US Stock MarketDetailed Quotes

OPRT Oportun Financial

Watchlist

3.150
-0.080-2.48%

Close Jul 19 16:00 ET

112.11MMarket Cap-1230P/E (TTM)

Oportun Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual

YOY

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(Q1)Mar 31, 2024

(FY)Dec 31, 2023

(Q4)Dec 31, 2023

(Q3)Sep 30, 2023

(Q2)Jun 30, 2023

(Q1)Mar 31, 2023

(FY)Dec 31, 2022

(Q4)Dec 31, 2022

(Q3)Sep 30, 2022

(Q2)Jun 30, 2022

Total revenue

1,547.60%79.17M

-56.19%280.67M

-49.74%72.1M

-42.08%85.14M

-18.31%118.63M

-97.66%4.81M

20.77%640.66M

-10.64%143.45M

5.35%146.98M

20.82%145.21M

Net interest income

-11.31%180.79M

2.32%805.16M

-0.53%211.23M

-4.45%196.29M

4.44%199.02M

14.16%203.85M

48.99%786.91M

30.13%212.35M

52.33%205.44M

63.67%190.55M

-Net interest income

-3.13%235.26M

11.89%984.57M

6.16%263.23M

4.80%243.26M

15.80%240.46M

26.33%242.85M

52.81%879.95M

42.00%247.95M

59.59%232.12M

61.49%207.66M

-Interest income from loans and lease

-2.96%230.59M

9.97%963.5M

-0.80%242.16M

4.80%243.26M

15.80%240.46M

23.61%237.62M

52.15%876.11M

39.80%244.11M

59.59%232.12M

61.49%207.66M

-Interest income from deposits

-10.73%4.67M

448.83%21.08M

----

--5.23M

--3.84M

----

-Total interest expense

39.66%54.47M

92.82%179.41M

46.10%52M

76.09%46.97M

142.33%41.45M

185.13%39M

95.19%93.05M

211.46%35.59M

152.23%26.67M

40.62%17.1M

Non interest income

48.94%-101.63M

-258.62%-524.49M

-101.91%-139.13M

-90.14%-111.16M

-77.32%-80.39M

-852.42%-199.05M

-6,428.47%-146.25M

-2,491.46%-68.91M

-1,356.42%-58.46M

-1,304.81%-45.34M

-Fees and commissions

-7.36%3.41M

-26.31%14.69M

-16.70%3.65M

-27.67%3.81M

-43.93%3.54M

-7.00%3.68M

50.37%19.93M

10.65%4.38M

62.03%5.27M

113.33%6.32M

-Other non interest income

-11.53%10.32M

4.79%49.21M

-168.60%-6.6M

47.28%18.71M

70.92%20.22M

-8.99%11.66M

329.25%46.96M

63.43%9.62M

314.79%12.7M

756.41%11.83M

-Gain loss on sale of assets

46.20%-115.35M

-176.06%-588.38M

-64.25%-136.18M

-74.90%-133.67M

-64.05%-104.15M

-2,313.34%-214.38M

-874.04%-213.14M

-562.87%-82.91M

-4,506.87%-76.43M

-10,826.85%-63.49M

Credit losses provision

Non interest expense

-25.08%109.64M

-12.04%534.32M

-14.53%129.38M

-18.80%122.51M

-13.80%136.1M

-0.68%146.34M

29.89%607.47M

8.40%151.37M

35.43%150.87M

43.03%157.89M

Professional expense and contract services expense

-25.80%10.24M

-32.87%45.4M

-35.97%11.22M

-43.71%10.48M

-42.32%9.9M

-3.66%13.8M

16.74%67.63M

2.03%17.52M

39.50%18.62M

16.07%17.17M

Selling and administrative expenses

-30.88%52.3M

-16.75%269.51M

-16.37%63.41M

-22.04%59.36M

-19.17%71.08M

-9.74%75.66M

19.81%323.72M

-8.85%75.82M

19.29%76.14M

40.75%87.93M

-General and administrative expense

-35.74%36.29M

-9.11%194.23M

-16.74%45.35M

-25.48%40.51M

-6.62%51.89M

14.59%56.48M

39.38%213.69M

18.33%54.48M

71.35%54.36M

43.49%55.57M

-Selling and marketing expense

-16.57%16M

-31.58%75.28M

-15.41%18.06M

-13.45%18.85M

-40.70%19.2M

-44.47%19.18M

-5.86%110.03M

-42.53%21.34M

-32.15%21.78M

36.30%32.37M

Other non-interest expense

-17.18%47.11M

1.52%219.41M

-5.65%54.75M

-6.15%52.66M

4.41%55.12M

15.62%56.87M

54.85%216.12M

47.70%58.03M

63.95%56.11M

59.36%52.79M

Income from associates and other participating interests

Special income (charges)

