US Stock MarketDetailed Quotes

VBNK VersaBank

Watchlist
  • 10.110
  • -0.220-2.13%
Close Mar 21 16:00 ET
  • 10.110
  • 0.0000.00%
Post 16:01 ET
328.76MMarket Cap11.23P/E (TTM)

VersaBank Key Stats

Quarterly+Annual
YOY yoy
Hide blank lines yoy
(Q1)Jan 31, 2025
(FY)Oct 31, 2024
(Q4)Oct 31, 2024
(Q3)Jul 31, 2024
(Q2)Apr 30, 2024
(Q1)Jan 31, 2024
(FY)Oct 31, 2023
(Q4)Oct 31, 2023
(Q3)Jul 31, 2023
(Q2)Apr 30, 2023
Operating cash flow (Indirect Method)
Cash flow from continuing operating activities
-391.70%-89.06M
187.92%272.71M
415.41%153.28M
664.39%86.91M
160.51%50.62M
-153.00%-18.11M
390.06%94.72M
-79.72%29.74M
110.60%11.37M
-52.41%19.43M
Net income from continuing operations
-35.88%8.14M
-5.73%39.75M
-55.80%5.52M
-2.98%9.71M
15.25%11.83M
34.85%12.7M
86.08%42.16M
94.10%12.48M
74.88%10M
107.63%10.26M
Operating gains losses
130.50%4.29M
-114.85%-1.56M
-39.93%6.71M
-4,964.65%-16.1M
151.20%5.97M
-82.57%1.86M
10.74%10.51M
80.58%11.17M
-76.56%331K
-2,051.48%-11.66M
Depreciation and amortization
29.62%744K
47.73%2.63M
93.56%842K
35.96%586K
40.44%632K
22.91%574K
-8.00%1.78M
-14.20%435K
-5.90%431K
-6.83%450K
Deferred tax
-30.41%2.96M
-2.83%15.05M
-42.30%2.56M
-1.26%3.76M
29.29%4.47M
12.54%4.26M
56.55%15.48M
15.43%4.44M
78.10%3.81M
87.28%3.46M
Other non cashItems
3.18%-25.72M
-2.60%-102.66M
5.10%-24.9M
-0.06%-24.94M
-6.64%-26.24M
-9.45%-26.57M
-30.50%-100.05M
-16.74%-26.24M
-24.26%-24.93M
-42.73%-24.61M
Change in working capital
-248.06%-104.24M
1,747.78%229.86M
1,754.67%135.3M
1,651.81%94.71M
74.36%29.8M
-411.09%-29.95M
116.56%12.44M
-106.50%-8.18M
94.95%-6.1M
-55.07%17.09M
-Change in loans
14.76%-111.79M
63.80%-307.84M
38.70%-113.89M
87.81%-29.36M
81.68%-33.45M
45.63%-131.15M
3.42%-850.39M
-5.63%-185.78M
33.15%-240.78M
21.63%-182.63M
-Change in other working capital
-92.54%7.55M
-37.68%537.71M
40.31%249.19M
-47.13%124.06M
-68.33%63.25M
-59.66%101.2M
7.14%862.83M
-41.15%177.6M
-1.90%234.67M
-26.32%199.72M
Cash from discontinued operating activities
Operating cash flow
-391.70%-89.06M
187.92%272.71M
415.41%153.28M
664.39%86.91M
160.51%50.62M
-153.00%-18.11M
390.06%94.72M
-79.72%29.74M
110.60%11.37M
-52.41%19.43M
Investing cash flow
Cash flow from continuing investing activities
626.87%135.29M
-460.00%-157.58M
-1,165.31%-153.03M
63.91%-51.95M
205.37%28.78M
-79.77%18.61M
80.13%-28.14M
110.20%14.37M
-26,022.50%-143.94M
5,882.82%9.43M
Net investment purchase and sale
295.03%136.74M
-356.80%-126.89M
-1,080.87%-141.02M
65.52%-49.62M
199.16%29.14M
-62.39%34.61M
80.30%-27.78M
--14.38M
---143.92M
--9.74M
Net PPE purchase and sale
90.93%-1.45M
-5,032.04%-18.58M
958.33%103K
-19,300.00%-2.33M
-12.14%-351K
-63,908.00%-16M
37.69%-362K
-107.27%-12K
97.82%-12K
-92.02%-313K
Net business purchase and sale
----
---12.12M
----
----
----
----
--0
----
----
----
Cash from discontinued investing activities
Investing cash flow
626.87%135.29M
-460.00%-157.58M
-1,165.31%-153.03M
63.91%-51.95M
205.37%28.78M
-79.77%18.61M
80.13%-28.14M
110.20%14.37M
-26,022.50%-143.94M
5,882.82%9.43M
Financing cash flow
Cash flow from continuing financing activities
10,703.63%113.88M
-34.77%-23.33M
-1,811.39%-15.1M
40.11%-1.08M
-14.44%-6.08M
88.58%-1.07M
-174.75%-17.31M
73.93%-790K
-89.01%-1.81M
-337.76%-5.31M
Net issuance payments of debt
-3.39%-183K
-719.43%-5.74M
-12.72%-195K
-4.55%-184K
-2,860.00%-5.18M
-0.57%-177K
-9.03%-700K
0.00%-173K
-738.10%-176K
37.28%-175K
