US Stock MarketDetailed Quotes

VBNK VersaBank

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  • 11.660
  • 0.0000.00%
Close Jul 25 09:30 ET
302.75MMarket Cap9.05P/E (TTM)

VersaBank Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q2)Apr 30, 2024
(Q1)Jan 31, 2024
(FY)Oct 31, 2023
(Q4)Oct 31, 2023
(Q3)Jul 31, 2023
(Q2)Apr 30, 2023
(Q1)Jan 31, 2023
(FY)Oct 31, 2022
(Q4)Oct 31, 2022
(Q3)Jul 31, 2022
Assets
Cash cash equivalents and federal funds sold
-11.11%198.81M
-36.68%127.51M
49.29%132.24M
49.29%132.24M
4.17%87.73M
12.87%223.66M
29.72%201.37M
-67.38%88.58M
-67.38%88.58M
-71.65%84.21M
-Cash and cash equivalents
-11.11%198.81M
-36.68%127.51M
49.29%132.24M
49.29%132.24M
4.17%87.73M
12.87%223.66M
29.72%201.37M
-67.38%88.58M
-67.38%88.58M
-71.65%84.21M
Receivables
38.38%27.62M
34.71%25.65M
32.82%24.54M
32.82%24.54M
33.21%21.87M
49.46%19.96M
64.51%19.04M
--18.48M
--18.48M
83.29%16.41M
-Accounts receivable
38.38%27.62M
34.71%25.65M
32.82%24.54M
32.82%24.54M
33.21%21.87M
49.46%19.96M
64.51%19.04M
--18.48M
--18.48M
83.29%16.41M
Net loan
17.46%4B
23.09%3.96B
28.60%3.83B
28.60%3.83B
30.04%3.64B
39.41%3.4B
45.87%3.22B
41.60%2.98B
41.60%2.98B
44.07%2.8B
-Gross loan
17.45%4B
23.08%3.97B
28.60%3.83B
28.60%3.83B
30.06%3.65B
39.43%3.41B
45.88%3.22B
41.69%2.98B
41.69%2.98B
44.03%2.8B
-Allowance for loans and lease losses
-4.91%2.4M
4.24%2.39M
31.99%2.51M
31.99%2.51M
58.74%2.7M
64.77%2.53M
57.32%2.29M
--1.9M
--1.9M
-1.91%1.7M
Securities and investments
157.90%104.72M
163.70%133.96M
18.51%168.89M
18.51%168.89M
36.59%183.9M
4,160.76%40.61M
5,230.54%50.8M
--142.52M
--142.52M
14,027.49%134.64M
-Available for sale securities
157.90%104.72M
163.70%133.96M
18.51%168.89M
18.51%168.89M
36.59%183.9M
4,160.76%40.61M
5,230.54%50.8M
--142.52M
--142.52M
14,027.49%134.64M
Derivative assets
921.36%1.05M
1,097.96%587K
--1.52M
--1.52M
--1.12M
--103K
--49K
--0
--0
----
Net PPE
156.91%27.25M
157.70%27.44M
-9.34%9.96M
-9.34%9.96M
-8.63%10.29M
-6.47%10.61M
-7.81%10.65M
--10.99M
--10.99M
-8.16%11.26M
-Gross PPE
156.91%27.25M
157.70%27.44M
-1.49%21.95M
-1.49%21.95M
-8.63%10.29M
-6.47%10.61M
-7.81%10.65M
--22.28M
--22.28M
-8.16%11.26M
-Accumulated depreciation
----
----
-6.15%-11.99M
-6.15%-11.99M
----
----
----
---11.29M
---11.29M
----
Goodwill and other intangible assets
-47.92%8.35M
-45.09%8.45M
-4.41%8.55M
-4.41%8.55M
80.14%16.31M
74.86%16.03M
65.73%15.38M
--8.94M
--8.94M
-4.46%9.05M
-Goodwill
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
0.00%5.75M
--5.75M
--5.75M
0.00%5.75M
-Other intangible assets
-74.75%2.59M
-72.04%2.69M
-12.37%2.79M
-12.37%2.79M
219.92%10.55M
201.05%10.28M
172.95%9.63M
--3.19M
--3.19M
-11.36%3.3M
Other assets
55.76%21.17M
55.95%20.2M
35.01%22.13M
35.01%22.13M
-12.76%14.02M
-16.02%13.59M
-23.29%12.95M
-59.54%16.39M
-59.54%16.39M
50.17%16.07M
Total assets