-108.47M

Less:Impairment of capital assets

----

--0

----

--108.47M

--0

--108.47M

----

Other non-operating income (expenses)

Income before tax

78.47%-30.48M

-236.92%-253.65M

-623.13%-57.28M

66.74%-37.37M

-37.87%-17.47M

-345.42%-141.53M

-219.90%-75.29M

-137.92%-7.92M

-499.56%-112.36M

-229.27%-12.67M

Income tax

89.77%-4.04M

-3,098.45%-73.7M

-3,178.69%-15.46M

-148.35%-16.23M

26.83%-2.57M

-428.50%-39.44M

-84.02%2.46M

-92.54%502K

-227.09%-6.54M

-237.68%-3.52M

Earnings from equity interest net of tax

Net income

74.10%-26.44M

-131.47%-179.95M

-396.55%-41.82M

80.03%-21.14M

-62.71%-14.9M

-323.57%-102.09M

-263.97%-77.74M

-159.46%-8.42M

-560.54%-105.83M

-226.30%-9.16M

Net Income continuous operations

74.10%-26.44M

-131.47%-179.95M

-396.55%-41.82M

80.03%-21.14M

-62.71%-14.9M

-323.57%-102.09M

-263.97%-77.74M

-159.46%-8.42M

-560.54%-105.83M

-226.30%-9.16M

Minority interest income

Net income attributable to the parent company

74.10%-26.44M

-131.47%-179.95M

-396.55%-41.82M

80.03%-21.14M

-62.71%-14.9M

-323.57%-102.09M

-263.97%-77.74M

-159.46%-8.42M

-560.54%-105.83M

-226.30%-9.16M

Preferred stock dividends

Other preferred stock dividend

Net income attributable to common stockholders

74.10%-26.44M

-131.47%-179.95M

-396.55%-41.82M

80.03%-21.14M

-62.71%-14.9M

-323.57%-102.09M

-263.97%-77.74M

-159.46%-8.42M

-560.54%-105.83M

-226.30%-9.16M

Basic earnings per share

77.33%-0.68

-105.91%-4.88

-336.00%-1.09

82.87%-0.55

-46.43%-0.41

-311.27%-3

-241.07%-2.37

-151.02%-0.25

-491.46%-3.21

-207.69%-0.28

Diluted earnings per share

77.33%-0.68

-105.91%-4.88

-336.00%-1.09

82.87%-0.55

-46.43%-0.41

-318.98%-3

-251.92%-2.37

-154.35%-0.25

-528.00%-3.21

-216.67%-0.28

Dividend per share

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion

	(Q1)Mar 31, 2024	(FY)Dec 31, 2023	(Q4)Dec 31, 2023	(Q3)Sep 30, 2023	(Q2)Jun 30, 2023	(Q1)Mar 31, 2023	(FY)Dec 31, 2022	(Q4)Dec 31, 2022	(Q3)Sep 30, 2022	(Q2)Jun 30, 2022
Total revenue	1,547.60%79.17M	-56.19%280.67M	-49.74%72.1M	-42.08%85.14M	-18.31%118.63M	-97.66%4.81M	20.77%640.66M	-10.64%143.45M	5.35%146.98M	20.82%145.21M
Net interest income	-11.31%180.79M	2.32%805.16M	-0.53%211.23M	-4.45%196.29M	4.44%199.02M	14.16%203.85M	48.99%786.91M	30.13%212.35M	52.33%205.44M	63.67%190.55M
-Net interest income	-3.13%235.26M	11.89%984.57M	6.16%263.23M	4.80%243.26M	15.80%240.46M	26.33%242.85M	52.81%879.95M	42.00%247.95M	59.59%232.12M	61.49%207.66M
-Interest income from loans and lease	-2.96%230.59M	9.97%963.5M	-0.80%242.16M	4.80%243.26M	15.80%240.46M	23.61%237.62M	52.15%876.11M	39.80%244.11M	59.59%232.12M	61.49%207.66M
-Interest income from deposits	-10.73%4.67M	448.83%21.08M	----	----	----	--5.23M	--3.84M	----	----	----
-Total interest expense	39.66%54.47M	92.82%179.41M	46.10%52M	76.09%46.97M	142.33%41.45M	185.13%39M	95.19%93.05M	211.46%35.59M	152.23%26.67M	40.62%17.1M
Non interest income	48.94%-101.63M	-258.62%-524.49M	-101.91%-139.13M	-90.14%-111.16M	-77.32%-80.39M	-852.42%-199.05M	-6,428.47%-146.25M	-2,491.46%-68.91M	-1,356.42%-58.46M	-1,304.81%-45.34M
-Fees and commissions	-7.36%3.41M	-26.31%14.69M	-16.70%3.65M	-27.67%3.81M	-43.93%3.54M	-7.00%3.68M	50.37%19.93M	10.65%4.38M	62.03%5.27M	113.33%6.32M
