceptances
-77.41%9.16M
-77.41%9.16M
-73.75%15.14M
-93.84%4.61M
-65.37%19.19M
-11.45%40.57M
-11.45%40.57M
35.01%57.7M
105.50%74.82M
15.05%55.42M
Bank owned life insurance
-29.23%18.6M
-29.23%18.6M
-15.17%22.3M
-7.27%24.78M
-5.86%27.84M
-22.81%26.29M
-22.81%26.29M
--26.29M
--26.72M
--29.57M
Net PPE
1.19%814.43M
1.19%814.43M
2.70%818.75M
7.87%843.49M
4.51%825.93M
1.69%804.83M
1.69%804.83M
1.22%797.26M
-7.31%781.96M
-2.15%790.32M
-Gross PPE
----
----
----
----
----
6.83%1.99B
6.83%1.99B
----
----
----
-Accumulated depreciation
----
----
----
----
----
-10.62%-1.19B
-10.62%-1.19B
----
----
----
Foreclosed assets
----
----
-74.03%7.68M
-54.93%14.27M
0.67%28.74M
6.11%28.93M
6.11%28.93M
8.37%29.58M
15.24%31.66M
6.24%28.55M
Goodwill and other intangible assets
-1.15%1.67B
-1.15%1.67B
-0.29%1.64B
1.19%1.65B
2.21%1.66B
3.30%1.69B
3.30%1.69B
2.49%1.65B
26.16%1.63B
56.97%1.63B
-Goodwill
----
----
----
----
----
0.00%669.08M
0.00%669.08M
----
----
----
-Other intangible assets
----
----
----
----
----
5.59%1.02B
5.59%1.02B
----
----
----
Other assets
6.23%1.4B
6.23%1.4B
3.85%1.35B
7.33%1.37B
6.18%1.37B
0.42%1.32B
0.42%1.32B
-3.29%1.3B
-5.11%1.28B
3.17%1.29B
Total assets
6.42%95.38B
6.42%95.38B
6.94%95.56B
6.39%93.99B
5.06%92.47B
2.45%89.62B
2.45%89.62B
0.73%89.36B
3.07%88.34B
3.08%88.02B
Liabilities
Total deposits
9.56%53.05B
9.56%53.05B
10.60%53.41B
5.95%50.73B
2.80%50.36B
1.72%48.42B
1.72%48.42B
-0.13%48.29B
3.53%47.88B
7.51%48.99B
Payables
4.08%1.59B
4.08%1.59B
0.79%1.53B
85.52%2.96B
-14.93%1.6B
-2.61%1.53B
-2.61%1.53B
-17.88%1.52B
-9.24%1.6B
-16.73%1.89B
-Accounts payable
111.03%499.51M
111.03%499.51M
450.05%803.36M
708.02%967.47M
180.08%349.03M
99.97%236.7M
99.97%236.7M
-14.76%146.05M
-51.75%119.73M
-49.31%124.62M
-Total tax payable
8.63%87.26M
8.63%87.26M
2.66%72.66M
-5.16%62.76M
-10.48%106.4M
-42.13%80.33M
-42.13%80.33M
-56.97%70.78M
10.54%66.17M
17.00%118.86M
-Dividends payable
----
----
----
----
----
----
----
----
----
-31.22%517.98M
-Other payable
-17.10%1.01B
-17.10%1.01B
-49.59%657.84M
36.90%1.93B
2.18%1.15B
-7.68%1.21B
-7.68%1.21B
-14.00%1.31B
-2.78%1.41B
-3.42%1.12B
Current debt and capital lease obligation
20.74%2.43B
20.74%2.43B
16.37%2.31B
2.34%2.07B
5.77%2.04B
8.11%2.01B
8.11%2.01B
-2.37%1.99B
22.31%2.02B
19.35%1.93B
-Current debt
20.74%2.43B
20.74%2.43B
16.37%2.31B
2.34%2.07B
5.77%2.04B
8.11%2.01B
8.11%2.01B
-2.37%1.99B
22.31%2.02B
19.35%1.93B
Long term provisions
36.93%121.33M
36.93%121.33M
38.39%117.47M
