Bank of Montreal
BMO
Bank of Nova Scotia
BNS
The Toronto-Dominion Bank
TD
4
Royal Bank of Canada
RY
5
Canadian Imperial Bank of Commerce
CM
(FY)Dec 31, 2024 | (Q4)Dec 31, 2024 | (Q3)Sep 30, 2024 | (Q2)Jun 30, 2024 | (Q1)Mar 31, 2024 | (FY)Dec 31, 2023 | (Q4)Dec 31, 2023 | (Q3)Sep 30, 2023 | (Q2)Jun 30, 2023 | (Q1)Mar 31, 2023 | |
---|---|---|---|---|---|---|---|---|---|---|
Operating cash flow (Indirect Method) | ||||||||||
Cash flow from continuing operating activities | 29.73%26.49B | 15.56%7.13B | 36.52%7.52B | 25.53%7.27B | 54.86%4.58B | 22.82%20.42B | 26.29%6.17B | 22.11%5.51B | 22.86%5.79B | 17.31%2.96B |
Net income from continuing operations | 4.83%5.88B | -5.22%1.71B | 68.73%2.07B | -3.33%1.13B | -31.06%972M | 383.32%5.61B | 95.12%1.8B | 188.92%1.23B | 155.68%1.17B | 215.29%1.41B |
Operating gains losses | 69.77%-860M | 130.98%1.13B | -223.75%-3.3B | 16,950.00%1.01B | 116.05%299M | -120.97%-2.85B | -1,525.45%-3.64B | 82.91%2.67B | -100.08%-6M | -136.47%-1.86B |
Securities amortization | -105.67%-290M | -14.29%-72M | -35.71%-76M | -62.00%-81M | -317.86%-61M | -7.63%-141M | -28.57%-63M | 24.32%-56M | -233.33%-50M | 300.00%28M |
Remuneration paid in stock | --0 | ---- | ---- | ---- | --0 | -60.00%2M | ---- | ---- | ---- | -50.00%1M |
Deferred tax | -33.83%311M | -93.63%36M | 195.00%209M | 700.00%64M | -98.29%2M | 123.57%470M | 205.02%565M | -192.05%-220M | 100.81%8M | 116.46%117M |
Other non cash items | --71M | --0 | --0 | ---47M | --118M | ---- | ---- | ---- | ---- | ---- |
Change in working capital | 22.10%22.89B | -43.07%4.52B | 306.92%9.06B | 12.19%5.61B | 3.39%3.69B | 69.15%18.75B | 51.41%7.95B | -18.99%2.23B | 410.51%5B | 69.56%3.57B |
-Change in loss and loss adjustment expense reserves | -10.72%9.94B | -118.28%-1.54B | 332.86%8.04B | 2,838.82%2.33B | -82.15%1.12B | 105.58%11.13B | 246.91%8.42B | -6,866.67%-3.45B | -109.71%-85M | 203.01%6.25B |
-Change in reinsurance recoverable on paid and unpaid losses | -162.94%-613M | 16.98%-44M | -103.57%-5M | -146.70%-248M | -188.76%-316M | 37.18%974M | -116.31%-53M | 136.65%140M | 357.77%531M | -63.41%356M |
-Change in other working capital | 104.26%13.57B | 1,540.57%6.11B | -81.38%1.03B | -22.47%3.53B | 195.48%2.89B | 33.95%6.64B | -116.99%-424M | 79.81%5.54B | 1,365.27%4.56B | -226.51%-3.03B |
Cash from discontinued operating activities | ||||||||||
Operating cash flow | 29.73%26.49B | 15.56%7.13B | 36.52%7.52B | 25.53%7.27B | 54.86%4.58B | 22.82%20.42B | 26.29%6.17B | 22.11%5.51B | 22.86%5.79B | 17.31%2.96B |
Investing cash flow | ||||||||||
Cash flow from continuing investing activities | -34.54%-18.46B | 39.77%-3.72B | -32.14%-4.7B | -24,081.48%-6.53B | 11.36%-3.5B | 25.43%-13.72B | -31.45%-6.18B | 25.37%-3.56B | 99.55%-27M | -32.56%-3.95B |
Net business purchase and sale | -29,600.00%-297M | 2,800.00%27M | -2,700.00%-26M | ---- | ---- | 99.45%-1M | 99.45%-1M | --1M | ---- | ---- |
Net proceeds payment for loan | -56.06%-131.12B | -18.20%-28.83B | -76.17%-35.29B | -76.36%-30.54B | -63.65%-36.47B | 24.68%-84.02B | -2.26%-24.39B | 23.05%-20.03B | 37.85%-17.32B | 34.09%-22.29B |
