US Stock MarketDetailed Quotes

OPRT Oportun Financial

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3.160
+0.130+4.29%

Close Nov 22 16:00 ET

113.67MMarket Cap-960P/E (TTM)

Oportun Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual

YOY

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(Q3)Sep 30, 2024

(Q2)Jun 30, 2024

(Q1)Mar 31, 2024

(FY)Dec 31, 2023

(Q4)Dec 31, 2023

(Q3)Sep 30, 2023

(Q2)Jun 30, 2023

(Q1)Mar 31, 2023

(FY)Dec 31, 2022

(Q4)Dec 31, 2022

Total revenue

-26.45%62.62M

-49.39%60.03M

1,547.60%79.17M

-56.19%280.67M

-49.74%72.1M

-42.08%85.14M

-18.31%118.63M

-97.66%4.81M

20.77%640.66M

-10.64%143.45M

Net interest income

-10.68%180M

-8.84%183.03M

-11.31%180.79M

2.32%805.16M

-8.37%194.57M

-1.91%201.52M

5.37%200.78M

14.16%203.85M

48.99%786.91M

30.13%212.35M

-Net interest income

-5.12%235.75M

-2.05%237.27M

-3.13%235.26M

11.89%984.57M

-0.55%246.58M

7.05%248.49M

16.65%242.23M

26.33%242.85M

52.81%879.95M

42.00%247.95M

-Interest income from loans and lease

-5.43%230.04M

-3.30%228.24M

-2.96%230.59M

9.97%963.5M

-0.80%242.16M

4.80%243.26M

13.66%236.03M

23.61%237.62M

52.15%876.11M

39.80%244.11M

-Interest income from deposits

9.18%5.71M

45.61%9.03M

-10.73%4.67M

448.83%21.08M

--4.42M

--5.23M

--6.2M

--5.23M

--3.84M

----

-Total interest expense

18.70%55.75M

30.87%54.24M

39.66%54.47M

92.82%179.41M

46.10%52M

76.09%46.97M

142.33%41.45M

185.13%39M

95.19%93.05M

211.46%35.59M

Non interest income

-0.86%-117.39M

-49.71%-122.99M

48.94%-101.63M

-258.62%-524.49M

-77.73%-122.47M

-99.08%-116.38M

-81.21%-82.16M

-852.42%-199.05M

-6,428.47%-146.25M

-2,491.46%-68.91M

-Fees and commissions

-9.69%3.44M

-17.36%6.59M

-7.36%3.41M

-26.31%14.69M

-16.70%3.65M

-27.67%3.81M

26.23%7.98M

-7.00%3.68M

50.37%19.93M

10.65%4.38M

-Other non interest income

1.81%6.35M

-13.71%5.44M

-11.53%10.32M

4.79%49.21M

209.70%29.8M

-50.93%6.23M

-46.72%6.3M

-8.99%11.66M

329.25%46.96M

63.43%9.62M

-Gain loss on sale of assets

-0.59%-127.17M

-40.02%-135.03M

46.20%-115.35M

-176.06%-588.38M

-88.05%-155.92M

-65.42%-126.43M

-51.90%-96.44M

-2,313.34%-214.38M

-874.04%-213.14M

-562.87%-82.91M

Credit losses provision

Non interest expense

-16.67%102.08M

-19.78%109.18M

-25.08%109.64M

-12.04%534.32M

-14.53%129.38M

-18.80%122.51M

-13.80%136.1M

-0.68%146.34M

29.89%607.47M

8.40%151.37M

Professional expense and contract services expense

-3.76%10.09M

-15.40%8.38M

-25.80%10.24M

-32.87%45.4M

-35.97%11.22M

-43.71%10.48M

-42.32%9.9M

-3.66%13.8M

16.74%67.63M

2.03%17.52M

Selling and administrative expenses

-13.36%51.43M

-15.33%60.18M

-30.88%52.3M

-16.75%269.51M

-16.37%63.41M

-22.04%59.36M

-19.17%71.08M

-9.74%75.66M

19.81%323.72M

-8.85%75.82M

-General and administrative expense

-16.00%34.03M

-15.34%43.92M

-35.74%36.29M

-9.11%194.23M

-16.74%45.35M

-25.48%40.51M

-6.62%51.89M

14.59%56.48M

39.38%213.69M

18.33%54.48M

-Selling and marketing expense

-7.69%17.4M

-15.30%16.26M

-16.57%16M

-31.58%75.28M

-15.41%18.06M

-13.45%18.85M

-40.70%19.2M

-44.47%19.18M

-5.86%110.03M

-42.53%21.34M

Other non-interest expense

-22.98%40.56M

-26.29%40.63M

-17.18%47.11M

1.52%219.41M

-5.65%54.75M

-6.15%52.66M

4.41%55.12M

15.62%56.87M

54.85%216.12M

47.70%58.03M

Income from associates and other participating interests

Special income (charges)