11.22%95.23M
-19.56%91.85M
-22.82%88.6M
-22.82%88.6M
-25.28%84.88M
-23.96%85.63M
3.01%114.19M
Long term debt and capital lease obligation
5.93%9.39B
5.93%9.39B
21.14%10.21B
14.06%9.99B
29.53%9.38B
2.90%8.86B
2.90%8.86B
-6.56%8.43B
2.88%8.75B
-15.22%7.24B
-Long term debt
5.38%9.24B
5.38%9.24B
21.08%10.09B
13.90%9.86B
29.95%9.28B
3.19%8.77B
3.19%8.77B
-6.36%8.33B
4.27%8.65B
-14.31%7.14B
-Long term capital lease obligation
58.88%143.8M
58.88%143.8M
25.82%119.37M
28.14%128.37M
0.93%106.8M
-19.60%90.51M
-19.60%90.51M
-21.65%94.87M
-52.08%100.19M
-50.54%105.82M
Non current deferred liabilities
51.20%1.49B
51.20%1.49B
1,250.18%1.35B
1,236.59%1.29B
819.54%1.19B
-2.96%982.47M
-2.96%982.47M
-90.18%100.16M
-89.07%96.6M
-83.95%129.18M
Employee benefits
-6.41%711.81M
-6.41%711.81M
-7.99%704.28M
-6.65%795.42M
-10.82%725.54M
-17.45%760.55M
-17.45%760.55M
-15.61%765.4M
-17.02%852.07M
-11.66%813.54M
Other liabilities
-7.89%15.62B
-7.89%15.62B
-16.96%15.4B
-10.22%15.86B
-5.66%16.77B
3.67%16.96B
3.67%16.96B
16.74%18.54B
7.06%17.66B
7.52%17.78B
Total liabilities
6.01%84.4B
6.01%84.4B
6.67%85.04B
6.12%83.78B
4.16%82.16B
2.00%79.62B
2.00%79.62B
0.67%79.73B
2.95%78.95B
3.30%78.88B
Shareholders'equity
Share capital
0.00%1.04B
0.00%1.04B
0.00%1.04B
0.00%1.04B
0.00%1.04B
0.00%1.04B
0.00%1.04B
0.00%1.04B
0.00%1.04B
0.00%1.04B
-common stock
0.00%1.04B
0.00%1.04B
0.00%1.04B
0.00%1.04B
0.00%1.04B
0.00%1.04B
0.00%1.04B
0.00%1.04B
0.00%1.04B
0.00%1.04B
Paid-in capital
0.00%532.77M
0.00%532.77M
0.00%532.77M
0.00%532.77M
0.00%532.77M
0.00%532.77M
0.00%532.77M
0.00%532.77M
0.00%532.77M
0.00%532.77M
Retained earnings
-50.74%1.44B
-50.74%1.44B
25.96%3.32B
22.23%2.94B
47.66%3.08B
23.82%2.92B
23.82%2.92B
0.37%2.64B
19.13%2.4B
18.13%2.08B
Less: Treasury stock
145.52%207M
145.52%207M
5.50%88.95M
169.25%84.48M
2,464.92%84.31M
2,406.96%84.31M
2,406.96%84.31M
2,406.96%84.31M
832.95%31.38M
-2.26%3.29M
Gains losses not affecting retained earnings
46.37%8.11B
46.37%8.11B
3.62%5.65B
6.11%5.72B
4.64%5.68B
1.77%5.54B
1.77%5.54B
3.53%5.45B
0.25%5.39B
-3.70%5.43B
Total stockholders'equity
9.70%10.92B
9.70%10.92B
9.17%10.46B
8.68%10.15B
12.82%10.25B
6.16%9.95B
6.16%9.95B
1.21%9.58B
4.14%9.34B
1.24%9.08B
Non controlling interests
9.46%63.36M
9.46%63.36M
8.55%60.63M
6.47%57.9M
8.55%56.34M
7.67%57.88M
7.67%57.88M
9.02%55.85M
10.94%54.39M
7.33%51.9M
Total equity
9.70%10.98B
9.70%10.98B
9.16%10.52B
8.67%10.21B
12.80%10.31B
6.17%10.01B
6.17%10.01B
1.26%9.63B
4.17%9.39B
1.27%9.14B
