Half my portfolio are ETFs. The other half are: $Condor Resources Inc (CN.CA)$ , $The Toronto-Dominion Bank (TD.CA)$ , $Bank of Nova Scotia (BNS.CA)$ , $Fortis Inc (FTS.CA)$ , T, $Suncor Energy Inc (SU.CA)$ , $Enbridge Inc (ENB.CA)$ , and unfortunately $Algonquin Power & Utilities Corp (AQN.CA)$ . Over the last several years only CN and FTS have given me consistent returns. Recently SU and ENB are finally showing signs of life but all the other ones are...

During bear markets wouldn't it be better to have your fixed income separate (ie: HISA+ $VANGUARD ALL EQUITY ETF PORTFOLIO ETF UNITS (VEQT.CA)$ ) from the typical Balanced fund because you could withdraw from your HISA, cash.to etc rather than from say, VBAL where you are forced to sell some of the equity portion at low prices? $ISHARES CORE EQUITY ETF PORTFOLIO UNITS CAD (XEQT.CA)$ $GLOBAL X HIGH INTEREST SAVINGS ETF UNITS A CAD (CASH.CA)$

Have ~50k in cash but hesitant to buy in with the huge run up we've had. Yeah I know you can't time the market but I wonder what the odds are it will continue before it tapers off.
Edit: 29% over 1 yr not YTD $ISHARES CORE EQUITY ETF PORTFOLIO UNITS CAD (XEQT.CA)$

$ISHARES CORE EQUITY ETF PORTFOLIO UNITS CAD (XEQT.CA)$ Green line go up good.

Sell me on $ISHARES CORE EQUITY ETF PORTFOLIO UNITS CAD (XEQT.CA)$ . Why wouldn’t just investing in VFV ( $S&P 500 Index (.SPX.US)$ ) long term be better ?