US Stock MarketDetailed Quotes

OPRT Oportun Financial

Watchlist

3.150
-0.080-2.48%

Close Jul 19 16:00 ET

112.11MMarket Cap-1230P/E (TTM)

Oportun Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual

YOY

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(Q1)Mar 31, 2024

(FY)Dec 31, 2023

(Q4)Dec 31, 2023

(Q3)Sep 30, 2023

(Q2)Jun 30, 2023

(Q1)Mar 31, 2023

(FY)Dec 31, 2022

(Q4)Dec 31, 2022

(Q3)Sep 30, 2022

(Q2)Jun 30, 2022

Assets

Cash cash equivalents and federal funds sold

-2.66%196.55M

1.08%206.02M

-26.66%199.65M

51.16%202.34M

18.39%201.92M

5.63%203.82M

21.65%272.21M

-62.61%133.86M

-Cash and cash equivalents

-6.58%69.2M

-7.72%91.19M

-53.44%81.89M

9.98%73.37M

-32.58%74.08M

-24.54%98.82M

4.42%175.86M

-51.81%66.71M

-Restricted cash and investments

-0.39%127.35M

9.36%114.83M

22.22%117.76M

92.07%128.96M

110.64%127.85M

69.35%105M

74.08%96.35M

-69.42%67.14M

Receivables

-77.30%9.05M

-21.06%8.78M

-0.81%48.19M

45.05%51.82M

-0.48%39.86M

-67.52%11.12M

-2.76%48.58M

-6.20%35.73M

-Accounts receivable

----

-5.18%29.02M

11.22%30.85M

39.12%31.75M

----

87.85%30.61M

112.58%27.74M

-Other receivables

11.54%9.05M

-21.06%8.78M

6.62%19.17M

162.57%20.97M

-52.93%8.11M

-16.56%11.12M

-46.60%17.98M

-68.11%7.99M

Prepaid assets

-22.42%15.6M

-34.80%15.76M

-34.42%16.43M

-5.04%19.33M

-23.38%20.11M

-4.69%24.17M

39.50%25.06M

23.71%20.36M

Net loan

-5.69%2.84B

-6.71%2.96B

-1.69%2.94B

4.57%2.99B

22.93%3.01B

33.01%3.18B

51.54%2.99B

65.17%2.85B

-Gross loan

-5.69%2.84B

-6.71%2.96B

-1.69%2.94B

4.57%2.99B

22.93%3.01B

33.01%3.18B

51.54%2.99B

65.17%2.85B

Derivative assets

--10.48M

1,183.72%9.31M

--16.05M

--8.68M

----

--725K

----

Net PPE

-35.52%24.93M

-31.43%28.1M

-25.16%31.08M

-17.30%35.38M

-16.44%38.67M

-15.20%40.97M

-6.99%41.52M

-7.41%42.78M

-Gross PPE

-13.74%66.98M

-10.95%70.05M

-7.63%71.93M

-3.31%75.29M

-4.89%77.65M

-4.66%78.66M

-0.65%77.87M

-1.55%77.87M

-Accumulated depreciation

-7.86%-42.05M

-11.32%-41.95M

-12.39%-40.86M

-13.74%-39.92M

-10.22%-38.98M

-10.25%-37.69M

-7.75%-36.35M

-6.68%-35.1M

Goodwill and other intangible assets

-22.84%106.37M

-17.93%114.74M

-8.47%127.29M

-44.82%133.01M

-41.90%137.86M

-40.56%139.8M

291.03%139.07M

642.31%241.06M

-Goodwill

----

--0

--104.16M

-Other intangible assets

-22.84%106.37M

-17.93%114.74M

-8.47%127.29M

-2.84%133.01M

3.58%137.86M

6.57%139.8M

291.03%139.07M

321.56%136.9M

Other assets

-40.32%20.09M

18.12%18.72M

-9.37%18.41M

-5.34%16.6M

91.17%33.67M

-18.01%15.85M

--20.31M

--17.54M

Total assets

-6.41%3.28B

-5.58%3.41B

-3.11%3.43B

3.64%3.47B