-Other non interest income	-11.53%10.32M	4.79%49.21M	-168.60%-6.6M	47.28%18.71M	70.92%20.22M	-8.99%11.66M	329.25%46.96M	63.43%9.62M	314.79%12.7M	756.41%11.83M
-Gain loss on sale of assets	46.20%-115.35M	-176.06%-588.38M	-64.25%-136.18M	-74.90%-133.67M	-64.05%-104.15M	-2,313.34%-214.38M	-874.04%-213.14M	-562.87%-82.91M	-4,506.87%-76.43M	-10,826.85%-63.49M
Credit losses provision
Non interest expense	-25.08%109.64M	-12.04%534.32M	-14.53%129.38M	-18.80%122.51M	-13.80%136.1M	-0.68%146.34M	29.89%607.47M	8.40%151.37M	35.43%150.87M	43.03%157.89M
Professional expense and contract services expense	-25.80%10.24M	-32.87%45.4M	-35.97%11.22M	-43.71%10.48M	-42.32%9.9M	-3.66%13.8M	16.74%67.63M	2.03%17.52M	39.50%18.62M	16.07%17.17M
Selling and administrative expenses	-30.88%52.3M	-16.75%269.51M	-16.37%63.41M	-22.04%59.36M	-19.17%71.08M	-9.74%75.66M	19.81%323.72M	-8.85%75.82M	19.29%76.14M	40.75%87.93M
-General and administrative expense	-35.74%36.29M	-9.11%194.23M	-16.74%45.35M	-25.48%40.51M	-6.62%51.89M	14.59%56.48M	39.38%213.69M	18.33%54.48M	71.35%54.36M	43.49%55.57M
-Selling and marketing expense	-16.57%16M	-31.58%75.28M	-15.41%18.06M	-13.45%18.85M	-40.70%19.2M	-44.47%19.18M	-5.86%110.03M	-42.53%21.34M	-32.15%21.78M	36.30%32.37M
Other non-interest expense	-17.18%47.11M	1.52%219.41M	-5.65%54.75M	-6.15%52.66M	4.41%55.12M	15.62%56.87M	54.85%216.12M	47.70%58.03M	63.95%56.11M	59.36%52.79M
Income from associates and other participating interests
Special income (charges)		0	0	0			-108.47M	0	-108.47M
Less:Impairment of capital assets	----	--0	--0	--0	----	----	--108.47M	--0	--108.47M	----
Other non-operating income (expenses)
Income before tax	78.47%-30.48M	-236.92%-253.65M	-623.13%-57.28M	66.74%-37.37M	-37.87%-17.47M	-345.42%-141.53M	-219.90%-75.29M	-137.92%-7.92M	-499.56%-112.36M	-229.27%-12.67M
Income tax	89.77%-4.04M	-3,098.45%-73.7M	-3,178.69%-15.46M	-148.35%-16.23M	26.83%-2.57M	-428.50%-39.44M	-84.02%2.46M	-92.54%502K	-227.09%-6.54M	-237.68%-3.52M
Earnings from equity interest net of tax
Net income	74.10%-26.44M	-131.47%-179.95M	-396.55%-41.82M	80.03%-21.14M	-62.71%-14.9M	-323.57%-102.09M	-263.97%-77.74M	-159.46%-8.42M	-560.54%-105.83M	-226.30%-9.16M
Net Income continuous operations	74.10%-26.44M	-131.47%-179.95M	-396.55%-41.82M	80.03%-21.14M	-62.71%-14.9M	-323.57%-102.09M	-263.97%-77.74M	-159.46%-8.42M	-560.54%-105.83M	-226.30%-9.16M
Minority interest income
Net income attributable to the parent company	74.10%-26.44M	-131.47%-179.95M	-396.55%-41.82M	80.03%-21.14M	-62.71%-14.9M	-323.57%-102.09M	-263.97%-77.74M	-159.46%-8.42M	-560.54%-105.83M	-226.30%-9.16M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders	74.10%-26.44M	-131.47%-179.95M	-396.55%-41.82M	80.03%-21.14M	-62.71%-14.9M	-323.57%-102.09M	-263.97%-77.74M	-159.46%-8.42M	-560.54%-105.83M	-226.30%-9.16M
Basic earnings per share	77.33%-0.68	-105.91%-4.88	-336.00%-1.09	82.87%-0.55	-46.43%-0.41	-311.27%-3	-241.07%-2.37	-151.02%-0.25	-491.46%-3.21	-207.69%-0.28
Diluted earnings per share	77.33%-0.68	-105.91%-4.88	-336.00%-1.09	82.87%-0.55	-46.43%-0.41	-318.98%-3	-251.92%-2.37	-154.35%-0.25	-528.00%-3.21	-216.67%-0.28
Dividend per share
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	--	Unqualified Opinion	--	--	--	--	Unqualified Opinion	--	--	--

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List

Overall