Net commonstock issuance
--114.88M
104.66%607K
116.79%607K
--0
--0
--0
-574.20%-13.01M
114.51%280K
---734K
---4.24M
Net preferred stock issuance
----
---14.62M
----
----
----
----
--0
----
----
----
Cash dividends paid
9.36%-813K
0.33%-3.59M
0.00%-897K
-0.22%-897K
0.11%-897K
1.43%-897K
3.46%-3.6M
3.24%-897K
4.18%-895K
3.85%-898K
Cash from discontinued financing activities
Financing cash flow
10,703.63%113.88M
-34.77%-23.33M
-1,811.39%-15.1M
40.11%-1.08M
-14.44%-6.08M
88.58%-1.07M
-174.75%-17.31M
73.93%-790K
-89.01%-1.81M
-337.76%-5.31M
Net cash flow
Beginning cash position
70.33%225.25M
49.29%132.24M
182.68%247.98M
-11.11%198.81M
-36.68%127.51M
49.29%132.24M
-67.38%88.58M
4.17%87.73M
12.87%223.66M
29.72%201.37M
Current changes in cash
27,944.52%160.11M
86.32%91.79M
-134.28%-14.85M
125.22%33.88M
211.40%73.33M
-100.49%-575K
127.28%49.27M
1,462.03%43.32M
-23.50%-134.37M
-40.32%23.55M
Effect of exchange rate changes
132.06%1.33M
121.81%1.22M
-756.12%-7.88M
1,077.12%15.29M
-61.27%-2.03M
-4.47%-4.16M
-135.96%-5.6M
-24.65%1.2M
69.56%-1.57M
-136.45%-1.26M
End cash position
203.27%386.69M
70.33%225.25M
70.33%225.25M
182.68%247.98M
-11.11%198.81M
-36.68%127.51M
49.29%132.24M
49.29%132.24M
4.17%87.73M
12.87%223.66M
Free cash flow
-165.32%-90.51M
169.33%254.13M
415.96%153.39M
644.70%84.58M
162.93%50.27M
-199.90%-34.12M
383.90%94.36M
-79.75%29.73M
110.53%11.36M
-52.99%19.12M
Currency Unit
CAD
CAD
CAD
CAD
CAD
CAD
CAD
CAD
CAD
CAD
Accounting Standards
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
US-GAAP
Audit Opinions
--
Unqualified Opinion
--
--
--
--
Unqualified Opinion
--
--
--
(Q1)Jan 31, 2025(FY)Oct 31, 2024(Q4)Oct 31, 2024(Q3)Jul 31, 2024(Q2)Apr 30, 2024(Q1)Jan 31, 2024(FY)Oct 31, 2023(Q4)Oct 31, 2023(Q3)Jul 31, 2023(Q2)Apr 30, 2023
Operating cash flow (Indirect Method)
Cash flow from continuing operating activities -391.70%-89.06M187.92%272.71M415.41%153.28M664.39%86.91M160.51%50.62M-153.00%-18.11M390.06%94.72M-79.72%29.74M110.60%11.37M-52.41%19.43M
Net income from continuing operations -35.88%8.14M-5.73%39.75M-55.80%5.52M-2.98%9.71M15.25%11.83M34.85%12.7M86.08%42.16M94.10%12.48M74.88%10M107.63%10.26M
Operating gains losses 130.50%4.29M-114.85%-1.56M-39.93%6.71M-4,964.65%-16.1M151.20%5.97M-82.57%1.86M10.74%10.51M80.58%11.17M-76.56%331K-2,051.48%-11.66M
Depreciation and amortization 29.62%744K47.73%2.63M93.56%842K35.96%586K40.44%632K22.91%574K-8.00%1.78M-14.20%435K-5.90%431K-6.83%450K
Deferred tax -30.41%2.96M-2.83%15.05M-42.30%2.56M-1.26%3.76M29.29%4.47M12.54%4.26M56.55%15.48M15.43%4.44M78.10%3.81M87.28%3.46M
Other non cashItems 3.18%-25.72M-2.60%-102.66M5.10%-24.9M-0.06%-24.94M-6.64%-26.24M-9.45%-26.57M-30.50%-100.05M-16.74%-26.24M-24.26%-24.93M-42.73%-24.61M
Change in working capital -248.06%-104.24M1,747.78%229.86M1,754.67%135.3M1,651.81%94.71M74.36%29.8M-411.09%-29.95M116.56%12.44M-106.50%-8.18M94.95%-6.1M-55.07%17.09M
-Change in loans 14.76%-111.79M63.80%-307.84M38.70%-113.89M87.81%-29.36M81.68%-33.45M45.63%-131.15M3.42%-850.39M-5.63%-185.78M33.15%-240.78M21.63%-182.63M
-Change in other working capital -92.54%7.55M-37.68%537.71M40.31%249.19M-47.13%124.06M-68.33%63.25M-59.66%101.2M7.14%862.83M-41.15%177.6M-1.90%234.67M-26.32%199.72M
Cash from discontinued operating activities
Operating cash flow -391.70%-89.06M187.92%272.71M415.41%153.28M664.39%86.91M160.51%50.62M-153.00%-18.11M390.06%94.72M-79.72%29.74M110.60%11.37M-52.41%19.43M