17.67%4.39B
22.03%4.31B
28.65%4.2B
28.65%4.2B
29.44%3.98B
38.53%3.73B
46.22%3.53B
35.23%3.27B
35.23%3.27B
34.54%3.08B
Liabilities
Total deposits
18.83%3.69B
24.38%3.64B
32.96%3.53B
32.96%3.53B
34.46%3.33B
46.27%3.11B
58.39%2.93B
43.40%2.66B
43.40%2.66B
36.16%2.48B
Payables
265.47%24.92M
36.36%9.97M
27.40%17.15M
27.40%17.15M
2.77%11.79M
-14.51%6.82M
-10.07%7.31M
--13.46M
--13.46M
-89.66%11.47M
-Accounts payable
414.61%20.82M
37.60%7.54M
26.35%9.68M
26.35%9.68M
-12.65%7.27M
-30.84%4.05M
-10.93%5.48M
--7.66M
--7.66M
-92.37%8.32M
-Total tax payable
47.93%4.1M
32.64%2.43M
28.79%7.47M
28.79%7.47M
43.40%4.53M
30.43%2.77M
-7.39%1.83M
--5.8M
--5.8M
53.77%3.16M
Long term provisions
11.58%158.18M
17.18%155.58M
21.93%153.77M
21.93%153.77M
26.05%160.15M
31.11%141.76M
15.98%132.78M
--126.11M
--126.11M
--127.05M
Long term debt and capital lease obligation
-3.80%104.52M
-0.10%106.95M
1.10%110.62M
1.10%110.62M
2.11%105.53M
5.41%108.65M
4.28%107.06M
14.85%109.42M
14.85%109.42M
2.37%103.35M
-Long term debt
-3.28%101.11M
0.57%103.36M
1.81%106.85M
1.81%106.85M
2.92%101.59M
6.22%104.53M
5.16%102.77M
10.16%104.95M
10.16%104.95M
3.16%98.71M
-Long term capital lease obligation
-17.14%3.41M
-16.32%3.59M
-15.66%3.77M
-15.66%3.77M
-15.07%3.94M
-11.68%4.12M
-13.13%4.3M
--4.47M
--4.47M
-11.98%4.64M
Non current deferred liabilities
-47.87%355K
0.71%709K
-7.00%731K
-7.00%731K
-14.30%659K
-16.13%681K
-17.66%704K
--786K
--786K
-8.45%769K
Other liabilities
0.07%6.75M
21.15%8.74M
10.14%8.82M
10.14%8.82M
-12.15%9.66M
15.65%6.75M
37.28%7.21M
-94.05%8.01M
-94.05%8.01M
245.44%10.99M
Total liabilities
18.24%3.99B
23.27%3.92B
31.18%3.82B
31.18%3.82B
32.51%3.62B
43.48%3.37B
53.03%3.18B
39.96%2.92B
39.96%2.92B
34.17%2.73B
Shareholders'equity
Share capital
-0.18%228.47M
-1.74%228.47M
-4.66%228.47M
-4.66%228.47M
-5.44%228.19M
-5.16%228.88M
-3.65%232.51M
-0.70%239.63M
-0.70%239.63M
45.15%241.32M
-common stock
-0.19%214.82M
-1.85%214.82M
-4.94%214.82M
-4.94%214.82M
-5.77%214.54M
-5.46%215.23M
-3.87%218.87M
-6.36%225.98M
-6.36%225.98M
49.18%227.67M
-Preferred stock
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
0.00%13.65M
--13.65M
--13.65M
0.00%13.65M
Paid-in capital
26.55%2.72M
35.29%2.65M
55.89%2.51M
55.89%2.51M
96.72%2.34M
180.65%2.15M
473.31%1.96M
1,011.72%1.61M
1,011.72%1.61M
720.00%1.19M
Retained earnings
34.59%168.78M
35.33%157.85M
33.57%146.04M
33.57%146.04M
29.20%134.46M
26.30%125.4M
22.42%116.64M
20.62%109.34M
20.62%109.34M
21.54%104.07M
Gains losses not affecting retained earnings
47.87%139K
1.39%73K
32.32%131K
32.32%131K
-22.39%52K
118.60%94K
453.85%72K
2,575.00%99K
2,575.00%99K
3,250.00%67K
Total stockholders'equity
12.22%400.1M
10.78%389.03M
7.55%377.16M
7.55%377.16M
5.31%365.04M
4.42%356.52M
4.22%351.18M
5.59%350.68M
5.59%350.68M
37.54%346.65M
Total equity
12.22%400.1M
10.78%389.03M