Currency Unit
PEN
PEN
PEN
PEN
PEN
PEN
PEN
PEN
PEN
PEN
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023
Assets
Cash cash equivalents and federal funds sold 22.98%12.69B22.98%12.69B32.12%14.64B-6.66%10.39B7.34%13.34B-23.40%10.32B-23.40%10.32B-14.30%11.08B-10.90%11.14B-9.21%12.43B
-Cash and cash equivalents 25.75%12.07B25.75%12.07B34.55%14.37B-6.92%9.93B3.21%12.43B-26.18%9.6B-26.18%9.6B-15.17%10.68B-13.14%10.67B-11.04%12.04B
-Restricted cash and investments -14.00%619.77M-14.00%619.77M-33.04%267.14M-0.74%464.52M136.71%910.74M53.91%720.69M53.91%720.69M18.28%398.98M115.55%467.97M154.72%384.75M
Receivables -56.62%2.2B-56.62%2.2B135.83%4.41B287.05%6.18B219.53%5.13B29.29%5.08B29.29%5.08B1.65%1.87B-12.10%1.6B-1.62%1.6B
-Accounts receivable -13.38%569.38M-13.38%569.38M-14.57%577.17M3.67%622.45M17.20%681.11M24.59%657.36M24.59%657.36M34.27%675.63M34.82%600.41M42.52%581.13M
-Notes receivable ----------1.37B--1.21B--1.24B75.21%1.57B75.21%1.57B------------
-Other receivables -42.77%1.63B-42.77%1.63B106.52%2.47B336.15%4.34B213.35%3.21B13.90%2.86B13.90%2.86B-10.62%1.2B-27.34%996.09M-16.32%1.02B
Prepaid assets 56.33%660.09M56.33%660.09M236.56%653.38M876.27%651.87M1,730.31%582.59M1,477.97%422.25M1,477.97%422.25M567.42%194.13M-52.27%66.77M-80.39%31.83M
Net loan 13.69%48.66B13.69%48.66B-3.29%44.87B-1.98%44.72B-5.69%42.59B-0.25%42.8B-0.25%42.8B4.06%46.4B4.80%45.63B7.84%45.16B
-Gross loan 11.57%50.42B11.57%50.42B-4.15%46.73B-2.28%46.76B-5.15%44.84B0.51%45.19B0.51%45.19B4.51%48.75B4.94%47.85B7.62%47.28B
-Allowance for loans and lease losses -26.36%1.73B-26.36%1.73B-20.71%1.83B-7.83%2B5.90%2.22B15.86%2.35B15.86%2.35B13.13%2.3B6.32%2.17B2.92%2.1B
-Unearned income 31.53%-25.13M31.53%-25.13M36.69%-28.51M37.83%-32.71M-40.38%-33.05M-66.00%-36.71M-66.00%-36.71M-113.21%-45.03M-154.21%-52.62M-10.30%-23.54M
Securities and investments 0.75%27.02B0.75%27.02B5.02%26.88B8.49%27.88B8.49%26.64B17.00%26.82B17.00%26.82B2.11%25.6B8.30%25.7B0.45%24.56B
-Available for sale securities 13.82%5.84B13.82%5.84B14.66%5.68B12.45%5.77B10.50%5.66B-4.52%5.13B-4.52%5.13B-12.53%4.95B-10.85%5.13B-12.92%5.13B
-Short term investments -2.34%21.18B-2.34%21.18B2.70%21.2B7.50%22.1B7.97%20.98B23.59%21.69B23.59%21.69B6.39%20.64B14.44%20.56B4.69%19.43B
Long term equity investment 9.97%24.8M9.97%24.8M32.34%23.09M66.29%20.04M35.46%23.3M-0.79%22.55M-0.79%22.55M-20.22%17.45M-12.34%12.05M-84.23%17.2M
Customer acceptances -77.41%9.16M-77.41%9.16M-73.75%15.14M-93.84%4.61M-65.37%19.19M-11.45%40.57M-11.45%40.57M35.01%57.7M105.50%74.82M15.05%55.42M
