(FY)Oct 31, 2024 | (Q4)Oct 31, 2024 | (Q3)Jul 31, 2024 | (Q2)Apr 30, 2024 | (Q1)Jan 31, 2024 | (FY)Oct 31, 2023 | (Q4)Oct 31, 2023 | (Q3)Jul 31, 2023 | (Q2)Apr 30, 2023 | (Q1)Jan 31, 2023 | |
---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||
Cash, cash equivalents and federal funds sold | 2.84%47.81B | 2.84%47.81B | -11.13%46.37B | -14.32%50.84B | -26.76%50.33B | -20.33%46.49B | -20.33%46.49B | -4.77%52.18B | 40.71%59.33B | 24.39%68.72B |
-Cash and cash equivalents | -10.46%31.55B | -10.46%31.55B | -18.39%32.49B | -30.17%29.68B | -11.56%37.4B | 10.56%35.23B | 10.56%35.23B | 4.85%39.81B | 39.70%42.5B | 5.55%42.29B |
-Money market investments | 44.45%16.27B | 44.45%16.27B | 12.22%13.88B | 25.73%21.16B | -51.09%12.93B | -57.49%11.26B | -57.49%11.26B | -26.48%12.37B | 43.32%16.83B | 74.13%26.43B |
Securities and investments | 19.17%145.17B | 19.17%145.17B | 12.98%144.28B | 11.56%130.44B | 14.15%130.07B | 11.03%121.82B | 11.03%121.82B | 20.26%127.71B | 16.39%116.92B | 15.39%113.94B |
-Available for sale securities | 25.22%140.97B | 25.22%140.97B | 11.63%139.69B | 11.19%125.86B | 13.32%125.24B | 11.58%112.58B | 11.58%112.58B | 22.97%125.14B | 17.87%113.19B | 15.50%110.52B |
-Short term investments | -54.56%4.2B | -54.56%4.2B | 78.71%4.58B | 22.69%4.59B | 40.92%4.82B | 4.69%9.24B | 4.69%9.24B | -42.04%2.56B | -15.70%3.74B | 11.94%3.42B |
Long term equity investment | -18.37%40M | -18.37%40M | -15.56%38M | -74.66%37M | -75.35%35M | -65.00%49M | -65.00%49M | -67.39%45M | -18.89%146M | -29.35%142M |
Derivative assets | -29.73%12.31B | -29.73%12.31B | -27.11%10.47B | -10.51%12.58B | -24.42%10.63B | -5.56%17.52B | -5.56%17.52B | 2.91%14.36B | -38.27%14.06B | -8.30%14.06B |
Customer acceptances | --0 | --0 | -97.96%137M | -46.58%3.51B | -16.73%5.63B | 1.31%6.63B | 1.31%6.63B | 6.71%6.71B | 0.47%6.57B | -0.04%6.77B |
Net loan | 11.07%243.03B | 11.07%243.03B | 12.55%239.41B | 10.55%231.26B | 10.27%224.52B | 9.30%218.82B | 9.30%218.82B | 9.29%212.72B | 11.58%209.2B | 12.30%203.61B |
-Gross loan | 11.08%244.37B | 11.08%244.37B | 12.56%240.71B | 10.56%232.47B | 10.32%225.74B | 9.37%220B | 9.37%220B | 9.33%213.84B | 11.60%210.27B | 12.28%204.62B |
-Allowance for loans and lease losses | 13.26%1.34B | 13.26%1.34B | 15.63%1.3B | 13.18%1.21B | 20.26%1.21B | 23.98%1.18B | 23.98%1.18B | 17.65%1.12B | 16.94%1.07B | 8.51%1.01B |
Receivables | 17.88%7.29B | 17.88%7.29B | -0.54%6.81B | 12.13%6.79B | 13.06%6.59B | 35.78%6.19B | 35.78%6.19B | 25.82%6.85B | 31.07%6.05B | 51.22%5.83B |
-Accounts receivable | 42.04%3.04B | 42.04%3.04B | 32.60%2.78B | 16.66%2.59B | 20.34%2.57B | 12.85%2.14B | 12.85%2.14B | -21.33%2.1B | 11.22%2.22B | 11.06%2.14B |
-Other receivables | 5.07%4.25B | 5.07%4.25B | -15.18%4.03B | 9.50%4.2B | 8.84%4.01B | 52.16%4.04B | 52.16%4.04B | 71.14%4.75B | 46.20%3.83B | 91.38%3.69B |
Net PPE | 17.34%1.87B | 17.34%1.87B | 17.84%1.83B | 21.02%1.83B | 23.16%1.79B | 13.96%1.59B | 13.96%1.59B | 14.61%1.55B | 14.42%1.51B | 15.80%1.45B |
-Gross PPE | 15.05%2.83B | 15.05%2.83B | ---- | ---- | ---- | 15.07%2.46B | 15.07%2.46B | ---- | ---- | ---- |
-Accumulated depreciation | -10.85%-960M | -10.85%-960M | ---- | ---- | ---- | -17.19%-866M | -17.19%-866M | ---- | ---- | ---- |