7.55%377.16M
7.55%377.16M
5.31%365.04M
4.42%356.52M
4.22%351.18M
5.59%350.68M
5.59%350.68M
37.54%346.65M
Currency Unit
CAD
CAD
CAD
CAD
CAD
CAD
CAD
CAD
CAD
CAD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
(Q2)Apr 30, 2024(Q1)Jan 31, 2024(FY)Oct 31, 2023(Q4)Oct 31, 2023(Q3)Jul 31, 2023(Q2)Apr 30, 2023(Q1)Jan 31, 2023(FY)Oct 31, 2022(Q4)Oct 31, 2022(Q3)Jul 31, 2022
Assets
Cash cash equivalents and federal funds sold -11.11%198.81M-36.68%127.51M49.29%132.24M49.29%132.24M4.17%87.73M12.87%223.66M29.72%201.37M-67.38%88.58M-67.38%88.58M-71.65%84.21M
-Cash and cash equivalents -11.11%198.81M-36.68%127.51M49.29%132.24M49.29%132.24M4.17%87.73M12.87%223.66M29.72%201.37M-67.38%88.58M-67.38%88.58M-71.65%84.21M
Receivables 38.38%27.62M34.71%25.65M32.82%24.54M32.82%24.54M33.21%21.87M49.46%19.96M64.51%19.04M--18.48M--18.48M83.29%16.41M
-Accounts receivable 38.38%27.62M34.71%25.65M32.82%24.54M32.82%24.54M33.21%21.87M49.46%19.96M64.51%19.04M--18.48M--18.48M83.29%16.41M
Net loan 17.46%4B23.09%3.96B28.60%3.83B28.60%3.83B30.04%3.64B39.41%3.4B45.87%3.22B41.60%2.98B41.60%2.98B44.07%2.8B
-Gross loan 17.45%4B23.08%3.97B28.60%3.83B28.60%3.83B30.06%3.65B39.43%3.41B45.88%3.22B41.69%2.98B41.69%2.98B44.03%2.8B
-Allowance for loans and lease losses -4.91%2.4M4.24%2.39M31.99%2.51M31.99%2.51M58.74%2.7M64.77%2.53M57.32%2.29M--1.9M--1.9M-1.91%1.7M
Securities and investments 157.90%104.72M163.70%133.96M18.51%168.89M18.51%168.89M36.59%183.9M4,160.76%40.61M5,230.54%50.8M--142.52M--142.52M14,027.49%134.64M
-Available for sale securities 157.90%104.72M163.70%133.96M18.51%168.89M18.51%168.89M36.59%183.9M4,160.76%40.61M5,230.54%50.8M--142.52M--142.52M14,027.49%134.64M
Derivative assets 921.36%1.05M1,097.96%587K--1.52M--1.52M--1.12M--103K--49K--0--0----
Net PPE 156.91%27.25M157.70%27.44M-9.34%9.96M-9.34%9.96M-8.63%10.29M-6.47%10.61M-7.81%10.65M--10.99M--10.99M-8.16%11.26M
-Gross PPE 156.91%27.25M157.70%27.44M-1.49%21.95M-1.49%21.95M-8.63%10.29M-6.47%10.61M-7.81%10.65M--22.28M--22.28M-8.16%11.26M
-Accumulated depreciation ---------6.15%-11.99M-6.15%-11.99M---------------11.29M---11.29M----
Goodwill and other intangible assets -47.92%8.35M-45.09%8.45M-4.41%8.55M-4.41%8.55M80.14%16.31M74.86%16.03M65.73%15.38M--8.94M--8.94M-4.46%9.05M
-Goodwill 0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M0.00%5.75M--5.75M--5.75M0.00%5.75M
-Other intangible assets -74.75%2.59M-72.04%2.69M-12.37%2.79M-12.37%2.79M219.92%10.55M201.05%10.28M172.95%9.63M--3.19M--3.19M-11.36%3.3M
Other assets 55.76%21.17M55.95%20.2M35.01%22.13M35.01%22.13M-12.76%14.02M-16.02%13.59M-23.29%12.95M-59.54%16.39M-59.54%16.39M50.17%16.07M
Total assets 17.67%4.39B22.03%4.31B28.65%4.2B28.65%4.2B29.44%3.98B38.53%3.73B46.22%3.53B35.23%3.27B35.23%3.27B34.54%3.08B
Liabilities
Total deposits 18.83%3.69B24.38%3.64B32.96%3.53B32.96%3.53B34.46%3.33B46.27%3.11B58.39%2.93B43.40%2.66B43.40%2.66B36.16%2.48B