17.03%3.5B

22.64%3.61B

50.77%3.54B

50.80%3.35B

Liabilities

Payables

-5.35%25.54M

-7.71%25.01M

13.96%27.6M

17.56%29.01M

-24.75%26.98M

-20.42%27.1M

-6.43%24.22M

19.73%24.67M

-Accounts payable

-8.81%14.37M

-24.36%13.7M

30.72%14.79M

70.28%20.22M

126.24%15.76M

55.91%18.12M

43.64%11.31M

125.76%11.88M

-Total tax payable

-24.76%7.13M

20.75%7.14M

-32.01%7.02M

-34.94%6.8M

-18.26%9.48M

-29.38%5.91M

41.71%10.32M

52.99%10.46M

-Other payable

131.93%4.03M

35.67%4.17M

124.14%5.79M

-15.46%1.98M

-89.95%1.74M

-78.15%3.07M

-75.89%2.59M

-72.49%2.34M

Current accrued expenses

-11.47%24.86M

-5.35%24.79M

-26.95%22.16M

-22.12%24.25M

-2.98%28.08M

-28.17%26.19M

27.15%30.33M

114.44%31.13M

Long term debt and capital lease obligation

-4.75%2.83B

-0.93%2.94B

1.37%2.92B

12.99%2.94B

34.11%2.97B

34.37%2.97B

66.61%2.89B

56.56%2.6B

-Long term debt

-4.46%2.8B

-0.61%2.91B

1.71%2.89B

13.57%2.9B

35.25%2.94B

35.58%2.93B

68.52%2.85B

58.37%2.56B

-Long term capital lease obligation

-28.59%25.47M

-25.22%28.38M

-23.05%30.9M

-21.81%33.12M

-20.66%35.67M

-20.44%37.95M

-7.70%40.15M

-7.27%42.36M

Non current deferred liabilities

----

-87.00%4.51M

-88.18%5.13M

7.57%30.58M

59.16%39.57M

80.47%34.73M

Employee benefits

-17.14%11.85M

22.85%15.36M

-4.23%10.82M

27.28%17.06M

-24.02%14.3M

-65.67%12.5M

-62.27%11.3M

-42.84%13.4M

Other liabilities

--2.91M

3.25%3.78M

--3.14M

--3.35M

----

--3.66M

----

Total liabilities

-4.94%2.9B

-1.91%3.01B

-0.08%2.99B

11.54%3.01B

30.02%3.05B

30.88%3.07B

62.86%2.99B

55.53%2.7B

Shareholders'equity

Share capital

0.00%7K

16.67%7K

-common stock

0.00%7K

16.67%7K

Paid-in capital

5.39%588.56M

6.71%584.56M

7.17%579.69M

7.76%575.59M

6.02%558.44M

4.08%547.8M

20.68%540.89M

20.25%534.15M

Retained earnings

-108.66%-200.29M

-2,949.05%-173.85M

-1,008.95%-132.03M

-192.14%-110.89M

-174.12%-95.99M

-92.72%6.1M

-79.15%14.53M

157.71%120.35M

Less: Treasury stock

0.00%6.31M

Total stockholders'equity

-16.26%381.97M

-26.15%404.4M

-19.62%441.36M

-29.28%458.4M

-29.82%456.15M

-9.32%547.6M

7.37%549.11M

33.83%648.2M

Total equity

-16.26%381.97M

-26.15%404.4M

-19.62%441.36M

-29.28%458.4M

-29.82%456.15M

-9.32%547.6M

7.37%549.11M

33.83%648.2M

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion

	(Q1)Mar 31, 2024	(FY)Dec 31, 2023	(Q4)Dec 31, 2023	(Q3)Sep 30, 2023	(Q2)Jun 30, 2023	(Q1)Mar 31, 2023	(FY)Dec 31, 2022	(Q4)Dec 31, 2022	(Q3)Sep 30, 2022	(Q2)Jun 30, 2022
Assets
Cash cash equivalents and federal funds sold	-2.66%196.55M	1.08%206.02M	1.08%206.02M	-26.66%199.65M	51.16%202.34M	18.39%201.92M	5.63%203.82M	5.63%203.82M	21.65%272.21M	-62.61%133.86M
