US Stock MarketDetailed Quotes

SYF Synchrony Financial

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  • 50.830
  • -1.390-2.66%
Close Jul 18 16:00 ET
  • 52.470
  • +1.640+3.23%
Post 19:26 ET
20.08BMarket Cap7.10P/E (TTM)

Synchrony Financial Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q2)Jun 30, 2024
(Q1)Mar 31, 2024
(FY)Dec 31, 2023
(Q4)Dec 31, 2023
(Q3)Sep 30, 2023
(Q2)Jun 30, 2023
(Q1)Mar 31, 2023
(FY)Dec 31, 2022
(Q4)Dec 31, 2022
(Q3)Sep 30, 2022
Total revenue
12.69%3.71B
49.98%4.8B
16.73%13.63B
18.30%3.66B
19.21%3.48B
14.65%3.29B
14.54%3.2B
14.54%11.67B
13.30%3.09B
17.26%2.92B
Net interest income
6.92%4.41B
8.74%4.41B
8.79%17B
8.77%4.47B
11.05%4.36B
8.36%4.12B
6.91%4.05B
9.73%15.63B
7.21%4.11B
7.38%3.93B
-Net interest income
11.17%5.58B
16.34%5.57B
20.79%20.71B
17.86%5.55B
23.31%5.35B
23.24%5.02B
19.00%4.79B
12.28%17.15B
16.16%4.71B
11.39%4.34B
-Interest income from loans and lease
10.16%5.3B
14.67%5.29B
17.90%19.9B
16.32%5.32B
20.97%5.15B
19.14%4.81B
15.17%4.62B
10.86%16.88B
13.21%4.58B
9.54%4.26B
-Interest income from securities
34.45%281M
61.76%275M
204.91%808M
71.21%226M
141.67%203M
497.14%209M
1,114.29%170M
516.28%265M
1,100.00%132M
663.64%84M
-Total interest expense
30.63%1.18B
58.23%1.16B
143.98%3.71B
79.90%1.08B
139.61%992M
231.25%901M
215.45%735M
47.38%1.52B
169.96%602M
72.50%414M
-Interest expense for deposit
34.87%967M
71.27%954M
192.86%2.95B
99.09%878M
185.71%800M
348.13%717M
338.58%557M
78.09%1.01B
270.59%441M
113.74%280M
-Interest expense for long term debt and capital securities
14.13%210M
17.42%209M
47.95%759M
27.33%205M
43.28%192M
64.29%184M
67.92%178M
10.09%513M
54.81%161M
22.94%134M
Non interest income
16.10%-693M
146.13%393M
14.65%-3.37B
20.34%-807M
12.44%-887M
11.09%-826M
14.46%-852M
2.37%-3.95B
7.91%-1.01B
13.57%-1.01B
-Fees and commissions
0.26%388M
10.09%382M
12.56%1.54B
15.86%409M
16.72%398M
8.71%387M
8.78%347M
17.61%1.37B
6.01%353M
12.91%341M
-Other non interest income
10.88%-1.08B
100.92%11M
7.65%-4.91B
10.98%-1.22B
5.10%-1.29B
5.60%-1.21B
8.82%-1.2B
-2.09%-5.32B
4.68%-1.37B
8.14%-1.35B
Credit losses provision
-22.27%-1.69B
-46.05%-1.88B
-76.74%-5.97B
-50.21%-1.8B
-60.17%-1.49B
-91.02%-1.38B
-147.60%-1.29B
-364.88%-3.38B
-114.08%-1.2B
-3,616.00%-929M
Non interest expense
0.68%1.18B
7.77%1.21B
8.72%4.72B
10.60%1.27B
8.46%1.15B
7.94%1.17B
7.70%1.12B
9.44%4.34B
2.58%1.15B
10.72%1.06B
Professional expense and contract services expense
12.92%236M
18.28%220M
1.20%842M
-2.15%228M
7.35%219M
12.97%209M
-11.43%186M
6.39%832M
12.56%233M
4.08%204M
Selling and administrative expenses
-3.60%563M
6.70%621M
9.23%2.37B
9.14%633M
7.16%569M
8.35%584M
12.36%582M
9.11%2.17B
0.69%580M
10.86%531M
-General and administrative expense
-3.77%434M
9.98%496M
9.52%1.84B
7.84%495M
6.73%444M
11.63%451M
12.19%451M
11.99%1.68B
12.22%459M
12.74%416M
-Selling and marketing expense
-3.01%129M
-4.58%125M
8.21%527M
14.05%138M
8.70%125M
-1.48%133M
12.93%131M
0.21%487M
-27.54%121M
4.55%115M
Other non-interest expense
0.53%378M
3.99%365M
12.57%1.51B
21.89%412M
11.25%366M
4.74%376M
12.86%351M
11.98%1.34B
-0.29%338M
15.03%329M
Income from associates and other participating interests
Special income (charges)
-43M