Goodwill and other intangible assets | -0.79%2.76B | -0.79%2.76B | -3.38%2.75B | -3.26%2.76B | -3.61%2.75B | -3.54%2.78B | -3.54%2.78B | -7.90%2.84B | -7.01%2.85B | -5.77%2.86B |
-Goodwill | 0.07%1.52B | 0.07%1.52B | 0.46%1.52B | 0.13%1.52B | 0.07%1.52B | 0.13%1.52B | 0.13%1.52B | 0.33%1.51B | 0.53%1.52B | 0.46%1.52B |
-Other intangible assets | -1.83%1.23B | -1.83%1.23B | -7.74%1.23B | -7.13%1.24B | -7.76%1.24B | -7.65%1.26B | -7.65%1.26B | -15.77%1.33B | -14.33%1.33B | -11.95%1.34B |
Defined pension benefit | 36.80%487M | 36.80%487M | 44.52%607M | -20.85%372M | -12.83%394M | -28.51%356M | -28.51%356M | -50.88%420M | -47.66%470M | -44.88%452M |
Deferred assets | 24.32%828M | 24.32%828M | 36.55%665M | 51.56%682M | 58.87%645M | 71.21%666M | 71.21%666M | 139.90%487M | 136.84%450M | 61.11%406M |
Other assets | 9.66%636M | 9.66%636M | 302.10%575M | 350.75%604M | 376.72%553M | 12.62%580M | 12.62%580M | 28.83%143M | 44.09%134M | 39.76%116M |
Total assets | 9.15%462.23B | 9.15%462.23B | 6.55%453.93B | 5.75%441.69B | 3.73%433.93B | 4.89%423.48B | 4.89%423.48B | 10.07%426.02B | 12.95%417.68B | 14.02%418.34B |
Liabilities | ||||||||||
Total deposits | 10.41%260.73B | 10.41%260.73B | 7.05%253.25B | 3.72%243.93B | 3.84%240.49B | 5.55%236.15B | 5.55%236.15B | 12.56%236.57B | 16.44%235.18B | 15.65%231.59B |
Federal funds purchased and securities sold under agreement to repurchase | -0.44%38.18B | -0.44%38.18B | 8.71%41.78B | 9.03%41.49B | -0.86%37.31B | 14.56%38.35B | 14.56%38.35B | 27.52%38.43B | 56.66%38.06B | 48.73%37.64B |
Current debt and capital lease obligation | 57.09%32.8B | 57.09%32.8B | 107.78%29.9B | 84.01%27.58B | 28.14%27.11B | 21.65%20.88B | 21.65%20.88B | -24.85%14.39B | -8.79%14.99B | -0.00%21.15B |
-Current debt | 57.55%32.73B | 57.55%32.73B | 108.59%29.83B | 84.64%27.5B | 28.32%27.03B | 21.68%20.77B | 21.68%20.77B | -24.97%14.3B | -9.36%14.9B | -0.43%21.06B |
-Current capital lease obligation | -31.19%75M | -31.19%75M | -18.48%75M | -17.20%77M | -12.09%80M | 15.96%109M | 15.96%109M | 0.00%92M | --93M | --91M |
Trading liabilities | -20.40%10.87B | -20.40%10.87B | -47.54%11.97B | -41.88%10.88B | -18.39%16.14B | -37.39%13.66B | -37.39%13.66B | -2.17%22.83B | -12.36%18.72B | -3.66%19.78B |
Derivative product liabilities | -20.82%15.77B | -20.82%15.77B | -5.86%17.69B | 13.59%19.19B | -0.88%17.05B | 1.25%19.91B | 1.25%19.91B | 16.91%18.8B | -14.85%16.89B | 8.64%17.2B |
Payables | 25.14%6.7B | 25.14%6.7B | 26.09%6.26B | 22.03%5.36B | 22.59%5.07B | 20.51%5.35B | 20.51%5.35B | 15.08%4.97B | 34.92%4.39B | 6.25%4.13B |
-Accounts payable | 27.71%6.58B | 27.71%6.58B | 28.03%6.14B | 23.06%5.29B | 22.32%4.94B | 17.69%5.15B | 17.69%5.15B | 15.39%4.79B | 35.45%4.3B | 5.79%4.04B |
-Total tax payable | -39.71%123M | -39.71%123M | -26.70%129M | -28.74%62M | 33.67%131M | 204.48%204M | 204.48%204M | 7.32%176M | 12.99%87M | 28.95%98M |
Long term debt and capital lease obligation | 28.66%41.98B | 28.66%41.98B | 19.73%39.47B | 13.87%37.46B | 6.26%33.97B | 17.75%32.63B | 17.75%32.63B | 9.27%32.96B | 10.16%32.9B | 17.00%31.97B |
-Long term debt | 29.05%41.59B | 29.05%41.59B | 20.07%39.06B | 14.19%37.06B | 6.50%33.57B | 18.23%32.22B | 18.23%32.22B | 9.56%32.53B | 10.80%32.45B | 17.77%31.52B |