Bank owned life insurance -29.23%18.6M-29.23%18.6M-15.17%22.3M-7.27%24.78M-5.86%27.84M-22.81%26.29M-22.81%26.29M--26.29M--26.72M--29.57M
Net PPE 1.19%814.43M1.19%814.43M2.70%818.75M7.87%843.49M4.51%825.93M1.69%804.83M1.69%804.83M1.22%797.26M-7.31%781.96M-2.15%790.32M
-Gross PPE --------------------6.83%1.99B6.83%1.99B------------
-Accumulated depreciation ---------------------10.62%-1.19B-10.62%-1.19B------------
Foreclosed assets ---------74.03%7.68M-54.93%14.27M0.67%28.74M6.11%28.93M6.11%28.93M8.37%29.58M15.24%31.66M6.24%28.55M
Goodwill and other intangible assets -1.15%1.67B-1.15%1.67B-0.29%1.64B1.19%1.65B2.21%1.66B3.30%1.69B3.30%1.69B2.49%1.65B26.16%1.63B56.97%1.63B
-Goodwill --------------------0.00%669.08M0.00%669.08M------------
-Other intangible assets --------------------5.59%1.02B5.59%1.02B------------
Other assets 6.23%1.4B6.23%1.4B3.85%1.35B7.33%1.37B6.18%1.37B0.42%1.32B0.42%1.32B-3.29%1.3B-5.11%1.28B3.17%1.29B
Total assets 6.42%95.38B6.42%95.38B6.94%95.56B6.39%93.99B5.06%92.47B2.45%89.62B2.45%89.62B0.73%89.36B3.07%88.34B3.08%88.02B
Liabilities
Total deposits 9.56%53.05B9.56%53.05B10.60%53.41B5.95%50.73B2.80%50.36B1.72%48.42B1.72%48.42B-0.13%48.29B3.53%47.88B7.51%48.99B
Payables 4.08%1.59B4.08%1.59B0.79%1.53B85.52%2.96B-14.93%1.6B-2.61%1.53B-2.61%1.53B-17.88%1.52B-9.24%1.6B-16.73%1.89B
-Accounts payable 111.03%499.51M111.03%499.51M450.05%803.36M708.02%967.47M180.08%349.03M99.97%236.7M99.97%236.7M-14.76%146.05M-51.75%119.73M-49.31%124.62M
-Total tax payable 8.63%87.26M8.63%87.26M2.66%72.66M-5.16%62.76M-10.48%106.4M-42.13%80.33M-42.13%80.33M-56.97%70.78M10.54%66.17M17.00%118.86M
-Dividends payable -------------------------------------31.22%517.98M
-Other payable -17.10%1.01B-17.10%1.01B-49.59%657.84M36.90%1.93B2.18%1.15B-7.68%1.21B-7.68%1.21B-14.00%1.31B-2.78%1.41B-3.42%1.12B
Current debt and capital lease obligation 20.74%2.43B20.74%2.43B16.37%2.31B2.34%2.07B5.77%2.04B8.11%2.01B8.11%2.01B-2.37%1.99B22.31%2.02B19.35%1.93B
-Current debt 20.74%2.43B20.74%2.43B16.37%2.31B2.34%2.07B5.77%2.04B8.11%2.01B8.11%2.01B-2.37%1.99B22.31%2.02B19.35%1.93B
Long term provisions 36.93%121.33M36.93%121.33M38.39%117.47M11.22%95.23M-19.56%91.85M-22.82%88.6M-22.82%88.6M-25.28%84.88M-23.96%85.63M3.01%114.19M
Long term debt and capital lease obligation 5.93%9.39B5.93%9.39B21.14%10.21B14.06%9.99B29.53%9.38B2.90%8.86B2.90%8.86B-6.56%8.43B2.88%8.75B-15.22%7.24B