-Cash and cash equivalents	-6.58%69.2M	-7.72%91.19M	-7.72%91.19M	-53.44%81.89M	9.98%73.37M	-32.58%74.08M	-24.54%98.82M	-24.54%98.82M	4.42%175.86M	-51.81%66.71M
-Restricted cash and investments	-0.39%127.35M	9.36%114.83M	9.36%114.83M	22.22%117.76M	92.07%128.96M	110.64%127.85M	69.35%105M	69.35%105M	74.08%96.35M	-69.42%67.14M
Receivables	-77.30%9.05M	-21.06%8.78M	-21.06%8.78M	-0.81%48.19M	45.05%51.82M	-0.48%39.86M	-67.52%11.12M	-67.52%11.12M	-2.76%48.58M	-6.20%35.73M
-Accounts receivable	----	----	----	-5.18%29.02M	11.22%30.85M	39.12%31.75M	----	----	87.85%30.61M	112.58%27.74M
-Other receivables	11.54%9.05M	-21.06%8.78M	-21.06%8.78M	6.62%19.17M	162.57%20.97M	-52.93%8.11M	-16.56%11.12M	-16.56%11.12M	-46.60%17.98M	-68.11%7.99M
Prepaid assets	-22.42%15.6M	-34.80%15.76M	-34.80%15.76M	-34.42%16.43M	-5.04%19.33M	-23.38%20.11M	-4.69%24.17M	-4.69%24.17M	39.50%25.06M	23.71%20.36M
Net loan	-5.69%2.84B	-6.71%2.96B	-6.71%2.96B	-1.69%2.94B	4.57%2.99B	22.93%3.01B	33.01%3.18B	33.01%3.18B	51.54%2.99B	65.17%2.85B
-Gross loan	-5.69%2.84B	-6.71%2.96B	-6.71%2.96B	-1.69%2.94B	4.57%2.99B	22.93%3.01B	33.01%3.18B	33.01%3.18B	51.54%2.99B	65.17%2.85B
Derivative assets	--10.48M	1,183.72%9.31M	1,183.72%9.31M	--16.05M	--8.68M	----	--725K	--725K	----	----
Net PPE	-35.52%24.93M	-31.43%28.1M	-31.43%28.1M	-25.16%31.08M	-17.30%35.38M	-16.44%38.67M	-15.20%40.97M	-15.20%40.97M	-6.99%41.52M	-7.41%42.78M
-Gross PPE	-13.74%66.98M	-10.95%70.05M	-10.95%70.05M	-7.63%71.93M	-3.31%75.29M	-4.89%77.65M	-4.66%78.66M	-4.66%78.66M	-0.65%77.87M	-1.55%77.87M
-Accumulated depreciation	-7.86%-42.05M	-11.32%-41.95M	-11.32%-41.95M	-12.39%-40.86M	-13.74%-39.92M	-10.22%-38.98M	-10.25%-37.69M	-10.25%-37.69M	-7.75%-36.35M	-6.68%-35.1M
Goodwill and other intangible assets	-22.84%106.37M	-17.93%114.74M	-17.93%114.74M	-8.47%127.29M	-44.82%133.01M	-41.90%137.86M	-40.56%139.8M	-40.56%139.8M	291.03%139.07M	642.31%241.06M
-Goodwill	----	----	----	----	----	----	----	----	--0	--104.16M
-Other intangible assets	-22.84%106.37M	-17.93%114.74M	-17.93%114.74M	-8.47%127.29M	-2.84%133.01M	3.58%137.86M	6.57%139.8M	6.57%139.8M	291.03%139.07M	321.56%136.9M
Other assets	-40.32%20.09M	18.12%18.72M	18.12%18.72M	-9.37%18.41M	-5.34%16.6M	91.17%33.67M	-18.01%15.85M	-18.01%15.85M	--20.31M	--17.54M
Total assets	-6.41%3.28B	-5.58%3.41B	-5.58%3.41B	-3.11%3.43B	3.64%3.47B	17.03%3.5B	22.64%3.61B	22.64%3.61B	50.77%3.54B	50.80%3.35B
Liabilities
Payables	-5.35%25.54M	-7.71%25.01M	-7.71%25.01M	13.96%27.6M	17.56%29.01M	-24.75%26.98M	-20.42%27.1M	-20.42%27.1M	-6.43%24.22M	19.73%24.67M
-Accounts payable	-8.81%14.37M	-24.36%13.7M	-24.36%13.7M	30.72%14.79M	70.28%20.22M	126.24%15.76M	55.91%18.12M	55.91%18.12M	43.64%11.31M	125.76%11.88M