Payables 265.47%24.92M36.36%9.97M27.40%17.15M27.40%17.15M2.77%11.79M-14.51%6.82M-10.07%7.31M--13.46M--13.46M-89.66%11.47M
-Accounts payable 414.61%20.82M37.60%7.54M26.35%9.68M26.35%9.68M-12.65%7.27M-30.84%4.05M-10.93%5.48M--7.66M--7.66M-92.37%8.32M
-Total tax payable 47.93%4.1M32.64%2.43M28.79%7.47M28.79%7.47M43.40%4.53M30.43%2.77M-7.39%1.83M--5.8M--5.8M53.77%3.16M
Long term provisions 11.58%158.18M17.18%155.58M21.93%153.77M21.93%153.77M26.05%160.15M31.11%141.76M15.98%132.78M--126.11M--126.11M--127.05M
Long term debt and capital lease obligation -3.80%104.52M-0.10%106.95M1.10%110.62M1.10%110.62M2.11%105.53M5.41%108.65M4.28%107.06M14.85%109.42M14.85%109.42M2.37%103.35M
-Long term debt -3.28%101.11M0.57%103.36M1.81%106.85M1.81%106.85M2.92%101.59M6.22%104.53M5.16%102.77M10.16%104.95M10.16%104.95M3.16%98.71M
-Long term capital lease obligation -17.14%3.41M-16.32%3.59M-15.66%3.77M-15.66%3.77M-15.07%3.94M-11.68%4.12M-13.13%4.3M--4.47M--4.47M-11.98%4.64M
Non current deferred liabilities -47.87%355K0.71%709K-7.00%731K-7.00%731K-14.30%659K-16.13%681K-17.66%704K--786K--786K-8.45%769K
Other liabilities 0.07%6.75M21.15%8.74M10.14%8.82M10.14%8.82M-12.15%9.66M15.65%6.75M37.28%7.21M-94.05%8.01M-94.05%8.01M245.44%10.99M
Total liabilities 18.24%3.99B23.27%3.92B31.18%3.82B31.18%3.82B32.51%3.62B43.48%3.37B53.03%3.18B39.96%2.92B39.96%2.92B34.17%2.73B
Shareholders'equity
Share capital -0.18%228.47M-1.74%228.47M-4.66%228.47M-4.66%228.47M-5.44%228.19M-5.16%228.88M-3.65%232.51M-0.70%239.63M-0.70%239.63M45.15%241.32M
-common stock -0.19%214.82M-1.85%214.82M-4.94%214.82M-4.94%214.82M-5.77%214.54M-5.46%215.23M-3.87%218.87M-6.36%225.98M-6.36%225.98M49.18%227.67M
-Preferred stock 0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M0.00%13.65M--13.65M--13.65M0.00%13.65M
Paid-in capital 26.55%2.72M35.29%2.65M55.89%2.51M55.89%2.51M96.72%2.34M180.65%2.15M473.31%1.96M1,011.72%1.61M1,011.72%1.61M720.00%1.19M
Retained earnings 34.59%168.78M35.33%157.85M33.57%146.04M33.57%146.04M29.20%134.46M26.30%125.4M22.42%116.64M20.62%109.34M20.62%109.34M21.54%104.07M
Gains losses not affecting retained earnings 47.87%139K1.39%73K32.32%131K32.32%131K-22.39%52K118.60%94K453.85%72K2,575.00%99K2,575.00%99K3,250.00%67K
Total stockholders'equity 12.22%400.1M10.78%389.03M7.55%377.16M7.55%377.16M5.31%365.04M4.42%356.52M4.22%351.18M5.59%350.68M5.59%350.68M37.54%346.65M
Total equity 12.22%400.1M10.78%389.03M7.55%377.16M7.55%377.16M5.31%365.04M4.42%356.52M4.22%351.18M5.59%350.68M5.59%350.68M37.54%346.65M
Currency Unit CADCADCADCADCADCADCADCADCADCAD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions ----Unqualified Opinion--------Unqualified Opinion----

Analysis

Analyst Rating

No Data

Price Target

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