-Long term capital lease obligation | -2.70%397M | -2.70%397M | -5.85%402M | -9.71%400M | -10.84%403M | -10.92%408M | -10.92%408M | -9.15%427M | -22.55%443M | -19.86%452M |
Long term provisions | -2.81%242M | -2.81%242M | 21.13%235M | 27.96%238M | 19.70%243M | 20.87%249M | 20.87%249M | 12.14%194M | 6.90%186M | 7.41%203M |
Employee benefits | 9.57%103M | 9.57%103M | -12.39%99M | -16.38%97M | -12.93%101M | -15.32%94M | -15.32%94M | -5.04%113M | -1.69%116M | -15.94%116M |
Non current deferred liabilities | 146.43%69M | 146.43%69M | 80.65%56M | 170.59%46M | 153.33%38M | 100.00%28M | 100.00%28M | 138.46%31M | 6.25%17M | 15.38%15M |
Other liabilities | -10.29%29.24B | -10.29%29.24B | -16.78%28.05B | -7.51%31.09B | -0.08%32.5B | -3.20%32.59B | -3.20%32.59B | 4.37%33.71B | 4.91%33.62B | -0.23%32.53B |
Total liabilities | 9.20%436.68B | 9.20%436.68B | 6.40%428.77B | 5.64%417.36B | 3.46%410.03B | 4.69%399.89B | 4.69%399.89B | 10.12%402.99B | 13.08%395.06B | 14.14%396.33B |
Shareholders'equity | ||||||||||
Share capital | 3.42%5.11B | 3.42%5.11B | 2.99%5.09B | 3.10%5.06B | 2.27%5B | 2.02%4.94B | 2.02%4.94B | 2.17%4.94B | 1.34%4.91B | 0.58%4.89B |
-common stock | 5.13%3.46B | 5.13%3.46B | 4.49%3.44B | 4.66%3.41B | 3.43%3.35B | 3.07%3.29B | 3.07%3.29B | 3.29%3.29B | 2.03%3.26B | 0.87%3.24B |
-Preferred stock | 0.00%1.65B | 0.00%1.65B | 0.00%1.65B | 0.00%1.65B | 0.00%1.65B | 0.00%1.65B | 0.00%1.65B | 0.00%1.65B | 0.00%1.65B | 0.00%1.65B |
Additional paid-in capital | 25.00%85M | 25.00%85M | 23.21%69M | 8.47%64M | 14.55%63M | 21.43%68M | 21.43%68M | 1.82%56M | 20.41%59M | 19.57%55M |
Retained earnings | 11.91%18.63B | 11.91%18.63B | 11.97%18.23B | 8.94%17.37B | 10.16%17.04B | 9.97%16.65B | 9.97%16.65B | 7.32%16.29B | 10.16%15.94B | 12.76%15.47B |
Gains losses not affecting retained earnings | -47.86%219M | -47.86%219M | 12.24%266M | 61.35%334M | 191.18%297M | 107.92%420M | 107.92%420M | 777.78%237M | 283.33%207M | 343.48%102M |
Other equity interest | 0.00%1.5B | 0.00%1.5B | 0.00%1.5B | 0.00%1.5B | 0.00%1.5B | 0.00%1.5B | 0.00%1.5B | 50.00%1.5B | 50.00%1.5B | 50.00%1.5B |
Total stockholders'equity | 8.35%25.55B | 8.35%25.55B | 9.29%25.16B | 7.56%24.33B | 8.57%23.9B | 8.45%23.58B | 8.45%23.58B | 9.13%23.02B | 10.76%22.62B | 12.05%22.01B |
Noncontrolling interests | --0 | --0 | -50.00%1M | 0.00%1M | 0.00%2M | 0.00%2M | 0.00%2M | 0.00%2M | -50.00%1M | -33.33%2M |
Total equity | 8.34%25.55B | 8.34%25.55B | 9.29%25.16B | 7.55%24.33B | 8.57%23.9B | 8.45%23.58B | 8.45%23.58B | 9.13%23.02B | 10.76%22.62B | 12.04%22.02B |
Accounting Standards | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP | US-GAAP |
Audit Opinions | Unqualified Opinion | -- | -- | -- | -- | Unqualified Opinion | -- | -- | -- | -- |
FY: Financial Year. Refers to the 10-K file disclosed by the listed company to the SEC.
Q: Quarter. Refers to the 10-Q file disclosed by the listed company to the SEC. Q1, Q2, Q3, and Q4 are quarterly reports each with a span of 3 months; Q6 and Q9 are cumulative reports, with Q6 including 6 months and Q9 9 months.
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