US Stock MarketDetailed Quotes

SYF Synchrony Financial

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  • 65.210
  • +1.130+1.76%
Close Feb 14 16:00 ET
  • 65.490
  • +0.280+0.43%
Pre 04:13 ET
25.35BMarket Cap7.63P/E (TTM)

Synchrony Financial Key Stats

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(FY)Dec 31, 2024
(Q4)Dec 31, 2024
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
Total revenue
18.33%16.13B
3.88%3.8B
9.76%3.81B
12.69%3.71B
16.57%3.73B
16.73%13.63B
18.30%3.66B
19.21%3.48B
14.65%3.29B
14.54%3.2B
Net interest income
5.95%18.01B
2.82%4.59B
5.66%4.61B
6.92%4.41B
8.74%4.41B
8.79%17B
8.77%4.47B
11.05%4.36B
8.36%4.12B
6.91%4.05B
-Net interest income
9.34%22.65B
2.90%5.71B
8.05%5.79B
11.17%5.58B
16.34%5.57B
20.79%20.71B
17.86%5.55B
23.31%5.35B
23.24%5.02B
19.00%4.79B
-Interest income from loans and lease
8.51%21.6B
2.95%5.48B
7.20%5.52B
10.16%5.3B
14.67%5.29B
17.90%19.9B
16.32%5.32B
20.97%5.15B
19.14%4.81B
15.17%4.62B
-Interest income from securities
29.83%1.05B
1.77%230M
29.56%263M
34.45%281M
61.76%275M
204.91%808M
71.21%226M
141.67%203M
497.14%209M
1,114.29%170M
-Total interest expense
24.87%4.63B
3.23%1.12B
18.55%1.18B
30.63%1.18B
58.23%1.16B
143.98%3.71B
79.90%1.08B
139.61%992M
231.25%901M
215.45%735M
-Interest expense for deposit
28.93%3.81B
4.44%917M
21.00%968M
34.87%967M
71.27%954M
192.86%2.95B
99.09%878M
185.71%800M
348.13%717M
338.58%557M
-Interest expense for long term debt and capital securities
9.09%828M
-1.95%201M
8.33%208M
14.13%210M
17.42%209M
47.95%759M
27.33%205M
43.28%192M
64.29%184M
67.92%178M
Non interest income
44.07%-1.89B
1.98%-791M
10.37%-795M
16.10%-693M
20.66%-676M
14.65%-3.37B
20.34%-807M
12.44%-887M
11.09%-826M
14.46%-852M
-Fees and commissions
3.05%1.59B
1.96%417M
0.75%401M
0.26%388M
10.09%382M
12.56%1.54B
15.86%409M
16.72%398M
8.71%387M
8.78%347M
-Other non interest income
29.29%-3.47B
0.66%-1.21B
6.93%-1.2B
10.88%-1.08B
11.76%-1.06B
7.65%-4.91B
10.98%-1.22B
5.10%-1.29B
5.60%-1.21B
8.82%-1.2B
Credit losses provision
-12.88%-6.73B
13.47%-1.56B
-7.33%-1.6B
-22.27%-1.69B
-46.05%-1.88B
-76.74%-5.97B
-50.21%-1.8B
-60.17%-1.49B
-91.02%-1.38B
-147.60%-1.29B
Non interest expense
0.80%4.8B
-6.99%1.22B
3.03%1.19B
0.68%1.18B
7.77%1.21B
9.71%4.76B
14.34%1.32B
8.46%1.15B
7.94%1.17B
7.70%1.12B
Professional expense and contract services expense
11.16%936M
9.21%249M
5.48%231M
12.92%236M
18.28%220M
1.20%842M
-2.15%228M
7.35%219M
12.97%209M
-11.43%186M
Selling and administrative expenses
-2.41%2.35B
-13.91%582M
3.16%587M
-3.60%563M
6.70%621M
11.21%2.41B
16.55%676M
7.16%569M
8.35%584M
12.36%582M
-General and administrative expense
-2.92%1.83B
-19.14%435M
4.50%464M
-3.77%434M
9.98%496M
12.08%1.88B
17.21%538M
6.73%444M
11.63%451M
12.19%451M
-Selling and marketing expense
-0.57%524M
6.52%147M
-1.60%123M
-3.01%129M
-4.58%125M
8.21%527M
14.05%138M
8.70%125M
-1.48%133M
12.93%131M
Other non-interest expense
0.13%1.51B
-4.61%393M
1.37%371M
0.53%378M
3.99%365M
12.57%1.51B
21.89%412M
11.25%366M
4.74%376M
12.86%351M
Income from associates and other participating interests
Special income (charges)
-43M
1.07B
0
Gain on sale of business
