Midland States Stock Discussion

Jeffrey C. Smith, Chairman of the Board, is pleased to welcome Carlson to the board, citing his vast experience and potential contribution to Midland's growth in the St. Louis market. The company is investing more resources to expand its presence in this area, aiming to increase market share and add new retail and commercial clients in both community banking and wealth management.

CEO Jeffrey G. Ludwig is satisfied with the company's financial performance and balance sheet management, enabling increased capital return to shareholders while supporting growth.