US Stock MarketDetailed Quotes

SYF Synchrony Financial

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  • 67.520
  • +0.300+0.45%
Close Nov 29 13:00 ET
  • 68.330
  • +0.810+1.20%
Post 17:01 ET
26.29BMarket Cap8.77P/E (TTM)

Synchrony Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q3)Sep 30, 2024
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
(FY)Dec 31, 2022
(Q4)Dec 31, 2022
Total revenue
9.76%3.81B
12.69%3.71B
16.57%3.73B
16.73%13.63B
18.30%3.66B
19.21%3.48B
14.65%3.29B
14.54%3.2B
14.54%11.67B
13.30%3.09B
Net interest income
5.66%4.61B
6.92%4.41B
8.74%4.41B
8.79%17B
8.77%4.47B
11.05%4.36B
8.36%4.12B
6.91%4.05B
9.73%15.63B
7.21%4.11B
-Net interest income
8.05%5.79B
11.17%5.58B
16.34%5.57B
20.79%20.71B
17.86%5.55B
23.31%5.35B
23.24%5.02B
19.00%4.79B
12.28%17.15B
16.16%4.71B
-Interest income from loans and lease
7.20%5.52B
10.16%5.3B
14.67%5.29B
17.90%19.9B
16.32%5.32B
20.97%5.15B
19.14%4.81B
15.17%4.62B
10.86%16.88B
13.21%4.58B
-Interest income from securities
29.56%263M
34.45%281M
61.76%275M
204.91%808M
71.21%226M
141.67%203M
497.14%209M
1,114.29%170M
516.28%265M
1,100.00%132M
-Total interest expense
18.55%1.18B
30.63%1.18B
58.23%1.16B
143.98%3.71B
79.90%1.08B
139.61%992M
231.25%901M
215.45%735M
47.38%1.52B
169.96%602M
-Interest expense for deposit
21.00%968M
34.87%967M
71.27%954M
192.86%2.95B
99.09%878M
185.71%800M
348.13%717M
338.58%557M
78.09%1.01B
270.59%441M
-Interest expense for long term debt and capital securities
8.33%208M
14.13%210M
17.42%209M
47.95%759M
27.33%205M
43.28%192M
64.29%184M
67.92%178M
10.09%513M
54.81%161M
Non interest income
10.37%-795M
16.10%-693M
20.66%-676M
14.65%-3.37B
20.34%-807M
12.44%-887M
11.09%-826M
14.46%-852M
2.37%-3.95B
7.91%-1.01B
-Fees and commissions
0.75%401M
0.26%388M
10.09%382M
12.56%1.54B
15.86%409M
16.72%398M
8.71%387M
8.78%347M
17.61%1.37B
6.01%353M
-Other non interest income
6.93%-1.2B
10.88%-1.08B
11.76%-1.06B
7.65%-4.91B
10.98%-1.22B
5.10%-1.29B
5.60%-1.21B
8.82%-1.2B
-2.09%-5.32B
4.68%-1.37B
Credit losses provision
-7.33%-1.6B
-22.27%-1.69B
-46.05%-1.88B
-76.74%-5.97B
-50.21%-1.8B
-60.17%-1.49B
-91.02%-1.38B
-147.60%-1.29B
-364.88%-3.38B
-114.08%-1.2B
Non interest expense
3.03%1.19B
0.68%1.18B
7.77%1.21B
8.72%4.72B
10.60%1.27B
8.46%1.15B
7.94%1.17B
7.70%1.12B
9.44%4.34B
2.58%1.15B
Professional expense and contract services expense
5.48%231M
12.92%236M
18.28%220M
1.20%842M
-2.15%228M
7.35%219M
12.97%209M
-11.43%186M
6.39%832M
12.56%233M
Selling and administrative expenses
3.16%587M
-3.60%563M
6.70%621M
9.23%2.37B
9.14%633M
7.16%569M
8.35%584M
12.36%582M
9.11%2.17B
0.69%580M
-General and administrative expense
4.50%464M
-3.77%434M
9.98%496M
9.52%1.84B
7.84%495M
6.73%444M
11.63%451M
12.19%451M
11.99%1.68B
12.22%459M
-Selling and marketing expense
-1.60%123M
-3.01%129M
-4.58%125M
8.21%527M
14.05%138M
8.70%125M
-1.48%133M
12.93%131M
0.21%487M
-27.54%121M
Other non-interest expense
1.37%371M
0.53%378M
3.99%365M
12.57%1.51B
21.89%412M
11.25%366M
4.74%376M
12.86%351M
11.98%1.34B
-0.29%338M
Income from associates and other participating interests
Special income (charges)
1.07B
-43M
0
Gain on sale of business