-108.47M

Less:Impairment of capital assets

----

--0

----

--108.47M

--0

Other non-operating income (expenses)

Income before tax

-5.60%-39.46M

-181.32%-49.15M

78.47%-30.48M

-236.92%-253.65M

-623.13%-57.28M

66.74%-37.37M

-37.87%-17.47M

-345.42%-141.53M

-219.90%-75.29M

-137.92%-7.92M

Income tax

41.42%-9.51M

-604.67%-18.12M

89.77%-4.04M

-3,098.45%-73.7M

-3,178.69%-15.46M

-148.35%-16.23M

26.83%-2.57M

-428.50%-39.44M

-84.02%2.46M

-92.54%502K

Earnings from equity interest net of tax

Net income

-41.72%-29.96M

-108.24%-31.03M

74.10%-26.44M

-131.47%-179.95M

-396.55%-41.82M

80.03%-21.14M

-62.71%-14.9M

-323.57%-102.09M

-263.97%-77.74M

-159.46%-8.42M

Net Income continuous operations

-41.72%-29.96M

-108.24%-31.03M

74.10%-26.44M

-131.47%-179.95M

-396.55%-41.82M

80.03%-21.14M

-62.71%-14.9M

-323.57%-102.09M

-263.97%-77.74M

-159.46%-8.42M

Minority interest income

Net income attributable to the parent company

-41.72%-29.96M

-108.24%-31.03M

74.10%-26.44M

-131.47%-179.95M

-396.55%-41.82M

80.03%-21.14M

-62.71%-14.9M

-323.57%-102.09M

-263.97%-77.74M

-159.46%-8.42M

Preferred stock dividends

Other preferred stock dividend

Net income attributable to common stockholders

-41.72%-29.96M

-108.24%-31.03M

74.10%-26.44M

-131.47%-179.95M

-396.55%-41.82M

80.03%-21.14M

-62.71%-14.9M

-323.57%-102.09M

-263.97%-77.74M

-159.46%-8.42M

Basic earnings per share

-36.36%-0.75

-90.24%-0.78

77.33%-0.68

-105.91%-4.88

-336.00%-1.09

82.87%-0.55

-46.43%-0.41

-311.27%-3

-241.07%-2.37

-151.02%-0.25

Diluted earnings per share

-36.36%-0.75

-90.24%-0.78

77.33%-0.68

-105.91%-4.88

-336.00%-1.09

82.87%-0.55

-46.43%-0.41

-318.98%-3

-251.92%-2.37

-154.35%-0.25

Dividend per share

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion

	(Q3)Sep 30, 2024	(Q2)Jun 30, 2024	(Q1)Mar 31, 2024	(FY)Dec 31, 2023	(Q4)Dec 31, 2023	(Q3)Sep 30, 2023	(Q2)Jun 30, 2023	(Q1)Mar 31, 2023	(FY)Dec 31, 2022	(Q4)Dec 31, 2022
Total revenue	-26.45%62.62M	-49.39%60.03M	1,547.60%79.17M	-56.19%280.67M	-49.74%72.1M	-42.08%85.14M	-18.31%118.63M	-97.66%4.81M	20.77%640.66M	-10.64%143.45M
Net interest income	-10.68%180M	-8.84%183.03M	-11.31%180.79M	2.32%805.16M	-8.37%194.57M	-1.91%201.52M	5.37%200.78M	14.16%203.85M	48.99%786.91M	30.13%212.35M
-Net interest income	-5.12%235.75M	-2.05%237.27M	-3.13%235.26M	11.89%984.57M	-0.55%246.58M	7.05%248.49M	16.65%242.23M	26.33%242.85M	52.81%879.95M	42.00%247.95M
-Interest income from loans and lease	-5.43%230.04M	-3.30%228.24M	-2.96%230.59M	9.97%963.5M	-0.80%242.16M	4.80%243.26M	13.66%236.03M	23.61%237.62M	52.15%876.11M	39.80%244.11M
-Interest income from deposits	9.18%5.71M	45.61%9.03M	-10.73%4.67M	448.83%21.08M	--4.42M	--5.23M	--6.2M	--5.23M	--3.84M	----
-Total interest expense	18.70%55.75M	30.87%54.24M	39.66%54.47M	92.82%179.41M	46.10%52M	76.09%46.97M	142.33%41.45M	185.13%39M	95.19%93.05M	211.46%35.59M
Non interest income	-0.86%-117.39M	-49.71%-122.99M	48.94%-101.63M	-258.62%-524.49M	-77.73%-122.47M	-99.08%-116.38M	-81.21%-82.16M	-852.42%-199.05M	-6,428.47%-146.25M	-2,491.46%-68.91M
-Fees and commissions	-9.69%3.44M	-17.36%6.59M	-7.36%3.41M	-26.31%14.69M	-16.70%3.65M	-27.67%3.81M	26.23%7.98M	-7.00%3.68M	50.37%19.93M	10.65%4.38M
-Other non interest income	1.81%6.35M	-13.71%5.44M	-11.53%10.32M	4.79%49.21M	209.70%29.8M	-50.93%6.23M	-46.72%6.3M	-8.99%11.66M	329.25%46.96M	63.43%9.62M