Investing cash flow
Cash flow from continuing investing activities 626.87%135.29M-460.00%-157.58M-1,165.31%-153.03M63.91%-51.95M205.37%28.78M-79.77%18.61M80.13%-28.14M110.20%14.37M-26,022.50%-143.94M5,882.82%9.43M
Net investment purchase and sale 295.03%136.74M-356.80%-126.89M-1,080.87%-141.02M65.52%-49.62M199.16%29.14M-62.39%34.61M80.30%-27.78M--14.38M---143.92M--9.74M
Net PPE purchase and sale 90.93%-1.45M-5,032.04%-18.58M958.33%103K-19,300.00%-2.33M-12.14%-351K-63,908.00%-16M37.69%-362K-107.27%-12K97.82%-12K-92.02%-313K
Net business purchase and sale -------12.12M------------------0------------
Cash from discontinued investing activities
Investing cash flow 626.87%135.29M-460.00%-157.58M-1,165.31%-153.03M63.91%-51.95M205.37%28.78M-79.77%18.61M80.13%-28.14M110.20%14.37M-26,022.50%-143.94M5,882.82%9.43M
Financing cash flow
Cash flow from continuing financing activities 10,703.63%113.88M-34.77%-23.33M-1,811.39%-15.1M40.11%-1.08M-14.44%-6.08M88.58%-1.07M-174.75%-17.31M73.93%-790K-89.01%-1.81M-337.76%-5.31M
Net issuance payments of debt -3.39%-183K-719.43%-5.74M-12.72%-195K-4.55%-184K-2,860.00%-5.18M-0.57%-177K-9.03%-700K0.00%-173K-738.10%-176K37.28%-175K
Net commonstock issuance --114.88M104.66%607K116.79%607K--0--0--0-574.20%-13.01M114.51%280K---734K---4.24M
Net preferred stock issuance -------14.62M------------------0------------
Cash dividends paid 9.36%-813K0.33%-3.59M0.00%-897K-0.22%-897K0.11%-897K1.43%-897K3.46%-3.6M3.24%-897K4.18%-895K3.85%-898K
Cash from discontinued financing activities
Financing cash flow 10,703.63%113.88M-34.77%-23.33M-1,811.39%-15.1M40.11%-1.08M-14.44%-6.08M88.58%-1.07M-174.75%-17.31M73.93%-790K-89.01%-1.81M-337.76%-5.31M
Net cash flow
Beginning cash position 70.33%225.25M49.29%132.24M182.68%247.98M-11.11%198.81M-36.68%127.51M49.29%132.24M-67.38%88.58M4.17%87.73M12.87%223.66M29.72%201.37M
Current changes in cash 27,944.52%160.11M86.32%91.79M-134.28%-14.85M125.22%33.88M211.40%73.33M-100.49%-575K127.28%49.27M1,462.03%43.32M-23.50%-134.37M-40.32%23.55M
Effect of exchange rate changes 132.06%1.33M121.81%1.22M-756.12%-7.88M1,077.12%15.29M-61.27%-2.03M-4.47%-4.16M-135.96%-5.6M-24.65%1.2M69.56%-1.57M-136.45%-1.26M
End cash position 203.27%386.69M70.33%225.25M70.33%225.25M182.68%247.98M-11.11%198.81M-36.68%127.51M49.29%132.24M49.29%132.24M4.17%87.73M12.87%223.66M
Free cash flow -165.32%-90.51M169.33%254.13M415.96%153.39M644.70%84.58M162.93%50.27M-199.90%-34.12M383.90%94.36M-79.75%29.73M110.53%11.36M-52.99%19.12M
Currency Unit CADCADCADCADCADCADCADCADCADCAD
Accounting Standards US-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAPUS-GAAP
Audit Opinions --Unqualified Opinion--------Unqualified Opinion------
Market Insights
Fed Rate Cut Beneficiaries Fed Rate Cut Beneficiaries

Stocks that are expected to benefit from a Federal Reserve rate cut. Information is provided by Futu and is a non-exhaustive list of all thematic stocks for reference purposes only. This section presents the top 5 stocks in Fed Rate Cut Beneficiaries, ranked from highest to lowest based on real-time market data. Stocks that are expected to benefit from a Federal Reserve rate cut. Information is provided by Futu and is a non-exhaustive list of all thematic stocks for reference purposes only. This section presents the top 5 stocks in Fed Rate Cut Beneficiaries, ranked from highest to lowest based on real-time market data.