----
----
--1.07B
----
----
----
----
--0
----
----
Less:Restructuring and mergern&acquisition
----
----
----
--43M
----
----
----
----
----
----
Other non-operating income (expenses)
Income before tax
23.41%1.03B
13.75%844M
116.20%1.71B
-26.70%2.9B
-27.26%539M
-9.65%833M
-30.39%742M
-35.93%790M
-28.00%3.96B
-29.23%741M
Income tax
16.59%239M
16.18%201M
119.58%415M
-29.60%666M
-39.63%99M
-6.39%205M
-33.97%173M
-37.21%189M
-26.21%946M
-29.91%164M
Earnings from equity interest net of tax
Net income
25.64%789M
13.01%643M
115.14%1.29B
-25.80%2.24B
-23.74%440M
-10.67%628M
-29.23%569M
-35.52%601M
-28.55%3.02B
-29.03%577M
Net Income continuous operations
25.64%789M
13.01%643M
115.14%1.29B
-25.80%2.24B
-23.74%440M
-10.67%628M
-29.23%569M
-35.52%601M
-28.55%3.02B
-29.03%577M
Minority interest income
Net income attributable to the parent company
25.64%789M
13.01%643M
115.14%1.29B
-25.80%2.24B
-23.74%440M
-10.67%628M
-29.23%569M
-35.52%601M
-28.55%3.02B
-29.03%577M
Preferred stock dividends
110.00%21M
90.00%19M
0.00%11M
0.00%42M
10.00%11M
-9.09%10M
-9.09%10M
10.00%11M
0.00%42M
0.00%10M
Other preferred stock dividend
Net income attributable to common stockholders
24.27%768M
11.63%624M
117.29%1.28B
-26.16%2.2B
-24.34%429M
-10.69%618M
-29.51%559M
-36.01%590M
-28.83%2.97B
-29.39%567M
Basic earnings per share
31.54%1.96
18.18%1.56
133.09%3.17
-15.83%5.21
-18.11%1.04
0.68%1.49
-18.01%1.32
-24.02%1.36
-16.35%6.19
-14.77%1.27
Diluted earnings per share
31.08%1.94
17.42%1.55
132.59%3.14
-15.61%5.19
-18.25%1.03
0.68%1.48
-17.50%1.32
-23.73%1.35
-16.21%6.15
-14.86%1.26
Dividend per share
0.00%0.25
8.70%0.25
8.70%0.25
6.67%0.96
8.70%0.25
8.70%0.25
4.55%0.23
4.55%0.23
2.27%0.9
4.55%0.23
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
--
Unqualified Opinion
--
--
--
--
--
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(Q3)Sep 30, 2024(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023(FY)Dec 31, 2022(Q4)Dec 31, 2022
Total revenue 9.76%3.81B12.69%3.71B16.57%3.73B16.73%13.63B18.30%3.66B19.21%3.48B14.65%3.29B14.54%3.2B14.54%11.67B13.30%3.09B
Net interest income 5.66%4.61B6.92%4.41B8.74%4.41B8.79%17B8.77%4.47B11.05%4.36B8.36%4.12B6.91%4.05B9.73%15.63B7.21%4.11B
-Net interest income 8.05%5.79B11.17%5.58B16.34%5.57B20.79%20.71B17.86%5.55B23.31%5.35B23.24%5.02B19.00%4.79B12.28%17.15B16.16%4.71B
-Interest income from loans and lease 7.20%5.52B10.16%5.3B14.67%5.29B17.90%19.9B16.32%5.32B20.97%5.15B19.14%4.81B15.17%4.62B10.86%16.88B13.21%4.58B
-Interest income from securities 29.56%263M34.45%281M61.76%275M204.91%808M71.21%226M141.67%203M497.14%209M1,114.29%170M516.28%265M1,100.00%132M
-Total interest expense 18.55%1.18B30.63%1.18B58.23%1.16B143.98%3.71B79.90%1.08B139.61%992M231.25%901M215.45%735M47.38%1.52B169.96%602M
-Interest expense for deposit 21.00%968M34.87%967M71.27%954M192.86%2.95B99.09%878M185.71%800M348.13%717M338.58%557M78.09%1.01B270.59%441M
-Interest expense for long term debt and capital securities 8.33%208M14.13%210M17.42%209M47.95%759M27.33%205M43.28%192M64.29%184M67.92%178M10.09%513M54.81%161M