Less:Restructuring and mergern&acquisition
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--43M
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Other non-operating income (expenses)
Income before tax
13.75%844M
116.20%1.71B
-26.70%2.9B
-27.26%539M
-9.65%833M
-30.39%742M
-35.93%790M
-28.00%3.96B
-29.23%741M
-38.53%922M
Income tax
16.18%201M
119.58%415M
-29.60%666M
-39.63%99M
-6.39%205M
-33.97%173M
-37.21%189M
-26.21%946M
-29.91%164M
-39.00%219M
Earnings from equity interest net of tax
Net income
13.01%643M
115.14%1.29B
-25.80%2.24B
-23.74%440M
-10.67%628M
-29.23%569M
-35.52%601M
-28.55%3.02B
-29.03%577M
-38.39%703M
Net Income continuous operations
13.01%643M
115.14%1.29B
-25.80%2.24B
-23.74%440M
-10.67%628M
-29.23%569M
-35.52%601M
-28.55%3.02B
-29.03%577M
-38.39%703M
Minority interest income
Net income attributable to the parent company
13.01%643M
115.14%1.29B
-25.80%2.24B
-23.74%440M
-10.67%628M
-29.23%569M
-35.52%601M
-28.55%3.02B
-29.03%577M
-38.39%703M
Preferred stock dividends
0.00%11M
0.00%42M
10.00%11M
-9.09%10M
-9.09%10M
10.00%11M
0.00%42M
0.00%10M
0.00%11M
Other preferred stock dividend
19M
Net income attributable to common stockholders
11.63%624M
117.29%1.28B
-26.16%2.2B
-24.34%429M
-10.69%618M
-29.51%559M
-36.01%590M
-28.83%2.97B
-29.39%567M
-38.76%692M
Basic earnings per share
18.18%1.56
133.09%3.17
-15.83%5.21
-18.11%1.04
0.68%1.49
-18.01%1.32
-24.02%1.36
-16.35%6.19
-14.77%1.27
-26.73%1.48
Diluted earnings per share
17.42%1.55
132.59%3.14
-15.61%5.19
-18.25%1.03
0.68%1.48
-17.50%1.32
-23.73%1.35
-16.21%6.15
-14.86%1.26
-26.50%1.47
Dividend per share
8.70%0.25
8.70%0.25
6.67%0.96
8.70%0.25
8.70%0.25
4.55%0.23
4.55%0.23
2.27%0.9
4.55%0.23
4.55%0.23
Currency Unit
USD
USD
USD
USD
USD
USD
USD
USD
USD
USD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
Unqualified Opinion
--
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(Q2)Jun 30, 2024(Q1)Mar 31, 2024(FY)Dec 31, 2023(Q4)Dec 31, 2023(Q3)Sep 30, 2023(Q2)Jun 30, 2023(Q1)Mar 31, 2023(FY)Dec 31, 2022(Q4)Dec 31, 2022(Q3)Sep 30, 2022
Total revenue 12.69%3.71B49.98%4.8B16.73%13.63B18.30%3.66B19.21%3.48B14.65%3.29B14.54%3.2B14.54%11.67B13.30%3.09B17.26%2.92B
Net interest income 6.92%4.41B8.74%4.41B8.79%17B8.77%4.47B11.05%4.36B8.36%4.12B6.91%4.05B9.73%15.63B7.21%4.11B7.38%3.93B
-Net interest income 11.17%5.58B16.34%5.57B20.79%20.71B17.86%5.55B23.31%5.35B23.24%5.02B19.00%4.79B12.28%17.15B16.16%4.71B11.39%4.34B
-Interest income from loans and lease 10.16%5.3B14.67%5.29B17.90%19.9B16.32%5.32B20.97%5.15B19.14%4.81B15.17%4.62B10.86%16.88B13.21%4.58B9.54%4.26B
-Interest income from securities 34.45%281M61.76%275M204.91%808M71.21%226M141.67%203M497.14%209M1,114.29%170M516.28%265M1,100.00%132M663.64%84M
-Total interest expense 30.63%1.18B58.23%1.16B143.98%3.71B79.90%1.08B139.61%992M231.25%901M215.45%735M47.38%1.52B169.96%602M72.50%414M
-Interest expense for deposit 34.87%967M71.27%954M192.86%2.95B99.09%878M185.71%800M348.13%717M338.58%557M78.09%1.01B270.59%441M113.74%280M
-Interest expense for long term debt and capital securities 14.13%210M17.42%209M47.95%759M27.33%205M43.28%192M64.29%184M67.92%178M10.09%513M54.81%161M22.94%134M