-Gain loss on sale of assets	-0.59%-127.17M	-40.02%-135.03M	46.20%-115.35M	-176.06%-588.38M	-88.05%-155.92M	-65.42%-126.43M	-51.90%-96.44M	-2,313.34%-214.38M	-874.04%-213.14M	-562.87%-82.91M
Credit losses provision
Non interest expense	-16.67%102.08M	-19.78%109.18M	-25.08%109.64M	-12.04%534.32M	-14.53%129.38M	-18.80%122.51M	-13.80%136.1M	-0.68%146.34M	29.89%607.47M	8.40%151.37M
Professional expense and contract services expense	-3.76%10.09M	-15.40%8.38M	-25.80%10.24M	-32.87%45.4M	-35.97%11.22M	-43.71%10.48M	-42.32%9.9M	-3.66%13.8M	16.74%67.63M	2.03%17.52M
Selling and administrative expenses	-13.36%51.43M	-15.33%60.18M	-30.88%52.3M	-16.75%269.51M	-16.37%63.41M	-22.04%59.36M	-19.17%71.08M	-9.74%75.66M	19.81%323.72M	-8.85%75.82M
-General and administrative expense	-16.00%34.03M	-15.34%43.92M	-35.74%36.29M	-9.11%194.23M	-16.74%45.35M	-25.48%40.51M	-6.62%51.89M	14.59%56.48M	39.38%213.69M	18.33%54.48M
-Selling and marketing expense	-7.69%17.4M	-15.30%16.26M	-16.57%16M	-31.58%75.28M	-15.41%18.06M	-13.45%18.85M	-40.70%19.2M	-44.47%19.18M	-5.86%110.03M	-42.53%21.34M
Other non-interest expense	-22.98%40.56M	-26.29%40.63M	-17.18%47.11M	1.52%219.41M	-5.65%54.75M	-6.15%52.66M	4.41%55.12M	15.62%56.87M	54.85%216.12M	47.70%58.03M
Income from associates and other participating interests
Special income (charges)				0					-108.47M	0
Less:Impairment of capital assets	----	----	----	--0	----	----	----	----	--108.47M	--0
Other non-operating income (expenses)
Income before tax	-5.60%-39.46M	-181.32%-49.15M	78.47%-30.48M	-236.92%-253.65M	-623.13%-57.28M	66.74%-37.37M	-37.87%-17.47M	-345.42%-141.53M	-219.90%-75.29M	-137.92%-7.92M
Income tax	41.42%-9.51M	-604.67%-18.12M	89.77%-4.04M	-3,098.45%-73.7M	-3,178.69%-15.46M	-148.35%-16.23M	26.83%-2.57M	-428.50%-39.44M	-84.02%2.46M	-92.54%502K
Earnings from equity interest net of tax
Net income	-41.72%-29.96M	-108.24%-31.03M	74.10%-26.44M	-131.47%-179.95M	-396.55%-41.82M	80.03%-21.14M	-62.71%-14.9M	-323.57%-102.09M	-263.97%-77.74M	-159.46%-8.42M
Net Income continuous operations	-41.72%-29.96M	-108.24%-31.03M	74.10%-26.44M	-131.47%-179.95M	-396.55%-41.82M	80.03%-21.14M	-62.71%-14.9M	-323.57%-102.09M	-263.97%-77.74M	-159.46%-8.42M
Minority interest income
Net income attributable to the parent company	-41.72%-29.96M	-108.24%-31.03M	74.10%-26.44M	-131.47%-179.95M	-396.55%-41.82M	80.03%-21.14M	-62.71%-14.9M	-323.57%-102.09M	-263.97%-77.74M	-159.46%-8.42M
Preferred stock dividends
Other preferred stock dividend
Net income attributable to common stockholders	-41.72%-29.96M	-108.24%-31.03M	74.10%-26.44M	-131.47%-179.95M	-396.55%-41.82M	80.03%-21.14M	-62.71%-14.9M	-323.57%-102.09M	-263.97%-77.74M	-159.46%-8.42M
Basic earnings per share	-36.36%-0.75	-90.24%-0.78	77.33%-0.68	-105.91%-4.88	-336.00%-1.09	82.87%-0.55	-46.43%-0.41	-311.27%-3	-241.07%-2.37	-151.02%-0.25
Diluted earnings per share	-36.36%-0.75	-90.24%-0.78	77.33%-0.68	-105.91%-4.88	-336.00%-1.09	82.87%-0.55	-46.43%-0.41	-318.98%-3	-251.92%-2.37	-154.35%-0.25
Dividend per share
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	--	--	--	Unqualified Opinion	--	--	--	--	Unqualified Opinion	--

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List

Overall

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