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--1.07B
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----
----
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--0
Less:Restructuring and mergern&acquisition
--43M
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----
----
----
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Other non-operating income (expenses)
Income before tax
56.78%4.55B
80.52%973M
23.41%1.03B
13.75%844M
116.20%1.71B
-26.70%2.9B
-27.26%539M
-9.65%833M
-30.39%742M
-35.93%790M
Income tax
58.26%1.05B
101.01%199M
16.59%239M
16.18%201M
119.58%415M
-29.60%666M
-39.63%99M
-6.39%205M
-33.97%173M
-37.21%189M
Earnings from equity interest net of tax
Net income
56.34%3.5B
75.91%774M
25.64%789M
13.01%643M
115.14%1.29B
-25.80%2.24B
-23.74%440M
-10.67%628M
-29.23%569M
-35.52%601M
Net Income continuous operations
56.34%3.5B
75.91%774M
25.64%789M
13.01%643M
115.14%1.29B
-25.80%2.24B
-23.74%440M
-10.67%628M
-29.23%569M
-35.52%601M
Minority interest income
Net income attributable to the parent company
56.34%3.5B
75.91%774M
25.64%789M
13.01%643M
115.14%1.29B
-25.80%2.24B
-23.74%440M
-10.67%628M
-29.23%569M
-35.52%601M
Preferred stock dividends
71.43%72M
90.91%21M
110.00%21M
90.00%19M
0.00%11M
0.00%42M
10.00%11M
-9.09%10M
-9.09%10M
10.00%11M
Other preferred stock dividend
Net income attributable to common stockholders
56.06%3.43B
75.52%753M
24.27%768M
11.63%624M
117.29%1.28B
-26.16%2.2B
-24.34%429M
-10.69%618M
-29.51%559M
-36.01%590M
Basic earnings per share
65.83%8.64
85.58%1.93
31.54%1.96
18.18%1.56
133.09%3.17
-15.83%5.21
-18.11%1.04
0.68%1.49
-18.01%1.32
-24.02%1.36
Diluted earnings per share
64.74%8.55
85.44%1.91
31.08%1.94
17.42%1.55
132.59%3.14
-15.61%5.19
-18.25%1.03
0.68%1.48
-17.50%1.32
-23.73%1.35
Dividend per share
4.17%1
0.00%0.25
0.00%0.25
8.70%0.25
8.70%0.25
6.67%0.96
8.70%0.25
8.70%0.25
4.55%0.23
4.55%0.23
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
--
(FY)Dec 31, 2024(Q4)Dec 31, 2024(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023
Total revenue 18.33%16.13B3.88%3.8B9.76%3.81B12.69%3.71B16.57%3.73B16.73%13.63B18.30%3.66B19.21%3.48B14.65%3.29B14.54%3.2B
Net interest income 5.95%18.01B2.82%4.59B5.66%4.61B6.92%4.41B8.74%4.41B8.79%17B8.77%4.47B11.05%4.36B8.36%4.12B6.91%4.05B
-Net interest income 9.34%22.65B2.90%5.71B8.05%5.79B11.17%5.58B16.34%5.57B20.79%20.71B17.86%5.55B23.31%5.35B23.24%5.02B19.00%4.79B
-Interest income from loans and lease 8.51%21.6B2.95%5.48B7.20%5.52B10.16%5.3B14.67%5.29B17.90%19.9B16.32%5.32B20.97%5.15B19.14%4.81B15.17%4.62B
-Interest income from securities 29.83%1.05B1.77%230M29.56%263M34.45%281M61.76%275M204.91%808M71.21%226M141.67%203M497.14%209M1,114.29%170M
-Total interest expense 24.87%4.63B3.23%1.12B18.55%1.18B30.63%1.18B58.23%1.16B143.98%3.71B79.90%1.08B139.61%992M231.25%901M215.45%735M
-Interest expense for deposit 28.93%3.81B4.44%917M21.00%968M34.87%967M71.27%954M192.86%2.95B99.09%878M185.71%800M348.13%717M338.58%557M
-Interest expense for long term debt and capital securities 9.09%828M-1.95%201M8.33%208M14.13%210M17.42%209M47.95%759M27.33%205M43.28%192M64.29%184M67.92%178M
