During bear markets wouldn't it be better to have your fixed income separate (ie: HISA+ $VANGUARD ALL EQUITY ETF PORTFOLIO ETF UNITS (VEQT.CA)$ ) from the typical Balanced fund because you could withdraw from your HISA, cash.to etc rather than from say, VBAL where you are forced to sell some of the equity portion at low prices? $ISHARES CORE EQUITY ETF PORTFOLIO UNITS CAD (XEQT.CA)$ $GLOBAL X HIGH INTEREST SAVINGS ETF UNITS A CAD (CASH.CA)$

Was just looking at some year to date performances of the etfs I own. As of this morning:
$VANGUARD ALL EQUITY ETF PORTFOLIO ETF UNITS (VEQT.CA)$ is up 12.51%
$Vanguard Total World Stock ETF (VT.US)$ is up 11.08%

Is it a good idea to invest into a combination of $VANGUARD ALL EQUITY ETF PORTFOLIO ETF UNITS (VEQT.CA)$ & $ISHARES CORE EQUITY ETF PORTFOLIO UNITS CAD (XEQT.CA)$ holdings to minimize MER?

Hi guys, as title says. There are SO many out there. So far I've got on my list $ISHARES CORE EQUITY ETF PORTFOLIO UNITS CAD (XEQT.CA)$ , $VANGUARD S&P 500 INDEX ETF TR UNIT (VFV.CA)$ , $VANGUARD ALL EQUITY ETF PORTFOLIO ETF UNITS (VEQT.CA)$ . $ISHARES S&P/TSX 60 INDEX ETF UNIT (XIU.CA)$ . $VANGUARD FTSE CDN HIGH DIVID YIELD TRUST UNIT (VDY.CA)$ . What else are out there?, Not too concerned on volatility as i'm l...