-Total tax payable	-24.76%7.13M	20.75%7.14M	20.75%7.14M	-32.01%7.02M	-34.94%6.8M	-18.26%9.48M	-29.38%5.91M	-29.38%5.91M	41.71%10.32M	52.99%10.46M
-Other payable	131.93%4.03M	35.67%4.17M	35.67%4.17M	124.14%5.79M	-15.46%1.98M	-89.95%1.74M	-78.15%3.07M	-78.15%3.07M	-75.89%2.59M	-72.49%2.34M
Current accrued expenses	-11.47%24.86M	-5.35%24.79M	-5.35%24.79M	-26.95%22.16M	-22.12%24.25M	-2.98%28.08M	-28.17%26.19M	-28.17%26.19M	27.15%30.33M	114.44%31.13M
Long term debt and capital lease obligation	-4.75%2.83B	-0.93%2.94B	-0.93%2.94B	1.37%2.92B	12.99%2.94B	34.11%2.97B	34.37%2.97B	34.37%2.97B	66.61%2.89B	56.56%2.6B
-Long term debt	-4.46%2.8B	-0.61%2.91B	-0.61%2.91B	1.71%2.89B	13.57%2.9B	35.25%2.94B	35.58%2.93B	35.58%2.93B	68.52%2.85B	58.37%2.56B
-Long term capital lease obligation	-28.59%25.47M	-25.22%28.38M	-25.22%28.38M	-23.05%30.9M	-21.81%33.12M	-20.66%35.67M	-20.44%37.95M	-20.44%37.95M	-7.70%40.15M	-7.27%42.36M
Non current deferred liabilities	----	----	----	----	-87.00%4.51M	-88.18%5.13M	7.57%30.58M	7.57%30.58M	59.16%39.57M	80.47%34.73M
Employee benefits	-17.14%11.85M	22.85%15.36M	22.85%15.36M	-4.23%10.82M	27.28%17.06M	-24.02%14.3M	-65.67%12.5M	-65.67%12.5M	-62.27%11.3M	-42.84%13.4M
Other liabilities	--2.91M	3.25%3.78M	3.25%3.78M	--3.14M	--3.35M	----	--3.66M	--3.66M	----	----
Total liabilities	-4.94%2.9B	-1.91%3.01B	-1.91%3.01B	-0.08%2.99B	11.54%3.01B	30.02%3.05B	30.88%3.07B	30.88%3.07B	62.86%2.99B	55.53%2.7B
Shareholders'equity
Share capital	0.00%7K	0.00%7K	0.00%7K	0.00%7K	0.00%7K	0.00%7K	16.67%7K	16.67%7K	16.67%7K	16.67%7K
-common stock	0.00%7K	0.00%7K	0.00%7K	0.00%7K	0.00%7K	0.00%7K	16.67%7K	16.67%7K	16.67%7K	16.67%7K
Paid-in capital	5.39%588.56M	6.71%584.56M	6.71%584.56M	7.17%579.69M	7.76%575.59M	6.02%558.44M	4.08%547.8M	4.08%547.8M	20.68%540.89M	20.25%534.15M
Retained earnings	-108.66%-200.29M	-2,949.05%-173.85M	-2,949.05%-173.85M	-1,008.95%-132.03M	-192.14%-110.89M	-174.12%-95.99M	-92.72%6.1M	-92.72%6.1M	-79.15%14.53M	157.71%120.35M
Less: Treasury stock	0.00%6.31M	0.00%6.31M	0.00%6.31M	0.00%6.31M	0.00%6.31M	0.00%6.31M	0.00%6.31M	0.00%6.31M	0.00%6.31M	0.00%6.31M
Total stockholders'equity	-16.26%381.97M	-26.15%404.4M	-26.15%404.4M	-19.62%441.36M	-29.28%458.4M	-29.82%456.15M	-9.32%547.6M	-9.32%547.6M	7.37%549.11M	33.83%648.2M
Total equity	-16.26%381.97M	-26.15%404.4M	-26.15%404.4M	-19.62%441.36M	-29.28%458.4M	-29.82%456.15M	-9.32%547.6M	-9.32%547.6M	7.37%549.11M	33.83%648.2M
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	--	Unqualified Opinion	--	--	--	--	Unqualified Opinion	--	--	--

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List

Overall