Non interest income 10.37%-795M16.10%-693M20.66%-676M14.65%-3.37B20.34%-807M12.44%-887M11.09%-826M14.46%-852M2.37%-3.95B7.91%-1.01B
-Fees and commissions 0.75%401M0.26%388M10.09%382M12.56%1.54B15.86%409M16.72%398M8.71%387M8.78%347M17.61%1.37B6.01%353M
-Other non interest income 6.93%-1.2B10.88%-1.08B11.76%-1.06B7.65%-4.91B10.98%-1.22B5.10%-1.29B5.60%-1.21B8.82%-1.2B-2.09%-5.32B4.68%-1.37B
Credit losses provision -7.33%-1.6B-22.27%-1.69B-46.05%-1.88B-76.74%-5.97B-50.21%-1.8B-60.17%-1.49B-91.02%-1.38B-147.60%-1.29B-364.88%-3.38B-114.08%-1.2B
Non interest expense 3.03%1.19B0.68%1.18B7.77%1.21B8.72%4.72B10.60%1.27B8.46%1.15B7.94%1.17B7.70%1.12B9.44%4.34B2.58%1.15B
Professional expense and contract services expense 5.48%231M12.92%236M18.28%220M1.20%842M-2.15%228M7.35%219M12.97%209M-11.43%186M6.39%832M12.56%233M
Selling and administrative expenses 3.16%587M-3.60%563M6.70%621M9.23%2.37B9.14%633M7.16%569M8.35%584M12.36%582M9.11%2.17B0.69%580M
-General and administrative expense 4.50%464M-3.77%434M9.98%496M9.52%1.84B7.84%495M6.73%444M11.63%451M12.19%451M11.99%1.68B12.22%459M
-Selling and marketing expense -1.60%123M-3.01%129M-4.58%125M8.21%527M14.05%138M8.70%125M-1.48%133M12.93%131M0.21%487M-27.54%121M
Other non-interest expense 1.37%371M0.53%378M3.99%365M12.57%1.51B21.89%412M11.25%366M4.74%376M12.86%351M11.98%1.34B-0.29%338M
Income from associates and other participating interests
Special income (charges) 1.07B-43M0
Gain on sale of business ----------1.07B------------------0--------
Less:Restructuring and mergern&acquisition --------------43M------------------------
Other non-operating income (expenses)
Income before tax 23.41%1.03B13.75%844M116.20%1.71B-26.70%2.9B-27.26%539M-9.65%833M-30.39%742M-35.93%790M-28.00%3.96B-29.23%741M
Income tax 16.59%239M16.18%201M119.58%415M-29.60%666M-39.63%99M-6.39%205M-33.97%173M-37.21%189M-26.21%946M-29.91%164M
Earnings from equity interest net of tax
Net income 25.64%789M13.01%643M115.14%1.29B-25.80%2.24B-23.74%440M-10.67%628M-29.23%569M-35.52%601M-28.55%3.02B-29.03%577M
Net Income continuous operations 25.64%789M13.01%643M115.14%1.29B-25.80%2.24B-23.74%440M-10.67%628M-29.23%569M-35.52%601M-28.55%3.02B-29.03%577M
Minority interest income
Net income attributable to the parent company 25.64%789M13.01%643M115.14%1.29B-25.80%2.24B-23.74%440M-10.67%628M-29.23%569M-35.52%601M-28.55%3.02B-29.03%577M
Preferred stock dividends 110.00%21M90.00%19M0.00%11M0.00%42M10.00%11M-9.09%10M-9.09%10M10.00%11M0.00%42M0.00%10M
Other preferred stock dividend
Net income attributable to common stockholders 24.27%768M11.63%624M117.29%1.28B-26.16%2.2B-24.34%429M-10.69%618M-29.51%559M-36.01%590M-28.83%2.97B-29.39%567M
Basic earnings per share 31.54%1.9618.18%1.56133.09%3.17-15.83%5.21-18.11%1.040.68%1.49-18.01%1.32-24.02%1.36-16.35%6.19-14.77%1.27
Diluted earnings per share 31.08%1.9417.42%1.55132.59%3.14-15.61%5.19-18.25%1.030.68%1.48-17.50%1.32-23.73%1.35-16.21%6.15-14.86%1.26
Dividend per share 0.00%0.258.70%0.258.70%0.256.67%0.968.70%0.258.70%0.254.55%0.234.55%0.232.27%0.94.55%0.23
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ------Unqualified Opinion------------

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