Non interest income 16.10%-693M146.13%393M14.65%-3.37B20.34%-807M12.44%-887M11.09%-826M14.46%-852M2.37%-3.95B7.91%-1.01B13.57%-1.01B
-Fees and commissions 0.26%388M10.09%382M12.56%1.54B15.86%409M16.72%398M8.71%387M8.78%347M17.61%1.37B6.01%353M12.91%341M
-Other non interest income 10.88%-1.08B100.92%11M7.65%-4.91B10.98%-1.22B5.10%-1.29B5.60%-1.21B8.82%-1.2B-2.09%-5.32B4.68%-1.37B8.14%-1.35B
Credit losses provision -22.27%-1.69B-46.05%-1.88B-76.74%-5.97B-50.21%-1.8B-60.17%-1.49B-91.02%-1.38B-147.60%-1.29B-364.88%-3.38B-114.08%-1.2B-3,616.00%-929M
Non interest expense 0.68%1.18B7.77%1.21B8.72%4.72B10.60%1.27B8.46%1.15B7.94%1.17B7.70%1.12B9.44%4.34B2.58%1.15B10.72%1.06B
Professional expense and contract services expense 12.92%236M18.28%220M1.20%842M-2.15%228M7.35%219M12.97%209M-11.43%186M6.39%832M12.56%233M4.08%204M
Selling and administrative expenses -3.60%563M6.70%621M9.23%2.37B9.14%633M7.16%569M8.35%584M12.36%582M9.11%2.17B0.69%580M10.86%531M
-General and administrative expense -3.77%434M9.98%496M9.52%1.84B7.84%495M6.73%444M11.63%451M12.19%451M11.99%1.68B12.22%459M12.74%416M
-Selling and marketing expense -3.01%129M-4.58%125M8.21%527M14.05%138M8.70%125M-1.48%133M12.93%131M0.21%487M-27.54%121M4.55%115M
Other non-interest expense 0.53%378M3.99%365M12.57%1.51B21.89%412M11.25%366M4.74%376M12.86%351M11.98%1.34B-0.29%338M15.03%329M
Income from associates and other participating interests
Special income (charges) -43M
Less:Restructuring and mergern&acquisition ----------43M----------------------------
Other non-operating income (expenses)
Income before tax 13.75%844M116.20%1.71B-26.70%2.9B-27.26%539M-9.65%833M-30.39%742M-35.93%790M-28.00%3.96B-29.23%741M-38.53%922M
Income tax 16.18%201M119.58%415M-29.60%666M-39.63%99M-6.39%205M-33.97%173M-37.21%189M-26.21%946M-29.91%164M-39.00%219M
Earnings from equity interest net of tax
Net income 13.01%643M115.14%1.29B-25.80%2.24B-23.74%440M-10.67%628M-29.23%569M-35.52%601M-28.55%3.02B-29.03%577M-38.39%703M
Net Income continuous operations 13.01%643M115.14%1.29B-25.80%2.24B-23.74%440M-10.67%628M-29.23%569M-35.52%601M-28.55%3.02B-29.03%577M-38.39%703M
Minority interest income
Net income attributable to the parent company 13.01%643M115.14%1.29B-25.80%2.24B-23.74%440M-10.67%628M-29.23%569M-35.52%601M-28.55%3.02B-29.03%577M-38.39%703M
Preferred stock dividends 0.00%11M0.00%42M10.00%11M-9.09%10M-9.09%10M10.00%11M0.00%42M0.00%10M0.00%11M
Other preferred stock dividend 19M
Net income attributable to common stockholders 11.63%624M117.29%1.28B-26.16%2.2B-24.34%429M-10.69%618M-29.51%559M-36.01%590M-28.83%2.97B-29.39%567M-38.76%692M
Basic earnings per share 18.18%1.56133.09%3.17-15.83%5.21-18.11%1.040.68%1.49-18.01%1.32-24.02%1.36-16.35%6.19-14.77%1.27-26.73%1.48
Diluted earnings per share 17.42%1.55132.59%3.14-15.61%5.19-18.25%1.030.68%1.48-17.50%1.32-23.73%1.35-16.21%6.15-14.86%1.26-26.50%1.47
Dividend per share 8.70%0.258.70%0.256.67%0.968.70%0.258.70%0.254.55%0.234.55%0.232.27%0.94.55%0.234.55%0.23
Currency Unit USDUSDUSDUSDUSDUSDUSDUSDUSDUSD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ----Unqualified Opinion--------------

Analysis

Analyst Rating

No Data

Price Target

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