Non interest income 44.07%-1.89B1.98%-791M10.37%-795M16.10%-693M20.66%-676M14.65%-3.37B20.34%-807M12.44%-887M11.09%-826M14.46%-852M
-Fees and commissions 3.05%1.59B1.96%417M0.75%401M0.26%388M10.09%382M12.56%1.54B15.86%409M16.72%398M8.71%387M8.78%347M
-Other non interest income 29.29%-3.47B0.66%-1.21B6.93%-1.2B10.88%-1.08B11.76%-1.06B7.65%-4.91B10.98%-1.22B5.10%-1.29B5.60%-1.21B8.82%-1.2B
Credit losses provision -12.88%-6.73B13.47%-1.56B-7.33%-1.6B-22.27%-1.69B-46.05%-1.88B-76.74%-5.97B-50.21%-1.8B-60.17%-1.49B-91.02%-1.38B-147.60%-1.29B
Non interest expense 0.80%4.8B-6.99%1.22B3.03%1.19B0.68%1.18B7.77%1.21B9.71%4.76B14.34%1.32B8.46%1.15B7.94%1.17B7.70%1.12B
Professional expense and contract services expense 11.16%936M9.21%249M5.48%231M12.92%236M18.28%220M1.20%842M-2.15%228M7.35%219M12.97%209M-11.43%186M
Selling and administrative expenses -2.41%2.35B-13.91%582M3.16%587M-3.60%563M6.70%621M11.21%2.41B16.55%676M7.16%569M8.35%584M12.36%582M
-General and administrative expense -2.92%1.83B-19.14%435M4.50%464M-3.77%434M9.98%496M12.08%1.88B17.21%538M6.73%444M11.63%451M12.19%451M
-Selling and marketing expense -0.57%524M6.52%147M-1.60%123M-3.01%129M-4.58%125M8.21%527M14.05%138M8.70%125M-1.48%133M12.93%131M
Other non-interest expense 0.13%1.51B-4.61%393M1.37%371M0.53%378M3.99%365M12.57%1.51B21.89%412M11.25%366M4.74%376M12.86%351M
Income from associates and other participating interests
Special income (charges) -43M1.07B0
Gain on sale of business ------------------1.07B------------------0
Less:Restructuring and mergern&acquisition --43M------------------------------------
Other non-operating income (expenses)
Income before tax 56.78%4.55B80.52%973M23.41%1.03B13.75%844M116.20%1.71B-26.70%2.9B-27.26%539M-9.65%833M-30.39%742M-35.93%790M
Income tax 58.26%1.05B101.01%199M16.59%239M16.18%201M119.58%415M-29.60%666M-39.63%99M-6.39%205M-33.97%173M-37.21%189M
Earnings from equity interest net of tax
Net income 56.34%3.5B75.91%774M25.64%789M13.01%643M115.14%1.29B-25.80%2.24B-23.74%440M-10.67%628M-29.23%569M-35.52%601M
Net Income continuous operations 56.34%3.5B75.91%774M25.64%789M13.01%643M115.14%1.29B-25.80%2.24B-23.74%440M-10.67%628M-29.23%569M-35.52%601M
Minority interest income
Net income attributable to the parent company 56.34%3.5B75.91%774M25.64%789M13.01%643M115.14%1.29B-25.80%2.24B-23.74%440M-10.67%628M-29.23%569M-35.52%601M
Preferred stock dividends 71.43%72M90.91%21M110.00%21M90.00%19M0.00%11M0.00%42M10.00%11M-9.09%10M-9.09%10M10.00%11M
Other preferred stock dividend
Net income attributable to common stockholders 56.06%3.43B75.52%753M24.27%768M11.63%624M117.29%1.28B-26.16%2.2B-24.34%429M-10.69%618M-29.51%559M-36.01%590M
Basic earnings per share 65.83%8.6485.58%1.9331.54%1.9618.18%1.56133.09%3.17-15.83%5.21-18.11%1.040.68%1.49-18.01%1.32-24.02%1.36
Diluted earnings per share 64.74%8.5585.44%1.9131.08%1.9417.42%1.55132.59%3.14-15.61%5.19-18.25%1.030.68%1.48-17.50%1.32-23.73%1.35
Dividend per share 4.17%10.00%0.250.00%0.258.70%0.258.70%0.256.67%0.968.70%0.258.70%0.254.55%0.234.55%0.23
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions Unqualified Opinion--------Unqualified Opinion--------
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