-Long term debt 5.38%9.24B5.38%9.24B21.08%10.09B13.90%9.86B29.95%9.28B3.19%8.77B3.19%8.77B-6.36%8.33B4.27%8.65B-14.31%7.14B
-Long term capital lease obligation 58.88%143.8M58.88%143.8M25.82%119.37M28.14%128.37M0.93%106.8M-19.60%90.51M-19.60%90.51M-21.65%94.87M-52.08%100.19M-50.54%105.82M
Non current deferred liabilities 51.20%1.49B51.20%1.49B1,250.18%1.35B1,236.59%1.29B819.54%1.19B-2.96%982.47M-2.96%982.47M-90.18%100.16M-89.07%96.6M-83.95%129.18M
Employee benefits -6.41%711.81M-6.41%711.81M-7.99%704.28M-6.65%795.42M-10.82%725.54M-17.45%760.55M-17.45%760.55M-15.61%765.4M-17.02%852.07M-11.66%813.54M
Other liabilities -7.89%15.62B-7.89%15.62B-16.96%15.4B-10.22%15.86B-5.66%16.77B3.67%16.96B3.67%16.96B16.74%18.54B7.06%17.66B7.52%17.78B
Total liabilities 6.01%84.4B6.01%84.4B6.67%85.04B6.12%83.78B4.16%82.16B2.00%79.62B2.00%79.62B0.67%79.73B2.95%78.95B3.30%78.88B
Shareholders'equity
Share capital 0.00%1.04B0.00%1.04B0.00%1.04B0.00%1.04B0.00%1.04B0.00%1.04B0.00%1.04B0.00%1.04B0.00%1.04B0.00%1.04B
-common stock 0.00%1.04B0.00%1.04B0.00%1.04B0.00%1.04B0.00%1.04B0.00%1.04B0.00%1.04B0.00%1.04B0.00%1.04B0.00%1.04B
Paid-in capital 0.00%532.77M0.00%532.77M0.00%532.77M0.00%532.77M0.00%532.77M0.00%532.77M0.00%532.77M0.00%532.77M0.00%532.77M0.00%532.77M
Retained earnings -50.74%1.44B-50.74%1.44B25.96%3.32B22.23%2.94B47.66%3.08B23.82%2.92B23.82%2.92B0.37%2.64B19.13%2.4B18.13%2.08B
Less: Treasury stock 145.52%207M145.52%207M5.50%88.95M169.25%84.48M2,464.92%84.31M2,406.96%84.31M2,406.96%84.31M2,406.96%84.31M832.95%31.38M-2.26%3.29M
Gains losses not affecting retained earnings 46.37%8.11B46.37%8.11B3.62%5.65B6.11%5.72B4.64%5.68B1.77%5.54B1.77%5.54B3.53%5.45B0.25%5.39B-3.70%5.43B
Total stockholders'equity 9.70%10.92B9.70%10.92B9.17%10.46B8.68%10.15B12.82%10.25B6.16%9.95B6.16%9.95B1.21%9.58B4.14%9.34B1.24%9.08B
Non controlling interests 9.46%63.36M9.46%63.36M8.55%60.63M6.47%57.9M8.55%56.34M7.67%57.88M7.67%57.88M9.02%55.85M10.94%54.39M7.33%51.9M
Total equity 9.70%10.98B9.70%10.98B9.16%10.52B8.67%10.21B12.80%10.31B6.17%10.01B6.17%10.01B1.26%9.63B4.17%9.39B1.27%9.14B
Currency Unit PENPENPENPENPENPENPENPENPENPEN
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ----------Unqualified Opinion--------

Trending Stocks

Discussing
Major earnings are approaching! What's ahead for Chinese stocks in 2025?
Recently, institutions such as Goldman Sachs, Morgan Stanley, and Appaloosa LP have spoken positively about Chinese assets. 🎙️Discussion: 1 Show More