Net other investing changes | 60.68%112.96B | 37.71%25.08B | 85.86%30.61B | 40.58%24.31B | 79.83%32.97B | -24.68%70.3B | -5.80%18.21B | -22.54%16.47B | -21.11%17.29B | -40.54%18.33B |
Cash from discontinued investing activities | ||||||||||
Investing cash flow | -34.54%-18.46B | 39.76%-3.72B | -32.11%-4.7B | -24,081.48%-6.53B | 11.36%-3.5B | 25.43%-13.72B | -31.43%-6.18B | 25.35%-3.56B | 99.55%-27M | -32.56%-3.95B |
Financing cash flow | ||||||||||
Cash flow from continuing financing activities | 17.22%-4.17B | 8.78%-1.45B | -97.70%-2.15B | 81.78%-385M | 24.42%-195M | -139.18%-5.04B | 16.06%-1.58B | -62.97%-1.09B | -2,556.98%-2.11B | -171.67%-258M |
Increase decrease in deposit | 166.38%460M | 295.70%591M | -1,033.33%-364M | 153.95%314M | -153.29%-81M | -300.29%-693M | -263.86%-302M | -89.32%39M | -509.86%-582M | 294.87%152M |
Net issuance payments of debt | 21.39%1.25B | 363.27%454M | -5,038.46%-642M | 288.13%856M | -57.44%586M | 292.78%1.03B | 107.38%98M | -91.82%13M | -299.56%-455M | 14.37%1.38B |
Net common stock issuance | -108.39%-3.13B | -371.67%-1.38B | -145.09%-973M | -39.72%-605M | 55.56%-168M | 19.34%-1.5B | 46.53%-293M | 24.24%-397M | -2.36%-433M | -3.28%-378M |
Cash dividends paid | -6.29%-3.16B | -5.27%-799M | -6.39%-766M | -6.10%-817M | -7.47%-777M | -6.64%-2.97B | -5.86%-759M | -6.04%-720M | -10.95%-770M | -3.73%-723M |
Net other financing charges | 143.89%399M | 5.79%-309M | 2,809.09%596M | -204.72%-133M | 135.71%245M | -155.02%-909M | -141.57%-328M | -283.33%-22M | 180.89%127M | -168.06%-686M |
Cash from discontinued financing activities | ||||||||||
Financing cash flow | 17.22%-4.17B | 8.78%-1.45B | -97.70%-2.15B | 81.78%-385M | 24.42%-195M | -139.18%-5.04B | 16.06%-1.58B | -62.97%-1.09B | -2,556.98%-2.11B | -171.67%-258M |
Net cash flow | ||||||||||
Beginning cash position | 6.70%19.88B | 2.07%22.19B | 3.89%21.46B | 20.90%21.03B | 6.70%19.88B | -15.03%18.64B | 6.83%21.74B | 0.07%20.66B | -19.39%17.39B | -15.03%18.64B |
Current changes in cash | 132.45%3.86B | 222.81%1.96B | -22.58%665M | -90.18%359M | 169.82%877M | 142.81%1.66B | 6.39%-1.6B | 192.66%859M | 419.13%3.65B | -1,119.42%-1.26B |
Effect of exchange rate changes | 390.53%1.2B | 406.18%793M | -71.62%63M | 119.95%77M | 2,300.00%264M | -170.43%-412M | -2,490.00%-259M | -64.98%222M | -278.70%-386M | 104.31%11M |
End cash Position | 25.44%24.94B | 25.44%24.94B | 2.07%22.19B | 3.89%21.46B | 20.90%21.03B | 6.70%19.88B | 6.70%19.88B | 6.83%21.74B | 0.07%20.66B | -19.39%17.39B |
Free cash flow | 29.73%26.49B | 15.56%7.13B | 36.52%7.52B | 25.53%7.27B | 54.86%4.58B | 22.82%20.42B | 26.29%6.17B | 22.11%5.51B | 22.86%5.79B | 17.31%2.96B |
Accounting Standards | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP |
Audit Opinions | Unqualified Opinion | -- | -- | -- | -- | Unqualified Opinion | -- | -- | -- | -- |
FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.
Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.